- Lexus RZ 450e car insurance rates average $2,008 per year (about $167 per month) for full coverage, but can vary significantly based on driver age.
- Ranked 21st out of 38 vehicles in the small luxury SUV segment, average car insurance rates for the Lexus RZ 450e cost $50 less per year than the segment average.
- The cheapest RZ 450e model to insure is the Premium AWD trim level at an estimated $1,968 per year.
- The RZ 450e Luxury AWD is the most expensive to insure at $2,050 per year.
How much does Lexus RZ 450e insurance cost?
Lexus RZ 450e insurance rates average $2,008 annually for full coverage, or $167 if paid each month. Drivers can expect to pay around $50 less annually for Lexus RZ 450e insurance compared to the average rate for small luxury SUVs, and $125 more per year than the $1,883 national average.
The rate summary chart below shows how RZ 450e car insurance prices can change depending on the age of the driver and coverage deductibles. The annual policy rates shown vary from the cheapest rate of $1,384 per year for a 60-year-old driver with high policy deductibles to a high of $4,720 each year for a 20-year-old driver with $250 physical damage deductibles.
Besides driver age and policy deductible amount as featured in the chart above, another factor that determines the rate you pay for car insurance is the trim level. More expensive models generally cost more to insure.
The rate table below details the estimated yearly and 6-month policy costs, in addition to a monthly amount for budgeting, for each 2024 Lexus RZ 450e trim level.
2024 Lexus RZ 450e Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Premium AWD | $1,968 | $164 |
Luxury AWD | $2,050 | $171 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024
Lexus RZ 450e insurance rates compared
When compared side-by-side to other models in the small luxury SUV segment, car insurance rates for a 2024 Lexus RZ 450e cost $26 less per year than the Mercedes-Benz GLC300, $230 less than the BMW X3, and $102 less than the Audi Q5.
The Lexus RZ 450e ranks 21st out of 38 total vehicles in the small luxury SUV category for insurance affordability. The RZ 450e costs an average of $2,008 per year for full coverage auto insurance, while the category average auto insurance cost is $2,058 annually, a difference of $50 less per year.
The next chart shows how average Lexus RZ 450e car insurance rates compare to the top 10 best-selling small luxury SUVs in the United States like the Volvo XC60, Mercedes-Benz GLB 250, and the Cadillac XT4. A table with more comprehensive data is also included after the chart that ranks typical insurance rates for every vehicle in the 2024 small luxury SUV segment.
Rank | Make and Model | Annual Premium | Difference |
---|---|---|---|
1 | Acura RDX | $1,586 | -$422 |
2 | Lexus NX 250 | $1,680 | -$328 |
3 | Cadillac XT4 | $1,712 | -$296 |
4 | Lexus NX 350h | $1,790 | -$218 |
5 | Lincoln Corsair | $1,814 | -$194 |
6 | Mercedes-Benz GLB 250 | $1,816 | -$192 |
7 | Lexus UX 250h | $1,818 | -$190 |
8 | Lexus NX 450h | $1,830 | -$178 |
9 | Mercedes-Benz GLA250 | $1,844 | -$164 |
10 | Mercedes-Benz GLA35 AMG | $1,856 | -$152 |
11 | Land Rover Evoque | $1,894 | -$114 |
12 | Lexus NX 350 | $1,904 | -$104 |
13 | Volvo XC40 | $1,910 | -$98 |
14 | Volvo XC60 | $1,920 | -$88 |
15 | Alfa Romeo Tonale | $1,926 | -$82 |
16 | Mercedes-Benz GLA45 AMG | $1,936 | -$72 |
17 | BMW X1 | $1,958 | -$50 |
18 | Infiniti QX55 | $1,964 | -$44 |
19 | Volvo C40 | $1,978 | -$30 |
20 | BMW X2 | $1,986 | -$22 |
21 | Lexus RZ 450e | $2,008 | -- |
22 | Mercedes-Benz EQB 300 | $2,018 | $10 |
23 | Mercedes-Benz GLC300 | $2,034 | $26 |
24 | Mercedes-Benz EQB 350 | $2,066 | $58 |
25 | Genesis GV70 | $2,092 | $84 |
26 | Audi Q3 | $2,102 | $94 |
27 | Audi Q5 | $2,110 | $102 |
28 | Alfa Romeo Stelvio | $2,130 | $122 |
29 | Land Rover Range Rover Velar | $2,156 | $148 |
30 | BMW X4 | $2,198 | $190 |
31 | Audi Q4 | $2,216 | $208 |
32 | BMW X3 | $2,238 | $230 |
33 | Genesis GV60 | $2,308 | $300 |
34 | Porsche Macan | $2,342 | $334 |
35 | Jaguar I-Pace | $2,370 | $362 |
36 | Land Rover Defender | $2,464 | $456 |
37 | Jaguar F-Pace | $2,536 | $528 |
38 | Aston Martin DBX | $3,696 | $1,688 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024