Alfa Romeo Stelvio Insurance Cost for 2023

Is car insurance for an Alfa Romeo Stelvio affordable?

We looked at average rate quotes for the Sprint 2WD model up to the more expensive Quadrifoglio trim level to look at how insurance for a Romeo Stelvio ranks against other small luxury SUVs.

Start a Free QuoteCompare Alfa Romeo Stelvio car insurance quotes and save on your next policy.

How much does Alfa Romeo Stelvio car insurance cost?

Insurance for an Alfa Romeo Stelvio costs an average of $2,028 per year for a policy that offers full coverage. Monthly insurance cost ranges from $156 to $192, depending on the trim level.

Overall, expect to pay around $68 more per year to insure an Alfa Romeo Stelvio when compared to the average rate for all small luxury SUVs, and $300 more per year than the $1,728 average for all vehicles.

The chart below details average car insurance rates on a 2023 Alfa Romeo Stelvio using different combinations of driver age and risk.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Alfa Romeo Stelvio with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Alfa Romeo Stelvio trim levels.Data last updated on August 11, 2023
Alfa Romeo Stelvio Insurance Cost Summary
2023 Alfa Romeo Stelvio Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,630$386
Safe Driver Age 20$4,052$338
At-fault Accidents Age 40$2,850$238
Low Deductibles Age 40$2,708$226
Safe Driver Age 30$2,156$180
Safe Driver Age 40$2,028$169
Safe Driver Age 50$1,846$154
Safe Driver Age 60$1,816$151
Discount Rate Age 40$1,688$141
High Deductibles Age 40$1,682$140

How does trim level affect Stelvio insurance rates?

With Alfa Romeo Stelvio insurance cost ranging from $1,876 to $2,302 annually on average, the cheapest model to insure is the Sprint 2WD trim level. The second cheapest model to insure is the Sprint AWD trim at $1,914 per year. Plan on paying at a bare minimum $156 per month for full coverage Stelvio insurance.

At the upper end of insurance cost, the two most expensive Stelvio trim levels to insure are the Stelvio Estrema and the Quadrifoglio trim levels at $2,076 and $2,302 per year, respectively.

The table below displays the average yearly and semi-annual car insurance costs, plus a monthly budget figure, for each Stelvio trim level for the 2023 model year.

2023 Alfa Romeo Stelvio Insurance Cost by Trim Level
Alfa Romeo Stelvio Trim Level Annual Policy Six-Month Policy Per Month
Sprint 2WD$1,876$938$156
Sprint AWD$1,914$957$160
Ti$1,974$987$165
Veloce$2,028$1,014$169
Estrema$2,076$1,038$173
Quadrifoglio$2,302$1,151$192

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Alfa Romeo Stelvio, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Alfa Romeo Stelvio Insurance Cost by Trim Level

How does Stelvio insurance compare to other SUVs?

When compared to top-selling vehicles in the small luxury SUV class, insurance for a Alfa Romeo Stelvio costs $104 less per year than the BMW X3, $176 more per year than the Volvo XC60, $184 more per year than the Mercedes-Benz GLC300, and $14 less per year than the Audi Q5.

The Stelvio ranks 26th out of 37 comparison vehicles in the small luxury SUV class. The Stelvio costs an average of $2,028 per year for insurance and the segment average is $1,960 annually, a difference of $68 per year.

The table below shows how insurance cost for an Alfa Romeo Stelvio compares to the rest of the 2023 compact luxury SUV segment.

Insurance Cost Comparison: Alfa Romeo Stelvio vs Small Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Acura RDX$1,508-$520
2Cadillac XT4$1,634-$394
3Volvo XC40$1,664-$364
4Lexus UX 250h$1,694-$334
5Mercedes-Benz GLA250$1,756-$272
6Mercedes-Benz GLB 250$1,762-$266
7Lexus NX 250$1,786-$242
8Lexus NX 350h$1,806-$222
9Lexus NX 350$1,818-$210
10Lincoln Corsair$1,820-$208
11Lexus NX 450h$1,826-$202
12BMW X1$1,838-$190
13Alfa Romeo Tonale$1,842-$186
14Mercedes-Benz GLC300$1,844-$184
15Lexus RZ 450e$1,848-$180
16Volvo XC60$1,852-$176
17Audi Q3$1,868-$160
18Land Rover Evoque$1,878-$150
19Volvo C40$1,894-$134
20Infiniti QX55$1,958-$70
21Mercedes-Benz GLA35 AMG$1,964-$64
22Genesis GV70$1,998-$30
23Mercedes-Benz EQB 300$2,008-$20
24Genesis GV60$2,010-$18
25Mercedes-Benz GLA45 AMG$2,020-$8
26Alfa Romeo Stelvio$2,028--
27Audi Q5$2,042$14
28Land Rover Range Rover Velar$2,050$22
29Mercedes-Benz EQB 350$2,052$24
30BMW X4$2,092$64
31Land Rover Defender$2,098$70
32Jaguar F-Pace$2,106$78
33Audi Q4$2,120$92
34Porsche Macan$2,122$94
35BMW X3$2,132$104
36Jaguar I-Pace$2,252$224
37Aston Martin DBX$3,514$1,486

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 12, 2023
Insurance Cost Comparison: Alfa Romeo Stelvio vs Small Luxury SUVs

Is insurance on a used Stelvio cheaper?

Insuring a used Alfa Romeo Stelvio could reduce your insurance bill significantly. For example, insuring a 2018 Stelvio would save around $392 each year over the cost of a new 2023 model, depending on policy limits and deductibles.

The data table below illustrates average Stelvio car insurance rates for the 2018 through 2023 model years and a range of driver ages. Yearly policy costs range from the cheapest rate of $1,468 for a 60-year-old driver rated on a 2018 Stelvio to the most expensive rate of $4,052 for a 20-year-old driver rated on a 2023 model.

Alfa Romeo Stelvio Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Alfa Romeo Stelvio$4,052$2,028$1,816
2022 Alfa Romeo Stelvio$4,094$2,046$1,832
2021 Alfa Romeo Stelvio$3,936$1,962$1,758
2020 Alfa Romeo Stelvio$3,880$1,932$1,732
2019 Alfa Romeo Stelvio$3,426$1,714$1,536
2018 Alfa Romeo Stelvio$3,274$1,636$1,468

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Alfa Romeo Stelvio Insurance Cost by Model Year