Mercedes-Benz A220 Car Insurance Rates for 2023

How much does Mercedes A220 insurance cost? We analyze average rates from the base A220 4-Door Sedan up to the 4Matic AWD model to find out how prices measure up to the rest of the small luxury car segment.

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  • Mercedes-Benz A220 car insurance rates average $1,624 per year (about $135 per month) for full coverage, depending on driver age.
  • The A220 Sedan trim is the cheapest to insure at around $1,576 per year, or $131 per month.
  • The model with the most expensive car insurance rates is the 4Matic AMG Line Night Package at $1,668 per year, or around $139 per month.
  • The Mercedes A220 ranks first out of 19 vehicles in the small luxury car class for auto insurance affordability.

How much does Mercedes A220 insurance cost?

The average driver will pay an average of $1,624 per year to insure a Mercedes-Benz A220 for full coverage. When broken down to individual coverages, comprehensive coverage will cost approximately $410 a year, liability/medical costs an estimated $486, and the remaining collision insurance will cost an estimated $728.

The price summary chart below illustrates how Mercedes A220 car insurance cost can fluctuate depending on the age of the driver and the deductibles for comprehensive and collision coverage.

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Chart Data Details: Chart shows average insurance cost for a 2022 Mercedes-Benz A220 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mercedes-Benz A220 trim levels.Data last updated on December 30, 2022
Mercedes-Benz A220 Car Insurance Rates
Mercedes-Benz A220 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,716$226
$500$3,218$268
$250$3,748$312
30$1,000$1,432$119
$500$1,716$143
$250$2,008$167
40$1,000$1,366$114
$500$1,624$135
$250$1,894$158
50$1,000$1,248$104
$500$1,480$123
$250$1,722$144
60$1,000$1,224$102
$500$1,452$121
$250$1,690$141

The next table displays the estimated annual and semi-annual policy costs, plus a monthly budget amount, for each Mercedes-Benz A220 model package and trim level.

2022 Mercedes-Benz A220 Insurance Cost by Trim Level
Mercedes-Benz A220 Trim Level Annual Policy 6-month Policy Per Month
Sedan$1,576$788$131
4Matic Sedan$1,616$808$135
AMG Line Night Package$1,636$818$136
4Matic AMG Line Night Package$1,668$834$139

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Table Data Details: Average rates are for a 2022 Mercedes-Benz A220, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Mercedes-Benz A220 Insurance Cost by Trim Level

The data below breaks down average Mercedes-Benz A220 car insurance premiums for the 2019 to 2022 model years and a range of rated drivers.

Mercedes-Benz A220 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2022 Mercedes-Benz A220$3,218$1,624$1,452
2021 Mercedes-Benz A220$3,116$1,570$1,404
2020 Mercedes-Benz A220$3,074$1,548$1,386
2019 Mercedes-Benz A220$3,154$1,582$1,414

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Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Mercedes-Benz A220 Insurance Cost by Model Year

How does Mercedes A220 car insurance cost rank?

The Mercedes-Benz A220 ranks first out of 19 total comparison vehicles in the small luxury car class for most affordable auto insurance rates. The A220 costs an average of $1,624 per year for an auto insurance policy with full coverage, while the segment average car insurance cost is $1,862 per year, a difference of $238 per year.

When rates are compared to other vehicles in the small luxury car segment, car insurance prices for a Mercedes-Benz A220 cost $122 less per year than the BMW 330i, $344 less than the Mercedes-Benz C300, and $148 less than the Volvo S60.

The chart below shows how well the A220 fares against the top 10 best-selling small luxury cars in the United States like the Acura TLX, Audi A4, and the Genesis G70. A larger data table is included following the chart that breaks down rates for the entire small luxury car class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Mercedes-Benz A220, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mercedes-Benz A220 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Insurance Cost Comparison: Mercedes-Benz A220 vs Top 10 Small Luxury Cars
Mercedes-Benz A220 Insurance Cost Compared to All Small Luxury Cars
Rank Make/Model Insurance Cost Difference
1Mercedes-Benz A220$1,624--
2Acura TLX$1,674$50
3BMW 330i$1,746$122
4Volvo S60$1,772$148
5BMW 330e$1,778$154
6Genesis G70$1,782$158
7BMW 228i$1,788$164
8BMW 230i$1,800$176
9Alfa Romeo Giulia$1,832$208
10Lexus RC 350$1,834$210
11Cadillac CT4$1,836$212
12Audi A4$1,914$290
13Audi S3$1,918$294
14BMW M235i$1,948$324
15Mercedes-Benz C300$1,968$344
16Audi RS 3$2,012$388
17BMW M240i$2,042$418
18Lexus IS 350$2,058$434
19BMW M340i$2,060$436