Audi A5 Insurance Cost [2023 Rates + Comparisons]

How much will it cost to insure an Audi A5?

We compared prices from the Premium Coupe model up to the Prestige Cabriolet trim to discover how insurance rates on the A5 rank against the competition.

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How much does Audi A5 insurance cost?

Average car insurance rates for a 2023 Audi A5 cost $1,980 a year for full coverage. When splitting out the cost of individual coverages, comprehensive (or other-than-collision) coverage will cost around $508 a year, collision coverage is about $966, and the remaining liability/medical is approximately $506.

The chart below illustrates how Audi A5 insurance cost fluctuates based on the age of the rated driver and the chosen policy deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2023 Audi A5 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Audi A5 trim levels.Data last updated on January 23, 2023
Average Audi A5 Car Insurance Cost
2023 Audi A5 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,282$274
$500$3,938$328
$250$4,630$386
30$1,000$1,736$145
$500$2,102$175
$250$2,482$207
40$1,000$1,646$137
$500$1,980$165
$250$2,330$194
50$1,000$1,500$125
$500$1,800$150
$250$2,116$176
60$1,000$1,472$123
$500$1,768$147
$250$2,078$173

As with all auto insurance policies, the higher the deductibles, the lower the policy costs. In the chart above, A5 insurance rates range from an average rate for a 60-year-old driver of $1,768 up to the average rate for a 20-year-old driver of $3,938 per year, a difference of $2,170.

Some other noteworthy data insights concerning A5 insurance cost include:

  • Younger drivers pay higher rates. The difference in insurance cost on a 2023 A5 between a 60-year-old driver ($1,768 per year) and a 20-year-old driver ($3,938 per year) is $2,170, or a savings of 55.1%.
  • Gender affects car insurance rates. For a 2023 Audi A5, a 20-year-old male pays an estimated $3,938 per year, while a 20-year-old female pays an estimated $2,910, a difference of $1,028 per year in the women’s favor by a large margin. But by age 50, the rate for males is $1,800 and the rate for females is $1,764, a difference of only $36.
  • Your occupation could earn you policy discounts. Just about all auto insurance companies offer policy discounts for specific occupations like farmers, firefighters, members of the military, doctors, lawyers, engineers, and other occupations. By qualifying for this profession discount, you could potentially save between $59 and $178 on your yearly insurance bill, subject to policy limits.
  • More policy discounts means cheap Audi A5 insurance rates. Discounts may be available if the insureds are loyal customers, insure their home and car with the same company, work in certain occupations, are senior citizens, choose electronic billing, or many other policy discounts which could save the average driver as much as $334 per year on the cost of insuring an Audi A5.
  • Safe drivers have lower average car insurance rates. At-fault accidents increase insurance cost, to the tune of $918 per year for a 30-year-old driver and as much as $616 per year for a 50-year-old driver.

What is the cheapest Audi A5 car insurance?

The cheapest model of Audi A5 to insure is the Premium Coupe at $1,778 per year, or about $148 per month. The second cheapest model is the Premium Plus Coupe at $1,868 per year, and the third cheapest trim to insure is the Sportback Premium 40 at $1,904 per year.

On the opposite end of the cost spectrum, the three most expensive Audi A5 models to insure are the Sportback Prestige 40, the Sportback Prestige 45, and the Prestige Cabriolet trim levels at an estimated $2,080,  $2,098, and $2,106 per year, respectively.

The next table displays average 2023 Audi A5 car insurance rates for annual and semi-annual terms, plus a monthly amount for budgeting, for each available model package and trim level.

2023 Audi A5 Insurance Cost by Trim Level
Audi A5 Trim Level Annual Policy Six-Month Policy Per Month
Premium Coupe$1,778$889$148
Premium Plus Coupe$1,868$934$156
Sportback Premium 40$1,904$952$159
Prestige Coupe$1,932$966$161
Sportback Premium 45$1,944$972$162
Premium Cabriolet$1,982$991$165
Sportback Premium Plus 40$1,996$998$166
Sportback Premium Plus 45$2,034$1,017$170
Premium Plus Cabriolet$2,048$1,024$171
Sportback Prestige 40$2,080$1,040$173
Sportback Prestige 45$2,098$1,049$175
Prestige Cabriolet$2,106$1,053$176

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Audi A5, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Audi A5 Insurance Cost by Trim Level

How does A5 insurance rank against the competition?

The Audi A5 ranks first out of 26 total vehicles in the large luxury car segment. The A5 costs an average of $1,980 per year for full coverage insurance, while the category median average cost is $2,724 annually, a difference of $744 per year.

When compared directly to the best-selling models in the large luxury car category, insurance for an Audi A5 costs $816 less per year than the BMW 740i, $966 less than the Porsche Panamera, $604 less than the Infiniti Q60, and $906 less than the Audi A8.

The chart below shows how car insurance rates for an Audi A5 fare against other top-selling large luxury cars. In addition to the chart, a table is added after the chart that shows insurance cost for all 26 models in the large luxury car category.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Audi A5, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Audi A5 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Insurance Cost Comparison: Audi A5 vs Top 10 Large Luxury Cars
Audi A5 Insurance Cost Compared to All Large Luxury Cars
Rank Make/Model Insurance Cost Difference
1Audi A5$1,980--
2Volvo S90$2,230$250
3Lexus LS 500$2,304$324
4Mercedes-Benz AMG E53$2,318$338
5Genesis G90$2,330$350
6BMW i7$2,346$366
7Mercedes-Benz AMG GT43$2,368$388
8Lexus LS 500h$2,446$466
9BMW 840i$2,514$534
10Mercedes-Benz EQS 450$2,570$590
11Infiniti Q60$2,584$604
12Mercedes-Benz S500$2,598$618
13Audi RS 7$2,654$674
14Mercedes-Benz EQS 580$2,666$686
15BMW 740i$2,796$816
16BMW M850i$2,832$852
17Mercedes-Benz AMG EQS$2,852$872
18Audi A8$2,886$906
19Audi S8$2,902$922
20Porsche Panamera$2,946$966
21BMW 760i$2,978$998
22Mercedes-Benz S580$3,046$1,066
23BMW Alpina B8$3,234$1,254
24BMW M760i$3,336$1,356
25Mercedes-Benz Maybach S580$3,436$1,456
26Mercedes-Benz Maybach S680$3,666$1,686

How much can I save by insuring a used Audi A5?

Choosing to insure a 2013 A5 in place of the newest 2023 model could save an estimated $682 each year. Even opting for a barely used 2019 model will save $274 each year.

The following data table details typical insurance rates for an Audi A5 for different model years. Policy cost ranges from the lowest rate of $1,298 for a 2013 model year up to a maximum value of $1,980 to insure a 2023 Audi A5.

Audi A5 Insurance Cost for 2013-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Audi A5$1,980$990$165
2022 Audi A5$1,940$970$162
2021 Audi A5$1,816$908$151
2020 Audi A5$1,790$895$149
2019 Audi A5$1,706$853$142
2018 Audi A5$1,680$840$140
2017 Audi A5$1,486$743$124
2016 Audi A5$1,540$770$128
2015 Audi A5$1,542$771$129
2014 Audi A5$1,408$704$117
2013 Audi A5$1,298$649$108

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Audi A5 Insurance Cost by Model Year