BMW Alpina B6 Insurance on a Budget: Factors Impacting Costs

How much does BMW Alpina B6 insurance cost? We analyzed averages car insurance rates on the Alpina B6 Gran Coupe xDrive to find out how prices measure up to the rest of the large luxury car class.

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  • BMW Alpina B6 car insurance rates cost $3,234 per year on average, or about $270 per month, for a policy with full coverage.
  • The BMW Alpina B6 is one of the more expensive full-size luxury cars to insure, costing $451 more per year on average when compared to other large luxury cars.

How much does BMW Alpina B6 insurance cost?

Average car insurance rates for a BMW Alpina B6 cost $3,234 a year, or about $270 a month, for a full coverage policy.

Liability and medical coverage will cost an estimated $692 a year, comprehensive will cost around $840, and the remaining collision insurance costs around $1,702.

The cost summary chart below illustrates average annual full coverage car insurance rates on a 2018 BMW Alpina B6 with a variety of different driver ages and risk profiles.

Average 2018 BMW Alpina B6 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2018 BMW Alpina B6 insurance premiums for different driver ages and risk scenarios. Rates updated on June 26, 2025.

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Data Methodology: Average rates are for a 2018 model year BMW Alpina B6 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all BMW Alpina B6 trim levels.

2018 BMW Alpina B6 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$7,428$619
Safe Driver Age 20$6,530$544
At-fault Accidents Age 40$4,544$379
Low Deductibles Age 40$4,362$364
Safe Driver Age 30$3,466$289
Safe Driver Age 40$3,234$270
Safe Driver Age 50$2,840$237
Discount Rate Age 40$2,684$224
Safe Driver Age 60$2,662$222
High Deductibles Age 40$2,658$222

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2018 BMW Alpina B6 trim levels. Updated June 26, 2025

The rate table below shows average BMW Alpina B6 car insurance rates for the 2015 to 2018 model years.

BMW Alpina B6 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2018 BMW Alpina B6$6,530$3,234$2,662
2017 BMW Alpina B6$6,240$3,096$2,550
2016 BMW Alpina B6$6,076$3,026$2,500
2015 BMW Alpina B6$5,482$2,720$2,244

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all BMW Alpina B6 trim levels for each model year. Updated June 27, 2025

Average insurance rates for 2015 to 2018 BMW Alpina B6 models for drivers age 20, 40 and 60
Average insurance rates for 2015 to 2018 BMW Alpina B6 models for drivers age 20, 40 and 60

Some additional rates are shown below for situations like high-risk car insurance, prices with occupational discounts, and rates with traffic violations.

  • Fewer violations means cheaper insurance cost. To get the cheapest possible BMW Alpina B6 insurance rates, it’s necessary to not be aggressive behind the wheel. As a matter of fact, just a couple driving offenses could result in spiking the price of a policy by as much as $850 per year. Major infractions such as failing to stop at the scene of an accident could raise rates by an additional $2,988 or more.
  • Rates tend to decrease as driver age increases. The difference in insurance cost on an Alpina B6 between a 60-year-old driver ($2,662 per year) and a 20-year-old driver ($6,530 per year) is $3,868, or a savings of 84.2%.
  • Careless drivers spend more for insurance. Too many at-fault accidents can cost more, possibly as much as $4,606 per year for a 20-year-old driver and even $1,310 per year for a 40-year-old driver.
  • Research discounts to save money. Discounts may be available if the insureds drive low annual mileage, take a defensive driving course, insure their home and car with the same company, work in certain occupations, drive a vehicle with safety or anti-theft features, or many other discounts which could save the average driver as much as $550 per year on the cost of insuring a BMW Alpina B6.
  • Save money due to your profession. Most insurance companies offer discounts for certain occupations like architects, nurses, high school and elementary teachers, members of the military, scientists, firefighters, and others. By earning this discount, you could potentially save between $97 and $193 on your car insurance bill, depending on the age of the rated driver.

How do BMW Alpina B6 car insurance prices compare?

When compared to other models in the 2018 large luxury car segment, car insurance rates for a BMW Alpina B6 cost $1,144 more per year than the Audi A5, $410 more than the BMW 740i, and $1,104 more than the Cadillac XTS.

The BMW Alpina B6 ranks 30th out of 36 total comparison vehicles in the 2018 large luxury sedan category for most affordable auto insurance rates. The Alpina B6 costs an average of $3,234 per year to insure and the segment average is $2,783 annually, a difference of $451 per year.

Insurance for the Alpina B6 costs 15% more than the average rate for similar luxury car models.

The following chart shows how average rates compare to the top-selling 2018 large luxury cars in the U.S. like the Cadillac CT6, Lincoln Continental, and the Porsche Panamera. A larger data table is included after the chart showing car insurance rates for the entire 36 vehicle large luxury car segment.

Average 2018 BMW Alpina B6 car insurance premium compared to other large luxury car models.
Figure 2: Average 2018 BMW Alpina B6 car insurance premium compared to other large luxury car models. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2018 model year BMW Alpina B6. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all BMW Alpina B6 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

BMW Alpina B6 Insurance Cost Compared to All Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946-$1,288
2Cadillac CTS$2,010-$1,224
3Audi A5$2,090-$1,144
4Cadillac XTS$2,130-$1,104
5Cadillac CT6$2,156-$1,078
6Volvo S90$2,234-$1,000
7Lexus LS 500$2,318-$916
8Infiniti Q70$2,324-$910
9Acura RLX$2,364-$870
10Lexus LS 500H$2,408-$826
11Mercedes-Benz CLS550$2,464-$770
12Lexus GS 450$2,488-$746
13Infiniti Q60$2,536-$698
14Mercedes-Benz C63 AMG$2,582-$652
15Cadillac CTS-V$2,654-$580
16Mercedes-Benz S450$2,680-$554
17Jaguar XJ$2,692-$542
18Genesis G90$2,700-$534
19BMW 740e$2,804-$430
20BMW 740i$2,824-$410
21Mercedes-Benz S560$2,832-$402
22BMW 650i$2,838-$396
23Audi RS 7$2,940-$294
24Mercedes-Benz E63 AMG$3,020-$214
25Mercedes-Benz CLS63 AMG$3,046-$188
26BMW 750i$3,054-$180
27Maserati Ghibli$3,058-$176
28Porsche Panamera$3,118-$116
29Audi A8$3,148-$86
30BMW Alpina B6$3,234--
31Maserati Quattroporte$3,246$12
32Audi S8$3,346$112
33Mercedes-Benz AMG$3,372$138
34Mercedes-Benz AMG S63$3,438$204
35BMW M760i$3,668$434
36Mercedes-Benz S65 AMG$4,432$1,198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2018 model year. Updated June 26, 2025