Range Rover Evoque Insurance Cost for 2023

Is car insurance for a Land Rover Evoque expensive?

We surveyed insurance prices from the cheapest S trim to the more costly R-Dynamic P400 HST model to see how insurance for a Rover Evoque ranks against similar small luxury SUVs.

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How much does Range Rover Evoque insurance cost?

Car insurance for a Range Rover Evoque costs an average of $1,828 per year for a full-coverage policy. Monthly insurance cost for the Evoque ranges from $143 to $172, depending on the trim level.

The compact luxury SUV average insurance cost is $1,909 per year, so drivers can expect to pay around $81 less per year to insure an Evoque when compared to the segment average.

For individual policy coverages, comprehensive coverage is around $480 a year, liability and medical coverage costs about $484, and the remaining collision coverage is approximately $864.

The chart below details average car insurance rates for a 2023 Land Rover Evoque using different combinations of risk and driver age.

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Chart Data Details: Average rates are for a 2023 model year Land Rover Evoque with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Land Rover Evoque trim levels.Data last updated on January 23, 2023
Range Rover Evoque Insurance Rates
Land Rover Evoque Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,134$345
Safe Driver Age 20$3,624$302
At-fault Accidents Age 40$2,560$213
Low Deductibles Age 40$2,422$202
Safe Driver Age 30$1,938$162
Safe Driver Age 40$1,828$152
Safe Driver Age 50$1,664$139
Safe Driver Age 60$1,632$136
High Deductibles Age 40$1,524$127
Discount Rate Age 40$1,520$127

In the chart above, Evoque insurance rates range from a discount rate for a 40-year-old driver of $1,520 to the high-risk average rate for a 30-year-old driver of $4,134 per year.

Not shown in the chart are rates for teenage drivers, which are the most expensive age group to insure.  A 16-year-old male driver with a clean driving record would pay $6,384 a year on average, while a 16-year-old female would pay about $5,614. At age 17, males would pay around $6,004 and females $5,318.

What is the cheapest Evoque trim to insure?

With Range Rover Evoque insurance rates ranging from $1,720 to $2,058 annually, the most budget-friendly model to insure is the Evoque S. The next cheapest model to insure is the R-Dynamic S at $1,746 per year. Expect to pay at least $143 per month to insure a Evoque for full coverage.

The highest cost Evoque trim levels to insure are the R-Dynamic P400 HST at $2,058 and the SE at $1,794 per year. Those trim levels will cost an extra $338 and $74 per year, respectively, over the cheapest trim, the Evoque S.

The table below shows average car insurance rates for different policy terms for each 2023 Land Rover Evoque package and trim.

2023 Land Rover Evoque Insurance Cost by Trim Level
Land Rover Evoque Trim Level Annual Policy 6-month Policy Per Month
S$1,720$860$143
R-Dynamic S$1,746$873$146
SE$1,794$897$150
R-Dynamic P400 HST$2,058$1,029$172

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Table Data Details: Average rates are for a 2023 Land Rover Evoque, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Land Rover Evoque Insurance Cost by Trim Level

How does Evoque insurance compare to other SUVs?

When compared to other popular small luxury SUVs, car insurance for a Range Rover Evoque costs $30 more per year than the Mercedes-Benz GLC300, $248 less per year than the BMW X3, $356 more per year than the Acura RDX, and $162 less per year than the Audi Q5.

The Evoque ranks 18th out of 37 comparison vehicles in the small luxury SUV class. The Evoque costs an estimated $1,828 per year to insure for full coverage and the category average is $1,909 per year, a difference of $81 per year.

The table below shows how well average insurance cost for a Range Rover Evoque compares to all 37 models included in the 2023 compact luxury SUV class.

Insurance Cost Comparison: Land Rover Evoque vs Small Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Acura RDX$1,472-$356
2Cadillac XT4$1,592-$236
3Volvo XC40$1,622-$206
4Lexus UX 250h$1,650-$178
5Mercedes-Benz GLA250$1,712-$116
6Mercedes-Benz GLB 250$1,718-$110
7Lexus NX 250$1,740-$88
8Lexus NX 350h$1,760-$68
9Lexus NX 350$1,770-$58
10Lincoln Corsair$1,772-$56
11Lexus NX 450h$1,776-$52
12BMW X1$1,788-$40
13Alfa Romeo Tonale$1,790-$38
14Mercedes-Benz GLC300$1,798-$30
15Lexus RZ 450e$1,802-$26
16Volvo XC60$1,806-$22
17Audi Q3$1,820-$8
18Land Rover Evoque$1,828--
19Volvo C40$1,846$18
20Infiniti QX55$1,908$80
21Mercedes-Benz GLA35 AMG$1,914$86
22Genesis GV70$1,944$116
23Mercedes-Benz EQB 300$1,954$126
24Genesis GV60$1,958$130
25Mercedes-Benz GLA45 AMG$1,968$140
26Alfa Romeo Stelvio$1,978$150
27Audi Q5$1,990$162
28Land Rover Range Rover Velar$1,996$168
29Mercedes-Benz EQB 350$2,000$172
30BMW X4$2,038$210
31Land Rover Defender$2,044$216
32Jaguar F-Pace$2,054$226
33Audi Q4$2,066$238
34Porsche Macan$2,070$242
35BMW X3$2,076$248
36Jaguar I-Pace$2,194$366
37Aston Martin DBX$3,424$1,596

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Insurance Cost Comparison: Land Rover Evoque vs Small Luxury SUVs

Do used Evoques cost less to insure?

Older Evoque models definitely cost less to insure. For example, insuring a 2013 Evoque instead of a 2023 model could save as much as $290 per year on insurance costs.

The following table shows average estimated Evoque insurance policy costs for the 2011 to 2023 model years. The range of insurance rates goes from around $1,350 for a 2011 Land Rover Evoque to the most expensive cost of $1,828 for a 2023 Evoque.

Land Rover Evoque Insurance Cost for 2011-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Land Rover Evoque$1,828$914$152
2022 Land Rover Evoque$1,746$873$146
2021 Land Rover Evoque$1,738$869$145
2020 Land Rover Evoque$1,712$856$143
2019 Land Rover Evoque$1,664$832$139
2018 Land Rover Evoque$1,628$814$136
2017 Land Rover Evoque$1,552$776$129
2016 Land Rover Evoque$1,580$790$132
2015 Land Rover Evoque$1,580$790$132
2014 Land Rover Evoque$1,434$717$120
2013 Land Rover Evoque$1,538$769$128
2012 Land Rover Evoque$1,507$754$126
2011 Land Rover Evoque$1,477$739$123

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Land Rover Evoque Insurance Cost by Model Year

Additional Insurance Rates and Insights

Because there are so many variables that go into car insurance rate calculations, it’s impossible to show every possible rate scenario. Below are some additional rates for the Evoque, along with some tips on how to keep insurance rates down.

  • Policyholder gender affects insurance cost. For a 2023 Land Rover Evoque, a 20-year-old man receives an average rate of $3,624 per year, while a 20-year-old female pays an average of $2,686, a difference of $938 per year in the women’s favor by a large margin. But by age 50, the cost for a male driver is $1,664 and female rates are $1,630, a difference of only $34.
  • A good driving record pays dividends. To get the cheapest Evoque insurance rates, it makes sense to be a safe driver. As few as two minor blemishes on your driving record have the consequences of increasing Evoque insurance rates by at least $474 per year. Major misdemeanor violations such as a DWI could raise rates by an additional $1,662 or more.
  • Teen drivers cost a lot to insure. Average rates for full coverage Evoque insurance costs $6,384 per year for a 16-year-old driver, $6,004 per year for a 17-year-old driver, and $5,624 per year for a 18-year-old driver.
  • It’s expensive to buy high risk insurance. For a 20-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations can increase the cost by $2,790 or more per year.
  • Raise your credit score for cheaper rates. Maintaining a credit score above 800 could earn you savings as high as $287 per year when compared to a rating of 670-739. Conversely, a credit score lower than 579 could cost as much as $333 more per year.
  • Safe drivers have cheaper Evoque insurance. At-fault accidents increase insurance cost, potentially by an extra $842 per year for a 30-year-old driver and even as much as $534 per year for a 60-year-old driver.