- Audi RS 3 insurance costs an average of $2,868 per year, or around $239 per month for full coverage.
- As one of the more expensive small luxury cars to insure, the Audi RS 3 costs $227 more per year on average to insure when compared to the other small luxury cars.
How much does Audi RS 3 insurance cost?
Ranked 16th out of 18 vehicles in the small luxury car class, Audi RS 3 insurance rates average $2,868 annually, or about $239 monthly. With the average small luxury car costing $2,641 a year to insure, the Audi RS 3 could possibly cost around $227 or more on an annual basis.
The bar chart below details how average Audi RS3 car insurance prices adjust based on driver age group and physical damage deductibles. Insurance cost estimates vary from the cheapest price of $1,980 per year for a driver age 60 with high physical damage deductibles to the highest cost of $6,750 each year for a driver age 20 with low policy deductibles.
The following table details average insurance policy premiums for an Audi RS 3 for the 2017 to 2024 model years and different driver age groups.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Audi RS 3 | $5,756 | $2,868 | $2,370 |
| 2023 Audi RS 3 | $5,602 | $2,786 | $2,302 |
| 2022 Audi RS 3 | $5,372 | $2,666 | $2,206 |
| 2021 Audi RS 3 | $5,278 | $2,618 | $2,166 |
| 2020 Audi RS 3 | $5,118 | $2,538 | $2,100 |
| 2018 Audi RS 3 | $4,520 | $2,236 | $1,856 |
| 2017 Audi RS 3 | $4,496 | $2,216 | $1,842 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi RS 3 trim levels for each model year. Updated October 24, 2025
Is Audi RS3 insurance expensive?
When compared to other models in the compact luxury car segment, car insurance prices for an Audi RS 3 cost $734 more per year than the Acura Integra, $362 more per year than the Cadillac CT4, and $238 more per year than the BMW 230i.
The Audi RS 3 ranks 16th out of 18 comparison vehicles in the small luxury car category for car insurance affordability. The RS 3 costs an average of $2,868 per year to insure for full coverage, while the category median cost is $2,641 per year, a difference of $227 per year.
The following table shows how average Audi RS 3 car insurance rates compare to other models in the 2024 model year small luxury car segment like the Acura TLX, Audi A4, and Genesis G70.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura Integra | $2,134 | -$734 |
| 2 | BMW 330i | $2,444 | -$424 |
| 3 | Acura TLX | $2,484 | -$384 |
| 4 | Cadillac CT4 | $2,506 | -$362 |
| 5 | Genesis G70 | $2,512 | -$356 |
| 6 | Lexus IS 350 | $2,534 | -$334 |
| 7 | Lexus RC 350 | $2,604 | -$264 |
| 8 | BMW 330e | $2,606 | -$262 |
| 9 | BMW 228i | $2,608 | -$260 |
| 10 | BMW 230i | $2,630 | -$238 |
| 11 | Audi S3 | $2,690 | -$178 |
| 12 | Alfa Romeo Giulia | $2,704 | -$164 |
| 13 | Audi A4 | $2,762 | -$106 |
| 14 | BMW M235i | $2,776 | -$92 |
| 15 | Volvo S60 | $2,814 | -$54 |
| 16 | Audi RS 3 | $2,868 | -- |
| 17 | BMW M240i | $2,924 | $56 |
| 18 | BMW M340i | $2,932 | $64 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
