BMW 760i Insurance for 2025: Why Does it Cost so Much?

We compared average 760i sedan insurance rates for the 2013-2015 model years to see how prices ranked against other large luxury cars.

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  • BMW 760i insurance costs around $3,030 per year, $1,515 for a 6-month policy, or around $253 per month.
  • Out of 39 vehicles in the 2015 large luxury car segment, the 760i ranks 33rd for car insurance affordability.

How much does BMW 760i insurance cost?

Ranked 33rd out of 39 vehicles in the large luxury car class, BMW 760i insurance costs on average $3,030 annually for full coverage, or $253 monthly. With the average large luxury car costing $2,614 a year to insure, the BMW 760i could cost around $416 or more every 12 months.

The bar chart below illustrates average car insurance rates for a 2015 BMW 760i using an assortment of different driver ages and risk profiles.

Average 2015 BMW 760i insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2015 BMW 760i insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2015 model year BMW 760i with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all BMW 760i trim levels.

2015 BMW 760i Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,966$581
Safe Driver Age 20$6,128$511
At-fault Accidents Age 40$4,266$356
Low Deductibles Age 40$4,068$339
Safe Driver Age 30$3,248$271
Safe Driver Age 40$3,030$253
Safe Driver Age 50$2,664$222
Discount Rate Age 40$2,514$210
Safe Driver Age 60$2,498$208
High Deductibles Age 40$2,498$208

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2015 BMW 760i trim levels. Updated October 24, 2025

The data table below details average BMW 760i insurance rates from the 2013 to 2015 model years.

BMW 760i Insurance Cost for 2013-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 BMW 760i$4,104$342
2023 BMW 760i$3,946$329
2015 BMW 760i$3,030$253
2014 BMW 760i$2,810$234
2013 BMW 760i$2,666$222

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all BMW 760i trim levels for each model year. Updated October 24, 2025

Average annual premium and cost per month to insure 2013 to 2015 BMW 760i models
Average annual premium and cost per month to insure 2013 to 2015 BMW 760i models

How does BMW 760i car insurance cost rank?

The BMW 760i ranks 33rd out of 39 comparison vehicles in the large luxury car class for car insurance affordability. The 760i costs an estimated $3,030 per year for full coverage insurance and the class average insurance cost is $2,614 per year, a difference of $416 per year.

When insurance prices are compared to other large luxury cars, the BMW 760i costs $1,118 more per year than the Audi A5, $388 more than the Mercedes-Benz S550, and $650 more than the BMW 740i.

The next chart shows how insurance rates for a BMW 760i compare to the top 10 most popular large luxury cars like the Cadillac XTS, Lexus LS 460, and the Porsche Panamera. In addition to the chart, we also included a table showing car insurance affordability rankings for all 39 models in the 2015 large luxury car class.

Average 2015 BMW 760i car insurance premium compared to other large luxury car models.
Figure 2: Average 2015 BMW 760i car insurance premium compared to other large luxury car models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2015 model year BMW 760i. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all BMW 760i trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

BMW 760i Insurance Cost Compared to All Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Cadillac CTS$1,692-$1,338
2Cadillac XTS$1,874-$1,156
3Audi A5$1,912-$1,118
4Lincoln MKS$1,916-$1,114
5Infiniti Q60$1,976-$1,054
6Acura RLX$2,126-$904
7Lexus GS 450$2,144-$886
8Infiniti Q70L$2,164-$866
9Infiniti Q70$2,172-$858
10Kia K900$2,198-$832
11Lexus LS 460$2,204-$826
12Cadillac CTS-V$2,226-$804
13Mercedes-Benz CLS550$2,288-$742
14Mercedes-Benz C63 AMG$2,312-$718
15Hyundai Equus$2,320-$710
16BMW 740i$2,380-$650
17BMW 650i$2,438-$592
18Maserati Ghibli$2,462-$568
19Jaguar XJ$2,514-$516
20BMW 750i$2,540-$490
21Jaguar XJ Super$2,544-$486
22Mercedes-Benz E63 AMG$2,600-$430
23Mercedes-Benz S550$2,642-$388
24BMW 750xi$2,664-$366
25Mercedes-Benz CLS63 AMG$2,694-$336
26Audi RS 7$2,722-$308
27Lexus LS 600H$2,770-$260
28BMW Alpina B6$2,784-$246
29Audi A8$2,804-$226
30Audi S8$2,814-$216
31Porsche Panamera$2,866-$164
32Maserati Quattroporte$3,018-$12
33BMW 760i$3,030--
34Mercedes-Benz S63 AMG$3,162$132
35Mercedes-Benz S600$3,272$242
36Bentley Continental$3,686$656
37Mercedes-Benz S65 AMG$3,746$716
38Mercedes-Benz S65$3,836$806
39Bentley Mulsanne$4,446$1,416

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2015 model year. Updated October 24, 2025