Mercedes-Benz GLC300 Insurance Rates for 2023

How much does GLC300 insurance cost? We analyzed insurance rates for the base and 4Matic SUV and Coupe to see how they ranked against the competition.

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How much does Mercedes GLC300 insurance cost?

Mercedes-Benz GLC300 insurance averages $1,798 annually for full coverage, or about $150 monthly. With the average small luxury SUV costing $1,909 a year to insure, the Mercedes may save around $111 or more annually.

The following chart demonstrates how average GLC300 car insurance rates change based on the age of the driver and policy deductibles. Rates range from $1,344 per year for a driver age 60 with $1,000 physical damage deductibles to $4,196 per year for a driver age 20 with a deductible of $250.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Mercedes-Benz GLC300 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mercedes-Benz GLC300 trim levels.Data last updated on January 23, 2023
Mercedes-Benz GLC300 Insurance Rates
2023 Mercedes-Benz GLC300 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,994$250
$500$3,578$298
$250$4,196$350
30$1,000$1,578$132
$500$1,902$159
$250$2,242$187
40$1,000$1,500$125
$500$1,798$150
$250$2,110$176
50$1,000$1,370$114
$500$1,638$137
$250$1,918$160
60$1,000$1,344$112
$500$1,608$134
$250$1,884$157

Other important insights regarding GLC300 insurance cost include:

  • Fewer accidents means cheaper GLC300 insurance rates. At-fault accidents raise insurance rates, possibly up to $2,510 per year for a 20-year-old driver and even as much as $536 per year for a 60-year-old driver.
  • Teen drivers cost a lot to insure. Average rates for full coverage GLC300 insurance costs $6,338 per year for a 16-year-old driver, $5,958 per year for a 17-year-old driver, and $5,578 per year for an 18-year-old driver.
  • Your occupation could save you money. Some insurance companies offer discounts for being employed in occupations like scientists, architects, emergency medical technicians, college professors, high school and elementary teachers, doctors, and other occupations. Getting this discount may save between $54 and $178 on your annual auto insurance bill, subject to the policy coverages selected.
  • GLC300 insurance is expensive for high-risk drivers. For a 40-year-old driver, the need to buy a high-risk policy could end up with a rate increase of $2,150 or more per year.
  • Lots of discounts equals cheaper GLC300 insurance. Discounts may be available if the insured drivers are military or federal employees, are claim-free, drive a vehicle with safety or anti-theft features, are away-from-home students, insure their home and car with the same company, or many other discounts which could save the average driver as much as $306 per year on the cost of insuring a Mercedes-Benz GLC300.
  • Driving citations can increase insurance cost. In order to get cheaper Mercedes GLC 300 insurance cost, it pays to not be aggressive behind the wheel. Just a couple of traffic tickets have the potential to raise insurance policy rates by as much as $470 per year.
  • Clean up your credit for better rates. In states that grant insurance companies permission for a driver’s credit history to be used as a policy cost factor, having excellent credit of 800+ could save $282 per year compared to a good rating of 670-739. Conversely, a poor credit score could cost as much as $327 more per year.

Which Mercedes GLC300 has the cheapest insurance?

With Mercedes-Benz GLC300 insurance cost ranging from $1,742 to $1,874 annually on average, the most budget-friendly 2023 trim level to insure is the base 2WD SUV model. The second cheapest model to insure is the 4Matic AWD SUV at $1,776 per year.

On average, plan on paying a minimum of $145 per month for full coverage insurance. This number can change considerably, however, based on differences in driver age, location of the insured vehicle, and any prior traffic violations or insurance claims.

Annual and semi-annual policy term rates are shown in the table below, plus a monthly budget amount, for the base two-wheel drive and 4Matic four-wheel drive Mercedes GLC300 trim levels.

2023 Mercedes-Benz GLC300 Insurance Cost by Trim Level
Mercedes-Benz GLC300 Trim Level Annual Policy Six-Month Policy Per Month
Base 2WD SUV$1,742$871$145
4Matic AWD SUV$1,776$888$148
4Matic AWD Coupe$1,874$937$156

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Mercedes-Benz GLC300, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Mercedes-Benz GLC300 Insurance Cost by Trim Level

How does Mercedes GLC300 insurance cost rank?

The Mercedes-Benz GLC300 ranks 14th out of 37 comparison vehicles in the 2023 small luxury SUV segment. The GLC300 costs an estimated $1,798 per year for full coverage car insurance and the class average cost is $1,909 per year, a difference of $111 per year.

When compared to popular vehicles in the small luxury SUV segment, insurance rates for a Mercedes-Benz GLC300 cost $28 more per year than the Lexus NX 350, $278 less than the BMW X3, $326 more than the Acura RDX, and $192 less than the Audi Q5.

The table below shows how well insurance prices for the GLC300 fare against other small luxury SUVs.

Insurance Cost Comparison: Mercedes-Benz GLC300 vs Small Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Acura RDX$1,472-$326
2Cadillac XT4$1,592-$206
3Volvo XC40$1,622-$176
4Lexus UX 250h$1,650-$148
5Mercedes-Benz GLA250$1,712-$86
6Mercedes-Benz GLB 250$1,718-$80
7Lexus NX 250$1,740-$58
8Lexus NX 350h$1,760-$38
9Lexus NX 350$1,770-$28
10Lincoln Corsair$1,772-$26
11Lexus NX 450h$1,776-$22
12BMW X1$1,788-$10
13Alfa Romeo Tonale$1,790-$8
14Mercedes-Benz GLC300$1,798--
15Lexus RZ 450e$1,802$4
16Volvo XC60$1,806$8
17Audi Q3$1,820$22
18Land Rover Evoque$1,828$30
19Volvo C40$1,846$48
20Infiniti QX55$1,908$110
21Mercedes-Benz GLA35 AMG$1,914$116
22Genesis GV70$1,944$146
23Mercedes-Benz EQB 300$1,954$156
24Genesis GV60$1,958$160
25Mercedes-Benz GLA45 AMG$1,968$170
26Alfa Romeo Stelvio$1,978$180
27Audi Q5$1,990$192
28Land Rover Range Rover Velar$1,996$198
29Mercedes-Benz EQB 350$2,000$202
30BMW X4$2,038$240
31Land Rover Defender$2,044$246
32Jaguar F-Pace$2,054$256
33Audi Q4$2,066$268
34Porsche Macan$2,070$272
35BMW X3$2,076$278
36Jaguar I-Pace$2,194$396
37Aston Martin DBX$3,424$1,626

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on January 23, 2023
Insurance Cost Comparison: Mercedes-Benz GLC300 vs Small Luxury SUVs

Mercedes GLC300 Insurance Cost by U.S. State

Depending on where you live in the United States, car insurance rates can vary dramatically. The table below shows average yearly and monthly car insurance rates for a 2023 Mercedes-Benz GLC300. Click on any state name to see additional rate information.

Mercedes-Benz GLC300 Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,616$808$135
Alaska$1,362$681$114
Arizona$1,646$823$137
Arkansas$1,880$940$157
California$2,174$1,087$181
Colorado$1,926$963$161
Connecticut$2,000$1,000$167
Delaware$2,044$1,022$170
Florida$2,240$1,120$187
Georgia$1,836$918$153
Hawaii$1,226$613$102
Idaho$1,282$641$107
Illinois$1,572$786$131
Indiana$1,340$670$112
Iowa$1,202$601$100
Kansas$1,772$886$148
Kentucky$1,924$962$160
Louisiana$2,138$1,069$178
Maine$1,082$541$90
Maryland$1,670$835$139
Massachusetts$1,956$978$163
Michigan$2,454$1,227$205
Minnesota$1,540$770$128
Mississippi$1,752$876$146
Missouri$2,028$1,014$169
Montana$1,650$825$138
Nebraska$1,500$750$125
Nevada$2,148$1,074$179
New Hampshire$1,204$602$100
New Jersey$2,176$1,088$181
New Mexico$1,478$739$123
New York$2,082$1,041$174
North Carolina$1,122$561$94
North Dakota$1,486$743$124
Ohio$1,252$626$104
Oklahoma$1,982$991$165
Oregon$1,678$839$140
Pennsylvania$1,722$861$144
Rhode Island$2,228$1,114$186
South Carolina$1,508$754$126
South Dakota$1,846$923$154
Tennessee$1,708$854$142
Texas$1,668$834$139
Utah$1,572$786$131
Vermont$1,306$653$109
Virginia$1,192$596$99
Washington$1,622$811$135
West Virginia$1,604$802$134
Wisconsin$1,284$642$107
Wyoming$1,596$798$133

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Mercedes-Benz GLC300, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mercedes-Benz GLC300 trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on February 5, 2023
Mercedes-Benz GLC300 Insurance Rates by U.S. State