- Mercedes GLA250 car insurance costs around $1,756 per year, $878 for a 6-month policy, or around $146 per month.
- Drivers can find the cheapest insurance on the GLA250 base 2WD trim at $1,710 per year.
- The GLA250 AMG Line 4Matic has the highest rates at $1,798 per year.
- Out of 37 other small luxury SUVs, the GLA250 ranks fifth for insurance cost.
How much does Mercedes GLA250 insurance cost?
Mercedes-Benz GLA250 insurance costs on average $1,756 a year for full coverage, or about $146 if paid each month. Plan on paying around $204 less each year to insure a Mercedes-Benz GLA250 compared to the average rate for small luxury SUVs, and $28 more per year than the all-vehicle national average of $1,728.
The chart below illustrates how GLA250 car insurance costs can differ depending on the age of the driver and policy deductibles. The values shown range from the cheapest rate of $1,318 per year for a 60-year-old driver with a deductible of $1,000 to the most expensive rate of $4,064 each year for a driver age 20 with $250 deductibles.
The table below displays the estimated yearly and 6-month policy costs, including a monthly budget estimate, for each Mercedes-Benz GLA250 trim level.
| Mercedes-Benz GLA250 Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| Base 2WD | $1,710 | $855 | $143 |
| Base 4Matic | $1,752 | $876 | $146 |
| AMG Line | $1,764 | $882 | $147 |
| AMG Line 4Matic | $1,798 | $899 | $150 |
The next table illustrates average Mercedes-Benz GLA250 insurance cost from the 2015 to the 2023 model years.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2023 Mercedes-Benz GLA250 | $1,756 | $878 | $146 |
| 2022 Mercedes-Benz GLA250 | $1,822 | $911 | $152 |
| 2021 Mercedes-Benz GLA250 | $1,786 | $893 | $149 |
| 2020 Mercedes-Benz GLA250 | $1,760 | $880 | $147 |
| 2019 Mercedes-Benz GLA250 | $1,558 | $779 | $130 |
| 2018 Mercedes-Benz GLA250 | $1,516 | $758 | $126 |
| 2017 Mercedes-Benz GLA250 | $1,434 | $717 | $120 |
| 2016 Mercedes-Benz GLA250 | $1,302 | $651 | $109 |
| 2015 Mercedes-Benz GLA250 | $1,410 | $705 | $118 |
Is Mercedes GLA250 insurance expensive?
When compared to the best-selling models in the small luxury SUV category, insurance prices for a Mercedes-Benz GLA250 cost $88 less per year than the Mercedes-Benz GLC300, $286 less than the Audi Q5, $96 less than the Volvo XC60, and $376 less than the BMW X3.
The Mercedes GLA250 ranks fifth out of 37 total comparison vehicles in the small luxury SUV category for most affordable car insurance prices. The GLA250 costs an average of $1,756 per year for an auto insurance policy with full coverage, while the class average price is $1,960 annually, a difference of $204 per year.
The following chart shows how GLA250 insurance rates compare to the best-selling small luxury SUVs in the U.S. like the Acura RDX, Audi Q5, and the Volvo XC60. A table is also added after the chart breaking down average auto insurance rates for the entire small luxury SUV category.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Acura RDX | $1,508 | -$248 |
| 2 | Cadillac XT4 | $1,634 | -$122 |
| 3 | Volvo XC40 | $1,664 | -$92 |
| 4 | Lexus UX 250h | $1,694 | -$62 |
| 5 | Mercedes-Benz GLA250 | $1,756 | -- |
| 6 | Mercedes-Benz GLB 250 | $1,762 | $6 |
| 7 | Lexus NX 250 | $1,786 | $30 |
| 8 | Lexus NX 350h | $1,806 | $50 |
| 9 | Lexus NX 350 | $1,818 | $62 |
| 10 | Lincoln Corsair | $1,820 | $64 |
| 11 | Lexus NX 450h | $1,826 | $70 |
| 12 | BMW X1 | $1,838 | $82 |
| 13 | Alfa Romeo Tonale | $1,842 | $86 |
| 14 | Mercedes-Benz GLC300 | $1,844 | $88 |
| 15 | Lexus RZ 450e | $1,848 | $92 |
| 16 | Volvo XC60 | $1,852 | $96 |
| 17 | Audi Q3 | $1,868 | $112 |
| 18 | Land Rover Evoque | $1,878 | $122 |
| 19 | Volvo C40 | $1,894 | $138 |
| 20 | Infiniti QX55 | $1,958 | $202 |
| 21 | Mercedes-Benz GLA35 AMG | $1,964 | $208 |
| 22 | Genesis GV70 | $1,998 | $242 |
| 23 | Mercedes-Benz EQB 300 | $2,008 | $252 |
| 24 | Genesis GV60 | $2,010 | $254 |
| 25 | Mercedes-Benz GLA45 AMG | $2,020 | $264 |
| 26 | Alfa Romeo Stelvio | $2,028 | $272 |
| 27 | Audi Q5 | $2,042 | $286 |
| 28 | Land Rover Range Rover Velar | $2,050 | $294 |
| 29 | Mercedes-Benz EQB 350 | $2,052 | $296 |
| 30 | BMW X4 | $2,092 | $336 |
| 31 | Land Rover Defender | $2,098 | $342 |
| 32 | Jaguar F-Pace | $2,106 | $350 |
| 33 | Audi Q4 | $2,120 | $364 |
| 34 | Porsche Macan | $2,122 | $366 |
| 35 | BMW X3 | $2,132 | $376 |
| 36 | Jaguar I-Pace | $2,252 | $496 |
| 37 | Aston Martin DBX | $3,514 | $1,758 |
Additional rates and discounts
Other key data observations regarding GLA250 insurance cost include:
- As you age, insurance rates get cheaper. The difference in Mercedes-Benz GLA250 insurance rates between a 50-year-old driver ($1,598 per year) and a 20-year-old driver ($3,478 per year) is $1,880, or a savings of 74.1%.
- Bring up your credit score to save money. Drivers who maintain a credit score over 800 could save $276 per year versus a lower credit score of 670-739. Conversely, a not-so-perfect credit rating could cost up to $320 more per year.
- Young males pay a lot more for insurance. For a 2023 Mercedes-Benz GLA250, a 20-year-old male driver will pay an average rate of $3,478 per year, while a 20-year-old female will pay an average of $2,582, a difference of $896 per year in favor of the women by a long shot. But by age 50, the cost for male drivers is $1,598 and the cost for a female driver is $1,568, a difference of only $30.
- Expect to pay a lot for high-risk insurance. For a 40-year-old driver, having too many accidents or violations could trigger a rate increase of $2,084 or more per year.
- Policy discounts equal cheaper GLA250 insurance rates. Discounts may be available if the insured drivers are claim-free, take a defensive driving course, are good students, drive a vehicle with safety or anti-theft features, drive low annual mileage, or many other policy discounts which could save the average driver as much as $294 per year on the cost of insuring a Mercedes-Benz GLA250.
- Get a discount from your choice of occupation. The large majority of insurance companies offer policy discounts for earning a living in occupations like police officers and law enforcement, lawyers, scientists, architects, high school and elementary teachers, emergency medical technicians, and others. Obtaining this discount may save between $53 and $183 on your annual premium.
- Tickets and violations cost money. If you want to pay the most reasonable price on GLA250 insurance rates, it’s necessary to follow traffic laws. In fact, just one or two traffic violations could result in raising policy rates as much as $456 per year. Serious moving violations such as reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $1,596 or more.
