Lexus LS 600H Insurance Rates: 2025 Cost and Comparisons

• Lexus LS 600H car insurance costs $2,876 per year (about $240 per month) for a full coverage policy.
• Ranked 25^th out of 38 vehicles in the 2016 large luxury car segment, average car insurance rates for the Lexus LS 600H cost $163 more per year than the segment average.

How much does Lexus LS 600H car insurance cost?

Ranked 25^th out of 38 vehicles in the large luxury car class, 2016 Lexus LS 600H insurance averages $2,876 annually, or about $240 a month. With the average large luxury car costing $2,713 a year to insure, the Lexus LS 600H may cost an estimated $163 or more each year.

The chart below details average car insurance rates for a 2016 Lexus LS 600H with a variety of different policy risk scenarios.

The data table below illustrates average Lexus LS 600H insurance rates from the 2013 to 2016 model years and for different driver ages.

Some additional observations regarding LS 600H insurance include:

• Getting older pays dividends in cheaper insurance. The difference in insurance rates for a 2016 LS 600H between a 60-year-old driver ($2,372 per year) and a 30-year-old driver ($3,078 per year) is $706, or a savings of 25.9%.
• Driver gender influences rates. For a 2016 Lexus LS 600H, a 20-year-old man receives an average rate of $5,814 per year, while a 20-year-old female pays an average of $4,152, a difference of $1,662 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $2,534 and the cost for women is $2,476, a difference of only $58.
• Obey driving laws to keep insurance costs low. To pay the most budget-friendly LS 600H insurance rates, it pays to avoid traffic tickets. A few minor infractions on your driving record could result in raising policy costs as much as $762 per year. Serious misdemeanor violations such as a DUI could raise rates by an additional $2,668 or more.
• Save money due to your choice of occupation. Some car insurance companies offer policy discounts for working in professions like police officers and law enforcement, nurses, lawyers, doctors, college professors, and others. If you qualify for this occupational discount, you could save between $86 and $175 on your car insurance premium, depending on the level of coverage purchased.
• Policy discounts mean cheaper LS 600H insurance. Discounts may be available if the insured drivers are senior citizens, choose electronic billing, insure multiple vehicles on the same policy, insure their home and car with the same company, or other policy discounts which could save the average driver as much as $490 per year on Lexus LS 600H insurance.
• Safe drivers have cheaper LS 600H insurance. Having a few at-fault accidents can really raise rates, possibly by an additional $4,114 per year for a 20-year-old driver and even $672 per year for a 60-year-old driver.

Is Lexus LS 600H insurance expensive?

When rates are compared to popular vehicles in the 2016 large luxury car segment, car insurance prices for a Lexus LS 600H cost $1,000 more per year than the Audi A5, $48 less than the Mercedes-Benz S550, and $394 more than the BMW 740i.

The Lexus LS 600H ranks 25^th out of 38 comparison vehicles in the 2016 model year large luxury car class for the most affordable insurance cost. The LS 600H costs an average of $2,876 per year for an auto insurance policy with full coverage, while the class average auto insurance cost is $2,713 annually, a difference of $163 per year.

The table displayed below shows how average 2016 Lexus LS 600H car insurance rates rank against other large luxury cars like the Cadillac XTS, Infiniti Q70, and the Lexus LS 460.