- Average Volkswagen Atlas Cross Sport insurance cost is $1,514 per year, or around $126 per month for full coverage.
- The cheapest Atlas Cross Sport insurance is on the SE 2WD model at $1,410 per year.
- The most expensive model to insure is the SEL Premium R-Line V6 4Motion at $1,612 per year.
How much is VW Atlas Cross Sport insurance?
Volkswagen Atlas Cross Sport insurance costs around $1,514 per year. With MSRP ranging from $32,775 to $49,945 for the 2022 model, monthly insurance rates range from $118 to $134.
The chart below breaks down average rates for drivers age 20 to 60 and for three different policy deductible amounts. Insurance rates in the example range from $1,140 per year for a 60-year-old driver with high deductibles to $3,524 per year for a 20-year-old with $250 deductibles.
|Driver Age||Deductible||Annual Cost||Monthly Cost|
As shown in the chart, car insurance rates tend to be cheaper for older drivers, and are also cheaper for higher deductible amounts. Another factor that affects cost is the trim level of the vehicle you’re insuring.
The rate table below shows average insurance cost for each Atlas Cross Sport trim level available for the 2022 model.
|Volkswagen Atlas Cross Sport Trim Level||Annual Policy||6-month Policy||Per Month|
|SE Technology 2WD||$1,470||$735||$123|
|SE Technology V6 2WD||$1,492||$746||$124|
|SE Technology 4Motion||$1,494||$747||$125|
|SE Technology V6 4Motion||$1,520||$760||$127|
|SEL R-Line 4Motion||$1,556||$778||$130|
|SEL V6 4Motion||$1,562||$781||$130|
|SEL R-Line V6 4Motion||$1,574||$787||$131|
|SEL Premium R-Line V6 4Motion||$1,612||$806||$134|
Is Atlas Cross Sport insurance expensive?
The VW Atlas Cross Sport ranks #12 out of 29 comparison vehicles in the 2022 midsize SUV segment for auto insurance affordability. The Atlas Cross Sport costs an average of $1,514 per year for a full coverage policy and the segment average insurance cost is $1,532 per year.
When compared directly to the other midsize SUVs, average car insurance prices for an Atlas Cross Sport cost $154 less per year than the Jeep Grand Cherokee, $10 less than the Toyota Highlander, and $92 more than the Ford Explorer.
The chart displayed below shows how well the Atlas Cross Sport fares against the top-selling midsize SUVs like the Subaru Outback, Jeep Cherokee, and the Honda Pilot. Following the chart, a table ranks insurance cost for the entire midsize segment, with the Atlas Cross Sport highlighted ranked at #12.
|12||Volkswagen Atlas Cross Sport||$1,514||--|
|18||Mitsubishi Outlander Sport||$1,538||$24|
|21||Hyundai Santa Fe||$1,578||$64|
|24||Jeep Grand Cherokee||$1,668||$154|
|26||Mitsubishi Outlander PHEV||$1,754||$240|
|28||Tesla Model Y||$1,792||$278|
Additional data and information
A lot of rates were covered in the charts and tables above, including rates for different driver ages, rates for different policy deductibles, and comparisons to similar models. The list below has some additional information that may be useful along with some tips to save money when insuring your Atlas Cross Sport.
- Driver gender influences rates. For a 2022 Volkswagen Atlas Cross Sport, a 20-year-old man receives an average rate of $3,018 per year, while a 20-year-old female will pay $2,228, a difference of $790 per year. Women get significantly cheaper rates. But by age 50, the cost for men is $1,382 and the cost for female drivers is $1,356, a difference of only $26.
- Being a cautious driver saves money. Having frequent accidents may increase rates, possibly up to $2,120 per year for a 20-year-old driver and even as much as $620 per year for a 40-year-old driver.
- The cost to insure teen drivers is expensive. Average rates for full coverage Atlas Cross Sport insurance costs $5,374 per year for a 16-year-old driver, $5,042 per year for a 17-year-old driver, $4,716 per year for a 18-year-old driver, and $4,280 per year for a 19-year-old driver.
- Raising physical damage deductibles lowers cost. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $246 per year for a 40-year-old driver and $482 per year for a 20-year-old driver.
- Low physical damage deductibles increase policy cost. Lowering deductibles from $500 to $250 could cost an additional $258 per year for a 40-year-old driver and $506 per year for a 20-year-old driver.
- Avoid traffic tickets to pay less. To get the best Atlas Cross Sport insurance rates, it pays to follow the law. Just a few minor traffic citations have the ramification of raising rates as much as $398 per year.
- Getting older pays dividends in cheaper insurance. The difference in insurance cost for a Volkswagen Atlas Cross Sport between a 60-year-old driver ($1,356 per year) and a 20-year-old driver ($3,018 per year) is $1,662, or a savings of 55.1%.
- Your job could save you money. Many auto insurance providers offer policy discounts for specific occupations like accountants, scientists, lawyers, police officers and law enforcement, members of the military, and others. Being employed in a qualifying occupation could potentially save between $45 and $158 on your car insurance bill, depending on your policy.