Toyota GR86 Insurance Cost: 2025 Rates, Insights and Comparisons

• Toyota GR86 insurance costs an average of $2,468 per year for a full coverage policy, depending on policy limits.
• The cheapest GR86 insurance is on the base at around $2,308 per year, with the Premium costing $2,552 annually.
• When compared to other 2024 sports car models, the Toyota GR86 is one of the cheaper to insure, costing $754 less per year on average.

How much does Toyota GR86 insurance cost?

Toyota GR86 insurance rates average $2,468 per year. You can expect to pay about $754 less each year for Toyota GR86 insurance compared to similar vehicles, and $247 more per year than the overall national average of $2,221.

Average monthly insurance cost for a 2024 Toyota GR86 is $206, with the base trim (MSRP of $30,000) being cheapest to insure and the Premium model (MSRP of $33,000) costing the most to insure.

The chart below breaks down average insurance rates on a Toyota GR86 using a range of different policy rating factors including changes in driver ages, low vs. high-risk drivers, and different policy deductibles.

The chart above uses an average rate across all GR86 trim levels of $2,468 per year. The table below breaks out the individual trim levels available for the 2024 model year into their own insurance costs.

Another rate comparison can be made for different GR86 model years. The table below shows the average insurance cost for past and current models. As with most vehicles, older models generally cost less to insure than new models.

The 2022 model came with a slightly different name, with the GR added to the normal 86 designation. The table below shows average car insurance rates for the original Toyota 86 model, for the 2017 to 2021 model years. More rate information for this model can be found on our Toyota 86 insurance cost page.

Is it expensive to insure a Toyota GR86?

When compared directly to other popular sports cars, average insurance prices for a Toyota GR86 cost $1,500 less per year than the Porsche Taycan, $1,046 less per year than the Lexus LC 500, and $104 less per year than the Ford Mustang.

For insurance affordability, the Toyota GR86 ranks second out of 23 total vehicles for the 2024 model year in the sports car segment. The GR86 averages $2,468 per year for full coverage insurance, while the segment average rate is $3,222 annually, a difference of $754 per year.

The chart displayed below shows how well GR86 insurance rates fare against the top-selling sports cars in the U.S. like the Ford Mustang, Chevy Camaro, and Dodge Challenger. A rate table with all 23 models in the segment is included following the chart.