Saving on Jaguar F-Type Insurance: Factors That Affect Costs

Is insurance for a Jaguar F-Type expensive?

From the P450 Coupe model to the P575 AWD Convertible trim level, we compared average insurance cost for a F-Type to find out how rate quotes rank when compared to similar sports cars.

Start a Free QuoteCompare Jaguar F-Type car insurance quotes and save on your next policy.

  • Drivers can expect to pay on average around $3,694 per year, $1,847 for a 6-month policy, or $308 per month for full coverage Jaguar F-Type insurance, depending on the trim level.
  • Out of 23 vehicles in the sports car segment, the F-Type ranks 18th for insurance affordability.
  • With an insurance cost range of $610, the cheapest F-Type trim level to insure is the P450 Coupe at around $3,398 per year, and the most expensive trim being the P575 AWD Convertible at $4,008 annually.

How much does Jaguar F-Type car insurance cost?

Jaguar F-Type car insurance costs on average $3,694 a year, or around $308 on a monthly basis. Expect to pay around $472 more annually to insure a Jaguar F-Type compared to similar vehicles, and $1,473 more per year than the $2,221 average for all vehicles.

The following chart details average car insurance cost for a 2024 Jaguar F-Type rated for different driver ages and risk profiles.

Average 2024 Jaguar F-Type insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Jaguar F-Type insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2024 model year Jaguar F-Type with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Jaguar F-Type trim levels.

2024 Jaguar F-Type Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$8,560$713
Safe Driver Age 20$7,546$629
At-fault Accidents Age 40$5,182$432
Low Deductibles Age 40$5,118$427
Safe Driver Age 30$3,982$332
Safe Driver Age 40$3,694$308
Safe Driver Age 50$3,222$269
Discount Rate Age 40$3,066$256
Safe Driver Age 60$3,028$252
High Deductibles Age 40$2,976$248

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Jaguar F-Type trim levels. Updated June 27, 2025

Where does Jaguar F-Type insurance cost rank?

The Jaguar F-Type ranks 18th out of 23 comparison vehicles in the sports car category. The F-Type costs an average of $3,694 per year to insure for full coverage and the category median rate is $3,222 per year, a difference of $472 per year.

When compared to popular vehicles in the sports car segment, insurance for a Jaguar F-Type costs $450 more per year than the Chevrolet Corvette, $826 less per year than the Mercedes-Benz SL 55, and $1,528 more per year than the Mazda MX-5 Miata.

The table below shows how average Jaguar F-Type car insurance cost compares to other sports cars, and also ranks all models for insurance affordability.

Insurance Cost Comparison: Jaguar F-Type vs Sports Cars
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$2,166-$1,528
2Toyota GR86$2,468-$1,226
3Ford Mustang$2,572-$1,122
4BMW Z4$2,590-$1,104
5Subaru WRX$2,624-$1,070
6Toyota GR Supra$2,632-$1,062
7BMW M2$2,708-$986
8Nissan Z$2,716-$978
9Lexus RC F$2,766-$928
10Subaru BRZ$2,802-$892
11BMW M3$2,960-$734
12Porsche 718$3,016-$678
13Chevrolet Camaro$3,044-$650
14Chevrolet Corvette$3,244-$450
15Porsche 911$3,356-$338
16BMW M4$3,494-$200
17Lexus LC 500$3,514-$180
18Jaguar F-Type$3,694--
19Mercedes-Benz AMG GT53$3,876$182
20Porsche Taycan$3,968$274
21Mercedes-Benz SL 55$4,520$826
22Nissan GT-R$4,562$868
23Mercedes-Benz SL 63$4,812$1,118

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025

At $3,694 per year, insurance cost for a 2024 Jaguar F-Type ranks 18th out of 23 models in the sports car segment
At $3,694 per year, insurance cost for a 2024 Jaguar F-Type ranks 18th out of 23 models in the sports car segment

What is the cheapest Jaguar F-Type car insurance?

The cheapest model of Jaguar F-Type to insure is the P450 Coupe at $3,398 per year, or about $283 per month. The second cheapest trim is the P450 Convertible at $3,444 per year, and the third cheapest trim level to insure is the P450 AWD Coupe at $3,648 per year.

For more equipped F-Type trim levels, the three most expensive F-Type models to insure are the Jaguar F-Type P450 AWD Convertible, the P575 AWD Coupe, and the P575 AWD Convertible trim levels at an estimated $3,690,  $3,986, and $4,008 per year, respectively.

The table below displays average car insurance cost for the F-Type, including a monthly budget estimate, for each package and trim level.

2024 Jaguar F-Type Insurance Rates by Trim Level
2024 Jaguar F-Type Trim Level Annual Premium Cost Per Month
P450 Coupe$3,398$283
P450 Convertible$3,444$287
P450 AWD Coupe$3,648$304
P450 AWD Convertible$3,690$308
P575 AWD Coupe$3,986$332
P575 AWD Convertible$4,008$334

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Jaguar F-Type ranging from the P450 Coupe model at $3,398 per year to the P575 AWD Convertible model at $4,008
Insurance cost by trim level for a 2024 Jaguar F-Type ranging from the P450 Coupe model at $3,398 per year to the P575 AWD Convertible model at $4,008

A few additional observations and concepts to keep in mind when shopping for F-Type coverage include:

  • Policyholder gender affects insurance cost. For a 2024 Jaguar F-Type, a 20-year-old male driver will have an average rate of $7,546 per year, while a 20-year-old woman pays an estimated $5,324, a difference of $2,222 per year. The females get the cheaper rate by far. But by age 50, male rates are $3,222 and the rate for females is $3,162, a difference of only $60.
  • Get better rates due to your employer. The large majority of auto insurance companies offer discounts for specific occupations like emergency medical technicians, members of the military, architects, college professors, accountants, and other occupations. By earning this discount, you could potentially save between $111 and $228 on your annual car insurance cost, depending on the coverage levels.
  • Earn discounts to save money. Discounts may be available if the policyholders insure their home and car with the same company, insure multiple vehicles on the same policy, choose electronic billing, are loyal customers, are claim-free, or many other discounts which could save the average driver as much as $628 per year.
  • As you get older, rates tend to drop. The difference in insurance cost between a 40-year-old driver ($3,694 per year) and a 20-year-old driver ($7,546 per year) is $3,852, or a savings of 68.5%.
  • Teenagers are the most expensive age group to insure. Average rates for full coverage F-Type insurance costs $12,852 per year for a 16-year-old driver, $12,664 per year for a 17-year-old driver, and $11,741 per year for an 18-year-old driver.