Porsche Macan Insurance Cost for 2023

Is insurance on a Porsche Macan expensive? We analyzed insurance rates for the base through GTS models and compared them to the rest of the compact luxury SUV market to see where they ranked.

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  • Porsche Macan insurance costs an average of $2,122 per year, $1,061 for a 6-month policy, or $177 per month.
  • The cheapest Macan to insure is the base AWD trim level at an estimated $1,984 per year. The most expensive is the GTS AWD at $2,298 annually.
  • The Porsche Macan is one of the more expensive compact luxury SUVs to insure, costing $162 more per year on average when compared to other small luxury SUVs

How much does insurance cost for a Porsche Macan?

Porsche Macan car insurance costs on average $2,122 yearly, or around $177 monthly. Expect to pay approximately $162 more per year for Porsche Macan insurance compared to the average rate for all small luxury SUVs, and $394 more per year than the overall all-vehicle national average of $1,728.

The chart below shows how average car insurance rates on a 2023 Porsche Macan fluctuate depending on the age of the driver and a range of policy deductibles. The annual policy rates shown range from the lowest price of $1,574 per year for a 60-year-old driver with high deductibles to the highest cost of $5,012 each year for a 20-year-old driver with deductibles of $250.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Porsche Macan with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Porsche Macan trim levels.Data last updated on August 12, 2023
Porsche Macan Car Insurance Rates
2023 Porsche Macan Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,514$293
$500$4,244$354
$250$5,012$418
30$1,000$1,856$155
$500$2,260$188
$250$2,680$223
40$1,000$1,754$146
$500$2,122$177
$250$2,510$209
50$1,000$1,600$133
$500$1,932$161
$250$2,280$190
60$1,000$1,574$131
$500$1,900$158
$250$2,242$187

The chart above shows how variable car insurance rates can be, especially on vehicles like the Macan. We recommend getting exact rates quotes based on your zip code in order to help remove some of this variability.

The following table shows average insurance rates for the 2015 to 2023 model years. Insurance cost ranges from $1,744 for a 2015 Porsche Macan to the most expensive rate of $2,122 for a 2023 model.

Porsche Macan Insurance Cost for 2015-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Porsche Macan$2,122$1,061$177
2022 Porsche Macan$2,154$1,077$180
2021 Porsche Macan$2,130$1,065$178
2020 Porsche Macan$2,098$1,049$175
2019 Porsche Macan$2,038$1,019$170
2018 Porsche Macan$2,030$1,015$169
2017 Porsche Macan$1,936$968$161
2016 Porsche Macan$1,914$957$160
2015 Porsche Macan$1,744$872$145

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Porsche Macan Insurance Rates by Model Year

A few additional important data observations regarding Macan auto insurance cost include:

  • High-risk drivers pay a lot more for insurance. For a 50-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations can cause a rate increase of $2,492 or more per year.
  • Driver gender affects car insurance rates. For a 2023 Porsche Macan, a 20-year-old man pays an estimated $4,244 per year, while a 20-year-old woman pays an average of $3,124, a difference of $1,120 per year in the women’s favor by a large margin. But by age 50, rates for male drivers are $1,932 and the rate for females is $1,894, a difference of only $38.
  • As you get older, rates tend to drop. The difference in 2023 Porsche Macan insurance rates between a 60-year-old driver ($1,900 per year) and a 20-year-old driver ($4,244 per year) is $2,344, or a savings of 76.3%.
  • Safer drivers pay lower rates. At-fault accidents raise insurance rates, as much as $2,980 per year for a 20-year-old driver and even as much as $666 per year for a 50-year-old driver.
  • Your job could save you a few bucks. Some auto insurance providers offer discounts for certain professions like members of the military, emergency medical technicians, nurses, college professors, engineers, and other occupations. If your job can earn you this discount, you could save between $64 and $183 on your car insurance bill, depending on the policy coverages selected.

Is Porsche Macan insurance expensive?

With Porsche Macan insurance cost ranging from $1,984 to $2,298 annually for an average driver, the two most expensive models of Porsche Macan to insure are the GTS AWD at $2,298 and the S AWD at $2,142 per year.

Those models will cost an extra $314 and $158 per year, respectively, over the cheapest base AWD model. Plan on paying a minimum of $165 per month for full coverage Macan insurance.

The table below shows average Porsche Macan car insurance rates, in addition to a monthly budget amount, for each 2023 Macan trim level.

2023 Porsche Macan Insurance Cost by Trim Level
Porsche Macan Trim Level Annual Policy Six-Month Policy Per Month
Base AWD$1,984$992$165
T AWD$2,072$1,036$173
S AWD$2,142$1,071$179
GTS AWD$2,298$1,149$192

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Porsche Macan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Porsche Macan Insurance Cost by Trim Level

Compared to other small luxury SUVs

When rates are compared to popular vehicles in the small luxury SUV segment, insurance for a 2023 Porsche Macan costs $304 more per year than the Lexus NX 350, $278 more than the Mercedes-Benz GLC300, $10 less than the BMW X3, and $614 more than the Acura RDX.

The Porsche Macan ranks 34th out of 37 comparison vehicles in the 2023 compact luxury SUV segment. The Macan costs an average of $2,122 per year to insure for full coverage and the class median rate is $1,960 per year, a difference of $162 per year.

The chart below shows how well average Macan insurance rates fare against the most popular pint-sized luxury SUVs in the U.S. Included after the chart is a rankings table that shows how all 37 models in the 2023 small luxury SUV category compare to the cost to insure a Porsche Macan.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Porsche Macan, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Porsche Macan trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Porsche Macan vs Top 10 Small Luxury SUVs Insurance Cost Comparison
Porsche Macan Insurance Cost Compared to All Small Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Acura RDX$1,508-$614
2Cadillac XT4$1,634-$488
3Volvo XC40$1,664-$458
4Lexus UX 250h$1,694-$428
5Mercedes-Benz GLA250$1,756-$366
6Mercedes-Benz GLB 250$1,762-$360
7Lexus NX 250$1,786-$336
8Lexus NX 350h$1,806-$316
9Lexus NX 350$1,818-$304
10Lincoln Corsair$1,820-$302
11Lexus NX 450h$1,826-$296
12BMW X1$1,838-$284
13Alfa Romeo Tonale$1,842-$280
14Mercedes-Benz GLC300$1,844-$278
15Lexus RZ 450e$1,848-$274
16Volvo XC60$1,852-$270
17Audi Q3$1,868-$254
18Land Rover Evoque$1,878-$244
19Volvo C40$1,894-$228
20Infiniti QX55$1,958-$164
21Mercedes-Benz GLA35 AMG$1,964-$158
22Genesis GV70$1,998-$124
23Mercedes-Benz EQB 300$2,008-$114
24Genesis GV60$2,010-$112
25Mercedes-Benz GLA45 AMG$2,020-$102
26Alfa Romeo Stelvio$2,028-$94
27Audi Q5$2,042-$80
28Land Rover Range Rover Velar$2,050-$72
29Mercedes-Benz EQB 350$2,052-$70
30BMW X4$2,092-$30
31Land Rover Defender$2,098-$24
32Jaguar F-Pace$2,106-$16
33Audi Q4$2,120-$2
34Porsche Macan$2,122--
35BMW X3$2,132$10
36Jaguar I-Pace$2,252$130
37Aston Martin DBX$3,514$1,392