Audi R8 Car Insurance Rates for 2021

How much does Audi R8 insurance cost? We break down average rates for the Quattro and Quattro Plus models to see how prices measure up to the competition.

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  • Audi R8 insurance cost averages $3,170 per year for a full coverage policy, depending on the trim level.
  • Car insurance rates for an R8 range from $2,940 to $3,400 per year for an average driver, depending on trim level.
  • The R8 is one of the more expensive sports cars to insure for the 2021 model year, costing $958 more per year on average as compared to other sports cars

How much does Audi R8 insurance cost?

Audi R8 car insurance rates average $3,170 annually, or $264 if paid each month. Drivers can expect to pay around $958 more each year for Audi R8 insurance compared to similar vehicles, and $1,647 more per year than the $1,523 all-vehicle national average.

The chart below breaks down average car insurance rates on a 2021 Audi R8 with a variety of policy scenarios. Middle-aged drivers with good driving records stand the best chance at finding cheap car insurance for a Audi R8, while younger and high-risk drivers will pay higher insurance rates.

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Chart Data Details: Average rates are for a 2021 model year Audi R8 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Audi R8 trim levels.
Audi R8 Car Insurance Rate Summary
Audi R8 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$7,218$602
Safe Driver Age 20$6,322$527
At-fault Accidents Age 40$4,402$367
Low Deductibles Age 40$4,386$366
Safe Driver Age 30$3,404$284
Safe Driver Age 40$3,170$264
Safe Driver Age 50$2,872$239
Safe Driver Age 60$2,826$236
Discount Rate Age 40$2,632$219
High Deductibles Age 40$2,548$212

The table below shows average Audi R8 insurance rates for the 2014 to 2021 model years. Average prices range from $2,190 for the 2014 model up to $3,170 per year for the current 2021 model year.

Audi R8 Insurance Cost for 2014-2021 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2021 Audi R8$3,170$1,585$264
2020 Audi R8$3,070$1,535$256
2018 Audi R8$2,820$1,410$235
2017 Audi R8$2,634$1,317$220
2015 Audi R8$2,256$1,128$188
2014 Audi R8$2,190$1,095$183

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Audi R8 Insurance Cost by Model Year

What is the cheapest Audi R8 insurance?

With Audi R8 insurance cost ranging from $2,940 to $3,400 per year for the average driver, the cheapest model to insure is the 5.2 Quattro Coupe. The next cheapest model to insure is the 5.2 Quattro Convertible at $3,124 per year. On average, full coverage car insurance rates start around $245 per month.

On the opposite end of the cost range, the two highest cost R8 models to insure are the 5.2 Quattro Plus Coupe, and the 5.2 Quattro Plus Convertible at around $3,216 and $3,400 per year, respectively.

The next table displays the average yearly and semi-annual auto insurance policy costs, in addition to a monthly budget amount, for each Audi R8 trim level.

Audi R8 Insurance Cost by Trim Level
Audi R8 Trim Level Annual Policy 6-month Policy Per Month
5.2 Quattro Coupe$2,940$1,470$245
5.2 Quattro Convertible$3,124$1,562$260
5.2 Quattro Plus Coupe$3,216$1,608$268
5.2 Quattro Plus Convertible$3,400$1,700$283

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Table Data Details: Average rates are for a 2021 Audi R8, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
Audi R8 Insurance Cost by Trim Level

Is Audi R8 car insurance expensive?

Insurance on an Audi R8 is expensive, as it ranks #17 out of 18 vehicles for insurance affordability in the sports car class. The R8 costs $3,170 per year for full coverage insurance, while the class average rate is $2,212 per year, a difference of $958 per year.

When rates are compared to the most popular models in the 2021 sports car segment, insurance for a Audi R8 costs $1,472 more per year than the Ford Mustang, $1,090 more than the Dodge Challenger, $1,166 more than the Chevrolet Camaro, and $1,370 more than the Subaru WRX.

The chart below shows how average Audi R8 car insurance rates compare to the top ten sports cars by sales volume in America. A larger data table is included after the chart that ranks insurance affordability for more models in the 2021 sports car segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2021 model year Audi R8, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Audi R8 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
Audi R8 Insurance Cost vs Top 10 Sports Cars
Audi R8 Insurance Cost Compared to All Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,388-$1,782
2Ford Mustang$1,698-$1,472
3Audi TT$1,708-$1,462
4Subaru WRX$1,800-$1,370
5Toyota Supra$1,812-$1,358
6Porsche 718$1,876-$1,294
7Nissan 370Z$1,892-$1,278
8Chevrolet Corvette$1,946-$1,224
9Subaru BRZ$1,984-$1,186
10Chevrolet Camaro$2,004-$1,166
11Dodge Challenger$2,080-$1,090
12Jaguar F-Type$2,336-$834
13Lexus LC 500$2,500-$670
14Porsche 911$2,592-$578
15BMW i8$2,826-$344
16Acura NSX$2,940-$230
17Audi R8$3,170--
18Nissan GT-R$3,272$102

Additional rates and policy information

Additional insights about insuring an Audi R8 include:

  • Get a discount from your employment. The large majority of insurance companies offer policy discounts for specific occupations like college professors, doctors, scientists, high school and elementary teachers, farmers, and other occupations. Getting this discount applied to your policy may save between $95 and $145 on your annual car insurance bill, depending on the level of coverage purchased.
  • Avoid tickets to save money. In order to get the cheapest R8 insurance rates, it pays to be a good driver. A couple of minor traffic violations could possibly raise rates by at least $812 per year.
  • Research policy discounts to save money. Discounts may be available if the insured drivers have low annual mileage, drive a vehicle with safety or anti-theft features, take a defensive driving course, or many other policy discounts which could save the average driver as much as $538 per yearon the cost of insuring a R8.
  • The cost of R8 insurance for teen drivers is high. Average rates for full coverage R8 insurance costs $10,582 per year for a 16-year-old driver, $10,128 per year for a 17-year-old driver, and $9,554 per year for a 18-year-old driver.
  • The higher the deductibles, the lower the cost. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $622 per year for a 40-year-old driver and $1,226 per year for a 20-year-old driver.
  • Low physical damage deductibles increases cost. Lowering the comprehensive and collision deductibles from $500 to $250 could cost an additional $648 per year for a 40-year-old driver and $1,296 per year for a 20-year-old driver.
  • As you age, car insurance rates tend to get cheaper. The difference in 2021 R8 insurance cost between a 50-year-old driver ($2,872 per year) and a 30-year-old driver ($3,404 per year) is $532, or a savings of 15.6%.