Mercedes-Benz GLA250 Car Insurance Cost

How much does Mercedes GLA250 insurance cost? We analyzed auto insurance rates from the base GLA250 2WD to the 4Matic 4WD model to see how insurance prices compare side-by-side to all other small luxury SUVs.

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  • Mercedes GLA250 car insurance costs around $1,712 per year, $856 for a 6-month policy, or around $143 per month.
  • Drivers can find the cheapest insurance on the GLA250 base 2WD trim at $1,670 per year.
  • The GLA250 AMG Line 4Matic has the highest rates at $1,754 per year.
  • Out of 37 other small luxury SUVs, the GLA250 ranks fifth for insurance cost.

How much does Mercedes GLA250 insurance cost?

Mercedes-Benz GLA250 insurance costs on average $1,712 a year for full coverage, or about $143 if paid each month. Plan on paying around $197 less each year to insure a Mercedes-Benz GLA250 compared to the average rate for small luxury SUVs, and $27 more per year than the all-vehicle national average of $1,685.

The chart below illustrates how GLA250 car insurance costs can differ depending on the age of the driver and policy deductibles. The values shown range from the cheapest rate of $1,284 per year for a 60-year-old driver with a deductible of $1,000 to the most expensive rate of $3,960 each year for a driver age 20 with $250 deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2023 Mercedes-Benz GLA250 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mercedes-Benz GLA250 trim levels.Data last updated on March 2, 2023
Mercedes-Benz GLA250 Car Insurance Rates
2023 Mercedes-Benz GLA250 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,848$237
$500$3,388$282
$250$3,960$330
30$1,000$1,506$126
$500$1,810$151
$250$2,128$177
40$1,000$1,432$119
$500$1,712$143
$250$2,002$167
50$1,000$1,308$109
$500$1,560$130
$250$1,822$152
60$1,000$1,284$107
$500$1,530$128
$250$1,788$149

The table below displays the estimated yearly and 6-month policy costs, including a monthly budget estimate, for each Mercedes-Benz GLA250 trim level.

2023 Mercedes-Benz GLA250 Insurance Cost by Trim Level
Mercedes-Benz GLA250 Trim Level Annual Policy Six-Month Policy Per Month
Base 2WD$1,670$835$139
Base 4Matic$1,706$853$142
AMG Line$1,720$860$143
AMG Line 4Matic$1,754$877$146

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Table Data Details: Average rates are for a 2023 Mercedes-Benz GLA250, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Mercedes-Benz GLA250 Insurance Cost by Trim Level

The next table illustrates average Mercedes-Benz GLA250 insurance cost from the 2015 to the 2023 model years.

Mercedes-Benz GLA250 Insurance Cost for 2015-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Mercedes-Benz GLA250$1,712$856$143
2022 Mercedes-Benz GLA250$1,770$885$148
2021 Mercedes-Benz GLA250$1,740$870$145
2020 Mercedes-Benz GLA250$1,716$858$143
2019 Mercedes-Benz GLA250$1,518$759$127
2018 Mercedes-Benz GLA250$1,476$738$123
2017 Mercedes-Benz GLA250$1,398$699$117
2016 Mercedes-Benz GLA250$1,268$634$106
2015 Mercedes-Benz GLA250$1,374$687$115

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Mercedes-Benz GLA250 Insurance Cost by Model Year

Is Mercedes GLA250 insurance expensive?

When compared to the best-selling models in the small luxury SUV category, insurance prices for a Mercedes-Benz GLA250 cost $86 less per year than the Mercedes-Benz GLC300, $278 less than the Audi Q5, $94 less than the Volvo XC60, and $364 less than the BMW X3.

The Mercedes GLA250 ranks fifth out of 37 total comparison vehicles in the small luxury SUV category for most affordable car insurance prices. The GLA250 costs an average of $1,712 per year for an auto insurance policy with full coverage, while the class average price is $1,909 annually, a difference of $197 per year.

The following chart shows how GLA250 insurance rates compare to the best-selling small luxury SUVs in the U.S. like the Acura RDX, Audi Q5, and the Volvo XC60. A table is also added after the chart breaking down average auto insurance rates for the entire small luxury SUV category.

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Chart Data Details: Average rates are for a 2023 model year Mercedes-Benz GLA250, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mercedes-Benz GLA250 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Mercedes-Benz GLA250 vs Top 10 Small Luxury SUVs Insurance Rate Comparison
Mercedes-Benz GLA250 Insurance Cost Compared to All Small Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Acura RDX$1,472-$240
2Cadillac XT4$1,592-$120
3Volvo XC40$1,622-$90
4Lexus UX 250h$1,650-$62
5Mercedes-Benz GLA250$1,712--
6Mercedes-Benz GLB 250$1,718$6
7Lexus NX 250$1,740$28
8Lexus NX 350h$1,760$48
9Lexus NX 350$1,770$58
10Lincoln Corsair$1,772$60
11Lexus NX 450h$1,776$64
12BMW X1$1,788$76
13Alfa Romeo Tonale$1,790$78
14Mercedes-Benz GLC300$1,798$86
15Lexus RZ 450e$1,802$90
16Volvo XC60$1,806$94
17Audi Q3$1,820$108
18Land Rover Evoque$1,828$116
19Volvo C40$1,846$134
20Infiniti QX55$1,908$196
21Mercedes-Benz GLA35 AMG$1,914$202
22Genesis GV70$1,944$232
23Mercedes-Benz EQB 300$1,954$242
24Genesis GV60$1,958$246
25Mercedes-Benz GLA45 AMG$1,968$256
26Alfa Romeo Stelvio$1,978$266
27Audi Q5$1,990$278
28Land Rover Range Rover Velar$1,996$284
29Mercedes-Benz EQB 350$2,000$288
30BMW X4$2,038$326
31Land Rover Defender$2,044$332
32Jaguar F-Pace$2,054$342
33Audi Q4$2,066$354
34Porsche Macan$2,070$358
35BMW X3$2,076$364
36Jaguar I-Pace$2,194$482
37Aston Martin DBX$3,424$1,712

Additional rates and discounts

Other key data observations regarding GLA250 insurance cost include:

  • As you age, insurance rates get cheaper. The difference in Mercedes-Benz GLA250 insurance rates between a 50-year-old driver ($1,560 per year) and a 20-year-old driver ($3,388 per year) is $1,828, or a savings of 73.9%.
  • Bring up your credit score to save money. Drivers who maintain a credit score over 800 could save $269 per year versus a lower credit score of 670-739. Conversely, a not-so-perfect credit rating could cost up to $312 more per year.
  • Young males pay a lot more for insurance. For a 2023 Mercedes-Benz GLA250, a 20-year-old male driver will pay an average rate of $3,388 per year, while a 20-year-old female will pay an average of $2,516, a difference of $872 per year in favor of the women by a long shot. But by age 50, the cost for male drivers is $1,560 and the cost for a female driver is $1,526, a difference of only $34.
  • Expect to pay a lot for high-risk insurance. For a 40-year-old driver, having too many accidents or violations could trigger a rate increase of $2,028 or more per year.
  • Policy discounts equal cheaper GLA250 insurance rates. Discounts may be available if the insured drivers are claim-free, take a defensive driving course, are good students, drive a vehicle with safety or anti-theft features, drive low annual mileage, or many other policy discounts which could save the average driver as much as $288 per year on the cost of insuring a Mercedes-Benz GLA250.
  • Get a discount from your choice of occupation. The large majority of insurance companies offer policy discounts for earning a living in occupations like police officers and law enforcement, lawyers, scientists, architects, high school and elementary teachers, emergency medical technicians, and others. Obtaining this discount may save between $51 and $178 on your annual premium.
  • Tickets and violations cost money. If you want to pay the most reasonable price on GLA250 insurance rates, it’s necessary to follow traffic laws. In fact, just one or two traffic violations could result in raising policy rates as much as $442 per year. Serious moving violations such as reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $1,552 or more.