- The average Audi SQ7 insurance cost is $2,426 per year, or $202 per month for full coverage.
- The SQ7 Premium Plus trim level costs an average of $2,372 per year to insure, while the Prestige model costs $2,478 per year.
- Out of 37 models in the 2023 midsize luxury SUV segment, the SQ7 ranks 31st for auto insurance cost.
How much does Audi SQ7 insurance cost?
Plan on budgeting around $2,426 yearly to insure an Audi SQ7, which is about $202 a month.
When a policy is broken down into individual coverages, liability and medical (or PIP) coverage costs approximately $584 a year, comprehensive (or other-than-collision) coverage is about $622, and the remaining collision insurance costs about $1,220.
The rate chart below shows how SQ7 auto insurance cost can change based on the age of the rated driver and the policy deductibles. Insurance rate averages vary from $1,794 per year for a driver age 60 with high policy deductibles to the highest price of $5,700 annually for a driver age 20 with low policy deductibles.
The rate table below details the estimated yearly and 6-month policy costs, plus a monthly budget estimate, for each 2023 Audi SQ7 package and trim.
| Audi SQ7 Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| Premium Plus | $2,372 | $1,186 | $198 |
| Prestige | $2,478 | $1,239 | $207 |
Is it expensive to insure an Audi SQ7?
When insurance prices are compared to other midsize luxury SUV segment models, insurance prices for an Audi SQ7 cost $806 more per year than the Lexus RX 350, $138 more than the BMW X5, and $626 more than the Acura MDX.
The Audi SQ7 ranks 31st out of 37 total comparison vehicles in the midsize luxury SUV segment for insurance affordability. The SQ7 costs an average of $2,426 per year for an auto insurance policy with full coverage, while the segment median price is $2,104 per year, a difference of $322 per year.
The chart displayed below shows how SQ7 insurance rates compare to the best-selling midsize luxury SUVs like the Cadillac XT5, Infiniti QX60, and the Lexus GX 460. A more comprehensive table is included following the chart that ranks insurance rate rankings for all 37 models in the midsize luxury SUV category.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Lexus RX 350 | $1,620 | -$806 |
| 2 | Infiniti QX50 | $1,676 | -$750 |
| 3 | Cadillac XT5 | $1,720 | -$706 |
| 4 | Cadillac XT6 | $1,762 | -$664 |
| 5 | Acura MDX | $1,800 | -$626 |
| 6 | Lincoln Nautilus | $1,834 | -$592 |
| 7 | Lexus RX 350L | $1,850 | -$576 |
| 8 | Land Rover Discovery Sport | $1,854 | -$572 |
| 9 | Jaguar E-Pace | $1,856 | -$570 |
| 10 | Volvo V90 | $1,886 | -$540 |
| 11 | Lexus RX 450h | $1,908 | -$518 |
| 12 | Lexus GX 460 | $1,928 | -$498 |
| 13 | Lexus RX 450hL | $1,938 | -$488 |
| 14 | Volvo V60 | $1,946 | -$480 |
| 15 | Genesis GV80 | $1,986 | -$440 |
| 16 | Mercedes-Benz AMG GLB35 | $1,988 | -$438 |
| 17 | Audi SQ5 | $1,990 | -$436 |
| 18 | Lincoln Aviator | $2,008 | -$418 |
| 19 | Infiniti QX60 | $2,026 | -$400 |
| 20 | Mercedes-Benz GLE450 | $2,042 | -$384 |
| 21 | Mercedes-Benz GLE350 | $2,066 | -$360 |
| 22 | Land Rover Discovery | $2,074 | -$352 |
| 23 | Mercedes-Benz AMG GLC43 | $2,110 | -$316 |
| 24 | Audi Q7 | $2,158 | -$268 |
| 25 | Audi e-tron | $2,232 | -$194 |
| 26 | Tesla Model X | $2,242 | -$184 |
| 27 | Mercedes-Benz AMG GLE53 | $2,248 | -$178 |
| 28 | BMW X5 | $2,288 | -$138 |
| 29 | Audi Q8 | $2,298 | -$128 |
| 30 | Land Rover Range Rover Sport | $2,312 | -$114 |
| 31 | Audi SQ7 | $2,426 | -- |
| 32 | BMW iX | $2,458 | $32 |
| 33 | BMW X6 | $2,508 | $82 |
| 34 | Porsche Cayenne | $2,528 | $102 |
| 35 | Mercedes-Benz AMG GLE63 | $2,650 | $224 |
| 36 | Audi RS 6 | $2,694 | $268 |
| 37 | BMW XM | $2,948 | $522 |
Other SQ7 insurance rates and insights
Some additional noteworthy conclusions about SQ7 insurance rates include:
- Save money by qualifying for policy discounts. Discounts may be available if the insureds are claim-free, are senior citizens, take a defensive driving course, insure multiple vehicles on the same policy, or many other policy discounts which could save the average driver as much as $414 per year on Audi SQ7 insurance.
- A good driving record pays dividends. In order to have the most affordable price on SQ7 insurance rates, it’s necessary to avoid traffic tickets. As few as two minor traffic violations could result in increasing insurance cost by at least $634 per year.
- Audi SQ7 insurance rates for teens are expensive. Average rates for full coverage SQ7 insurance costs $8,456 per year for a 16-year-old driver, $7,978 per year for a 17-year-old driver, $7,484 per year for an 18-year-old driver, and $6,822 per year for a 19-year-old driver.
- Be a careful driver and save. Too many at-fault accidents can cost more, possibly up to $3,384 per year for a 20-year-old driver and as much as $756 per year for a 50-year-old driver.
- Increase physical damage deductibles to save money. Boosting your physical damage deductibles from $500 to $1,000 could save around $418 per year for a 40-year-old driver and $820 per year for a 20-year-old driver.
- The lower the deductibles, the higher the cost. Lowering your policy deductibles from $500 to $250 could cost an additional $436 per year for a 40-year-old driver and $866 per year for a 20-year-old driver.
- As you get older, car insurance rates go down. The difference in insurance cost on a SQ7 between a 50-year-old driver ($2,206 per year) and a 20-year-old driver ($4,834 per year) is $2,628, or a savings of 74.7%.
