Insuring Your Audi A5: What You Need to Know

• Audi A5 insurance averages $2,246 per year or around $187 per month, depending on the trim level.
• Drivers can find the cheapest Audi A5 insurance on the Coupe Premium trim level at $2,038 per year.
• The A5 Cabriolet Prestige has the highest rates at $2,394 per year.
• Out of 24 vehicles in the large luxury car segment, the A5 ranks first for insurance affordability.

How much does Audi A5 insurance cost?

Average car insurance rates for a 2024 Audi A5 cost $2,246 a year for full coverage. When splitting out the cost of individual coverages, comprehensive (or other-than-collision) coverage will cost around $594 a year, collision coverage is about $1,128, and the remaining liability/medical is approximately $524.

The chart below illustrates how Audi A5 insurance cost fluctuates based on the age of the rated driver and the chosen policy deductibles.

As with all auto insurance policies, the higher the deductibles, the lower the policy costs. In the chart above, A5 insurance rates range from an average rate for a 60-year-old driver of $1,856 up to the average rate for a 20-year-old driver of $4,512 per year, a difference of $2,656.

Some other noteworthy data insights concerning A5 insurance cost include:

• Younger drivers pay higher rates. The difference in insurance cost on a 2024 A5 between a 60-year-old driver ($1,856 per year) and a 20-year-old driver ($4,512 per year) is $2,656, or a savings of 83.4%.
• Gender affects car insurance rates. For a 2024 Audi A5, a 20-year-old male pays an estimated $4,512 per year, while a 20-year-old female pays an estimated $3,230, a difference of $1,282 per year in the women’s favor by a large margin. But by age 50, the rate for males is $1,982 and the rate for females is $1,936, a difference of only $46.
• Your occupation could earn you policy discounts. Just about all auto insurance companies offer policy discounts for specific occupations like farmers, firefighters, members of the military, doctors, lawyers, engineers, and other occupations. By qualifying for this profession discount, you could potentially save between $67 and $185 on your yearly insurance bill, subject to policy limits.
• More policy discounts means cheap Audi A5 insurance rates. Discounts may be available if the insureds are loyal customers, insure their home and car with the same company, work in certain occupations, are senior citizens, choose electronic billing, or many other policy discounts which could save the average driver as much as $378 per year on the cost of insuring an Audi A5.
• Safe drivers have lower average car insurance rates. At-fault accidents increase insurance cost, to the tune of $1,070 per year for a 30-year-old driver and as much as $640 per year for a 50-year-old driver.

What is the cheapest Audi A5 car insurance?

The cheapest model of Audi A5 to insure is the Coupe Premium at $2,038 per year, or about $170 per month. The second cheapest model is the Coupe Premium Plus at $2,122 per year, and the third cheapest trim to insure is the Sportback Premium 40 at $2,156 per year.

On the opposite end of the cost spectrum, the three most expensive Audi A5 models to insure are the Sportback Prestige 40, the Sportback Prestige 45, and the Cabriolet Prestige trim levels at an estimated $2,350,  $2,368, and $2,394 per year, respectively.

The next table displays average 2024 Audi A5 car insurance rates for annual and semi-annual terms, plus a monthly amount for budgeting, for each available model package and trim level.

How does A5 insurance rank against the competition?

The Audi A5 ranks first out of 24 total vehicles in the large luxury car segment. The A5 costs an average of $2,246 per year for full coverage insurance, while the category median average cost is $3,036 annually, a difference of $790 per year.

When compared directly to the best-selling models in the large luxury car category, insurance for an Audi A5 costs $248 less per year than the Genesis G90, $472 less per year than the BMW 840i, and $362 less per year than the Lexus LS 500.

The chart below shows how car insurance rates for an Audi A5 fare against other top-selling large luxury cars. In addition to the chart, a table is added after the chart that shows insurance cost for all 24 models in the large luxury car category.

How much can I save by insuring a used Audi A5?

Choosing to insure a 2013 A5 in place of the newest 2024 model could save an estimated $956 each year. Even opting for a barely used 2019 model will save $492 each year.

The following data table details typical insurance rates for an Audi A5 for different model years. Policy cost ranges from the lowest rate of $1,290 for a 2013 model year up to a maximum value of $2,246 to insure a 2024 Audi A5.