Audi TT Insurance Cost – Rates and Price Comparisons for 2023

We analyze insurance rates for all Audi TT trims and model years and also compare the overall cost to the entire sports car segment to see how it ranks.

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How much does Audi TT car insurance cost?

Ranked second out of 26 vehicles in the sports car class, Audi TT insurance rates average $1,876 yearly, or around $156 on a monthly basis. With the average sports car costing $2,476 a year to insure, the Audi TT may save an estimated $600 or more each year.

The following chart shows average car insurance rates on a 2023 TT using different combinations of risk and driver age.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Audi TT with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Audi TT trim levels.Data last updated on August 11, 2023
Audi TT Car Insurance Cost Summary
2023 Audi TT Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,218$352
Safe Driver Age 20$3,696$308
At-fault Accidents Age 40$2,618$218
Low Deductibles Age 40$2,482$207
Safe Driver Age 30$1,990$166
Safe Driver Age 40$1,876$156
Safe Driver Age 50$1,704$142
Safe Driver Age 60$1,672$139
High Deductibles Age 40$1,562$130
Discount Rate Age 40$1,562$130

Audi TT vs. other sports cars: How does it rank?

The Audi TT costs an average of $1,876 per year to insure for full coverage, while the class average rate is $2,476 per year, a difference of $600 per year. The Audi TT ranks second out of 26 total comparison vehicles in the sports car category.

When compared directly to the most popular models in the sports car category, insurance for an Audi TT costs $88 less per year than the Ford Mustang, $854 less than the Dodge Challenger, $492 less than the Chevy Camaro, and $358 less than the Chevy Corvette.

The table below shows how average Audi TT car insurance rates compare to the entire 2023 sports car segment. It ranks insurance affordability and also shows the cost difference between each model and the Audi TT.

Insurance Cost Comparison: Audi TT vs Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,672-$204
2Audi TT$1,876--
3Ford Mustang$1,964$88
4BMW Z4$1,978$102
5Subaru WRX$2,002$126
6Nissan Z$2,032$156
7Toyota GR Supra$2,066$190
8Toyota GR86$2,092$216
9BMW M2$2,102$226
10Subaru BRZ$2,186$310
11Chevrolet Corvette$2,234$358
12BMW M3$2,282$406
13Lexus RC F$2,330$454
14Porsche 718$2,334$458
15Chevrolet Camaro$2,368$492
16Mercedes-Benz AMG GT53$2,512$636
17Jaguar F-Type$2,600$724
18Porsche Taycan$2,656$780
19BMW M4$2,692$816
20Lexus LC 500$2,722$846
21Dodge Challenger$2,730$854
22Porsche 911$2,964$1,088
23Acura NSX$3,354$1,478
24Audi R8$3,468$1,592
25Mercedes-Benz SL 55$3,474$1,598
26Mercedes-Benz SL 63$3,698$1,822

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 11, 2023
Insurance Cost Comparison: Audi TT vs Sports Cars

Does trim level affect the price of insurance?

With Audi TT insurance cost ranging from $1,798 to $1,942 per year for the average driver, the cheapest trim level to insure is the Coupe. The second cheapest model to insure is the S-line Coupe at $1,830 per year. Expect to budget at least $150 per month for full coverage TT insurance.

The S Coupe Competition trim level at $1,942 per year, is the most expensive TT model to insure in our comparison. The rate table below details average car insurance rates for different policy terms for each TT trim level.

2023 Audi TT Insurance Cost by Trim Level
Audi TT Trim Level Annual Policy Six-Month Policy Per Month
Coupe$1,798$899$150
S-line Coupe$1,830$915$153
Roadster$1,860$930$155
Roadster S-line Competition$1,892$946$158
S Coupe$1,932$966$161
S Coupe Competition$1,942$971$162

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Audi TT, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Audi TT Insurance Cost by Trim Level

Do older models cost less to insure?

Driving and insuring a 2013 TT in place of a shiny 2023 version could save an average of $442 on a yearly basis. Even choosing a lightly used 2018 model will save $202 each year.

The data below shows average Audi TT car insurance rates for the 2013 to 2023 model years and drivers age 20 to 60. Estimated policy costs range from the most affordable price of $1,266 for a 60-year-old driver rated on a 2014 Audi TT to the most expensive rate of $3,696 for a 20-year-old driving a 2023 TT.

Audi TT Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Audi TT$3,696$1,876$1,672
2022 Audi TT$3,912$1,980$1,764
2021 Audi TT$3,730$1,872$1,674
2020 Audi TT$3,680$1,848$1,652
2019 Audi TT$3,590$1,802$1,608
2018 Audi TT$3,332$1,674$1,496
2017 Audi TT$3,134$1,574$1,410
2016 Audi TT$3,156$1,580$1,416
2015 Audi TT$3,054$1,538$1,374
2014 Audi TT$2,814$1,414$1,266
2013 Audi TT$2,846$1,434$1,280

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Audi TT Insurance Cost by Model Year

Average insurance rates by U.S. city and state

Average insurance cost for an Audi TT ranges from cheaper rates like $1,262 a year in Virginia Beach, VA, or $1,394 in Columbus, OH, to expensive rates like $3,262 a year in New York City, NY and $2,668 in Miami, FL.

Insurance rates for a 2023 Audi TT in some other cities include Houston, TX, averaging $1,904 per year, San Jose, CA, costing $2,102, Denver, CO, at $2,188, and Phoenix, AZ, at $2,044.

The next chart shows average insurance policy premiums for an Audi TT in the largest cities in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Audi TT, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Audi TT trim levels.Data last updated on August 12, 2023
Audi TT Insurance Rates in Large U.S. Cities
Audi TT Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,262$272
Philadelphia, PA$2,900$242
Las Vegas, NV$2,892$241
Los Angeles, CA$2,884$240
San Francisco, CA$2,502$209
Kansas City, MO$2,230$186
Oklahoma City, OK$2,230$186
Denver, CO$2,188$182
Memphis, TN$2,188$182
Atlanta, GA$2,160$180
San Jose, CA$2,102$175
Phoenix, AZ$2,044$170
Portland, OR$2,020$168
San Diego, CA$2,008$167
Boston, MA$2,002$167
Jacksonville, FL$1,992$166
Chicago, IL$1,946$162
Dallas, TX$1,916$160
Houston, TX$1,904$159
Seattle, WA$1,898$158
Nashville, TN$1,828$152
Milwaukee, WI$1,820$152
Albuquerque, NM$1,790$149
San Antonio, TX$1,732$144
Omaha, NE$1,684$140
Fort Worth, TX$1,676$140
Austin, TX$1,654$138
Indianapolis, IN$1,512$126
Columbus, OH$1,394$116
Charlotte, NC$1,334$111

When evaluating Audi TT rates at a state level, states like Maine ($1,138), Virginia ($1,254), and Iowa ($1,262) have lower insurance rates, while states like Michigan ($2,524), Florida ($2,308), and Kentucky ($1,998) have expensive car insurance rates.

Car insurance rates in most states do not fall as far from the median, with states like Missouri, Arizona, and New Jersey included in this group with average Audi TT insurance rates of $2,104, $1,716, and $2,256 per year, respectively.

Audi TT Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,684$842$140
Alaska$1,422$711$119
Arizona$1,716$858$143
Arkansas$1,954$977$163
California$2,250$1,125$188
Colorado$2,002$1,001$167
Connecticut$2,076$1,038$173
Delaware$2,120$1,060$177
Florida$2,308$1,154$192
Georgia$1,908$954$159
Hawaii$1,286$643$107
Idaho$1,342$671$112
Illinois$1,644$822$137
Indiana$1,406$703$117
Iowa$1,262$631$105
Kansas$1,840$920$153
Kentucky$1,998$999$167
Louisiana$2,204$1,102$184
Maine$1,138$569$95
Maryland$1,738$869$145
Massachusetts$2,032$1,016$169
Michigan$2,524$1,262$210
Minnesota$1,608$804$134
Mississippi$1,824$912$152
Missouri$2,104$1,052$175
Montana$1,716$858$143
Nebraska$1,566$783$131
Nevada$2,226$1,113$186
New Hampshire$1,262$631$105
New Jersey$2,256$1,128$188
New Mexico$1,542$771$129
New York$2,160$1,080$180
North Carolina$1,182$591$99
North Dakota$1,554$777$130
Ohio$1,316$658$110
Oklahoma$2,054$1,027$171
Oregon$1,746$873$146
Pennsylvania$1,796$898$150
Rhode Island$2,306$1,153$192
South Carolina$1,570$785$131
South Dakota$1,918$959$160
Tennessee$1,780$890$148
Texas$1,736$868$145
Utah$1,642$821$137
Vermont$1,370$685$114
Virginia$1,254$627$105
Washington$1,688$844$141
West Virginia$1,668$834$139
Wisconsin$1,348$674$112
Wyoming$1,662$831$139

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Audi TT, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Audi TT trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on August 12, 2023
Audi TT insurance rates by U.S. state