Subaru Ascent Car Insurance Cost for 2022

• Subaru Ascent insurance costs an average of $1,310 per year, $655 for a 6-month policy, or $109 per month.
• 2022 Ascent insurance cost ranges from $1,202 to $1,390 annually for an average driver, depending on trim level.
• Out of 29 vehicles in the 2022 midsize SUV segment, the Ascent ranks #2 for insurance affordability.

How much does Subaru Ascent insurance cost?

Subaru Ascent insurance costs an average of $1,310 per year for a full coverage policy, or $109 if paid each month. With the average midsize SUV costing $1,544 a year to insure, the Subaru Ascent could  save $234 or more each year.

Depending on the trim level being insured, average monthly car insurance cost on a 2022 Subaru Ascent ranges from $100 to $116. Factors like your age, driving record, and where you live can change these rates significantly, however.

The following chart details how average 2022 Subaru Ascent car insurance rates change depending on driver age and a range of policy deductibles.

In order to help you comprehend how variable car insurance rates for an Ascent are, consider that a policy with only liability coverage for a Subaru Ascent in the cheapest areas of Indiana or Vermont costs as little as $229 a year.

For the same style of Subaru Ascent, a teenager with an at-fault accident in certain areas in Louisiana could have to pay as much as $14,378 a year for a full coverage policy.

The next table shows average insurance rates for the 2019 to 2022 model years rated for different driver ages.

Is Subaru Ascent car insurance expensive?

With Subaru Ascent insurance cost ranging from $1,202 to $1,390 annually on average, the most cost effective model to insure is the Ascent AWD model. The next cheapest trim level to insure is the Premium AWD at $1,296 per year.

On average, expect to budget around $100 per month for full coverage insurance.

For the pricier trim levels, the two highest cost Subaru Ascent models to insure are the Ascent Limited AWD and the Touring AWD trim levels at around $1,338 and $1,390 per year, respectively.

The table below displays average annual and 6-month car insurance policy costs, including a monthly insurance rate, for each 2022 Subaru Ascent trim level.

How does Ascent insurance cost rank?

The Subaru Ascent ranks #2 out of 29 comparison vehicles in the 2022 midsize SUV segment. The Ascent costs an average of $1,310 per year to insure for full coverage and the class average cost is $1,544 annually, a difference of $234 per year.

When insurance rates are compared among the 2022 midsize SUV segment, insurance for an Ascent costs $370 less per year than the Jeep Grand Cherokee, $224 less than the Toyota Highlander, $124 less than the Ford Explorer, and $382 less than the Jeep Cherokee.

The chart below shows how well Ascent car insurance rates compare to the top 10 best-selling 2022 model year midsize SUVs in the U.S. An additional table is included after the chart showing insurance cost comparisons and affordability rankings for all 29 models in the midsize SUV category.