- The average Mercedes S63 AMG insurance cost is $2,952 per year, or $246 per month for full coverage.
- The cheapest Mercedes S63 AMG to insure is the Sedan at around $2,942 per year, and the most expensive trim is the 4Matic Coupe at $2,964 annually.
- The S63 AMG ranks 35th out of 43 vehicles in the 2017 large luxury car class for auto insurance affordability.
How much does Mercedes S63 AMG insurance cost?
Mercedes S63 AMG car insurance costs $2,952 a year for full coverage, or about $246 a month. Comprehensive costs around $710 a year, collision insurance costs an estimated $1,642, and the remaining liability and medical coverage is an estimated $600.
The bar chart below shows average S63 AMG car insurance rates based on various driver age groups and physical damage deductibles.
The annual policy rates shown vary from the cheapest policy cost of $2,168 per year for a 60-year-old driver with $1,000 deductibles to the highest policy cost of $7,070 each year for a driver age 20 with low deductibles.
The table below shows average Mercedes-Benz S63 AMG insurance rates for the 2013 to 2017 model years and a range of rated drivers.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2017 Mercedes-Benz S63 AMG | $5,946 | $2,952 | $2,638 |
| 2016 Mercedes-Benz S63 AMG | $5,642 | $2,804 | $2,506 |
| 2015 Mercedes-Benz S63 AMG | $5,186 | $2,586 | $2,314 |
| 2014 Mercedes-Benz S63 AMG | $4,842 | $2,396 | $2,148 |
| 2013 Mercedes-Benz S63 AMG | $4,302 | $2,154 | $1,922 |
The table below displays average yearly and 6-month policy costs, in addition to a monthly amount for budgeting, for 2017 S63 AMG Sedan and 4Matic Coupe trim levels.
| Mercedes-Benz S63 AMG Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| Sedan | $2,942 | $1,471 | $245 |
| 4Matic Coupe | $2,964 | $1,482 | $247 |
How do S63 AMG car insurance prices rank?
The Mercedes S63 AMG ranks 35th out of 43 comparison vehicles in the 2017 full-size luxury sedan category for most affordable auto insurance rates.
The S63 AMG costs an average of $2,952 per year for a car insurance policy with full coverage, and the segment average policy cost is $2,417 per year, a difference of $535 per year.
When compared side-by-side to other large luxury car models, insurance rates for a Mercedes-Benz S63 AMG cost $1,426 more per year than the Audi A5, $346 more than the Mercedes-Benz S550, and $772 more than the BMW 740i.
The chart below shows how the average car insurance rate for a S63 AMG compares to the top 10 best-selling large luxury cars in the U.S. like the Cadillac XTS, Cadillac CT6, and the Lexus LS 460.
In addition to the chart, a larger table is included following the chart showing rate comparisons for all 43 vehicles in the 2017 large luxury car segment.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Lincoln Continental | $1,508 | -$1,444 |
| 2 | Audi A5 | $1,526 | -$1,426 |
| 3 | Cadillac XTS | $1,558 | -$1,394 |
| 4 | Cadillac CTS | $1,574 | -$1,378 |
| 5 | Cadillac CT6 | $1,682 | -$1,270 |
| 6 | Volvo S90 | $1,766 | -$1,186 |
| 7 | Infiniti Q70 | $1,832 | -$1,120 |
| 8 | Acura RLX | $1,886 | -$1,066 |
| 9 | Mercedes-Benz CLS550 | $1,914 | -$1,038 |
| 10 | Lexus GS 450 | $1,968 | -$984 |
| 11 | Mercedes-Benz C63 AMG | $1,998 | -$954 |
| 12 | Jaguar XJ | $2,008 | -$944 |
| 13 | Infiniti Q60 | $2,044 | -$908 |
| 14 | Kia K900 | $2,062 | -$890 |
| 15 | Mercedes-Benz E63 AMG | $2,074 | -$878 |
| 16 | Cadillac CTS-V | $2,078 | -$874 |
| 17 | Genesis G90 | $2,112 | -$840 |
| 18 | BMW 740e | $2,138 | -$814 |
| 19 | Lexus LS 460 | $2,140 | -$812 |
| 20 | BMW 740i | $2,180 | -$772 |
| 21 | BMW 650i | $2,246 | -$706 |
| 22 | Maserati Ghibli | $2,348 | -$604 |
| 23 | Porsche Panamera | $2,362 | -$590 |
| 24 | Jaguar XJ Super | $2,384 | -$568 |
| 25 | Mercedes-Benz CLS63 AMG | $2,392 | -$560 |
| 26 | Audi A8 | $2,470 | -$482 |
| 27 | BMW 750i | $2,526 | -$426 |
| 28 | Maserati Quattroporte | $2,530 | -$422 |
| 29 | BMW Alpina B6 | $2,534 | -$418 |
| 30 | Audi RS 7 | $2,546 | -$406 |
| 31 | Mercedes-Benz S550 | $2,606 | -$346 |
| 32 | Audi S8 | $2,620 | -$332 |
| 33 | Mercedes-Benz AMG | $2,626 | -$326 |
| 34 | BMW M760xi | $2,854 | -$98 |
| 35 | Mercedes-Benz S63 AMG | $2,952 | -- |
| 36 | Mercedes-Benz S600 | $2,964 | $12 |
| 37 | Mercedes-Benz AMG S63 | $3,050 | $98 |
| 38 | Bentley Flying Spur | $3,342 | $390 |
| 39 | Mercedes-Benz S65 AMG | $3,446 | $494 |
| 40 | Mercedes-Benz S65 | $3,514 | $562 |
| 41 | Mercedes-Benz AMG S65 | $3,584 | $632 |
| 42 | Bentley Continental | $3,592 | $640 |
| 43 | Bentley Mulsanne | $4,408 | $1,456 |
Additional S63 AMG insurance rates and insights
The list below includes some additional rates like insuring teenagers on a S63 AMG, how driver age affects cost, and how difference deductible levels affect policy cost.
- Earn policy discounts to save money. Discounts may be available if the insureds drive low annual mileage, take a defensive driving course, work in certain occupations, are good students, are homeowners, or many other policy discounts which could save the average driver as much as $508 per year on the cost of insuring a S63 AMG.
- Teenage drivers are expensive to insure. Average rates for full coverage S63 AMG insurance costs $10,306 per year for a 16-year-old driver, $9,774 per year for a 17-year-old driver, $9,178 per year for an 18-year-old driver, and $8,394 per year for a 19-year-old driver.
- Earn a discount from your employment. Just about all car insurance companies offer policy discounts for specific professions like architects, police officers and law enforcement, accountants, lawyers, firefighters, and others. Qualifying for an occupational discount could save between $89 and $150 on your insurance premium, depending on the coverage levels.
- Driver gender influences rates. For a 2017 Mercedes-Benz S63 AMG, a 20-year-old male driver will pay an average rate of $5,946 per year, while a 20-year-old female driver will get a rate of $4,344, a difference of $1,602 per year in favor of the women by a long shot. But by age 50, the male rate is $2,682 and the rate for females is $2,628, a difference of only $54.
- Lower the cost of your policy by increasing deductibles. Boosting your deductibles from $500 to $1,000 could save around $532 per year for a 40-year-old driver and $1,062 per year for a 20-year-old driver.
- The lower deductible you choose, the higher the policy cost. Lowering your policy deductibles from $500 to $250 could cost an additional $558 per year for a 40-year-old driver and $1,124 per year for a 20-year-old driver.
- Rates trend downward as age increases. The difference in insurance rates for a 2017 S63 AMG between a 60-year-old driver ($2,638 per year) and a 30-year-old driver ($3,142 per year) is $504, or a savings of 17.4%.
