How Much Does Mercedes-Benz GLE450 Insurance Cost?

How much does car insurance cost on a Mercedes GLE450? We compare rates for the GLE450 4Matic 4WD trim level to discover how insurance cost ranks when compared to all other midsize luxury SUVs.

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  • Car insurance rates for a Mercedes-Benz GLE450 average $1,744 per year or around $145 per month, but can vary significantly based on driver age.
  • The Mercedes-Benz GLE450 is one of the cheaper midsize luxury SUVs to insure, costing $99 less per year on average when compared to other midsize luxury SUVs.

How much does Mercedes GLE450 insurance cost?

Mercedes GLE450 car insurance rates average $1,744 per year for full coverage, which equates to around $145 a month. When a policy is broken down into individual coverages, comprehensive (or other-than-collision) coverage will cost approximately $452 a year, liability and medical (or PIP) coverage is around $436, and the remaining collision coverage will cost about $856.

The chart below displays average annual car insurance rates for a 2022 GLE450 using variations of driver age and risk profiles.

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Chart Data Details: Average rates are for a 2022 model year Mercedes-Benz GLE450 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz GLE450 trim levels.Data last updated on June 24, 2022
Mercedes-Benz GLE450 Insurance Cost Summary
Mercedes-Benz GLE450 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,952$329
Safe Driver Age 20$3,462$289
At-fault Accidents Age 40$2,442$204
Low Deductibles Age 40$2,320$193
Safe Driver Age 30$1,850$154
Safe Driver Age 40$1,744$145
Safe Driver Age 50$1,584$132
Safe Driver Age 60$1,558$130
Discount Rate Age 40$1,448$121
High Deductibles Age 40$1,446$121

The following table details average insurance policy costs for a Mercedes-Benz GLE450 from the 2016 to the 2021 model years and different driver age groups.

Mercedes-Benz GLE450 Insurance Cost for 2016-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Mercedes-Benz GLE450 Insurance Cost by Model Year

How do Mercedes GLE450 insurance rates rank?

The Mercedes-Benz GLE450 ranks #17 out of 36 total vehicles in the midsize luxury SUV category for car insurance affordability. The GLE450 costs an average of $1,744 per year for full coverage auto insurance and the segment average auto insurance cost is $1,843 annually, a difference of $99 per year.

When insurance prices are compared to other popular midsize luxury SUVs, car insurance rates for a Mercedes-Benz GLE450 cost $174 more per year than the Lexus RX 350, $194 less than the BMW X5, and $166 more than the Acura MDX.

The chart displayed below shows how average GLE450 car insurance rates compare to the top 10 best-selling midsize luxury SUVs like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60. A rankings table is also included after the chart detailing average car insurance rates for all 36 models in the midsize luxury SUV class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Mercedes-Benz GLE450, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mercedes-Benz GLE450 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Mercedes-Benz GLE450 vs Top 10 Midsize Luxury SUVs Insurance Rate Comparison
Mercedes-Benz GLE450 Insurance Cost Compared to All Midsize Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Cadillac XT5$1,500-$244
2Jaguar E-Pace$1,564-$180
3Lexus RX 350$1,570-$174
4Acura MDX$1,578-$166
5Lincoln Nautilus$1,594-$150
6Lexus RX 450h$1,608-$136
7Infiniti QX50$1,614-$130
8Lexus RX 350L$1,628-$116
9Cadillac XT6$1,640-$104
10Volvo V60$1,648-$96
11Land Rover Discovery$1,660-$84
12Land Rover Discovery Sport$1,662-$82
13Lexus RX 450hL$1,676-$68
14Volvo V90$1,688-$56
15Lincoln Aviator$1,720-$24
16Mercedes-Benz AMG GLB35$1,740-$4
17Mercedes-Benz GLE450$1,744--
18Lexus GX 460$1,766$22
19Infiniti QX60$1,774$30
20Mercedes-Benz GLE350$1,784$40
21Genesis GV80$1,818$74
22Mercedes-Benz AMG GLC43$1,846$102
23Audi SQ5$1,874$130
24BMW X5$1,938$194
25Audi Q8$1,966$222
26Audi Q7$1,998$254
27Land Rover Range Rover Sport$2,020$276
28BMW iX$2,034$290
29Tesla Model X$2,064$320
30Audi SQ7$2,124$380
31Audi e-tron$2,144$400
32Mercedes-Benz AMG GLE53$2,150$406
33BMW X6$2,200$456
34Mercedes-Benz AMG GLE63$2,292$548
35Porsche Cayenne$2,314$570
36Audi RS 6$2,390$646

Additional GLE450 car insurance rates

Additional important insights as they relate to Mercedes-Benz GLE450 insurance cost include:

  • Car insurance is expensive for high-risk drivers. For a 40-year-old driver, having too many accidents or violations can increase the cost by $2,070 or more per year.
  • Avoid driving violations to reduce policy cost. If you want to get the most budget-friendly GLE450 insurance rates, it’s necessary to avoid traffic citations. A couple of minor driving infractions could increase policy rates by as much as $450 per year. Serious misdemeanors such as a DWI could raise rates by an additional $1,588 or more.
  • As driver age increases, insurance rates tend to go down. The difference in GLE450 insurance cost between a 40-year-old driver ($1,744 per year) and a 20-year-old driver ($3,462 per year) is $1,718, or a savings of 49.6%.
  • Your employment could save you a few bucks. The large majority of auto insurance companies offer discounts for being employed in professions like engineers, accountants, high school and elementary teachers, doctors, firefighters, and others. Being employed in a qualifying occupation could save between $52 and $159 on your annual GLE450 insurance cost, depending on the level of coverage purchased.
  • Mercedes-Benz GLE450 insurance rates for teenagers are high. Average rates for full coverage GLE450 insurance costs $6,070 per year for a 16-year-old driver, $5,722 per year for a 17-year-old driver, $5,364 per year for a 18-year-old driver, and $4,886 per year for a 19-year-old driver.
  • Gender affects car insurance rates. For a 2022 Mercedes GLE450, a 20-year-old male driver receives an average rate of $3,462 per year, while a 20-year-old female pays $2,560, a difference of $902 per year. The females get the cheaper rate by far. But by age 50, the cost for a male driver is $1,584 and the cost for women is $1,554, a difference of only $30.