- Mercedes GLC300 insurance costs an average of $1,604 per year, or around $134 per month for full coverage.
- The GLC300 2WD SUV trim level is the cheapest to insure at around $1,552 per year. The most expensive trim is the 4Matic AWD Coupe at $1,672 per year.
- The Mercedes-Benz GLC300 is one of the cheaper 2022 small luxury SUVs to insure, costing $97 less per year on average as compared to the rest of the vehicles in the segment.
How much does Mercedes GLC300 insurance cost?
Mercedes-Benz GLC300 insurance averages $1,604 annually for full coverage, or about $134 monthly. With the average small luxury SUV costing $1,701 a year to insure, the Mercedes may save around $97 or more annually.
The following chart demonstrates how average GLC300 car insurance rates change based on the age of the driver and policy deductibles. Rates range from $1,202 per year for a driver age 60 with $1,000 physical damage deductibles to $3,746 per year for a driver age 20 with a deductible of $250.
Other important insights regarding GLC300 insurance cost include:
- Fewer accidents means cheaper GLC300 insurance rates. At-fault accidents raise insurance rates, possibly up to $2,242 per year for a 20-year-old driver and even as much as $482 per year for a 60-year-old driver.
- Teen drivers cost a lot to insure. Average rates for full coverage GLC300 insurance costs $5,656 per year for a 16-year-old driver, $5,318 per year for a 17-year-old driver, and $4,978 per year for a 18-year-old driver.
- Your occupation could save you money. Some insurance companies offer discounts for being employed in occupations like scientists, architects, emergency medical technicians, college professors, high school and elementary teachers, doctors, and other occupations. Getting this discount may save between $48 and $158 on your annual auto insurance bill, subject to the policy coverages selected.
- GLC300 insurance is expensive for high-risk drivers. For a 40-year-old driver, the need to buy a high-risk policy could end up with a rate increase of $1,920 or more per year.
- Lots of discounts equals cheaper GLC300 insurance. Discounts may be available if the insured drivers are military or federal employees, are claim-free, drive a vehicle with safety or anti-theft features, are away-from-home students, insure their home and car with the same company, or many other discounts which could save the average driver as much as $270 per year on the cost of insuring a Mercedes-Benz GLC300.
- Driving citations can increase insurance cost. In order to get cheaper Mercedes GLC 300 insurance cost, it pays to not be aggressive behind the wheel. Just a couple of traffic tickets have the potential to raise insurance policy rates by as much as $418 per year.
- Clean up your credit for better rates. In states that grant insurance companies permission for a driver’s credit history to be used as a policy cost factor, having excellent credit of 800+ could save $252 per year compared to a good rating of 670-739. Conversely, a poor credit score could cost as much as $292 more per year.
Which Mercedes GLC300 has the cheapest insurance?
With Mercedes-Benz GLC300 insurance cost ranging from $1,552 to $1,672 annually on average, the most budget-friendly 2022 trim level to insure is the base 2WD SUV model. The second cheapest model to insure is the 4Matic AWD SUV at $1,586 per year.
On average, plan on paying a minimum of $129 per month for full coverage insurance. This number can change considerably, however, based on differences in driver age, location of the insured vehicle, and any prior traffic violations or insurance claims.
Annual and semi-annual policy term rates are shown in the table below, plus a monthly budget amount, for the base two-wheel drive and 4Matic four-wheel drive Mercedes GLC300 trim levels.
| Mercedes-Benz GLC300 Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| 2WD SUV | $1,552 | $776 | $129 |
| 4Matic AWD SUV | $1,586 | $793 | $132 |
| 4Matic AWD Coupe | $1,672 | $836 | $139 |
How does Mercedes GLC300 insurance cost rank?
The Mercedes-Benz GLC300 ranks #14 out of 34 comparison vehicles in the 2022 small luxury SUV segment. The GLC300 costs an estimated $1,604 per year for full coverage car insurance and the class average cost is $1,701 per year, a difference of $97 per year.
When compared to popular vehicles in the small luxury SUV segment, insurance rates for a Mercedes-Benz GLC300 cost $62 more per year than the Lexus NX 350, $250 less than the BMW X3, $306 more than the Acura RDX, and $152 less than the Audi Q5.
The table below shows how well insurance prices for the GLC300 fare against other small luxury SUVs.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Acura RDX | $1,298 | -$306 |
| 2 | Cadillac XT4 | $1,330 | -$274 |
| 3 | Volvo XC40 | $1,456 | -$148 |
| 4 | Lexus NX 250 | $1,504 | -$100 |
| 5 | BMW X1 | $1,506 | -$98 |
| 6 | Lexus NX 350h | $1,514 | -$90 |
| 7 | Lexus UX 250h | $1,516 | -$88 |
| 8 | Lexus NX 350 | $1,542 | -$62 |
| 9 | Lexus UX 200 | $1,548 | -$56 |
| 10 | Lexus NX 450h | $1,584 | -$20 |
| 11 | Mercedes-Benz GLB 250 | $1,590 | -$14 |
| 12 | Land Rover Evoque | $1,600 | -$4 |
| 13 | Lincoln Corsair | $1,602 | -$2 |
| 14 | Mercedes-Benz GLC300 | $1,604 | -- |
| 15 | Volvo C40 | $1,618 | $14 |
| 16 | Mercedes-Benz GLA250 | $1,620 | $16 |
| 17 | Volvo XC60 | $1,626 | $22 |
| 18 | BMW X2 | $1,678 | $74 |
| 19 | Audi Q3 | $1,700 | $96 |
| 20 | Mercedes-Benz GLA35 AMG | $1,704 | $100 |
| 21 | Infiniti QX55 | $1,714 | $110 |
| 22 | Genesis GV70 | $1,734 | $130 |
| 23 | Mercedes-Benz GLA45 AMG | $1,754 | $150 |
| 24 | Audi Q5 | $1,756 | $152 |
| 25 | Audi Q4 | $1,776 | $172 |
| 26 | Land Rover Defender | $1,786 | $182 |
| 27 | Land Rover Range Rover Velar | $1,792 | $188 |
| 28 | Alfa Romeo Stelvio | $1,828 | $224 |
| 29 | BMW X3 | $1,854 | $250 |
| 30 | Porsche Macan | $1,918 | $314 |
| 31 | Jaguar I-Pace | $1,958 | $354 |
| 32 | Jaguar F-Pace | $2,012 | $408 |
| 33 | BMW X4 | $2,066 | $462 |
| 34 | Aston Martin DBX | $2,750 | $1,146 |
Mercedes GLC300 Insurance Cost by U.S. State
Depending on where you live in the United States, car insurance rates can vary dramatically. The table below shows average yearly and monthly car insurance rates for a 2022 Mercedes-Benz GLC300. Click on any state name to see additional rate information.
| U.S. State | Annual Cost | 6-month Cost | Monthly Cost |
|---|---|---|---|
| Alabama | $1,318 | $659 | $110 |
| Alaska | $1,416 | $708 | $118 |
| Arizona | $1,438 | $719 | $120 |
| Arkansas | $1,728 | $864 | $144 |
| California | $1,852 | $926 | $154 |
| Colorado | $1,722 | $861 | $144 |
| Connecticut | $1,564 | $782 | $130 |
| Delaware | $1,642 | $821 | $137 |
| Florida | $2,360 | $1,180 | $197 |
| Georgia | $1,562 | $781 | $130 |
| Hawaii | $1,096 | $548 | $91 |
| Idaho | $1,274 | $637 | $106 |
| Illinois | $1,306 | $653 | $109 |
| Indiana | $1,206 | $603 | $101 |
| Iowa | $1,170 | $585 | $98 |
| Kansas | $1,624 | $812 | $135 |
| Kentucky | $1,878 | $939 | $157 |
| Louisiana | $2,340 | $1,170 | $195 |
| Maine | $1,116 | $558 | $93 |
| Maryland | $1,458 | $729 | $122 |
| Massachusetts | $1,324 | $662 | $110 |
| Michigan | $2,572 | $1,286 | $214 |
| Minnesota | $1,420 | $710 | $118 |
| Mississippi | $1,526 | $763 | $127 |
| Missouri | $1,714 | $857 | $143 |
| Montana | $1,572 | $786 | $131 |
| Nebraska | $1,542 | $771 | $129 |
| Nevada | $1,772 | $886 | $148 |
| New Hampshire | $974 | $487 | $81 |
| New Jersey | $1,526 | $763 | $127 |
| New Mexico | $1,294 | $647 | $108 |
| New York | $1,718 | $859 | $143 |
| North Carolina | $1,028 | $514 | $86 |
| North Dakota | $1,340 | $670 | $112 |
| Ohio | $938 | $469 | $78 |
| Oklahoma | $1,570 | $785 | $131 |
| Oregon | $1,354 | $677 | $113 |
| Pennsylvania | $1,358 | $679 | $113 |
| Rhode Island | $1,902 | $951 | $159 |
| South Carolina | $1,488 | $744 | $124 |
| South Dakota | $1,464 | $732 | $122 |
| Tennessee | $1,276 | $638 | $106 |
| Texas | $1,522 | $761 | $127 |
| Utah | $1,334 | $667 | $111 |
| Vermont | $1,072 | $536 | $89 |
| Virginia | $1,042 | $521 | $87 |
| Washington | $1,226 | $613 | $102 |
| West Virginia | $1,454 | $727 | $121 |
| Wisconsin | $1,096 | $548 | $91 |
| Wyoming | $1,484 | $742 | $124 |
