Mercedes-Benz A220 Car Insurance Rates for 2022

How much does Mercedes A220 insurance cost? We analyze average rates from the base A220 4-Door Sedan up to the 4Matic AWD model to find out how prices measure up to the rest of the small luxury car segment.

Start QuoteCompare A220 car insurance rates and save on your next policy.

  • Mercedes-Benz A220 car insurance rates average $1,500 per year (about $125 per month) for full coverage, depending on driver age.
  • The A220 Sedan trim is the cheapest to insure at around $1,454 per year, or $121 per month.
  • The model with the most expensive car insurance rates is the 4Matic AMG Line Night Package at $1,540 per year, or around $128 per month.
  • The Mercedes A220 ranks #1 out of 19 vehicles in the small luxury car class for auto insurance affordability.

How much does Mercedes A220 insurance cost?

The average driver will pay an average of $1,500 per year to insure a Mercedes-Benz A220 for full coverage. When broken down to individual coverages, comprehensive coverage will cost approximately $388 a year, liability/medical costs an estimated $436, and the remaining collision insurance will cost an estimated $676.

The price summary chart below illustrates how Mercedes A220 car insurance cost can fluctuate depending on the age of the driver and the deductibles for comprehensive and collision coverage.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Mercedes-Benz A220 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mercedes-Benz A220 trim levels.Data last updated on September 13, 2022
Mercedes-Benz A220 Car Insurance Rates
Mercedes-Benz A220 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,496$208
$500$2,966$247
$250$3,460$288
30$1,000$1,320$110
$500$1,584$132
$250$1,858$155
40$1,000$1,258$105
$500$1,500$125
$250$1,750$146
50$1,000$1,146$96
$500$1,364$114
$250$1,590$133
60$1,000$1,126$94
$500$1,338$112
$250$1,562$130

The next table displays the estimated annual and semi-annual policy costs, plus a monthly budget amount, for each Mercedes-Benz A220 model package and trim level.

2022 Mercedes-Benz A220 Insurance Cost by Trim Level
Mercedes-Benz A220 Trim Level Annual Policy 6-month Policy Per Month
Sedan$1,454$727$121
4Matic Sedan$1,490$745$124
AMG Line Night Package$1,510$755$126
4Matic AMG Line Night Package$1,540$770$128

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Mercedes-Benz A220, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
Mercedes-Benz A220 Insurance Cost by Trim Level

The data below breaks down average Mercedes-Benz A220 car insurance premiums for the 2019-2021 model years and a range of rated drivers.

Mercedes-Benz A220 Insurance Cost for 2019-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$2,966$1,584$1,500$1,364$1,338
2021$2,854$1,520$1,440$1,312$1,290
2020$2,802$1,490$1,414$1,288$1,266
2019$2,904$1,528$1,454$1,328$1,304

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
Mercedes-Benz A220 Insurance Cost by Model Year

How does Mercedes A220 car insurance cost rank?

The Mercedes-Benz A220 ranks #1 out of 19 total comparison vehicles in the small luxury car class for most affordable auto insurance rates. The A220 costs an average of $1,500 per year for an auto insurance policy with full coverage, while the segment average car insurance cost is $1,730 per year, a difference of $230 per year.

When rates are compared to other vehicles in the small luxury car segment, car insurance prices for a Mercedes-Benz A220 cost $112 less per year than the BMW 330i, $314 less than the Mercedes-Benz C300, and $138 less than the Volvo S60.

The chart below shows how well the A220 fares against the top 10 best-selling small luxury cars in the United States like the Acura TLX, Audi A4, and the Genesis G70. A larger data table is included following the chart that breaks down rates for the entire small luxury car class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Mercedes-Benz A220, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mercedes-Benz A220 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
Insurance Cost Comparison: Mercedes-Benz A220 vs Top 10 Small Luxury Cars
Mercedes-Benz A220 Insurance Cost Compared to All Small Luxury Cars
Rank Make/Model Insurance Cost Difference
1Mercedes-Benz A220$1,500--
2BMW 330i$1,612$112
3Acura TLX$1,620$120
4Volvo S60$1,638$138
5BMW 330e$1,642$142
6BMW 228i$1,652$152
7BMW 230i$1,664$164
8Alfa Romeo Giulia$1,692$192
9Cadillac CT4$1,694$194
10Lexus RC 350$1,698$198
11Genesis G70$1,720$220
12Audi A4$1,766$266
13Audi S3$1,772$272
14Mercedes-Benz C300$1,814$314
15BMW M235i$1,852$352
16Audi RS 3$1,856$356
17BMW M240i$1,884$384
18Lexus IS 350$1,898$398
19BMW M340i$1,902$402