VW Atlas Cross Sport Insurance Cost for 2023

Does a Volkswagen Atlas Cross Sport have expensive car insurance?

We compiled average insurance prices from the SE 2WD trim to the top tier SEL Premium R-Line V6 4Motion model to find out how insurance rates on an Atlas Cross Sport size up to other midsize SUVs.

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  • Average Volkswagen Atlas Cross Sport insurance cost is $1,576 per year, or around $131 per month for full coverage.
  • The cheapest Atlas Cross Sport insurance is on the SE 2WD model at $1,464 per year.
  • The most expensive model to insure is the SEL Premium R-Line V6 4Motion at $1,670 per year.

How much is VW Atlas Cross Sport insurance?

Volkswagen Atlas Cross Sport insurance costs around $1,576 per year. With MSRP ranging from $35,755 to $52,920 for the 2023 model, monthly insurance rates range from $122 to $139.

The chart below breaks down average rates for drivers age 20 to 60 and for three different policy deductible amounts. Insurance rates in the example range from $1,192 per year for a 60-year-old driver with high deductibles to $3,658 per year for a 20-year-old with $250 deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Volkswagen Atlas Cross Sport with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Volkswagen Atlas Cross Sport trim levels.Data last updated on December 30, 2022
Volkswagen Atlas Cross Sport Car Insurance Rates
2023 Volkswagen Atlas Cross Sport Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,658$222
$500$3,144$262
$250$3,658$305
30$1,000$1,390$116
$500$1,662$139
$250$1,942$162
40$1,000$1,328$111
$500$1,576$131
$250$1,834$153
50$1,000$1,216$101
$500$1,438$120
$250$1,670$139
60$1,000$1,192$99
$500$1,412$118
$250$1,642$137

As shown in the chart, car insurance rates tend to be cheaper for older drivers, and are also cheaper for higher deductible amounts. Another factor that affects cost is the trim level of the vehicle you’re insuring.

The rate table below shows average insurance cost for each Atlas Cross Sport trim level available for the 2023 model.

2023 Volkswagen Atlas Cross Sport Insurance Cost by Trim Level
Volkswagen Atlas Cross Sport Trim Level Annual Policy Six-Month Policy Per Month
SE 2WD$1,464$732$122
SE 4Motion$1,496$748$125
SE Technology 2WD$1,530$765$128
SE Technology V6 2WD$1,554$777$130
SE Technology 4Motion$1,554$777$130
SE Technology V6 4Motion$1,580$790$132
SEL 4Motion$1,600$800$133
SEL V6 4Motion$1,620$810$135
SEL R-Line Black 4Motion$1,620$810$135
SEL R-Line Black V6 4Motion$1,640$820$137
SEL Premium R-Line V6 4Motion$1,670$835$139

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Volkswagen Atlas Cross Sport, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Volkswagen Atlas Cross Sport Insurance Cost by Trim Level

Is Atlas Cross Sport insurance expensive?

The VW Atlas Cross Sport ranks eighth out of 31 comparison vehicles in the 2023 midsize SUV segment for auto insurance affordability. The Atlas Cross Sport costs an average of $1,576 per year for a full coverage policy and the segment average insurance cost is $1,724 per year.

When compared directly to the other midsize SUVs, average car insurance prices for an Atlas Cross Sport cost $300 less per year than the Jeep Grand Cherokee, $186 less than the Toyota Highlander, and $72 more than the Ford Explorer.

The chart displayed below shows how well the Atlas Cross Sport fares against the top-selling midsize SUVs like the Subaru Outback, Jeep Cherokee, and the Honda Pilot. Following the chart, a table ranks insurance cost for the entire midsize segment, with the Atlas Cross Sport highlighted ranked at eighth.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Volkswagen Atlas Cross Sport, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Volkswagen Atlas Cross Sport trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 29, 2022
Volkswagen Atlas Cross Sport vs Top 10 Midsize SUVs Insurance Cost Comparison
Volkswagen Atlas Cross Sport Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,368-$208
2Subaru Ascent$1,434-$142
3Ford Edge$1,494-$82
4Ford Explorer$1,504-$72
5Volkswagen Atlas$1,506-$70
6Nissan Murano$1,516-$60
7Subaru Outback$1,518-$58
8Volkswagen Atlas Cross Sport$1,576--
9Toyota Venza$1,608$32
10Kia Sorento$1,618$42
11Hyundai Palisade$1,638$62
12Toyota 4Runner$1,654$78
13GMC Acadia$1,682$106
14Chevrolet Traverse$1,684$108
15Honda Pilot$1,696$120
16Buick Enclave$1,702$126
17Nissan Pathfinder$1,712$136
18Mazda CX-9$1,720$144
19Mitsubishi Outlander Sport$1,744$168
20Kia Telluride$1,754$178
21Toyota Highlander$1,762$186
22Chevrolet Blazer$1,786$210
23Hyundai Santa Fe$1,810$234
24Jeep Grand Cherokee$1,876$300
25Jeep Cherokee$1,914$338
26Jeep Wrangler$1,952$376
27Ford Bronco$1,962$386
28Tesla Model Y$1,970$394
29Mitsubishi Outlander PHEV$2,018$442
30Dodge Durango$2,102$526
31Rivian R1S$2,160$584

Additional data and information

A lot of rates were covered in the charts and tables above, including rates for different driver ages, rates for different policy deductibles, and comparisons to similar models. The list below has some additional information that may be useful along with some tips to save money when insuring your Atlas Cross Sport.

  • Driver gender influences rates. For a 2023 Volkswagen Atlas Cross Sport, a 20-year-old man receives an average rate of $3,144 per year, while a 20-year-old female will pay $2,322, a difference of $822 per year. Women get significantly cheaper rates. But by age 50, the cost for men is $1,438 and the cost for female drivers is $1,408, a difference of only $30.
  • Being a cautious driver saves money. Having frequent accidents may increase rates, possibly up to $2,220 per year for a 20-year-old driver and even as much as $648 per year for a 40-year-old driver.
  • The cost to insure teen drivers is expensive. Average rates for full coverage Atlas Cross Sport insurance costs $5,664 per year for a 16-year-old driver, $5,300 per year for a 17-year-old driver, $4,952 per year for an 18-year-old driver, and $4,482 per year for a 19-year-old driver.
  • Raising physical damage deductibles lowers cost. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $248 per year for a 40-year-old driver and $486 per year for a 20-year-old driver.
  • Low physical damage deductibles increase policy cost. Lowering deductibles from $500 to $250 could cost an additional $258 per year for a 40-year-old driver and $514 per year for a 20-year-old driver.
  • Avoid traffic tickets to pay less. To get the best Atlas Cross Sport insurance rates, it pays to follow the law. Just a few minor traffic citations have the ramification of raising rates as much as $416 per year.
  • Getting older pays dividends in cheaper insurance. The difference in insurance cost for a Volkswagen Atlas Cross Sport between a 60-year-old driver ($1,412 per year) and a 20-year-old driver ($3,144 per year) is $1,732, or a savings of 55.1%.
  • Your job could save you money. Many auto insurance providers offer policy discounts for specific occupations like accountants, scientists, lawyers, police officers and law enforcement, members of the military, and others. Being employed in a qualifying occupation could potentially save between $47 and $178 on your car insurance bill, depending on your policy.