Audi TT Insurance Cost – Rates and Price Comparisons for 2021

We analyze insurance rates for all Audi TT trims and model years and also compare the overall cost to the entire sports car segment to see how it ranks.

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How much does Audi TT car insurance cost?

Ranked #3 out of 18 vehicles in the sports car class, Audi TT insurance rates average $1,708 yearly, or around $142 on a monthly basis. With the average sports car costing $2,212 a year to insure, the Audi TT may save an estimated $504 or more each year.

The following chart shows average car insurance rates on a 2021 TT using different combinations of risk and driver age.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2021 model year Audi TT with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Audi TT trim levels.
Audi TT Car Insurance Cost Summary
Audi TT Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,884$324
Safe Driver Age 20$3,400$283
At-fault Accidents Age 40$2,404$200
Low Deductibles Age 40$2,252$188
Safe Driver Age 30$1,806$151
Safe Driver Age 40$1,708$142
Safe Driver Age 50$1,556$130
Safe Driver Age 60$1,530$128
High Deductibles Age 40$1,430$119
Discount Rate Age 40$1,420$118

Audi TT vs. other sports cars: How does it rank?

The Audi TT costs an average of $1,708 per year to insure for full coverage, while the class average rate is $2,212 per year, a difference of $504 per year. The Audi TT ranks #3 out of 18 total comparison vehicles in the sports car category.

When compared directly to the most popular models in the sports car category, insurance for an Audi TT costs $10 more per year than the Ford Mustang, $372 less than the Dodge Challenger, $296 less than the Chevy Camaro, and $238 less than the Chevy Corvette.

The table below shows how average Audi TT car insurance rates compare to the entire 2021 sports car segment. It ranks insurance affordability and also shows the cost difference between each model and the Audi TT.

Insurance Cost Comparison: Audi TT vs Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,388-$320
2Ford Mustang$1,698-$10
3Audi TT$1,708--
4Subaru WRX$1,800$92
5Toyota Supra$1,812$104
6Porsche 718$1,876$168
7Nissan 370Z$1,892$184
8Chevrolet Corvette$1,946$238
9Subaru BRZ$1,984$276
10Chevrolet Camaro$2,004$296
11Dodge Challenger$2,080$372
12Jaguar F-Type$2,336$628
13Lexus LC 500$2,500$792
14Porsche 911$2,592$884
15BMW i8$2,826$1,118
16Acura NSX$2,940$1,232
17Audi R8$3,170$1,462
18Nissan GT-R$3,272$1,564

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Insurance Cost Comparison: Audi TT vs Sports Cars

Does trim level affect the price of insurance?

With Audi TT insurance cost ranging from $1,602 to $1,812 per year for the average driver, the cheapest trim level to insure is the 2.0 Quattro Roadster. The second cheapest model to insure is the S 2.0 Quattro Coupe at $1,720 per year. Expect to budget at least $134 per month for full coverage TT insurance.

The 2.0 Quattro Coupe trim levels at $1,812 per year, is the most expensive TT trim to insure in our comparison. The rate table below details average car insurance rates for different policy terms for each TT trim level.

Audi TT Insurance Cost by Trim Level
Audi TT Trim Level Annual Policy 6-month Policy Per Month
2.0 Quattro Roadster$1,602$801$134
S 2.0 Quattro Coupe$1,720$860$143
2.0 Quattro Coupe$1,812$906$151

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Audi TT, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
Audi TT Insurance Cost by Trim Level

Do older models cost less to insure?

Driving and insuring a 2013 TT in place of a shiny 2021 version could save an average of $366 on a yearly basis. Even choosing a lightly used 2018 model will save $132 each year.

The data below shows average Audi TT car insurance rates for the 2013 to 2021 model years and drivers age 20 to 60. Estimated policy costs range from the most affordable price of $1,176 for a 60-year-old driver rated on a 2014 Audi TT to the most expensive rate of $3,400 for a 20-year-old driving a 2021 TT.

Audi TT Insurance Cost for 2013-2021 Models
Model Year Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50 Driver Age 60
2021$3,400$1,806$1,708$1,556$1,530
2020$3,320$1,760$1,666$1,518$1,492
2019$3,282$1,734$1,644$1,498$1,472
2018$3,142$1,664$1,576$1,436$1,410
2017$2,998$1,582$1,500$1,368$1,346
2016$2,920$1,536$1,460$1,332$1,310
2015$2,912$1,530$1,458$1,330$1,306
2014$2,616$1,376$1,314$1,200$1,176
2013$2,674$1,404$1,342$1,226$1,202

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Audi TT Insurance Cost by Model Year

Can where I live affect insurance cost?

Average insurance cost for an Audi TT ranges from cheaper rates like $1,106 a year in Virginia Beach, VA or $1,246 in Columbus, OH, to expensive rates like $3,196 a year in New York, NY and $3,270 in Miami, FL.

Insurance rates for a 2021 Audi TT in some other cities include Houston, TX, averaging $1,778 per year, San Jose, CA, costing $1,982, Denver, CO, at $2,074, and Phoenix, AZ, at $1,926.

The next chart shows average insurance policy premiums for an Audi TT in the largest cities in the U.S. Additionally, a table is added that shows insurance policy costs for the top 50 cities.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2021 Audi TT, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Audi TT trim levels.
Audi TT Insurance Rates in Large U.S. Cities
Audi TT Insurance Rates by Location
City/State Annual Rate Monthly Rate
Detroit, MI$6,680$557
New Orleans, LA$3,974$331
Miami, FL$3,270$273
New York, NY$3,196$266
Philadelphia, PA$2,816$235
Las Vegas, NV$2,808$234
Los Angeles, CA$2,800$233
Louisville, KY$2,684$224
San Francisco, CA$2,404$200
Oakland, CA$2,386$199
Sacramento, CA$2,256$188
Baltimore, MD$2,206$184
Long Beach, CA$2,184$182
Tulsa, OK$2,134$178
Oklahoma City, OK$2,118$177
Kansas City, MO$2,118$177
Denver, CO$2,074$173
Memphis, TN$2,074$173
Atlanta, GA$2,044$170
Colorado Springs, CO$2,022$169
Fresno, CA$1,994$166
San Jose, CA$1,982$165
Phoenix, AZ$1,926$161
Portland, OR$1,900$158
San Diego, CA$1,886$157
Jacksonville, FL$1,882$157
Boston, MA$1,878$157
Wichita, KS$1,822$152
Chicago, IL$1,820$152
Dallas, TX$1,788$149
Houston, TX$1,778$148
Seattle, WA$1,772$148
Minneapolis, MN$1,758$147
Nashville, TN$1,700$142
Indianapolis, IN$1,694$141
Milwaukee, WI$1,686$141
Mesa, AZ$1,684$140
Albuquerque, NM$1,654$138
Tucson, AZ$1,618$135
San Antonio, TX$1,596$133
Omaha, NE$1,544$129
Fort Worth, TX$1,536$128
El Paso, TX$1,534$128
Austin, TX$1,516$126
Cleveland, OH$1,314$110
Columbus, OH$1,246$104
Charlotte, NC$1,176$98
Virginia Beach, VA$1,106$92
Raleigh, NC$1,014$85

Average Audi TT insurance policy cost by U.S. state

When evaluating Audi TT rates at a state level, states like Maine ($1,084), Virginia ($1,102), and Iowa ($1,132) have lower insurance rates, while states like Michigan ($3,070), Florida ($2,310), and Kentucky ($1,936) have expensive car insurance rates.

Car insurance rates in most states do not fall as far from the median, with states like Missouri, Arizona, and New Jersey included in this group with average Audi TT insurance rates of $1,504, $1,544, and $1,662 per year, respectively.

Audi TT Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,438$719$120
Alaska$1,346$673$112
Arizona$1,544$772$129
Arkansas$1,646$823$137
California$1,894$947$158
Colorado$1,830$915$153
Connecticut$1,872$936$156
Delaware$1,856$928$155
Florida$2,310$1,155$193
Georgia$1,768$884$147
Hawaii$1,360$680$113
Idaho$1,142$571$95
Illinois$1,216$608$101
Indiana$1,246$623$104
Iowa$1,132$566$94
Kansas$1,486$743$124
Kentucky$1,936$968$161
Louisiana$2,534$1,267$211
Maine$1,084$542$90
Maryland$1,582$791$132
Massachusetts$1,438$719$120
Michigan$3,070$1,535$256
Minnesota$1,520$760$127
Mississippi$1,526$763$127
Missouri$1,504$752$125
Montana$1,572$786$131
Nebraska$1,352$676$113
Nevada$1,916$958$160
New Hampshire$1,240$620$103
New Jersey$1,662$831$139
New Mexico$1,484$742$124
New York$1,900$950$158
North Carolina$1,166$583$97
North Dakota$1,318$659$110
Ohio$1,154$577$96
Oklahoma$1,844$922$154
Oregon$1,512$756$126
Pennsylvania$1,512$756$126
Rhode Island$2,038$1,019$170
South Carolina$1,588$794$132
South Dakota$1,416$708$118
Tennessee$1,416$708$118
Texas$1,662$831$139
Utah$1,398$699$117
Vermont$1,190$595$99
Virginia$1,102$551$92
Washington$1,348$674$112
West Virginia$1,522$761$127
Wisconsin$1,248$624$104
Wyoming$1,526$763$127

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Audi TT, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Audi TT trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.
Audi TT insurance rates by U.S. state