Audi TT Insurance Cost – Rates and Price Comparisons for 2023

We analyze insurance rates for all Audi TT trims and model years and also compare the overall cost to the entire sports car segment to see how it ranks.

Start a Free QuoteCompare Audi TT car insurance quotes and save on your next policy.

How much does Audi TT car insurance cost?

Ranked second out of 26 vehicles in the sports car class, Audi TT insurance rates average $1,828 yearly, or around $152 on a monthly basis. With the average sports car costing $2,412 a year to insure, the Audi TT may save an estimated $584 or more each year.

The following chart shows average car insurance rates on a 2023 TT using different combinations of risk and driver age.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Audi TT with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Audi TT trim levels.Data last updated on March 2, 2023
Audi TT Car Insurance Cost Summary
2023 Audi TT Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,108$342
Safe Driver Age 20$3,602$300
At-fault Accidents Age 40$2,550$213
Low Deductibles Age 40$2,418$202
Safe Driver Age 30$1,938$162
Safe Driver Age 40$1,828$152
Safe Driver Age 50$1,662$139
Safe Driver Age 60$1,630$136
High Deductibles Age 40$1,524$127
Discount Rate Age 40$1,520$127

Audi TT vs. other sports cars: How does it rank?

The Audi TT costs an average of $1,828 per year to insure for full coverage, while the class average rate is $2,412 per year, a difference of $584 per year. The Audi TT ranks second out of 26 total comparison vehicles in the sports car category.

When compared directly to the most popular models in the sports car category, insurance for an Audi TT costs $86 less per year than the Ford Mustang, $832 less than the Dodge Challenger, $482 less than the Chevy Camaro, and $348 less than the Chevy Corvette.

The table below shows how average Audi TT car insurance rates compare to the entire 2023 sports car segment. It ranks insurance affordability and also shows the cost difference between each model and the Audi TT.

Insurance Cost Comparison: Audi TT vs Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,630-$198
2Audi TT$1,828--
3Ford Mustang$1,914$86
4BMW Z4$1,928$100
5Subaru WRX$1,948$120
6Nissan Z$1,978$150
7Toyota GR Supra$2,010$182
8Toyota GR86$2,034$206
9BMW M2$2,036$208
10Subaru BRZ$2,128$300
11Chevrolet Corvette$2,176$348
12BMW M3$2,224$396
13Lexus RC F$2,270$442
14Porsche 718$2,272$444
15Chevrolet Camaro$2,310$482
16Mercedes-Benz AMG GT53$2,448$620
17Jaguar F-Type$2,534$706
18Porsche Taycan$2,590$762
19BMW M4$2,622$794
20Lexus LC 500$2,652$824
21Dodge Challenger$2,660$832
22Porsche 911$2,890$1,062
23Acura NSX$3,268$1,440
24Audi R8$3,378$1,550
25Mercedes-Benz SL 55$3,382$1,554
26Mercedes-Benz SL 63$3,600$1,772

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on March 2, 2023
Insurance Cost Comparison: Audi TT vs Sports Cars

Does trim level affect the price of insurance?

With Audi TT insurance cost ranging from $1,752 to $1,894 per year for the average driver, the cheapest trim level to insure is the Coupe. The second cheapest model to insure is the S-line Coupe at $1,786 per year. Expect to budget at least $146 per month for full coverage TT insurance.

The S Coupe Competition trim level at $1,894 per year, is the most expensive TT model to insure in our comparison. The rate table below details average car insurance rates for different policy terms for each TT trim level.

2023 Audi TT Insurance Cost by Trim Level
Audi TT Trim Level Annual Policy Six-Month Policy Per Month
Coupe$1,752$876$146
S-line Coupe$1,786$893$149
Roadster$1,814$907$151
Roadster S-line Competition$1,844$922$154
S Coupe$1,882$941$157
S Coupe Competition$1,894$947$158

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Audi TT, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Audi TT Insurance Cost by Trim Level

Do older models cost less to insure?

Driving and insuring a 2013 TT in place of a shiny 2023 version could save an average of $432 on a yearly basis. Even choosing a lightly used 2018 model will save $196 each year.

The data below shows average Audi TT car insurance rates for the 2013 to 2023 model years and drivers age 20 to 60. Estimated policy costs range from the most affordable price of $1,234 for a 60-year-old driver rated on a 2014 Audi TT to the most expensive rate of $3,602 for a 20-year-old driving a 2023 TT.

Audi TT Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Audi TT$3,602$1,828$1,630
2022 Audi TT$3,812$1,930$1,722
2021 Audi TT$3,634$1,824$1,632
2020 Audi TT$3,588$1,800$1,610
2019 Audi TT$3,496$1,754$1,568
2018 Audi TT$3,244$1,632$1,458
2017 Audi TT$3,050$1,536$1,376
2016 Audi TT$3,074$1,540$1,382
2015 Audi TT$2,974$1,500$1,340
2014 Audi TT$2,744$1,376$1,234
2013 Audi TT$2,770$1,396$1,248

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Audi TT Insurance Cost by Model Year

Average insurance rates by U.S. city and state

Average insurance cost for an Audi TT ranges from cheaper rates like $1,224 a year in Virginia Beach, VA, or $1,354 in Columbus, OH, to expensive rates like $3,220 a year in New York City, NY and $2,634 in Miami, FL.

Insurance rates for a 2023 Audi TT in some other cities include Houston, TX, averaging $1,866 per year, San Jose, CA, costing $2,060, Denver, CO, at $2,148, and Phoenix, AZ, at $2,008.

The next chart shows average insurance policy premiums for an Audi TT in the largest cities in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Audi TT, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Audi TT trim levels.Data last updated on March 2, 2023
Audi TT Insurance Rates in Large U.S. Cities
Audi TT Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,220$268
Philadelphia, PA$2,860$238
Las Vegas, NV$2,852$238
Los Angeles, CA$2,844$237
San Francisco, CA$2,464$205
Kansas City, MO$2,190$183
Oklahoma City, OK$2,190$183
Denver, CO$2,148$179
Memphis, TN$2,148$179
Atlanta, GA$2,120$177
San Jose, CA$2,060$172
Phoenix, AZ$2,008$167
Portland, OR$1,980$165
San Diego, CA$1,968$164
Boston, MA$1,964$164
Jacksonville, FL$1,958$163
Chicago, IL$1,904$159
Dallas, TX$1,876$156
Houston, TX$1,866$156
Seattle, WA$1,858$155
Nashville, TN$1,792$149
Milwaukee, WI$1,780$148
Albuquerque, NM$1,748$146
San Antonio, TX$1,692$141
Omaha, NE$1,646$137
Fort Worth, TX$1,636$136
Austin, TX$1,616$135
Indianapolis, IN$1,472$123
Columbus, OH$1,354$113
Charlotte, NC$1,294$108

When evaluating Audi TT rates at a state level, states like Maine ($1,102), Virginia ($1,214), and Iowa ($1,224) have lower insurance rates, while states like Michigan ($2,498), Florida ($2,278), and Kentucky ($1,958) have expensive car insurance rates.

Car insurance rates in most states do not fall as far from the median, with states like Missouri, Arizona, and New Jersey included in this group with average Audi TT insurance rates of $2,062, $1,676, and $2,214 per year, respectively.

Audi TT Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,646$823$137
Alaska$1,384$692$115
Arizona$1,676$838$140
Arkansas$1,912$956$159
California$2,212$1,106$184
Colorado$1,958$979$163
Connecticut$2,036$1,018$170
Delaware$2,080$1,040$173
Florida$2,278$1,139$190
Georgia$1,868$934$156
Hawaii$1,246$623$104
Idaho$1,304$652$109
Illinois$1,600$800$133
Indiana$1,364$682$114
Iowa$1,224$612$102
Kansas$1,802$901$150
Kentucky$1,958$979$163
Louisiana$2,174$1,087$181
Maine$1,102$551$92
Maryland$1,698$849$142
Massachusetts$1,992$996$166
Michigan$2,498$1,249$208
Minnesota$1,566$783$131
Mississippi$1,784$892$149
Missouri$2,062$1,031$172
Montana$1,676$838$140
Nebraska$1,528$764$127
Nevada$2,186$1,093$182
New Hampshire$1,224$612$102
New Jersey$2,214$1,107$185
New Mexico$1,502$751$125
New York$2,118$1,059$177
North Carolina$1,142$571$95
North Dakota$1,514$757$126
Ohio$1,274$637$106
Oklahoma$2,016$1,008$168
Oregon$1,706$853$142
Pennsylvania$1,752$876$146
Rhode Island$2,266$1,133$189
South Carolina$1,532$766$128
South Dakota$1,878$939$157
Tennessee$1,738$869$145
Texas$1,696$848$141
Utah$1,600$800$133
Vermont$1,328$664$111
Virginia$1,214$607$101
Washington$1,652$826$138
West Virginia$1,630$815$136
Wisconsin$1,306$653$109
Wyoming$1,624$812$135

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Audi TT, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Audi TT trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on March 2, 2023
Audi TT insurance rates by U.S. state