Mercedes-Benz GLC300 Insurance Rates for 2022

How much does GLC300 insurance cost? We analyzed insurance rates for the base and 4Matic SUV and Coupe to see how they ranked against the competition.

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How much does Mercedes GLC300 insurance cost?

Mercedes-Benz GLC300 insurance averages $1,604 annually for full coverage, or about $134 monthly. With the average small luxury SUV costing $1,701 a year to insure, the Mercedes may save around $97 or more annually.

The following chart demonstrates how average GLC300 car insurance rates change based on the age of the driver and policy deductibles. Rates range from $1,202 per year for a driver age 60 with $1,000 physical damage deductibles to $3,746 per year for a driver age 20 with a deductible of $250.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Mercedes-Benz GLC300 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mercedes-Benz GLC300 trim levels.Data last updated on April 14, 2022
Mercedes-Benz GLC300 Insurance Rates
Mercedes-Benz GLC300 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,674$223
$500$3,196$266
$250$3,746$312
30$1,000$1,410$118
$500$1,702$142
$250$2,002$167
40$1,000$1,338$112
$500$1,604$134
$250$1,882$157
50$1,000$1,222$102
$500$1,462$122
$250$1,712$143
60$1,000$1,202$100
$500$1,438$120
$250$1,682$140

Other important insights regarding GLC300 insurance cost include:

  • Fewer accidents means cheaper GLC300 insurance rates. At-fault accidents raise insurance rates, possibly up to $2,242 per year for a 20-year-old driver and even as much as $482 per year for a 60-year-old driver.
  • Teen drivers cost a lot to insure. Average rates for full coverage GLC300 insurance costs $5,656 per year for a 16-year-old driver, $5,318 per year for a 17-year-old driver, and $4,978 per year for a 18-year-old driver.
  • Your occupation could save you money. Some insurance companies offer discounts for being employed in occupations like scientists, architects, emergency medical technicians, college professors, high school and elementary teachers, doctors, and other occupations. Getting this discount may save between $48 and $158 on your annual auto insurance bill, subject to the policy coverages selected.
  • GLC300 insurance is expensive for high-risk drivers. For a 40-year-old driver, the need to buy a high-risk policy could end up with a rate increase of $1,920 or more per year.
  • Lots of discounts equals cheaper GLC300 insurance. Discounts may be available if the insured drivers are military or federal employees, are claim-free, drive a vehicle with safety or anti-theft features, are away-from-home students, insure their home and car with the same company, or many other discounts which could save the average driver as much as $270 per year on the cost of insuring a Mercedes-Benz GLC300.
  • Driving citations can increase insurance cost. In order to get cheaper Mercedes GLC 300 insurance cost, it pays to not be aggressive behind the wheel. Just a couple of traffic tickets have the potential to raise insurance policy rates by as much as $418 per year.
  • Clean up your credit for better rates. In states that grant insurance companies permission for a driver’s credit history to be used as a policy cost factor, having excellent credit of 800+ could save $252 per year compared to a good rating of 670-739. Conversely, a poor credit score could cost as much as $292 more per year.

Which Mercedes GLC300 has the cheapest insurance?

With Mercedes-Benz GLC300 insurance cost ranging from $1,552 to $1,672 annually on average, the most budget-friendly 2022 trim level to insure is the base 2WD SUV model. The second cheapest model to insure is the 4Matic AWD SUV at $1,586 per year.

On average, plan on paying a minimum of $129 per month for full coverage insurance. This number can change considerably, however, based on differences in driver age, location of the insured vehicle, and any prior traffic violations or insurance claims.

Annual and semi-annual policy term rates are shown in the table below, plus a monthly budget amount, for the base two-wheel drive and 4Matic four-wheel drive Mercedes GLC300 trim levels.

2022 Mercedes-Benz GLC300 Insurance Cost by Trim Level
Mercedes-Benz GLC300 Trim Level Annual Policy 6-month Policy Per Month
2WD SUV$1,552$776$129
4Matic AWD SUV$1,586$793$132
4Matic AWD Coupe$1,672$836$139

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Mercedes-Benz GLC300, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Mercedes-Benz GLC300 Insurance Cost by Trim Level

How does Mercedes GLC300 insurance cost rank?

The Mercedes-Benz GLC300 ranks #14 out of 34 comparison vehicles in the 2022 small luxury SUV segment. The GLC300 costs an estimated $1,604 per year for full coverage car insurance and the class average cost is $1,701 per year, a difference of $97 per year.

When compared to popular vehicles in the small luxury SUV segment, insurance rates for a Mercedes-Benz GLC300 cost $62 more per year than the Lexus NX 350, $250 less than the BMW X3, $306 more than the Acura RDX, and $152 less than the Audi Q5.

The table below shows how well insurance prices for the GLC300 fare against other small luxury SUVs.

Insurance Cost Comparison: Mercedes-Benz GLC300 vs Small Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Acura RDX$1,298-$306
2Cadillac XT4$1,330-$274
3Volvo XC40$1,456-$148
4Lexus NX 250$1,504-$100
5BMW X1$1,506-$98
6Lexus NX 350h$1,514-$90
7Lexus UX 250h$1,516-$88
8Lexus NX 350$1,542-$62
9Lexus UX 200$1,548-$56
10Lexus NX 450h$1,584-$20
11Mercedes-Benz GLB 250$1,590-$14
12Land Rover Evoque$1,600-$4
13Lincoln Corsair$1,602-$2
14Mercedes-Benz GLC300$1,604--
15Volvo C40$1,618$14
16Mercedes-Benz GLA250$1,620$16
17Volvo XC60$1,626$22
18BMW X2$1,678$74
19Audi Q3$1,700$96
20Mercedes-Benz GLA35 AMG$1,704$100
21Infiniti QX55$1,714$110
22Genesis GV70$1,734$130
23Mercedes-Benz GLA45 AMG$1,754$150
24Audi Q5$1,756$152
25Audi Q4$1,776$172
26Land Rover Defender$1,786$182
27Land Rover Range Rover Velar$1,792$188
28Alfa Romeo Stelvio$1,828$224
29BMW X3$1,854$250
30Porsche Macan$1,918$314
31Jaguar I-Pace$1,958$354
32Jaguar F-Pace$2,012$408
33BMW X4$2,066$462
34Aston Martin DBX$2,750$1,146

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 8, 2022
Insurance Cost Comparison: Mercedes-Benz GLC300 vs Small Luxury SUVs

Mercedes GLC300 Insurance Cost by U.S. State

Depending on where you live in the United States, car insurance rates can vary dramatically. The table below shows average yearly and monthly car insurance rates for a 2022 Mercedes-Benz GLC300. Click on any state name to see additional rate information.

Mercedes-Benz GLC300 Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,318$659$110
Alaska$1,416$708$118
Arizona$1,438$719$120
Arkansas$1,728$864$144
California$1,852$926$154
Colorado$1,722$861$144
Connecticut$1,564$782$130
Delaware$1,642$821$137
Florida$2,360$1,180$197
Georgia$1,562$781$130
Hawaii$1,096$548$91
Idaho$1,274$637$106
Illinois$1,306$653$109
Indiana$1,206$603$101
Iowa$1,170$585$98
Kansas$1,624$812$135
Kentucky$1,878$939$157
Louisiana$2,340$1,170$195
Maine$1,116$558$93
Maryland$1,458$729$122
Massachusetts$1,324$662$110
Michigan$2,572$1,286$214
Minnesota$1,420$710$118
Mississippi$1,526$763$127
Missouri$1,714$857$143
Montana$1,572$786$131
Nebraska$1,542$771$129
Nevada$1,772$886$148
New Hampshire$974$487$81
New Jersey$1,526$763$127
New Mexico$1,294$647$108
New York$1,718$859$143
North Carolina$1,028$514$86
North Dakota$1,340$670$112
Ohio$938$469$78
Oklahoma$1,570$785$131
Oregon$1,354$677$113
Pennsylvania$1,358$679$113
Rhode Island$1,902$951$159
South Carolina$1,488$744$124
South Dakota$1,464$732$122
Tennessee$1,276$638$106
Texas$1,522$761$127
Utah$1,334$667$111
Vermont$1,072$536$89
Virginia$1,042$521$87
Washington$1,226$613$102
West Virginia$1,454$727$121
Wisconsin$1,096$548$91
Wyoming$1,484$742$124

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Mercedes-Benz GLC300, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mercedes-Benz GLC300 trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on February 20, 2022
Mercedes-Benz GLC300 Insurance Rates by U.S. State