VW Atlas Cross Sport Insurance Cost for 2022

How much does VW Atlas Cross Sport insurance cost? We compare rates from the base Atlas Cross Sport SE 2WD up to the loaded SEL Premium R-Line V6 4Motion trim to see how prices rank.

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  • Average Volkswagen Atlas Cross Sport insurance cost is $1,528 per year, or around $127 per month for full coverage.
  • The cheapest Atlas Cross Sport insurance is on the SE 2WD model at $1,420 per year.
  • The most expensive model to insure is the SEL Premium R-Line V6 4Motion at $1,624 per year.

How much is VW Atlas Cross Sport insurance?

Volkswagen Atlas Cross Sport insurance costs around $1,528 per year. With MSRP ranging from $32,775 to $49,945 for the 2022 model, monthly insurance rates range from $118 to $135.

The chart below breaks down average rates for drivers age 20 to 60 and for three different policy deductible amounts. Insurance rates in the example range from $1,148 per year for a 60-year-old driver with high deductibles to $3,552 per year for a 20-year-old with $250 deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Volkswagen Atlas Cross Sport with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Volkswagen Atlas Cross Sport trim levels.Data last updated on August 23, 2022
Volkswagen Atlas Cross Sport Car Insurance Rates
Volkswagen Atlas Cross Sport Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,556$213
$500$3,040$253
$250$3,552$296
30$1,000$1,346$112
$500$1,614$135
$250$1,898$158
40$1,000$1,280$107
$500$1,528$127
$250$1,786$149
50$1,000$1,168$97
$500$1,392$116
$250$1,624$135
60$1,000$1,148$96
$500$1,368$114
$250$1,596$133

As shown in the chart, car insurance rates tend to be cheaper for older drivers, and are also cheaper for higher deductible amounts. Another factor that affects cost is the trim level of the vehicle you’re insuring.

The rate table below shows average insurance cost for each Atlas Cross Sport trim level available for the 2022 model.

2022 Volkswagen Atlas Cross Sport Insurance Cost by Trim Level
Volkswagen Atlas Cross Sport Trim Level Annual Policy 6-month Policy Per Month
SE 2WD$1,420$710$118
SE 4Motion$1,444$722$120
SE Technology 2WD$1,482$741$124
SE Technology V6 2WD$1,506$753$126
SE Technology 4Motion$1,506$753$126
SE Technology V6 4Motion$1,534$767$128
SEL 4Motion$1,556$778$130
SEL R-Line 4Motion$1,570$785$131
SEL V6 4Motion$1,576$788$131
SEL R-Line V6 4Motion$1,588$794$132
SEL Premium R-Line V6 4Motion$1,624$812$135

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Volkswagen Atlas Cross Sport, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 23, 2022
Volkswagen Atlas Cross Sport Insurance Cost by Trim Level

Is Atlas Cross Sport insurance expensive?

The VW Atlas Cross Sport ranks #12 out of 29 comparison vehicles in the 2022 midsize SUV segment for auto insurance affordability. The Atlas Cross Sport costs an average of $1,528 per year for a full coverage policy and the segment average insurance cost is $1,544 per year.

When compared directly to the other midsize SUVs, average car insurance prices for an Atlas Cross Sport cost $152 less per year than the Jeep Grand Cherokee, $6 less than the Toyota Highlander, and $94 more than the Ford Explorer.

The chart displayed below shows how well the Atlas Cross Sport fares against the top-selling midsize SUVs like the Subaru Outback, Jeep Cherokee, and the Honda Pilot. Following the chart, a table ranks insurance cost for the entire midsize segment, with the Atlas Cross Sport highlighted ranked at #12.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Volkswagen Atlas Cross Sport, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Volkswagen Atlas Cross Sport trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 23, 2022
Volkswagen Atlas Cross Sport vs Top 10 Midsize SUVs Insurance Cost Comparison
Volkswagen Atlas Cross Sport Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,224-$304
2Subaru Ascent$1,310-$218
3Ford Edge$1,374-$154
4Subaru Outback$1,398-$130
5Nissan Murano$1,416-$112
6Toyota Venza$1,424-$104
7Ford Explorer$1,434-$94
8Kia Sorento$1,444-$84
9Hyundai Palisade$1,462-$66
10Volkswagen Atlas$1,472-$56
11Toyota 4Runner$1,488-$40
12Volkswagen Atlas Cross Sport$1,528--
13Mazda CX-9$1,530$2
14GMC Acadia$1,532$4
15Toyota Highlander$1,534$6
16Nissan Pathfinder$1,540$12
17Honda Pilot$1,546$18
18Mitsubishi Outlander Sport$1,548$20
19Buick Enclave$1,562$34
20Chevrolet Traverse$1,568$40
21Hyundai Santa Fe$1,590$62
22Kia Telluride$1,596$68
23Chevrolet Blazer$1,610$82
24Jeep Grand Cherokee$1,680$152
25Jeep Cherokee$1,692$164
26Mitsubishi Outlander PHEV$1,768$240
27Dodge Durango$1,788$260
28Tesla Model Y$1,804$276
29Rivian R1S$1,902$374

Additional data and information

A lot of rates were covered in the charts and tables above, including rates for different driver ages, rates for different policy deductibles, and comparisons to similar models. The list below has some additional information that may be useful along with some tips to save money when insuring your Atlas Cross Sport.

  • Driver gender influences rates. For a 2022 Volkswagen Atlas Cross Sport, a 20-year-old man receives an average rate of $3,040 per year, while a 20-year-old female will pay $2,248, a difference of $792 per year. Women get significantly cheaper rates. But by age 50, the cost for men is $1,392 and the cost for female drivers is $1,364, a difference of only $28.
  • Being a cautious driver saves money. Having frequent accidents may increase rates, possibly up to $2,134 per year for a 20-year-old driver and even as much as $620 per year for a 40-year-old driver.
  • The cost to insure teen drivers is expensive. Average rates for full coverage Atlas Cross Sport insurance costs $5,414 per year for a 16-year-old driver, $5,082 per year for a 17-year-old driver, $4,752 per year for a 18-year-old driver, and $4,314 per year for a 19-year-old driver.
  • Raising physical damage deductibles lowers cost. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $248 per year for a 40-year-old driver and $484 per year for a 20-year-old driver.
  • Low physical damage deductibles increase policy cost. Lowering deductibles from $500 to $250 could cost an additional $258 per year for a 40-year-old driver and $512 per year for a 20-year-old driver.
  • Avoid traffic tickets to pay less. To get the best Atlas Cross Sport insurance rates, it pays to follow the law. Just a few minor traffic citations have the ramification of raising rates as much as $396 per year.
  • Getting older pays dividends in cheaper insurance. The difference in insurance cost for a Volkswagen Atlas Cross Sport between a 60-year-old driver ($1,368 per year) and a 20-year-old driver ($3,040 per year) is $1,672, or a savings of 55%.
  • Your job could save you money. Many auto insurance providers offer policy discounts for specific occupations like accountants, scientists, lawyers, police officers and law enforcement, members of the military, and others. Being employed in a qualifying occupation could potentially save between $46 and $159 on your car insurance bill, depending on your policy.