Insuring a Porsche 718: Everything You Need to Know

Is Porsche 718 insurance expensive?

We analyzed average insurance cost for the least expensive Cayman Coupe model up to the Spyder RS trim level to find out how the Porsche 718 ranks when compared to the entire sports car segment.

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How much is Porsche 718 car insurance?

Ranked 12th out of 23 vehicles in the sports car class for 2024, Porsche 718 insurance costs on average $3,090 yearly, or around $258 on a monthly basis. With the average sports car costing $3,300 a year to insure, the Porsche 718 could save around $210 or more annually.

The chart below displays average car insurance cost for a 2024 Porsche 718 using different driver ages and risk profiles.

Average 2024 Porsche 718 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Porsche 718 insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2024 model year Porsche 718 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Porsche 718 trim levels.

2024 Porsche 718 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$7,046$587
Safe Driver Age 20$6,174$515
At-fault Accidents Age 40$4,330$361
Low Deductibles Age 40$4,148$346
Safe Driver Age 30$3,312$276
Safe Driver Age 40$3,090$258
Safe Driver Age 50$2,722$227
Discount Rate Age 40$2,568$214
Safe Driver Age 60$2,546$212
High Deductibles Age 40$2,544$212

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Porsche 718 trim levels. Updated October 24, 2025

Average car insurance rates for the 2017 to 2024 model years are shown below for both annual and semi-annual policy terms.

Porsche 718 Insurance Cost for 2017-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Porsche 718$3,090$258
2023 Porsche 718$3,010$251
2022 Porsche 718$2,960$247
2021 Porsche 718$2,674$223
2020 Porsche 718$2,608$217
2019 Porsche 718$2,496$208
2017 Porsche 718$2,226$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Porsche 718 trim levels for each model year. Updated October 24, 2025

Average annual premium and cost per month to insure 2017 to 2024 Porsche 718 models
Average annual premium and cost per month to insure 2017 to 2024 Porsche 718 models

Which Porsche 718 model has the cheapest insurance?

With Porsche 718 insurance rates ranging from $2,728 to $3,624 annually for an average driver, the cheapest model to insure is the Cayman Coupe. The next cheapest trim level to insure is the Boxster at $2,766 per year. On average, plan on paying a minimum of $227 per month to insure the cheaper 718 models for full coverage.

For the higher-priced models, the three highest cost Porsche 718 models to insure are the Boxster GTS 4.0, the Cayman GT4 RS Coupe, and the Spyder RS trim levels at an estimated $3,240,  $3,516, and $3,624 per year, respectively.

Average car insurance rates for a 2024 Porsche 718 are shown in the table below, plus a monthly budget amount, for each available trim level.

2024 Porsche 718 Insurance Rates by Trim Level
2024 Porsche 718 Trim Level Annual Premium Cost Per Month
Cayman Coupe$2,728$227
Boxster$2,766$231
Cayman S Coupe$2,928$244
Cayman Style Edition$2,948$246
Boxster X$2,958$247
Boxster Style Edition$2,982$249
Cayman GTS 4.0 Coupe$3,220$268
Boxster GTS 4.0$3,240$270
Cayman GT4 RS Coupe$3,516$293
Spyder RS$3,624$302

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2024 Porsche 718 ranging from the Cayman Coupe model at $2,728 per year to the Spyder RS model at $3,624
Insurance cost by trim level for a 2024 Porsche 718 ranging from the Cayman Coupe model at $2,728 per year to the Spyder RS model at $3,624

Is Porsche 718 car insurance expensive?

The Porsche 718 ranks 12th out of 23 comparison vehicles in the 2024 sports car segment. The 718 costs an average of $3,090 per year for insurance and the class average cost is $3,300 annually, a difference of $210 per year.

When compared to other sports car models, insurance for a Porsche 718 costs $1,542 less per year than the Mercedes-Benz SL 55, $232 less per year than the Chevrolet Corvette, $222 more than the Subaru BRZ, and $28 less than the Chevrolet Camaro.

The table below shows how average car insurance cost for a Porsche 718 compares to the entire sports car segment for the 2024 model year.

Insurance Cost Comparison: Porsche 718 vs Sports Cars
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$2,220-$870
2Toyota GR86$2,530-$560
3Ford Mustang$2,634-$456
4BMW Z4$2,650-$440
5Subaru WRX$2,690-$400
6Toyota GR Supra$2,694-$396
7BMW M2$2,772-$318
8Nissan Z$2,778-$312
9Lexus RC F$2,838-$252
10Subaru BRZ$2,868-$222
11BMW M3$3,030-$60
12Porsche 718$3,090--
13Chevrolet Camaro$3,118$28
14Chevrolet Corvette$3,322$232
15Porsche 911$3,438$348
16BMW M4$3,580$490
17Lexus LC 500$3,600$510
18Jaguar F-Type$3,786$696
19Mercedes-Benz AMG GT53$3,972$882
20Porsche Taycan$4,062$972
21Mercedes-Benz SL 55$4,632$1,542
22Nissan GT-R$4,670$1,580
23Mercedes-Benz SL 63$4,930$1,840

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025

At $3,090 per year, insurance cost for a 2024 Porsche 718 ranks 12th out of 23 models in the sports car segment
At $3,090 per year, insurance cost for a 2024 Porsche 718 ranks 12th out of 23 models in the sports car segment