BMW 760i Insurance for 2025: Why Does it Cost so Much?

We compared average 760i sedan insurance rates for the 2013-2015 model years to see how prices ranked against other large luxury cars.

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  • BMW 760i insurance costs around $2,960 per year, $1,480 for a 6-month policy, or around $247 per month.
  • Out of 39 vehicles in the 2015 large luxury car segment, the 760i ranks 33rd for car insurance affordability.

How much does BMW 760i insurance cost?

Ranked 33rd out of 39 vehicles in the large luxury car class, BMW 760i insurance costs on average $2,960 annually for full coverage, or $247 monthly. With the average large luxury car costing $2,553 a year to insure, the BMW 760i could cost around $407 or more every 12 months.

The bar chart below illustrates average car insurance rates for a 2015 BMW 760i using an assortment of different driver ages and risk profiles.

Average 2015 BMW 760i insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2015 BMW 760i insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2015 model year BMW 760i with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all BMW 760i trim levels.

2015 BMW 760i Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,800$567
Safe Driver Age 20$5,982$499
At-fault Accidents Age 40$4,164$347
Low Deductibles Age 40$3,974$331
Safe Driver Age 30$3,168$264
Safe Driver Age 40$2,960$247
Safe Driver Age 50$2,602$217
Discount Rate Age 40$2,454$205
High Deductibles Age 40$2,440$203
Safe Driver Age 60$2,438$203

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2015 BMW 760i trim levels. Updated June 27, 2025

The data table below details average BMW 760i insurance rates from the 2013 to 2015 model years.

BMW 760i Insurance Cost for 2013-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 BMW 760i$4,008$334
2023 BMW 760i$3,854$321
2015 BMW 760i$2,960$247
2014 BMW 760i$2,746$229
2013 BMW 760i$2,606$217

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all BMW 760i trim levels for each model year. Updated June 26, 2025

Average annual premium and cost per month to insure 2013 to 2015 BMW 760i models
Average annual premium and cost per month to insure 2013 to 2015 BMW 760i models

How does BMW 760i car insurance cost rank?

The BMW 760i ranks 33rd out of 39 comparison vehicles in the large luxury car class for car insurance affordability. The 760i costs an estimated $2,960 per year for full coverage insurance and the class average insurance cost is $2,553 per year, a difference of $407 per year.

When insurance prices are compared to other large luxury cars, the BMW 760i costs $1,092 more per year than the Audi A5, $380 more than the Mercedes-Benz S550, and $636 more than the BMW 740i.

The next chart shows how insurance rates for a BMW 760i compare to the top 10 most popular large luxury cars like the Cadillac XTS, Lexus LS 460, and the Porsche Panamera. In addition to the chart, we also included a table showing car insurance affordability rankings for all 39 models in the 2015 large luxury car class.

Average 2015 BMW 760i car insurance premium compared to other large luxury car models.
Figure 2: Average 2015 BMW 760i car insurance premium compared to other large luxury car models. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2015 model year BMW 760i. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all BMW 760i trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

BMW 760i Insurance Cost Compared to All Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Cadillac CTS$1,650-$1,310
2Cadillac XTS$1,830-$1,130
3Audi A5$1,868-$1,092
4Lincoln MKS$1,872-$1,088
5Infiniti Q60$1,928-$1,032
6Acura RLX$2,078-$882
7Lexus GS 450$2,096-$864
8Infiniti Q70L$2,112-$848
9Infiniti Q70$2,124-$836
10Kia K900$2,148-$812
11Lexus LS 460$2,150-$810
12Cadillac CTS-V$2,176-$784
13Mercedes-Benz CLS550$2,236-$724
14Mercedes-Benz C63 AMG$2,256-$704
15Hyundai Equus$2,268-$692
16BMW 740i$2,324-$636
17BMW 650i$2,380-$580
18Maserati Ghibli$2,406-$554
19Jaguar XJ$2,454-$506
20BMW 750i$2,480-$480
21Jaguar XJ Super$2,486-$474
22Mercedes-Benz E63 AMG$2,538-$422
23Mercedes-Benz S550$2,580-$380
24BMW 750xi$2,602-$358
25Mercedes-Benz CLS63 AMG$2,632-$328
26Audi RS 7$2,660-$300
27Lexus LS 600H$2,706-$254
28BMW Alpina B6$2,720-$240
29Audi A8$2,740-$220
30Audi S8$2,750-$210
31Porsche Panamera$2,800-$160
32Maserati Quattroporte$2,946-$14
33BMW 760i$2,960--
34Mercedes-Benz S63 AMG$3,088$128
35Mercedes-Benz S600$3,196$236
36Bentley Continental$3,596$636
37Mercedes-Benz S65 AMG$3,660$700
38Mercedes-Benz S65$3,748$788
39Bentley Mulsanne$4,342$1,382

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2015 model year. Updated June 26, 2025