Understanding Auto Insurance Costs: Mercedes-Benz A220 Edition

How much does Mercedes A220 insurance cost? We analyze average rates from the base A220 4-Door Sedan up to the 4Matic AWD model to find out how prices measure up to the rest of the small luxury car segment.

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  • Mercedes-Benz A220 car insurance rates average $1,702 per year (about $142 per month) for full coverage, depending on driver age.
  • The A220 Sedan trim is the cheapest to insure at around $1,650 per year, or $138 per month.
  • The model with the most expensive car insurance rates is the 4Matic AMG Line Night Package at $1,748 per year, or around $146 per month.
  • The Mercedes A220 ranks first out of 19 vehicles in the small luxury car class for auto insurance affordability.

How much does Mercedes A220 insurance cost?

The average driver will pay an average of $1,702 per year to insure a Mercedes-Benz A220 for full coverage. When broken down to individual coverages, comprehensive coverage will cost approximately $434 a year, liability/medical costs an estimated $494, and the remaining collision insurance will cost an estimated $774.

The price summary chart below illustrates how Mercedes A220 car insurance cost can fluctuate depending on the age of the driver and the deductibles for comprehensive and collision coverage.

Figure 1: Average 2022 Mercedes-Benz A220 car insurance premiums for different driver ages and policy deductibles. Rates updated on February 23, 2024.

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Data Methodology: Average premiums are based on a 2022 model year Mercedes-Benz A220. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

Mercedes-Benz A220 Car Insurance Rates
2022 Mercedes-Benz A220 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$2,878$240
$500$3,410$284
$250$3,974$331
30-Year-Old$1,000$1,518$127
$500$1,818$152
$250$2,128$177
40-Year-Old$1,000$1,428$119
$500$1,702$142
$250$1,988$166
50-Year-Old$1,000$1,272$106
$500$1,508$126
$250$1,756$146
60-Year-Old$1,000$1,190$99
$500$1,410$118
$250$1,642$137

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2022 Mercedes-Benz A220. Updated February 23, 2024

The next table displays the estimated annual and semi-annual policy costs, plus a monthly budget amount, for each Mercedes-Benz A220 model package and trim level.

2022 Mercedes-Benz A220 Insurance Rates by Trim Level
2022 Mercedes-Benz A220 Trim Level Annual Premium Cost Per Month
Sedan$1,650$138
4Matic Sedan$1,692$141
AMG Line Night Package$1,716$143
4Matic AMG Line Night Package$1,748$146

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024

Mercedes-Benz A220 Insurance Cost by Trim Level

The data below breaks down average Mercedes-Benz A220 car insurance premiums for the 2019 to 2022 model years and a range of rated drivers.

Mercedes-Benz A220 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2022 Mercedes-Benz A220$3,410$1,702$1,410
2021 Mercedes-Benz A220$3,304$1,646$1,366
2020 Mercedes-Benz A220$3,206$1,598$1,328
2019 Mercedes-Benz A220$3,272$1,614$1,344

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz A220 trim levels for each model year. Updated February 23, 2024

Mercedes-Benz A220 Insurance Cost by Model Year

How does Mercedes A220 car insurance cost rank?

The Mercedes-Benz A220 ranks first out of 19 total comparison vehicles in the small luxury car class for most affordable auto insurance rates. The A220 costs an average of $1,702 per year for an auto insurance policy with full coverage, while the segment average car insurance cost is $1,953 per year, a difference of $251 per year.

When rates are compared to other vehicles in the small luxury car segment, car insurance prices for a Mercedes-Benz A220 cost $128 less per year than the BMW 330i, $360 less than the Mercedes-Benz C300, and $156 less than the Volvo S60.

The chart below shows how well the A220 fares against the top 10 best-selling small luxury cars in the United States like the Acura TLX, Audi A4, and the Genesis G70. A larger data table is included following the chart that breaks down rates for the entire small luxury car class.

Figure 2: Average 2022 Mercedes-Benz A220 car insurance premium compared to other small luxury car models. Rates updated on February 23, 2024.

Data Methodology: Average rates are for a 2022 model year Mercedes-Benz A220. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz A220 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Insurance Cost Comparison: Mercedes-Benz A220 vs Top 10 Small Luxury Cars
Mercedes-Benz A220 Insurance Cost Compared to All Small Luxury Cars
Rank Make and Model Annual Premium Difference
1Mercedes-Benz A220$1,702--
2Acura TLX$1,754$52
3BMW 330i$1,830$128
4Volvo S60$1,858$156
5BMW 330e$1,866$164
6Genesis G70$1,870$168
7BMW 228i$1,876$174
8BMW 230i$1,888$186
9Alfa Romeo Giulia$1,922$220
10Cadillac CT4$1,926$224
11Lexus RC 350$1,930$228
12Audi A4$2,006$304
13Audi S3$2,012$310
14BMW M235i$2,040$338
15Mercedes-Benz C300$2,062$360
16Audi RS 3$2,110$408
17BMW M240i$2,142$440
18Lexus IS 350$2,158$456
19BMW M340i$2,160$458

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2022 model year. Updated February 23, 2024