- Audi R8 insurance cost averages $4,374 per year for a full coverage policy, depending on the trim level.
- Car insurance rates for an R8 range from $3,830 to $4,766 per year for an average driver, depending on trim level.
- The R8 is one of the more expensive sports cars to insure for the 2023 model year, costing $1,254 more per year on average as compared to other sports cars
How much does Audi R8 insurance cost?
Audi R8 car insurance rates average $4,374 annually, or $365 if paid each month. Drivers can expect to pay around $1,254 more each year for Audi R8 insurance compared to similar vehicles, and $2,153 more per year than the $2,221 all-vehicle national average.
The chart below breaks down average car insurance rates on a 2023 Audi R8 with a variety of policy scenarios. Middle-aged drivers with good driving records stand the best chance at finding cheap car insurance for a Audi R8, while younger and high-risk drivers will pay higher insurance rates.
The table below shows average Audi R8 insurance rates for the 2014 to 2023 model years. Average prices range from $2,558 for the 2014 model up to $4,374 per year for the current 2023 model year.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2023 Audi R8 | $4,374 | $365 |
| 2022 Audi R8 | $4,418 | $368 |
| 2021 Audi R8 | $4,272 | $356 |
| 2020 Audi R8 | $4,120 | $343 |
| 2018 Audi R8 | $3,664 | $305 |
| 2017 Audi R8 | $3,380 | $282 |
| 2015 Audi R8 | $2,846 | $237 |
| 2014 Audi R8 | $2,558 | $213 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi R8 trim levels for each model year. Updated June 26, 2025
What is the cheapest Audi R8 insurance?
With Audi R8 insurance cost ranging from $3,830 to $4,766 per year for the average driver, the cheapest model to insure is the Coupe. The next cheapest model to insure is the Spyder at $4,140 per year. On average, full coverage car insurance rates start around $319 per month.
On the opposite end of the cost range, the two highest cost R8 models to insure are the Quattro Coupe, and the Quattro Spyder at around $4,766 and $4,766 per year, respectively.
The next table displays the average yearly and semi-annual auto insurance policy costs, in addition to a monthly budget amount, for each Audi R8 trim level.
| 2023 Audi R8 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Coupe | $3,830 | $319 |
| Spyder | $4,140 | $345 |
| Quattro Coupe | $4,766 | $397 |
| Quattro Spyder | $4,766 | $397 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
Is Audi R8 car insurance expensive?
Insurance on an Audi R8 is expensive, as it ranks 24th out of 26 vehicles for insurance affordability in the sports car class. The R8 costs $4,374 per year for full coverage insurance, while the class average rate is $3,120 per year, a difference of $1,254 per year.
When rates are compared to the most popular models in the 2023 sports car segment, insurance for a Audi R8 costs $1,860 more per year than the Ford Mustang, $942 more than the Dodge Challenger, $1,398 more than the Chevrolet Camaro, and $1,866 more than the Subaru WRX.
The chart below shows how average Audi R8 car insurance rates compare to the top ten sports cars by sales volume in America. A larger data table is included after the chart that ranks insurance affordability for more models in the 2023 sports car segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Mazda MX-5 Miata | $2,104 | -$2,270 |
| 2 | Audi TT | $2,364 | -$2,010 |
| 3 | BMW Z4 | $2,488 | -$1,886 |
| 4 | Subaru WRX | $2,508 | -$1,866 |
| 5 | Ford Mustang | $2,514 | -$1,860 |
| 6 | Nissan Z | $2,554 | -$1,820 |
| 7 | Toyota GR Supra | $2,596 | -$1,778 |
| 8 | Toyota GR86 | $2,628 | -$1,746 |
| 9 | BMW M2 | $2,646 | -$1,728 |
| 10 | Subaru BRZ | $2,740 | -$1,634 |
| 11 | Chevrolet Corvette | $2,818 | -$1,556 |
| 12 | BMW M3 | $2,876 | -$1,498 |
| 13 | Lexus RC F | $2,930 | -$1,444 |
| 14 | Porsche 718 | $2,938 | -$1,436 |
| 15 | Chevrolet Camaro | $2,976 | -$1,398 |
| 16 | Mercedes-Benz AMG GT53 | $3,170 | -$1,204 |
| 17 | Jaguar F-Type | $3,274 | -$1,100 |
| 18 | Porsche Taycan | $3,352 | -$1,022 |
| 19 | BMW M4 | $3,390 | -$984 |
| 20 | Dodge Challenger | $3,432 | -$942 |
| 21 | Lexus LC 500 | $3,438 | -$936 |
| 22 | Porsche 911 | $3,740 | -$634 |
| 23 | Acura NSX | $4,236 | -$138 |
| 24 | Audi R8 | $4,374 | -- |
| 25 | Mercedes-Benz SL 55 | $4,382 | $8 |
| 26 | Mercedes-Benz SL 63 | $4,664 | $290 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2023 model year. Updated June 26, 2025
Additional rates and policy information
Additional insights about insuring an Audi R8 include:
- Get a discount from your employment. The large majority of insurance companies offer policy discounts for specific occupations like college professors, doctors, scientists, high school and elementary teachers, farmers, and other occupations. Getting this discount applied to your policy may save between $131 and $233 on your annual car insurance bill, depending on the level of coverage purchased.
- Avoid tickets to save money. In order to get the cheapest R8 insurance rates, it pays to be a good driver. A couple of minor traffic violations could possibly raise rates by at least $1,132 per year.
- Research policy discounts to save money. Discounts may be available if the insured drivers have low annual mileage, drive a vehicle with safety or anti-theft features, take a defensive driving course, or many other policy discounts which could save the average driver as much as $744 per year on the cost of insuring a R8.
- The cost of R8 insurance for teen drivers is high. Average rates for full coverage R8 insurance costs $14,917 per year for a 16-year-old driver, $14,651 per year for a 17-year-old driver, and $13,507 per year for an 18-year-old driver.
- The higher the deductibles, the lower the cost. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $828 per year for a 40-year-old driver and $1,626 per year for a 20-year-old driver.
- Low physical damage deductibles increases cost. Lowering the comprehensive and collision deductibles from $500 to $250 could cost an additional $864 per year for a 40-year-old driver and $1,724 per year for a 20-year-old driver.
- As you age, car insurance rates tend to get cheaper. The difference in 2023 R8 insurance cost between a 50-year-old driver ($3,828 per year) and a 30-year-old driver ($4,704 per year) is $876, or a savings of 20.5%.