- Mercedes GLC300 insurance costs an average of $2,034 per year, or around $170 per month for full coverage.
- The GLC300 base 2WD SUV trim level is the cheapest to insure at around $1,964 per year. The most expensive trim is the 4Matic AWD Coupe at $2,132 per year.
- The Mercedes-Benz GLC300 is one of the cheaper 2024 small luxury SUVs to insure, costing $24 less per year on average as compared to the rest of the vehicles in the segment.
How much does Mercedes GLC300 insurance cost?
Mercedes-Benz GLC300 insurance averages $2,034 annually for full coverage, or about $170 monthly. With the average small luxury SUV costing $2,058 a year to insure, the Mercedes may save around $24 or more annually.
The following chart demonstrates how average GLC300 car insurance rates change based on the age of the driver and policy deductibles. Rates range from $1,382 per year for a driver age 60 with $1,000 physical damage deductibles to $4,842 per year for a driver age 20 with a deductible of $250.
Other important insights regarding GLC300 insurance cost include:
- Fewer accidents mean cheaper GLC300 insurance rates. At-fault accidents raise insurance rates, possibly up to $2,858 per year for a 20-year-old driver and even as much as $448 per year for a 60-year-old driver.
- Teen drivers cost a lot to insure. Average rates for full coverage GLC300 insurance costs $7,021 per year for a 16-year-old driver, $6,869 per year for a 17-year-old driver, and $6,283 per year for an 18-year-old driver.
- Your occupation could save you money. Some insurance companies offer discounts for being employed in occupations like scientists, architects, emergency medical technicians, college professors, high school and elementary teachers, doctors, and other occupations. Getting this discount may save between $61 and $185 on your annual auto insurance bill, subject to the policy coverages selected.
- GLC300 insurance is expensive for high-risk drivers. For a 40-year-old driver, the need to buy a high-risk policy could end up with a rate increase of $2,418 or more per year.
- Lots of discounts equal cheaper GLC300 insurance. Discounts may be available if the insured drivers are military or federal employees, are claim-free, drive a vehicle with safety or anti-theft features, are away-from-home students, insure their home and car with the same company, or many other discounts which could save the average driver as much as $344 per year on the cost of insuring a Mercedes-Benz GLC300.
- Driving citations can increase insurance prices. In order to get cheaper Mercedes GLC 300 insurance cost, it pays to not be aggressive behind the wheel. Just a couple of traffic tickets have the potential to raise insurance policy rates by as much as $526 per year.
- Clean up your credit for better rates. In states that grant insurance companies permission for a driver’s credit history to be used as a policy cost factor, having excellent credit of 800+ could save $319 per year compared to a good rating of 670-739. Conversely, a poor credit score could cost as much as $370 more per year.
Which Mercedes GLC300 has the cheapest insurance?
With Mercedes-Benz GLC300 insurance cost ranging from $1,964 to $2,132 annually on average, the most budget-friendly 2024 trim level to insure is the base 2WD SUV model. The second cheapest model to insure is the 4Matic AWD SUV at $2,010 per year.
On average, plan on paying a minimum of $164 per month for full coverage insurance. This number can change considerably, however, based on differences in driver age, location of the insured vehicle, and any prior traffic violations or insurance claims.
Annual and semi-annual policy term rates are shown in the table below, plus a monthly budget amount, for the base two-wheel drive and 4Matic four-wheel drive Mercedes GLC300 trim levels.
| 2024 Mercedes-Benz GLC300 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Base 2WD SUV | $1,964 | $164 |
| 4Matic AWD SUV | $2,010 | $168 |
| 4Matic AWD Coupe | $2,132 | $178 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 22, 2024
How does Mercedes GLC300 insurance cost rank?
The Mercedes-Benz GLC300 ranks 23rd out of 38 comparison vehicles in the 2024 small luxury SUV segment. The GLC300 costs an estimated $2,034 per year for full coverage car insurance and the class average cost is $2,058 per year, a difference of $24 per year.
When compared to popular vehicles in the small luxury SUV segment, insurance rates for a Mercedes-Benz GLC300 cost $130 more per year than the Lexus NX 350, $204 less than the BMW X3, $448 more than the Acura RDX, and $76 less than the Audi Q5.
The table below shows how well insurance prices for the GLC300 fare against other small luxury SUVs.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura RDX | $1,586 | -$448 |
| 2 | Lexus NX 250 | $1,680 | -$354 |
| 3 | Cadillac XT4 | $1,712 | -$322 |
| 4 | Lexus NX 350h | $1,790 | -$244 |
| 5 | Lincoln Corsair | $1,814 | -$220 |
| 6 | Mercedes-Benz GLB 250 | $1,816 | -$218 |
| 7 | Lexus UX 250h | $1,818 | -$216 |
| 8 | Lexus NX 450h | $1,830 | -$204 |
| 9 | Mercedes-Benz GLA250 | $1,844 | -$190 |
| 10 | Mercedes-Benz GLA35 AMG | $1,856 | -$178 |
| 11 | Land Rover Evoque | $1,894 | -$140 |
| 12 | Lexus NX 350 | $1,904 | -$130 |
| 13 | Volvo XC40 | $1,910 | -$124 |
| 14 | Volvo XC60 | $1,920 | -$114 |
| 15 | Alfa Romeo Tonale | $1,926 | -$108 |
| 16 | Mercedes-Benz GLA45 AMG | $1,936 | -$98 |
| 17 | BMW X1 | $1,958 | -$76 |
| 18 | Infiniti QX55 | $1,964 | -$70 |
| 19 | Volvo C40 | $1,978 | -$56 |
| 20 | BMW X2 | $1,986 | -$48 |
| 21 | Lexus RZ 450e | $2,008 | -$26 |
| 22 | Mercedes-Benz EQB 300 | $2,018 | -$16 |
| 23 | Mercedes-Benz GLC300 | $2,034 | -- |
| 24 | Mercedes-Benz EQB 350 | $2,066 | $32 |
| 25 | Genesis GV70 | $2,092 | $58 |
| 26 | Audi Q3 | $2,102 | $68 |
| 27 | Audi Q5 | $2,110 | $76 |
| 28 | Alfa Romeo Stelvio | $2,130 | $96 |
| 29 | Land Rover Range Rover Velar | $2,156 | $122 |
| 30 | BMW X4 | $2,198 | $164 |
| 31 | Audi Q4 | $2,216 | $182 |
| 32 | BMW X3 | $2,238 | $204 |
| 33 | Genesis GV60 | $2,308 | $274 |
| 34 | Porsche Macan | $2,342 | $308 |
| 35 | Jaguar I-Pace | $2,370 | $336 |
| 36 | Land Rover Defender | $2,464 | $430 |
| 37 | Jaguar F-Pace | $2,536 | $502 |
| 38 | Aston Martin DBX | $3,696 | $1,662 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024
Mercedes GLC300 Insurance Cost by U.S. State
Depending on where you live in the United States, car insurance rates can vary dramatically. The table below shows average yearly and monthly car insurance rates for a 2024 Mercedes-Benz GLC300. Click on any state name to see additional rate information.
| U.S. State | Annual Premium | Cost Per Month |
|---|---|---|
| Alabama | $1,860 | $155 |
| Alaska | $1,594 | $133 |
| Arizona | $1,890 | $158 |
| Arkansas | $2,134 | $178 |
| California | $2,438 | $203 |
| Colorado | $2,182 | $182 |
| Connecticut | $2,260 | $188 |
| Delaware | $2,304 | $192 |
| Florida | $2,470 | $206 |
| Georgia | $2,084 | $174 |
| Hawaii | $1,452 | $121 |
| Idaho | $1,512 | $126 |
| Illinois | $1,816 | $151 |
| Indiana | $1,574 | $131 |
| Iowa | $1,426 | $119 |
| Kansas | $2,016 | $168 |
| Kentucky | $2,182 | $182 |
| Louisiana | $2,366 | $197 |
| Maine | $1,302 | $109 |
| Maryland | $1,914 | $160 |
| Massachusetts | $2,214 | $185 |
| Michigan | $2,668 | $222 |
| Minnesota | $1,778 | $148 |
| Mississippi | $2,002 | $167 |
| Missouri | $2,286 | $191 |
| Montana | $1,890 | $158 |
| Nebraska | $1,738 | $145 |
| Nevada | $2,412 | $201 |
| New Hampshire | $1,428 | $119 |
| New Jersey | $2,440 | $203 |
| New Mexico | $1,716 | $143 |
| New York | $2,342 | $195 |
| North Carolina | $1,344 | $112 |
| North Dakota | $1,726 | $144 |
| Ohio | $1,482 | $124 |
| Oklahoma | $2,238 | $187 |
| Oregon | $1,920 | $160 |
| Pennsylvania | $1,972 | $164 |
| Rhode Island | $2,494 | $208 |
| South Carolina | $1,742 | $145 |
| South Dakota | $2,098 | $175 |
| Tennessee | $1,956 | $163 |
| Texas | $1,914 | $160 |
| Utah | $1,816 | $151 |
| Vermont | $1,536 | $128 |
| Virginia | $1,418 | $118 |
| Washington | $1,864 | $155 |
| West Virginia | $1,846 | $154 |
| Wisconsin | $1,514 | $126 |
| Wyoming | $1,838 | $153 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated February 23, 2024
