Mercedes-Benz GLC300 Insurance Rates for 2023

• Mercedes GLC300 insurance costs an average of $1,844 per year, or around $154 per month for full coverage.
• The GLC300 base 2WD SUV trim level is the cheapest to insure at around $1,786 per year. The most expensive trim is the 4Matic AWD Coupe at $1,924 per year.
• The Mercedes-Benz GLC300 is one of the cheaper 2023 small luxury SUVs to insure, costing $116 less per year on average as compared to the rest of the vehicles in the segment.

How much does Mercedes GLC300 insurance cost?

Mercedes-Benz GLC300 insurance averages $1,844 annually for full coverage, or about $154 monthly. With the average small luxury SUV costing $1,960 a year to insure, the Mercedes may save around $116 or more annually.

The following chart demonstrates how average GLC300 car insurance rates change based on the age of the driver and policy deductibles. Rates range from $1,380 per year for a driver age 60 with $1,000 physical damage deductibles to $4,308 per year for a driver age 20 with a deductible of $250.

Other important insights regarding GLC300 insurance cost include:

• Fewer accidents mean cheaper GLC300 insurance rates. At-fault accidents raise insurance rates, possibly up to $2,578 per year for a 20-year-old driver and even as much as $552 per year for a 60-year-old driver.
• Teen drivers cost a lot to insure. Average rates for full coverage GLC300 insurance costs $6,504 per year for a 16-year-old driver, $6,116 per year for a 17-year-old driver, and $5,726 per year for an 18-year-old driver.
• Your occupation could save you money. Some insurance companies offer discounts for being employed in occupations like scientists, architects, emergency medical technicians, college professors, high school and elementary teachers, doctors, and other occupations. Getting this discount may save between $55 and $183 on your annual auto insurance bill, subject to the policy coverages selected.
• GLC300 insurance is expensive for high-risk drivers. For a 40-year-old driver, the need to buy a high-risk policy could end up with a rate increase of $2,212 or more per year.
• Lots of discounts equal cheaper GLC300 insurance. Discounts may be available if the insured drivers are military or federal employees, are claim-free, drive a vehicle with safety or anti-theft features, are away-from-home students, insure their home and car with the same company, or many other discounts which could save the average driver as much as $310 per year on the cost of insuring a Mercedes-Benz GLC300.
• Driving citations can increase insurance prices. In order to get cheaper Mercedes GLC 300 insurance cost, it pays to not be aggressive behind the wheel. Just a couple of traffic tickets have the potential to raise insurance policy rates by as much as $482 per year.
• Clean up your credit for better rates. In states that grant insurance companies permission for a driver’s credit history to be used as a policy cost factor, having excellent credit of 800+ could save $290 per year compared to a good rating of 670-739. Conversely, a poor credit score could cost as much as $336 more per year.

Which Mercedes GLC300 has the cheapest insurance?

With Mercedes-Benz GLC300 insurance cost ranging from $1,786 to $1,924 annually on average, the most budget-friendly 2023 trim level to insure is the base 2WD SUV model. The second cheapest model to insure is the 4Matic AWD SUV at $1,824 per year.

On average, plan on paying a minimum of $149 per month for full coverage insurance. This number can change considerably, however, based on differences in driver age, location of the insured vehicle, and any prior traffic violations or insurance claims.

Annual and semi-annual policy term rates are shown in the table below, plus a monthly budget amount, for the base two-wheel drive and 4Matic four-wheel drive Mercedes GLC300 trim levels.

How does Mercedes GLC300 insurance cost rank?

The Mercedes-Benz GLC300 ranks 14^th out of 37 comparison vehicles in the 2023 small luxury SUV segment. The GLC300 costs an estimated $1,844 per year for full coverage car insurance and the class average cost is $1,960 per year, a difference of $116 per year.

When compared to popular vehicles in the small luxury SUV segment, insurance rates for a Mercedes-Benz GLC300 cost $26 more per year than the Lexus NX 350, $288 less than the BMW X3, $336 more than the Acura RDX, and $198 less than the Audi Q5.

The table below shows how well insurance prices for the GLC300 fare against other small luxury SUVs.

Mercedes GLC300 Insurance Cost by U.S. State

Depending on where you live in the United States, car insurance rates can vary dramatically. The table below shows average yearly and monthly car insurance rates for a 2023 Mercedes-Benz GLC300. Click on any state name to see additional rate information.