Audi A5 Insurance Cost – 2023 Rates and Comparisons

• Audi A5 insurance averages $2,030 per year or around $169 per month, depending on the trim level.
• Drivers can find the cheapest Audi A5 insurance on the Premium Coupe trim level at $1,826 per year.
• The A5 Prestige Cabriolet has the highest rates at $2,160 per year.
• Out of 26 vehicles in the large luxury car segment, the A5 ranks first for insurance affordability.

How much does Audi A5 insurance cost?

Average car insurance rates for a 2023 Audi A5 cost $2,030 a year for full coverage. When splitting out the cost of individual coverages, comprehensive (or other-than-collision) coverage will cost around $522 a year, collision coverage is about $992, and the remaining liability/medical is approximately $516.

The chart below illustrates how Audi A5 insurance cost fluctuates based on the age of the rated driver and the chosen policy deductibles.

As with all auto insurance policies, the higher the deductibles, the lower the policy costs. In the chart above, A5 insurance rates range from an average rate for a 60-year-old driver of $1,816 up to the average rate for a 20-year-old driver of $4,044 per year, a difference of $2,228.

Some other noteworthy data insights concerning A5 insurance cost include:

• Younger drivers pay higher rates. The difference in insurance cost on a 2023 A5 between a 60-year-old driver ($1,816 per year) and a 20-year-old driver ($4,044 per year) is $2,228, or a savings of 76%.
• Gender affects car insurance rates. For a 2023 Audi A5, a 20-year-old male pays an estimated $4,044 per year, while a 20-year-old female pays an estimated $2,986, a difference of $1,058 per year in the women’s favor by a large margin. But by age 50, the rate for males is $1,848 and the rate for females is $1,812, a difference of only $36.
• Your occupation could earn you policy discounts. Just about all auto insurance companies offer policy discounts for specific occupations like farmers, firefighters, members of the military, doctors, lawyers, engineers, and other occupations. By qualifying for this profession discount, you could potentially save between $61 and $183 on your yearly insurance bill, subject to policy limits.
• More policy discounts means cheap Audi A5 insurance rates. Discounts may be available if the insureds are loyal customers, insure their home and car with the same company, work in certain occupations, are senior citizens, choose electronic billing, or many other policy discounts which could save the average driver as much as $342 per year on the cost of insuring an Audi A5.
• Safe drivers have lower average car insurance rates. At-fault accidents increase insurance cost, to the tune of $942 per year for a 30-year-old driver and as much as $636 per year for a 50-year-old driver.

What is the cheapest Audi A5 car insurance?

The cheapest model of Audi A5 to insure is the Premium Coupe at $1,826 per year, or about $152 per month. The second cheapest model is the Premium Plus Coupe at $1,918 per year, and the third cheapest trim to insure is the Sportback Premium 40 at $1,954 per year.

On the opposite end of the cost spectrum, the three most expensive Audi A5 models to insure are the Sportback Prestige 40, the Sportback Prestige 45, and the Prestige Cabriolet trim levels at an estimated $2,136,  $2,152, and $2,160 per year, respectively.

The next table displays average 2023 Audi A5 car insurance rates for annual and semi-annual terms, plus a monthly amount for budgeting, for each available model package and trim level.

How does A5 insurance rank against the competition?

The Audi A5 ranks first out of 26 total vehicles in the large luxury car segment. The A5 costs an average of $2,030 per year for full coverage insurance, while the category median average cost is $2,797 annually, a difference of $767 per year.

When compared directly to the best-selling models in the large luxury car category, insurance for an Audi A5 costs $842 less per year than the BMW 740i, $992 less than the Porsche Panamera, $624 less than the Infiniti Q60, and $934 less than the Audi A8.

The chart below shows how car insurance rates for an Audi A5 fare against other top-selling large luxury cars. In addition to the chart, a table is added after the chart that shows insurance cost for all 26 models in the large luxury car category.

How much can I save by insuring a used Audi A5?

Choosing to insure a 2013 A5 in place of the newest 2023 model could save an estimated $698 each year. Even opting for a barely used 2019 model will save $280 each year.

The following data table details typical insurance rates for an Audi A5 for different model years. Policy cost ranges from the lowest rate of $1,332 for a 2013 model year up to a maximum value of $2,030 to insure a 2023 Audi A5.