- Audi TT insurance rates average $1,844 per year or $922 for a semi-annual policy, depending on the trim level.
- When compared to the entire 2022 sports car segment, the TT fares very well at #7 out of 23 total comparison vehicles.
- The TT Coupe trim level is the cheapest to insure at around $1,734 per year. The most expensive trim is the RS Coupe at $1,984 per year.
- Audi TT insurance rates in some larger U.S. cities include $3,078 for Los Angeles car insurance, $1,396 in Columbus, OH, and $2,630 in Jacksonville, FL.
How much does Audi TT car insurance cost?
Ranked #7 out of 23 vehicles in the sports car class, Audi TT insurance rates average $1,844 yearly, or around $154 on a monthly basis. With the average sports car costing $2,135 a year to insure, the Audi TT may save an estimated $291 or more each year.
The following chart shows average car insurance rates on a 2022 TT using different combinations of risk and driver age.
Audi TT vs. other sports cars: How does it rank?
The Audi TT costs an average of $1,844 per year to insure for full coverage, while the class average rate is $2,135 per year, a difference of $291 per year. The Audi TT ranks #7 out of 23 total comparison vehicles in the sports car category.
When compared directly to the most popular models in the sports car category, insurance for an Audi TT costs $248 more per year than the Ford Mustang, $308 less than the Dodge Challenger, $252 less than the Chevy Camaro, and $64 less than the Chevy Corvette.
The table below shows how average Audi TT car insurance rates compare to the entire 2022 sports car segment. It ranks insurance affordability and also shows the cost difference between each model and the Audi TT.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Mazda MX-5 Miata | $1,312 | -$532 |
| 2 | Ford Mustang | $1,596 | -$248 |
| 3 | BMW Z4 | $1,628 | -$216 |
| 4 | Subaru WRX | $1,722 | -$122 |
| 5 | Toyota GR86 | $1,764 | -$80 |
| 6 | Toyota GR Supra | $1,804 | -$40 |
| 7 | Audi TT | $1,844 | -- |
| 8 | Subaru BRZ | $1,898 | $54 |
| 9 | Chevrolet Corvette | $1,908 | $64 |
| 10 | BMW M3 | $1,960 | $116 |
| 11 | Porsche 718 | $2,044 | $200 |
| 12 | Chevrolet Camaro | $2,096 | $252 |
| 13 | Lexus RC F | $2,138 | $294 |
| 14 | Dodge Challenger | $2,152 | $308 |
| 15 | Mercedes-Benz AMG GT53 | $2,186 | $342 |
| 16 | Jaguar F-Type | $2,286 | $442 |
| 17 | Porsche Taycan | $2,346 | $502 |
| 18 | Porsche 911 | $2,402 | $558 |
| 19 | BMW M4 | $2,410 | $566 |
| 20 | Lexus LC 500 | $2,494 | $650 |
| 21 | Acura NSX | $2,924 | $1,080 |
| 22 | Audi R8 | $3,052 | $1,208 |
| 23 | Nissan GT-R | $3,132 | $1,288 |
Does trim level affect the price of insurance?
With Audi TT insurance cost ranging from $1,734 to $1,984 per year for the average driver, the cheapest trim level to insure is the Coupe. The second cheapest model to insure is the Roadster at $1,796 per year. Expect to budget at least $145 per month for full coverage TT insurance.
The RS Coupe trim level at $1,984 per year, is the most expensive TT model to insure in our comparison. The rate table below details average car insurance rates for different policy terms for each TT trim level.
| Audi TT Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Coupe | $1,734 | $867 | $145 |
| Roadster | $1,796 | $898 | $150 |
| S Coupe | $1,862 | $931 | $155 |
| RS Coupe | $1,984 | $992 | $165 |
Do older models cost less to insure?
Driving and insuring a 2013 TT in place of a shiny 2022 version could save an average of $554 on a yearly basis. Even choosing a lightly used 2018 model will save $346 each year.
The data below shows average Audi TT car insurance rates for the 2013 to 2022 model years and drivers age 20 to 60. Estimated policy costs range from the most affordable price of $1,148 for a 60-year-old driver rated on a 2014 Audi TT to the most expensive rate of $3,642 for a 20-year-old driving a 2022 TT.
| Model Year | Driver Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| 2022 | $3,642 | $1,950 | $1,844 | $1,676 | $1,642 |
| 2021 | $3,306 | $1,754 | $1,662 | $1,514 | $1,484 |
| 2020 | $3,244 | $1,718 | $1,630 | $1,482 | $1,456 |
| 2019 | $3,202 | $1,692 | $1,608 | $1,464 | $1,436 |
| 2018 | $2,970 | $1,580 | $1,498 | $1,362 | $1,338 |
| 2017 | $2,842 | $1,502 | $1,428 | $1,302 | $1,278 |
| 2016 | $2,842 | $1,498 | $1,426 | $1,300 | $1,276 |
| 2015 | $2,802 | $1,474 | $1,406 | $1,282 | $1,258 |
| 2014 | $2,546 | $1,338 | $1,280 | $1,168 | $1,148 |
| 2013 | $2,562 | $1,344 | $1,290 | $1,176 | $1,154 |
Can where I live affect insurance cost?
Average insurance cost for an Audi TT ranges from cheaper rates like $1,246 a year in Virginia Beach, VA, or $1,396 in Columbus, OH, to expensive rates like $3,506 a year in New York City, NY and $3,584 in Miami, FL.
Insurance rates for a 2022 Audi TT in some other cities include Houston, TX, averaging $1,970 per year, San Jose, CA, costing $2,192, Denver, CO, at $2,290, and Phoenix, AZ, at $2,134.
The next chart shows average insurance policy premiums for an Audi TT in the largest cities in the U.S. Additionally, a table is added that shows insurance policy costs for the top 50 cities.
Average Audi TT insurance policy cost by U.S. state
When evaluating Audi TT rates at a state level, states like Maine ($1,284), Virginia ($1,198), and Iowa ($1,342) have lower insurance rates, while states like Michigan ($2,958), Florida ($2,712), and Kentucky ($2,158) have expensive car insurance rates.
Car insurance rates in most states do not fall as far from the median, with states like Missouri, Arizona, and New Jersey included in this group with average Audi TT insurance rates of $1,970, $1,652, and $1,752 per year, respectively.
| U.S. State | Annual Cost | 6-month Cost | Monthly Cost |
|---|---|---|---|
| Alabama | $1,512 | $756 | $126 |
| Alaska | $1,628 | $814 | $136 |
| Arizona | $1,652 | $826 | $138 |
| Arkansas | $1,986 | $993 | $166 |
| California | $2,128 | $1,064 | $177 |
| Colorado | $1,980 | $990 | $165 |
| Connecticut | $1,800 | $900 | $150 |
| Delaware | $1,884 | $942 | $157 |
| Florida | $2,712 | $1,356 | $226 |
| Georgia | $1,796 | $898 | $150 |
| Hawaii | $1,260 | $630 | $105 |
| Idaho | $1,464 | $732 | $122 |
| Illinois | $1,498 | $749 | $125 |
| Indiana | $1,386 | $693 | $116 |
| Iowa | $1,342 | $671 | $112 |
| Kansas | $1,866 | $933 | $156 |
| Kentucky | $2,158 | $1,079 | $180 |
| Louisiana | $2,686 | $1,343 | $224 |
| Maine | $1,284 | $642 | $107 |
| Maryland | $1,676 | $838 | $140 |
| Massachusetts | $1,522 | $761 | $127 |
| Michigan | $2,958 | $1,479 | $247 |
| Minnesota | $1,632 | $816 | $136 |
| Mississippi | $1,752 | $876 | $146 |
| Missouri | $1,970 | $985 | $164 |
| Montana | $1,808 | $904 | $151 |
| Nebraska | $1,774 | $887 | $148 |
| Nevada | $2,036 | $1,018 | $170 |
| New Hampshire | $1,120 | $560 | $93 |
| New Jersey | $1,752 | $876 | $146 |
| New Mexico | $1,486 | $743 | $124 |
| New York | $1,976 | $988 | $165 |
| North Carolina | $1,180 | $590 | $98 |
| North Dakota | $1,544 | $772 | $129 |
| Ohio | $1,078 | $539 | $90 |
| Oklahoma | $1,806 | $903 | $151 |
| Oregon | $1,554 | $777 | $130 |
| Pennsylvania | $1,560 | $780 | $130 |
| Rhode Island | $2,186 | $1,093 | $182 |
| South Carolina | $1,708 | $854 | $142 |
| South Dakota | $1,678 | $839 | $140 |
| Tennessee | $1,468 | $734 | $122 |
| Texas | $1,748 | $874 | $146 |
| Utah | $1,534 | $767 | $128 |
| Vermont | $1,232 | $616 | $103 |
| Virginia | $1,198 | $599 | $100 |
| Washington | $1,408 | $704 | $117 |
| West Virginia | $1,670 | $835 | $139 |
| Wisconsin | $1,260 | $630 | $105 |
| Wyoming | $1,702 | $851 | $142 |
