Subaru Ascent Car Insurance Cost for 2023

• Subaru Ascent insurance costs an average of $1,472 per year, $736 for a 6-month policy, or $123 per month.
• 2023 Ascent insurance cost ranges from $1,370 to $1,576 annually for an average driver, depending on trim level.
• Out of 31 vehicles in the 2023 midsize SUV segment, the Ascent ranks second for insurance affordability.

How much does Subaru Ascent insurance cost?

Subaru Ascent insurance costs an average of $1,472 per year for a full coverage policy, or $123 if paid each month. With the average midsize SUV costing $1,770 a year to insure, the Subaru Ascent could  save $298 or more each year.

Depending on the trim level being insured, the average monthly car insurance cost on a 2023 Subaru Ascent ranges from $114 to $131. Factors like your age, driving record, and where you live can change these rates significantly, however.

The following chart details how average 2023 Subaru Ascent car insurance rates change depending on driver age and a range of policy deductibles.

In order to help you comprehend how variable car insurance rates for an Ascent are, consider that a policy with only liability coverage for a Subaru Ascent in the cheapest areas of Indiana or Vermont costs as little as $229 a year.

For the same style of Subaru Ascent, a teenager with an at-fault accident in certain areas in Louisiana could have to pay as much as $11,842 a year for a full coverage policy.

The next table shows average insurance rates for the 2019 to 2023 model years rated for different driver ages.

Is Subaru Ascent car insurance expensive?

With Subaru Ascent insurance cost ranging from $1,370 to $1,576 annually on average, the most cost-effective model to insure is the Ascent base AWD model. The next cheapest trim level to insure is the Premium AWD at $1,418 per year.

On average, expect to budget around $114 per month for full coverage insurance.

For the pricier trim levels, the two highest-cost Subaru Ascent models to insure are the Ascent Limited AWD and the Touring AWD trim levels at around $1,498 and $1,576 per year, respectively.

The table below displays average annual and 6-month car insurance policy costs, including a monthly insurance rate, for each 2023 Subaru Ascent trim level.

How does Ascent insurance cost rank?

The Subaru Ascent ranks second out of 31 comparison vehicles in the 2023 midsize SUV segment. The Ascent costs an average of $1,472 per year to insure for full coverage and the class average cost is $1,770 annually, a difference of $298 per year.

When insurance rates are compared among the 2023 midsize SUV segment, insurance for an Ascent costs $454 less per year than the Jeep Grand Cherokee, $334 less than the Toyota Highlander, $70 less than the Ford Explorer, and $496 less than the Jeep Cherokee.

The chart below shows how well Ascent car insurance rates compare to the top 10 best-selling 2023 model year midsize SUVs in the U.S. An additional table is included after the chart showing insurance cost comparisons and affordability rankings for all 31 models in the midsize SUV category.