Audi R8 Car Insurance Rates for 2022

How much does Audi R8 insurance cost? We break down average rates for the Quattro and Quattro Plus models to see how prices measure up to the competition.

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  • Audi R8 insurance cost averages $3,078 per year for a full coverage policy, depending on the trim level.
  • Car insurance rates for an R8 range from $2,826 to $3,304 per year for an average driver, depending on trim level.
  • The R8 is one of the more expensive sports cars to insure for the 2022 model year, costing $926 more per year on average as compared to other sports cars

How much does Audi R8 insurance cost?

Audi R8 car insurance rates average $3,078 annually, or $257 if paid each month. Drivers can expect to pay around $926 more each year for Audi R8 insurance compared to similar vehicles, and $1,511 more per year than the $1,567 all-vehicle national average.

The chart below breaks down average car insurance rates on a 2022 Audi R8 with a variety of policy scenarios. Middle-aged drivers with good driving records stand the best chance at finding cheap car insurance for a Audi R8, while younger and high-risk drivers will pay higher insurance rates.

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Chart Data Details: Average rates are for a 2022 model year Audi R8 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Audi R8 trim levels.Data last updated on June 24, 2022
Audi R8 Car Insurance Rate Summary
Audi R8 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$6,952$579
Safe Driver Age 20$6,094$508
At-fault Accidents Age 40$4,256$355
Low Deductibles Age 40$4,244$354
Safe Driver Age 30$3,306$276
Safe Driver Age 40$3,078$257
Safe Driver Age 50$2,786$232
Safe Driver Age 60$2,738$228
Discount Rate Age 40$2,556$213
High Deductibles Age 40$2,478$207

The table below shows average Audi R8 insurance rates for the 2014 to 2022 model years. Average prices range from $1,964 for the 2014 model up to $3,078 per year for the current 2022 model year.

Audi R8 Insurance Cost for 2014-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Audi R8$3,078$1,539$257
2021 Audi R8$3,014$1,507$251
2020 Audi R8$2,940$1,470$245
2018 Audi R8$2,722$1,361$227
2017 Audi R8$2,540$1,270$212
2015 Audi R8$2,232$1,116$186
2014 Audi R8$1,964$982$164

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Audi R8 Insurance Cost by Model Year

What is the cheapest Audi R8 insurance?

With Audi R8 insurance cost ranging from $2,826 to $3,304 per year for the average driver, the cheapest model to insure is the Coupe. The next cheapest model to insure is the Spyder at $2,946 per year. On average, full coverage car insurance rates start around $236 per month.

On the opposite end of the cost range, the two highest cost R8 models to insure are the Quattro Coupe, and the Quattro Spyder at around $3,232 and $3,304 per year, respectively.

The next table displays the average yearly and semi-annual auto insurance policy costs, in addition to a monthly budget amount, for each Audi R8 trim level.

2022 Audi R8 Insurance Cost by Trim Level
Audi R8 Trim Level Annual Policy 6-month Policy Per Month
Coupe$2,826$1,413$236
Spyder$2,946$1,473$246
Quattro Coupe$3,232$1,616$269
Quattro Spyder$3,304$1,652$275

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Table Data Details: Average rates are for a 2022 Audi R8, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Audi R8 Insurance Cost by Trim Level

Is Audi R8 car insurance expensive?

Insurance on an Audi R8 is expensive, as it ranks #22 out of 23 vehicles for insurance affordability in the sports car class. The R8 costs $3,078 per year for full coverage insurance, while the class average rate is $2,152 per year, a difference of $926 per year.

When rates are compared to the most popular models in the 2022 sports car segment, insurance for a Audi R8 costs $1,470 more per year than the Ford Mustang, $908 more than the Dodge Challenger, $966 more than the Chevrolet Camaro, and $1,344 more than the Subaru WRX.

The chart below shows how average Audi R8 car insurance rates compare to the top ten sports cars by sales volume in America. A larger data table is included after the chart that ranks insurance affordability for more models in the 2022 sports car segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Audi R8, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Audi R8 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Audi R8 Insurance Cost vs Top 10 Sports Cars
Audi R8 Insurance Cost Compared to All Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,322-$1,756
2Ford Mustang$1,608-$1,470
3BMW Z4$1,642-$1,436
4Subaru WRX$1,734-$1,344
5Toyota GR86$1,776-$1,302
6Toyota GR Supra$1,818-$1,260
7Audi TT$1,856-$1,222
8Subaru BRZ$1,916-$1,162
9Chevrolet Corvette$1,922-$1,156
10BMW M3$1,974-$1,104
11Porsche 718$2,064-$1,014
12Chevrolet Camaro$2,112-$966
13Lexus RC F$2,162-$916
14Dodge Challenger$2,170-$908
15Mercedes-Benz AMG GT53$2,202-$876
16Jaguar F-Type$2,304-$774
17Porsche Taycan$2,366-$712
18Porsche 911$2,426-$652
19BMW M4$2,428-$650
20Lexus LC 500$2,514-$564
21Acura NSX$2,948-$130
22Audi R8$3,078--
23Nissan GT-R$3,154$76

Additional rates and policy information

Additional insights about insuring an Audi R8 include:

  • Get a discount from your employment. The large majority of insurance companies offer policy discounts for specific occupations like college professors, doctors, scientists, high school and elementary teachers, farmers, and other occupations. Getting this discount applied to your policy may save between $92 and $159 on your annual car insurance bill, depending on the level of coverage purchased.
  • Avoid tickets to save money. In order to get the cheapest R8 insurance rates, it pays to be a good driver. A couple of minor traffic violations could possibly raise rates by at least $776 per year.
  • Research policy discounts to save money. Discounts may be available if the insured drivers have low annual mileage, drive a vehicle with safety or anti-theft features, take a defensive driving course, or many other policy discounts which could save the average driver as much as $522 per yearon the cost of insuring a R8.
  • The cost of R8 insurance for teen drivers is high. Average rates for full coverage R8 insurance costs $10,174 per year for a 16-year-old driver, $9,730 per year for a 17-year-old driver, and $9,178 per year for a 18-year-old driver.
  • The higher the deductibles, the lower the cost. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $600 per year for a 40-year-old driver and $1,172 per year for a 20-year-old driver.
  • Low physical damage deductibles increases cost. Lowering the comprehensive and collision deductibles from $500 to $250 could cost an additional $624 per year for a 40-year-old driver and $1,238 per year for a 20-year-old driver.
  • As you age, car insurance rates tend to get cheaper. The difference in 2022 R8 insurance cost between a 50-year-old driver ($2,786 per year) and a 30-year-old driver ($3,306 per year) is $520, or a savings of 15.7%.