Subaru Ascent Car Insurance Cost for 2022

How much does Subaru Ascent insurance cost? We compare car insurance rates from the base AWD model up to the Touring AWD model to see how prices compare to the rest of the midsize SUV segment.

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How much does Subaru Ascent insurance cost?

Subaru Ascent insurance costs an average of $1,310 per year for a full coverage policy, or $109 if paid each month. With the average midsize SUV costing $1,544 a year to insure, the Subaru Ascent could  save $234 or more each year.

Depending on the trim level being insured, average monthly car insurance cost on a 2022 Subaru Ascent ranges from $100 to $116. Factors like your age, driving record, and where you live can change these rates significantly, however.

The following chart details how average 2022 Subaru Ascent car insurance rates change depending on driver age and a range of policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Subaru Ascent with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Subaru Ascent trim levels.Data last updated on November 14, 2022
Subaru Ascent Car Insurance Rates
Subaru Ascent Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,142$179
$500$2,598$217
$250$3,080$257
30$1,000$1,140$95
$500$1,392$116
$250$1,658$138
40$1,000$1,076$90
$500$1,310$109
$250$1,550$129
50$1,000$984$82
$500$1,194$100
$250$1,412$118
60$1,000$968$81
$500$1,172$98
$250$1,388$116

In order to help you comprehend how variable car insurance rates for an Ascent are, consider that a policy with only liability coverage for a Subaru Ascent in the cheapest areas of Indiana or Vermont costs as little as $229 a year.

For the same style of Subaru Ascent, a teenager with an at-fault accident in certain areas in Louisiana could have to pay as much as $14,378 a year for a full coverage policy.

The next table shows average insurance rates for the 2019 to 2022 model years rated for different driver ages.

Subaru Ascent Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2022 Subaru Ascent$2,598$1,310$1,172
2021 Subaru Ascent$2,610$1,316$1,178
2020 Subaru Ascent$2,562$1,290$1,154
2019 Subaru Ascent$2,680$1,348$1,206

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 14, 2022
Subaru Ascent Insurance Rates by Model Year

Is Subaru Ascent car insurance expensive?

With Subaru Ascent insurance cost ranging from $1,202 to $1,390 annually on average, the most cost effective model to insure is the Ascent AWD model. The next cheapest trim level to insure is the Premium AWD at $1,296 per year.

On average, expect to budget around $100 per month for full coverage insurance.

For the pricier trim levels, the two highest cost Subaru Ascent models to insure are the Ascent Limited AWD and the Touring AWD trim levels at around $1,338 and $1,390 per year, respectively.

The table below displays average annual and 6-month car insurance policy costs, including a monthly insurance rate, for each 2022 Subaru Ascent trim level.

2022 Subaru Ascent Insurance Cost by Trim Level
Subaru Ascent Trim Level Annual Policy 6-month Policy Per Month
AWD$1,202$601$100
Premium AWD$1,296$648$108
Onyx Edition AWD$1,318$659$110
Limited AWD$1,338$669$112
Touring AWD$1,390$695$116

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Subaru Ascent, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 14, 2022
Subaru Ascent Insurance Cost by Trim Level

How does Ascent insurance cost rank?

The Subaru Ascent ranks #2 out of 29 comparison vehicles in the 2022 midsize SUV segment. The Ascent costs an average of $1,310 per year to insure for full coverage and the class average cost is $1,544 annually, a difference of $234 per year.

When insurance rates are compared among the 2022 midsize SUV segment, insurance for an Ascent costs $370 less per year than the Jeep Grand Cherokee, $224 less than the Toyota Highlander, $124 less than the Ford Explorer, and $382 less than the Jeep Cherokee.

The chart below shows how well Ascent car insurance rates compare to the top 10 best-selling 2022 model year midsize SUVs in the U.S. An additional table is included after the chart showing insurance cost comparisons and affordability rankings for all 29 models in the midsize SUV category.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Subaru Ascent, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Subaru Ascent trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 14, 2022
Insurance Cost Comparison: Subaru Ascent vs Top 10 Midsize SUVs
Subaru Ascent Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,224-$86
2Subaru Ascent$1,310--
3Ford Edge$1,374$64
4Subaru Outback$1,398$88
5Nissan Murano$1,416$106
6Toyota Venza$1,424$114
7Ford Explorer$1,434$124
8Kia Sorento$1,444$134
9Hyundai Palisade$1,462$152
10Volkswagen Atlas$1,472$162
11Toyota 4Runner$1,488$178
12Volkswagen Atlas Cross Sport$1,528$218
13Mazda CX-9$1,530$220
14GMC Acadia$1,532$222
15Toyota Highlander$1,534$224
16Nissan Pathfinder$1,540$230
17Honda Pilot$1,546$236
18Mitsubishi Outlander Sport$1,548$238
19Buick Enclave$1,562$252
20Chevrolet Traverse$1,568$258
21Hyundai Santa Fe$1,590$280
22Kia Telluride$1,596$286
23Chevrolet Blazer$1,610$300
24Jeep Grand Cherokee$1,680$370
25Jeep Cherokee$1,692$382
26Mitsubishi Outlander PHEV$1,768$458
27Dodge Durango$1,788$478
28Tesla Model Y$1,804$494
29Rivian R1S$1,902$592