BMW 550xi Insurance on a Budget: Factors Impacting Costs

• Car insurance rates on a BMW 550xi cost an average of $2,086 per year, or around $174 per month, but can vary considerably based on the policy limits.
• The 550xi ranks 35^th out of 47 vehicles in the midsize luxury car class for auto insurance affordability.
• Insurance for the 550xi costs 8.8% more than the average rate for similar 2017 model year luxury car models.

How much does BMW 550xi car insurance cost?

Ranked 35^th out of 47 vehicles in the 2017 midsize luxury car class, BMW 550xi insurance costs an average of $2,086 yearly, or around $174 monthly.

With the average midsize luxury car costing $1,910 a year to insure, the BMW 550xi may cost an estimated $176 or more every 12 months.

The next chart details how BMW 550xi auto insurance prices can vary based on the age of the rated driver and $250, $500, and $1,000 deductibles.

The data table below breaks down average full coverage insurance rates for a BMW 550xi for the 2013 to 2017 model years.

BMW 550xi insurance rates compared

When compared directly to other midsize luxury car models, car insurance prices for a BMW 550xi cost $480 more per year than the Lexus ES 350, $246 more than the BMW 530i, and $154 more than the Infiniti Q50.

The BMW 550xi ranks 35^th out of 47 total vehicles in the 2017 midsize luxury car class for car insurance affordability.

The 550xi costs an average of $2,086 per year to insure for full coverage, while the segment average cost is $1,910 annually, a difference of $176 per year.

The table below shows how 550xi car insurance rates compare to all other midsize luxury models in the U.S. like the Lincoln MKZ, Mercedes-Benz CLA250, and the Audi A6.