How Much Does Mercedes-Benz GLE450 Insurance Cost?

How much does car insurance cost on a Mercedes GLE450? We compare rates for the GLE450 4Matic 4WD trim level to discover how insurance cost ranks when compared to all other midsize luxury SUVs.

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  • Car insurance rates for a Mercedes-Benz GLE450 average $2,042 per year or around $170 per month, but can vary significantly based on the driver’s age.
  • The Mercedes-Benz GLE450 is one of the cheaper midsize luxury SUVs to insure, costing $62 less per year on average when compared to other midsize luxury SUVs.

How much does Mercedes GLE450 insurance cost?

Mercedes GLE450 car insurance rates average $2,042 per year for full coverage, which equates to around $170 a month. When a policy is broken down into individual coverages, comprehensive (or other-than-collision) coverage will cost approximately $494 a year, liability and medical (or PIP) coverage is around $584, and the remaining collision coverage will cost about $964.

The chart below displays average annual car insurance rates for a 2023 GLE450 using variations of driver age and risk profiles.

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Chart Data Details: Average rates are for a 2023 model year Mercedes-Benz GLE450 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz GLE450 trim levels.Data last updated on August 11, 2023
Mercedes-Benz GLE450 Insurance Cost Summary
2023 Mercedes-Benz GLE450 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,652$388
Safe Driver Age 20$4,074$340
At-fault Accidents Age 40$2,880$240
Low Deductibles Age 40$2,688$224
Safe Driver Age 30$2,154$180
Safe Driver Age 40$2,042$170
Safe Driver Age 50$1,862$155
Safe Driver Age 60$1,826$152
High Deductibles Age 40$1,712$143
Discount Rate Age 40$1,694$141

The following table details average insurance rates for a Mercedes-Benz GLE450 from the 2016 to 2023 model years and different driver age groups.

Mercedes-Benz GLE450 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Mercedes-Benz GLE450$4,074$2,042$1,826
2022 Mercedes-Benz GLE450$3,850$1,936$1,730
2021 Mercedes-Benz GLE450$3,630$1,822$1,630
2020 Mercedes-Benz GLE450$3,580$1,794$1,606
2016 Mercedes-Benz GLE450$3,886$1,932$1,730

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Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Mercedes-Benz GLE450 Insurance Cost by Model Year

How do Mercedes GLE450 insurance rates rank?

The Mercedes-Benz GLE450 ranks 20th out of 37 total vehicles in the midsize luxury SUV category for car insurance affordability. The GLE450 costs an average of $2,042 per year for full coverage auto insurance and the segment average auto insurance cost is $2,104 annually, a difference of $62 per year.

When insurance prices are compared to other popular midsize luxury SUVs, car insurance rates for a Mercedes-Benz GLE450 cost $422 more per year than the Lexus RX 350, $246 less than the BMW X5, and $242 more than the Acura MDX.

The chart displayed below shows how average GLE450 car insurance rates compare to the top 10 best-selling midsize luxury SUVs like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60. A rankings table is also included after the chart detailing average car insurance rates for all 37 models in the midsize luxury SUV class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mercedes-Benz GLE450, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mercedes-Benz GLE450 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Mercedes-Benz GLE450 vs Top 10 Midsize Luxury SUVs Insurance Rate Comparison
Mercedes-Benz GLE450 Insurance Cost Compared to All Midsize Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Lexus RX 350$1,620-$422
2Infiniti QX50$1,676-$366
3Cadillac XT5$1,720-$322
4Cadillac XT6$1,762-$280
5Acura MDX$1,800-$242
6Lincoln Nautilus$1,834-$208
7Lexus RX 350L$1,850-$192
8Land Rover Discovery Sport$1,854-$188
9Jaguar E-Pace$1,856-$186
10Volvo V90$1,886-$156
11Lexus RX 450h$1,908-$134
12Lexus GX 460$1,928-$114
13Lexus RX 450hL$1,938-$104
14Volvo V60$1,946-$96
15Genesis GV80$1,986-$56
16Mercedes-Benz AMG GLB35$1,988-$54
17Audi SQ5$1,990-$52
18Lincoln Aviator$2,008-$34
19Infiniti QX60$2,026-$16
20Mercedes-Benz GLE450$2,042--
21Mercedes-Benz GLE350$2,066$24
22Land Rover Discovery$2,074$32
23Mercedes-Benz AMG GLC43$2,110$68
24Audi Q7$2,158$116
25Audi e-tron$2,232$190
26Tesla Model X$2,242$200
27Mercedes-Benz AMG GLE53$2,248$206
28BMW X5$2,288$246
29Audi Q8$2,298$256
30Land Rover Range Rover Sport$2,312$270
31Audi SQ7$2,426$384
32BMW iX$2,458$416
33BMW X6$2,508$466
34Porsche Cayenne$2,528$486
35Mercedes-Benz AMG GLE63$2,650$608
36Audi RS 6$2,694$652
37BMW XM$2,948$906

Additional GLE450 car insurance rates

Additional important insights as they relate to Mercedes-Benz GLE450 insurance cost include:

  • Car insurance is expensive for high-risk drivers. For a 40-year-old driver, having too many accidents or violations can increase the cost by $2,460 or more per year.
  • Avoid driving violations to reduce policy cost. If you want to get the most budget-friendly GLE450 insurance rates, it’s necessary to avoid traffic citations. A couple of minor driving infractions could increase policy rates by as much as $538 per year. Serious misdemeanors such as a DWI could raise rates by an additional $1,884 or more.
  • As driver age increases, insurance rates tend to go down. The difference in GLE450 insurance cost between a 40-year-old driver ($2,042 per year) and a 20-year-old driver ($4,074 per year) is $2,032, or a savings of 66.4%.
  • Your employment could save you a few bucks. The large majority of auto insurance companies offer discounts for being employed in professions like engineers, accountants, high school and elementary teachers, doctors, firefighters, and others. Being employed in a qualifying occupation could save between $61 and $183 on your annual GLE450 insurance cost, depending on the level of coverage purchased.
  • Mercedes-Benz GLE450 insurance rates for teenagers are high. Average rates for full coverage GLE450 insurance costs $7,270 per year for a 16-year-old driver, $6,820 per year for a 17-year-old driver, $6,380 per year for an 18-year-old driver, and $5,790 per year for a 19-year-old driver.
  • Gender affects car insurance rates. For a 2023 Mercedes GLE450, a 20-year-old male driver receives an average rate of $4,074 per year, while a 20-year-old female pays $3,010, a difference of $1,064 per year. The females get the cheaper rate by far. But by age 50, the cost for a male driver is $1,862 and the cost for women is $1,820, a difference of only $42.