VW Atlas Cross Sport Insurance Cost for 2023

Does a Volkswagen Atlas Cross Sport have expensive car insurance?

We compiled average insurance prices from the SE 2WD trim to the top tier SEL Premium R-Line V6 4Motion model to find out how insurance rates on an Atlas Cross Sport size up to other midsize SUVs.

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  • Average Volkswagen Atlas Cross Sport insurance cost is $1,616 per year, or around $135 per month for full coverage.
  • The cheapest Atlas Cross Sport insurance is on the SE 2WD model at $1,502 per year.
  • The most expensive model to insure is the SEL Premium R-Line V6 4Motion at $1,714 per year.

How much is VW Atlas Cross Sport insurance?

Volkswagen Atlas Cross Sport insurance costs around $1,616 per year. With MSRP ranging from $35,755 to $52,920 for the 2023 model, monthly insurance rates range from $125 to $143.

The chart below breaks down average rates for drivers age 20 to 60 and for three different policy deductible amounts. Insurance rates in the example range from $1,224 per year for a 60-year-old driver with high deductibles to $3,754 per year for a 20-year-old with $250 deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Volkswagen Atlas Cross Sport with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Volkswagen Atlas Cross Sport trim levels.Data last updated on August 12, 2023
Volkswagen Atlas Cross Sport Car Insurance Rates
2023 Volkswagen Atlas Cross Sport Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,728$227
$500$3,226$269
$250$3,754$313
30$1,000$1,428$119
$500$1,706$142
$250$1,996$166
40$1,000$1,362$114
$500$1,616$135
$250$1,882$157
50$1,000$1,246$104
$500$1,472$123
$250$1,714$143
60$1,000$1,224$102
$500$1,448$121
$250$1,684$140

As shown in the chart, car insurance rates tend to be cheaper for older drivers, and are also cheaper for higher deductible amounts. Another factor that affects cost is the trim level of the vehicle you’re insuring.

The rate table below shows average insurance cost for each Atlas Cross Sport trim level available for the 2023 model.

2023 Volkswagen Atlas Cross Sport Insurance Cost by Trim Level
Volkswagen Atlas Cross Sport Trim Level Annual Policy Six-Month Policy Per Month
SE 2WD$1,502$751$125
SE 4Motion$1,534$767$128
SE Technology 2WD$1,570$785$131
SE Technology V6 2WD$1,594$797$133
SE Technology 4Motion$1,594$797$133
SE Technology V6 4Motion$1,620$810$135
SEL 4Motion$1,642$821$137
SEL V6 4Motion$1,662$831$139
SEL R-Line Black 4Motion$1,662$831$139
SEL R-Line Black V6 4Motion$1,682$841$140
SEL Premium R-Line V6 4Motion$1,714$857$143

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Volkswagen Atlas Cross Sport, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Volkswagen Atlas Cross Sport Insurance Cost by Trim Level

Is Atlas Cross Sport insurance expensive?

The VW Atlas Cross Sport ranks eighth out of 31 comparison vehicles in the 2023 midsize SUV segment for auto insurance affordability. The Atlas Cross Sport costs an average of $1,616 per year for a full coverage policy and the segment average insurance cost is $1,770 per year.

When compared directly to the other midsize SUVs, average car insurance prices for an Atlas Cross Sport cost $310 less per year than the Jeep Grand Cherokee, $190 less than the Toyota Highlander, and $74 more than the Ford Explorer.

The chart displayed below shows how well the Atlas Cross Sport fares against the top-selling midsize SUVs like the Subaru Outback, Jeep Cherokee, and the Honda Pilot. Following the chart, a table ranks insurance cost for the entire midsize segment, with the Atlas Cross Sport highlighted ranked at eighth.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Volkswagen Atlas Cross Sport, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Volkswagen Atlas Cross Sport trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Volkswagen Atlas Cross Sport vs Top 10 Midsize SUVs Insurance Cost Comparison
Volkswagen Atlas Cross Sport Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,404-$212
2Subaru Ascent$1,472-$144
3Ford Edge$1,534-$82
4Ford Explorer$1,542-$74
5Volkswagen Atlas$1,546-$70
6Nissan Murano$1,554-$62
7Subaru Outback$1,558-$58
8Volkswagen Atlas Cross Sport$1,616--
9Toyota Venza$1,650$34
10Kia Sorento$1,660$44
11Hyundai Palisade$1,680$64
12Toyota 4Runner$1,696$80
13GMC Acadia$1,726$110
14Chevrolet Traverse$1,730$114
15Honda Pilot$1,742$126
16Buick Enclave$1,748$132
17Nissan Pathfinder$1,760$144
18Mazda CX-9$1,762$146
19Mitsubishi Outlander Sport$1,790$174
20Kia Telluride$1,798$182
21Toyota Highlander$1,806$190
22Chevrolet Blazer$1,836$220
23Hyundai Santa Fe$1,858$242
24Jeep Grand Cherokee$1,926$310
25Jeep Cherokee$1,968$352
26Jeep Wrangler$2,008$392
27Ford Bronco$2,014$398
28Tesla Model Y$2,026$410
29Mitsubishi Outlander PHEV$2,072$456
30Dodge Durango$2,158$542
31Rivian R1S$2,216$600

Additional data and information

A lot of rates were covered in the charts and tables above, including rates for different driver ages, rates for different policy deductibles, and comparisons to similar models. The list below has some additional information that may be useful along with some tips to save money when insuring your Atlas Cross Sport.

  • Driver gender influences rates. For a 2023 Volkswagen Atlas Cross Sport, a 20-year-old man receives an average rate of $3,226 per year, while a 20-year-old female will pay $2,386, a difference of $840 per year. Women get significantly cheaper rates. But by age 50, the cost for men is $1,472 and the cost for female drivers is $1,444, a difference of only $28.
  • Being a cautious driver saves money. Having frequent accidents may increase rates, possibly up to $2,280 per year for a 20-year-old driver and even as much as $666 per year for a 40-year-old driver.
  • The cost to insure teen drivers is expensive. Average rates for full coverage Atlas Cross Sport insurance costs $5,812 per year for a 16-year-old driver, $5,440 per year for a 17-year-old driver, $5,082 per year for an 18-year-old driver, and $4,602 per year for a 19-year-old driver.
  • Raising physical damage deductibles lowers cost. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $254 per year for a 40-year-old driver and $498 per year for a 20-year-old driver.
  • Low physical damage deductibles increase policy cost. Lowering deductibles from $500 to $250 could cost an additional $266 per year for a 40-year-old driver and $528 per year for a 20-year-old driver.
  • Avoid traffic tickets to pay less. To get the best Atlas Cross Sport insurance rates, it pays to follow the law. Just a few minor traffic citations have the ramification of raising rates as much as $426 per year.
  • Getting older pays dividends in cheaper insurance. The difference in insurance cost for a Volkswagen Atlas Cross Sport between a 60-year-old driver ($1,448 per year) and a 20-year-old driver ($3,226 per year) is $1,778, or a savings of 76.1%.
  • Your job could save you money. Many auto insurance providers offer policy discounts for specific occupations like accountants, scientists, lawyers, police officers and law enforcement, members of the military, and others. Being employed in a qualifying occupation could potentially save between $48 and $183 on your car insurance bill, depending on your policy.