Cost of Insuring an Audi TT in 2024

• Audi TT insurance rates average $1,914 per year or $957 for a semi-annual policy, depending on the trim level.
• When compared to the entire 2023 sports car segment, the TT fares very well at second out of 26 total comparison vehicles.
• The TT Coupe trim level is the cheapest to insure at around $1,834 per year. The most expensive trim is the S Coupe Competition at $1,982 per year.
• Audi TT insurance rates in some larger U.S. cities include $2,904 for Los Angeles car insurance, $1,470 in Columbus, OH, and $2,018 in Jacksonville, FL.

How much does Audi TT car insurance cost?

Ranked second out of 26 vehicles in the sports car class, Audi TT insurance rates average $1,914 yearly, or around $160 on a monthly basis. With the average sports car costing $2,529 a year to insure, the Audi TT may save an estimated $615 or more each year.

The following chart shows average car insurance rates on a 2023 TT using different combinations of risk and driver age.

Audi TT vs. other sports cars: How does it rank?

The Audi TT costs an average of $1,914 per year to insure for full coverage, while the class average rate is $2,529 per year, a difference of $615 per year. The Audi TT ranks second out of 26 total comparison vehicles in the sports car category.

When compared directly to the most popular models in the sports car category, insurance for an Audi TT costs $122 less per year than the Ford Mustang, $868 less than the Dodge Challenger, $498 less than the Chevy Camaro, and $368 less than the Chevy Corvette.

The table below shows how average Audi TT car insurance rates compare to the entire 2023 sports car segment. It ranks insurance affordability and also shows the cost difference between each model and the Audi TT.

Does trim level affect the price of insurance?

With Audi TT insurance cost ranging from $1,834 to $1,982 per year for the average driver, the cheapest trim level to insure is the Coupe. The second cheapest model to insure is the S-line Coupe at $1,868 per year. Expect to budget at least $153 per month for full coverage TT insurance.

The S Coupe Competition trim level at $1,982 per year, is the most expensive TT model to insure in our comparison. The rate table below details average car insurance rates for different policy terms for each TT trim level.

Do older models cost less to insure?

Driving and insuring a 2013 TT in place of a shiny 2023 version could save an average of $540 on a yearly basis. Even choosing a lightly used 2018 model will save $270 each year.

The data below shows average Audi TT car insurance rates for the 2013 to 2023 model years and drivers age 20 to 60. Estimated policy costs range from the most affordable price of $1,136 for a 60-year-old driver rated on a 2014 Audi TT to the most expensive rate of $3,808 for a 20-year-old driving a 2023 TT.

Average insurance rates by U.S. city and state

Average insurance cost for an Audi TT ranges from cheaper rates like $1,344 a year in Virginia Beach, VA, or $1,470 in Columbus, OH, to expensive rates like $3,268 a year in New York City, NY and $2,668 in Miami, FL.

Insurance rates for a 2023 Audi TT in some other cities include Houston, TX, averaging $1,962 per year, San Jose, CA, costing $2,150, Denver, CO, at $2,234, and Phoenix, AZ, at $2,098.

The next chart shows average insurance policy premiums for an Audi TT in the largest cities in the U.S.

When evaluating Audi TT rates at a state level, states like Maine ($1,224), Virginia ($1,336), and Iowa ($1,344) have lower insurance rates, while states like Michigan ($2,512), Florida ($2,324), and Kentucky ($2,052) have expensive car insurance rates.

Car insurance rates in most states do not fall as far from the median, with states like Missouri, Arizona, and New Jersey included in this group with average Audi TT insurance rates of $2,152, $1,780, and $2,300 per year, respectively.