- Genesis G70 insurance costs an average of $2,452 per year or around $204 per month, depending on the trim level.
- The cheapest Genesis G70 insurance is on the G70 2.0T Standard Sedan trim level at $2,294 per year, or $191 per month.
- The model with the most expensive insurance is the 3.3T Sport Prestige AWD at $2,596 per year, or around $216 per month.
- The Genesis G70 is one of the cheaper small luxury cars to insure, costing $126 less per year on average as compared to the rest of the vehicles in the segment.
How much does Genesis G70 insurance cost?
Average car insurance rates for the Genesis G70 cost $2,452 per year, which is about $204 per month. When priced by coverage type, comprehensive (or other-than-collision) coverage costs about $610 a year, liability/medical will cost around $620, and the remaining collision insurance costs around $1,222.
The following chart illustrates how average G70 car insurance cost changes with changes in driver age and different policy deductibles. Insurance rate averages vary from as low as $1,692 per year for a driver age 60 with $1,000 physical damage deductibles to the highest cost estimate of $5,820 annually for a driver age 20 with deductibles of $250.
The table below shows average G70 car insurance rates by driver age for the 2019 to 2024 model years.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Genesis G70 | $4,952 | $2,452 | $2,028 |
| 2023 Genesis G70 | $4,898 | $2,430 | $2,010 |
| 2022 Genesis G70 | $4,660 | $2,306 | $1,910 |
| 2021 Genesis G70 | $4,806 | $2,370 | $1,964 |
| 2020 Genesis G70 | $4,658 | $2,298 | $1,906 |
| 2019 Genesis G70 | $4,394 | $2,170 | $1,800 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Genesis G70 trim levels for each model year. Updated June 27, 2025
What is the cheapest Genesis G70 insurance?
The cheapest trim level of Genesis G70 to insure is the 2.0T Standard Sedan at an estimated $2,294 per year, or about $191 per month.
The second cheapest model is the 2.0T Standard AWD at $2,348 per year, and the third cheapest trim to insure is the 2.0T Sport Prestige at $2,396 per year.
The most expensive models of Genesis G70 to insure are the 3.3T Sport Prestige AWD at $2,596 and the 3.3T Sport Advanced AWD at $2,534 per year. Those models will cost an extra $302 over the lowest cost 2.0T Standard Sedan model.
The table below details the average annual and 6-month car insurance costs, plus a monthly budget estimate, for each 2024 Genesis G70 package and trim level.
| 2024 Genesis G70 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| 2.0T Standard Sedan | $2,294 | $191 |
| 2.0T Standard AWD | $2,348 | $196 |
| 2.0T Sport Prestige | $2,396 | $200 |
| 3.3T Standard Sedan | $2,424 | $202 |
| 2.0T Sport Prestige AWD | $2,444 | $204 |
| 3.3T Sport Prestige | $2,512 | $209 |
| 3.3T Sport Advanced | $2,512 | $209 |
| 3.3T Sport Advanced AWD | $2,534 | $211 |
| 3.3T Sport Prestige AWD | $2,596 | $216 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
How does G70 insurance compare to similar vehicles?
When Genesis G70 insurance rates are compared to the most popular models in the small luxury car category, insurance for a Genesis G70 costs $116 less per year than the BMW 230i, $28 more per year than the Acura TLX, $348 less per year than the Audi RS 3, and $68 more per year than the BMW 330i.
The Genesis G70 ranks fifth out of 18 comparison vehicles in the small luxury car category. The G70 costs an estimated $2,452 per year for insurance and the segment average cost is $2,578 per year, a difference of $126 per year.
The table below shows how average Genesis G70 car insurance rates compare to the other 18 vehicles in the 2024 luxury small car segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura Integra | $2,082 | -$370 |
| 2 | BMW 330i | $2,384 | -$68 |
| 3 | Acura TLX | $2,424 | -$28 |
| 4 | Cadillac CT4 | $2,446 | -$6 |
| 5 | Genesis G70 | $2,452 | -- |
| 6 | Lexus IS 350 | $2,472 | $20 |
| 7 | Lexus RC 350 | $2,542 | $90 |
| 8 | BMW 330e | $2,544 | $92 |
| 9 | BMW 228i | $2,548 | $96 |
| 10 | BMW 230i | $2,568 | $116 |
| 11 | Audi S3 | $2,626 | $174 |
| 12 | Alfa Romeo Giulia | $2,642 | $190 |
| 13 | Audi A4 | $2,698 | $246 |
| 14 | BMW M235i | $2,712 | $260 |
| 15 | Volvo S60 | $2,748 | $296 |
| 16 | Audi RS 3 | $2,800 | $348 |
| 17 | BMW M240i | $2,854 | $402 |
| 18 | BMW M340i | $2,862 | $410 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025
Additional rates and information regarding the cost of insurance for a Genesis G70 include:
- The older you get, the cheaper insurance rates become. The difference in G70 insurance rates between a 40-year-old driver ($2,452 per year) and a 20-year-old driver ($4,952 per year) is $2,500, or a savings of 67.5%.
- Genesis G70 insurance rates for teens are expensive. Average rates for full coverage G70 insurance costs $8,662 per year for a 16-year-old driver, $8,431 per year for a 17-year-old driver, and $7,634 per year for an 18-year-old driver.
- Tickets and violations can cost a lot. If you want to get the most affordable G70 insurance rates, it pays to not be an aggressive driver. As few as two minor driving offenses could increase the price of a policy by at least $648 per year.
- Get cheaper rates because of your employment. Most car insurance providers offer policy discounts for having a job in professions like farmers, architects, college professors, lawyers, engineers, police officers and law enforcement, and other occupations. If you can earn this discount, you may save between $74 and $228 on your annual insurance cost, subject to policy limits.
- Careful drivers have lower rates. Too frequent at-fault accidents can raise rates, possibly as much as $1,178 per year for a 30-year-old driver and as much as $716 per year for a 50-year-old driver.
- Bring up your credit score and save. In states that have car insurance regulations that allow credit scores to be used as a policy cost factor, having an excellent credit rating above 800 could possibly save as much as $385 per year when compared to a rating of 670-739. Conversely, a weaker credit score below 579 could cost as much as $446 more per year.
- High risk insurance is expensive. For a 30-year-old driver, having a high frequency of accidents or violations could end up with a rate increase of $3,024 or more per year.