Audi TT Insurance Cost – Rates and Price Comparisons for 2022

We analyze insurance rates for all Audi TT trims and model years and also compare the overall cost to the entire sports car segment to see how it ranks.

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How much does Audi TT car insurance cost?

Ranked #7 out of 23 vehicles in the sports car class, Audi TT insurance rates average $1,856 yearly, or around $155 on a monthly basis. With the average sports car costing $2,152 a year to insure, the Audi TT may save an estimated $296 or more each year.

The following chart shows average car insurance rates on a 2022 TT using different combinations of risk and driver age.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Audi TT with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Audi TT trim levels.Data last updated on September 27, 2022
Audi TT Car Insurance Cost Summary
Audi TT Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,186$349
Safe Driver Age 20$3,672$306
At-fault Accidents Age 40$2,598$217
Low Deductibles Age 40$2,448$204
Safe Driver Age 30$1,966$164
Safe Driver Age 40$1,856$155
Safe Driver Age 50$1,688$141
Safe Driver Age 60$1,656$138
High Deductibles Age 40$1,550$129
Discount Rate Age 40$1,542$129

Audi TT vs. other sports cars: How does it rank?

The Audi TT costs an average of $1,856 per year to insure for full coverage, while the class average rate is $2,152 per year, a difference of $296 per year. The Audi TT ranks #7 out of 23 total comparison vehicles in the sports car category.

When compared directly to the most popular models in the sports car category, insurance for an Audi TT costs $248 more per year than the Ford Mustang, $314 less than the Dodge Challenger, $256 less than the Chevy Camaro, and $66 less than the Chevy Corvette.

The table below shows how average Audi TT car insurance rates compare to the entire 2022 sports car segment. It ranks insurance affordability and also shows the cost difference between each model and the Audi TT.

Insurance Cost Comparison: Audi TT vs Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,322-$534
2Ford Mustang$1,608-$248
3BMW Z4$1,642-$214
4Subaru WRX$1,734-$122
5Toyota GR86$1,776-$80
6Toyota GR Supra$1,818-$38
7Audi TT$1,856--
8Subaru BRZ$1,916$60
9Chevrolet Corvette$1,922$66
10BMW M3$1,974$118
11Porsche 718$2,064$208
12Chevrolet Camaro$2,112$256
13Lexus RC F$2,162$306
14Dodge Challenger$2,170$314
15Mercedes-Benz AMG GT53$2,202$346
16Jaguar F-Type$2,304$448
17Porsche Taycan$2,366$510
18Porsche 911$2,426$570
19BMW M4$2,428$572
20Lexus LC 500$2,514$658
21Acura NSX$2,948$1,092
22Audi R8$3,078$1,222
23Nissan GT-R$3,154$1,298

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Insurance Cost Comparison: Audi TT vs Sports Cars

Does trim level affect the price of insurance?

With Audi TT insurance cost ranging from $1,746 to $1,996 per year for the average driver, the cheapest trim level to insure is the Coupe. The second cheapest model to insure is the Roadster at $1,808 per year. Expect to budget at least $146 per month for full coverage TT insurance.

The RS Coupe trim level at $1,996 per year, is the most expensive TT model to insure in our comparison. The rate table below details average car insurance rates for different policy terms for each TT trim level.

2022 Audi TT Insurance Cost by Trim Level
Audi TT Trim Level Annual Policy 6-month Policy Per Month
Coupe$1,746$873$146
Roadster$1,808$904$151
S Coupe$1,876$938$156
RS Coupe$1,996$998$166

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Audi TT, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Audi TT Insurance Cost by Trim Level

Do older models cost less to insure?

Driving and insuring a 2013 TT in place of a shiny 2022 version could save an average of $556 on a yearly basis. Even choosing a lightly used 2018 model will save $348 each year.

The data below shows average Audi TT car insurance rates for the 2013 to 2022 model years and drivers age 20 to 60. Estimated policy costs range from the most affordable price of $1,156 for a 60-year-old driver rated on a 2014 Audi TT to the most expensive rate of $3,672 for a 20-year-old driving a 2022 TT.

Audi TT Insurance Cost for 2013-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$3,672$1,966$1,856$1,688$1,656
2021$3,332$1,768$1,674$1,526$1,498
2020$3,270$1,732$1,640$1,494$1,468
2019$3,226$1,706$1,618$1,474$1,448
2018$2,998$1,592$1,508$1,376$1,350
2017$2,864$1,514$1,440$1,314$1,288
2016$2,864$1,508$1,434$1,310$1,286
2015$2,824$1,484$1,418$1,292$1,268
2014$2,570$1,348$1,290$1,180$1,156
2013$2,582$1,356$1,300$1,186$1,164

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Audi TT Insurance Cost by Model Year

Can where I live affect insurance cost?

Average insurance cost for an Audi TT ranges from cheaper rates like $1,246 a year in Virginia Beach, VA, or $1,396 in Columbus, OH, to expensive rates like $3,506 a year in New York City, NY and $3,584 in Miami, FL.

Insurance rates for a 2022 Audi TT in some other cities include Houston, TX, averaging $1,970 per year, San Jose, CA, costing $2,192, Denver, CO, at $2,290, and Phoenix, AZ, at $2,134.

The next chart shows average insurance policy premiums for an Audi TT in the largest cities in the U.S. Additionally, a table is added that shows insurance policy costs for the top 50 cities.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Audi TT, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Audi TT trim levels.Data last updated on September 27, 2022
Audi TT Insurance Rates in Large U.S. Cities
Audi TT Insurance Rates by Location
City/State Annual Rate Monthly Rate
Detroit, MI$7,266$606
New Orleans, LA$4,344$362
Miami, FL$3,584$299
New York, NY$3,506$292
Philadelphia, PA$3,092$258
Las Vegas, NV$3,086$257
Los Angeles, CA$3,078$257
Louisville, KY$2,950$246
San Francisco, CA$2,644$220
Jacksonville, FL$2,630$219
Oakland, CA$2,626$219
Sacramento, CA$2,486$207
Baltimore, MD$2,434$203
Long Beach, CA$2,412$201
Tulsa, OK$2,356$196
Oklahoma City, OK$2,338$195
Kansas City, MO$2,338$195
Denver, CO$2,290$191
Memphis, TN$2,290$191
Atlanta, GA$2,260$188
Colorado Springs, CO$2,238$187
Fresno, CA$2,208$184
San Jose, CA$2,192$183
Phoenix, AZ$2,134$178
Portland, OR$2,104$175
San Diego, CA$2,086$174
Boston, MA$2,080$173
Wichita, KS$2,020$168
Chicago, IL$2,018$168
Dallas, TX$1,984$165
Houston, TX$1,970$164
Seattle, WA$1,966$164
Minneapolis, MN$1,954$163
Birmingham, AL$1,946$162
Nashville, TN$1,886$157
Milwaukee, WI$1,874$156
Mesa, AZ$1,868$156
Indianapolis, IN$1,866$156
Albuquerque, NM$1,840$153
Tucson, AZ$1,800$150
San Antonio, TX$1,776$148
Omaha, NE$1,722$144
Fort Worth, TX$1,712$143
El Paso, TX$1,708$142
Austin, TX$1,688$141
Cleveland, OH$1,470$123
Columbus, OH$1,396$116
Charlotte, NC$1,328$111
Virginia Beach, VA$1,246$104
Raleigh, NC$1,158$97

Average Audi TT insurance policy cost by U.S. state

When evaluating Audi TT rates at a state level, states like Maine ($1,284), Virginia ($1,198), and Iowa ($1,342) have lower insurance rates, while states like Michigan ($2,958), Florida ($2,712), and Kentucky ($2,158) have expensive car insurance rates.

Car insurance rates in most states do not fall as far from the median, with states like Missouri, Arizona, and New Jersey included in this group with average Audi TT insurance rates of $1,970, $1,650, and $1,752 per year, respectively.

Audi TT Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,512$756$126
Alaska$1,628$814$136
Arizona$1,650$825$138
Arkansas$1,984$992$165
California$2,126$1,063$177
Colorado$1,980$990$165
Connecticut$1,798$899$150
Delaware$1,886$943$157
Florida$2,712$1,356$226
Georgia$1,796$898$150
Hawaii$1,260$630$105
Idaho$1,464$732$122
Illinois$1,500$750$125
Indiana$1,386$693$116
Iowa$1,342$671$112
Kansas$1,866$933$156
Kentucky$2,158$1,079$180
Louisiana$2,686$1,343$224
Maine$1,284$642$107
Maryland$1,676$838$140
Massachusetts$1,522$761$127
Michigan$2,958$1,479$247
Minnesota$1,632$816$136
Mississippi$1,752$876$146
Missouri$1,970$985$164
Montana$1,808$904$151
Nebraska$1,774$887$148
Nevada$2,036$1,018$170
New Hampshire$1,118$559$93
New Jersey$1,752$876$146
New Mexico$1,486$743$124
New York$1,976$988$165
North Carolina$1,180$590$98
North Dakota$1,544$772$129
Ohio$1,078$539$90
Oklahoma$1,806$903$151
Oregon$1,554$777$130
Pennsylvania$1,560$780$130
Rhode Island$2,186$1,093$182
South Carolina$1,708$854$142
South Dakota$1,680$840$140
Tennessee$1,468$734$122
Texas$1,748$874$146
Utah$1,534$767$128
Vermont$1,232$616$103
Virginia$1,198$599$100
Washington$1,408$704$117
West Virginia$1,670$835$139
Wisconsin$1,260$630$105
Wyoming$1,702$851$142

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Audi TT, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Audi TT trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on September 27, 2022
Audi TT insurance rates by U.S. state