- Audi RS5 car insurance costs $2,516 per year (about $210 per month) for a full coverage policy.
- With the cheapest insurance rates, the RS 5 Quattro Coupe trim costs an average of $2,454 per year to insure.
- At the high end, the RS 5 Quattro Sportback Dynamic/Carbon is the most expensive to insure at $2,580 for an annual policy.
- Out of 34 vehicles in the midsize luxury car segment, the RS 5 ranks 28th for car insurance affordability.
How much does Audi RS 5 insurance cost?
Audi RS 5 car insurance rates average $2,516 annually, which is about $210 each month. Liability and medical payments insurance will cost around $588 a year, collision coverage is around $1,258, and the remaining comprehensive coverage costs around $670.
The chart below details how average Audi RS5 car insurance rates can vary with different ages of driver and different policy deductibles.
The table below displays the estimated yearly and 6-month policy costs, including a monthly budget amount, for each Audi RS 5 model and trim level.
| 2024 Audi RS 5 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Quattro Coupe | $2,454 | $205 |
| Quattro Sportback | $2,460 | $205 |
| Quattro Coupe Dynamic | $2,504 | $209 |
| Quattro Sportback Dynamic | $2,510 | $209 |
| Quattro Coupe Dynamic/Carbon | $2,578 | $215 |
| Quattro Sportback Dynamic/Carbon | $2,580 | $215 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024
The table below details average Audi RS 5 insurance policy costs from the 2013 to the 2024 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Audi RS 5 | $2,516 | $210 |
| 2023 Audi RS 5 | $2,426 | $202 |
| 2022 Audi RS 5 | $2,462 | $205 |
| 2021 Audi RS 5 | $2,370 | $198 |
| 2020 Audi RS 5 | $2,298 | $192 |
| 2019 Audi RS 5 | $2,218 | $185 |
| 2018 Audi RS 5 | $2,018 | $168 |
| 2015 Audi RS 5 | $1,730 | $144 |
| 2014 Audi RS 5 | $1,602 | $134 |
| 2013 Audi RS 5 | $1,594 | $133 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi RS 5 trim levels for each model year. Updated February 23, 2024
How does Audi RS 5 car insurance compare?
When insurance prices are compared to other midsize luxury cars, insurance prices for an Audi RS 5 cost $536 more per year than the Lexus ES 350, $210 more than the BMW 530i, and $368 more than the Infiniti Q50.
The Audi RS 5 ranks 28th out of 34 total comparison vehicles in the midsize luxury car segment for insurance affordability. The RS 5 costs an average of $2,516 per year for a car insurance policy with full coverage, while the class median price is $2,328 per year, a difference of $188 per year.
The chart below shows how Audi RS5 car insurance cost compares to the most popular 2024 midsize luxury models like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A rankings table is also included after the chart displaying average auto insurance rates for all 34 models in the midsize luxury car category.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Mercedes-Benz CLA250 | $1,954 | -$562 |
| 2 | Lexus IS 300 | $1,956 | -$560 |
| 3 | Lexus ES 350 | $1,980 | -$536 |
| 4 | Mercedes-Benz AMG CLA35 | $1,988 | -$528 |
| 5 | Lexus RC 300 | $1,994 | -$522 |
| 6 | Jaguar XF | $2,008 | -$508 |
| 7 | Cadillac CT5 | $2,044 | -$472 |
| 8 | Lexus ES 250 | $2,054 | -$462 |
| 9 | Lexus ES 300h | $2,082 | -$434 |
| 10 | Audi A3 | $2,132 | -$384 |
| 11 | Infiniti Q50 | $2,148 | -$368 |
| 12 | Mercedes-Benz AMG CLA45 | $2,174 | -$342 |
| 13 | Audi S4 | $2,184 | -$332 |
| 14 | Mercedes-Benz EQE 350 | $2,206 | -$310 |
| 15 | BMW i4 | $2,214 | -$302 |
| 16 | Lexus IS 500 | $2,242 | -$274 |
| 17 | BMW 530i | $2,306 | -$210 |
| 18 | Audi S5 | $2,330 | -$186 |
| 19 | BMW 540i | $2,336 | -$180 |
| 20 | BMW 430i | $2,386 | -$130 |
| 21 | BMW i5 | $2,396 | -$120 |
| 22 | Genesis G80 | $2,408 | -$108 |
| 23 | Mercedes-Benz EQE 500 | $2,436 | -$80 |
| 24 | Mercedes-Benz AMG C43 | $2,452 | -$64 |
| 25 | Audi A6 | $2,458 | -$58 |
| 26 | Tesla Model S | $2,488 | -$28 |
| 27 | BMW 530e | $2,510 | -$6 |
| 28 | Audi RS 5 | $2,516 | -- |
| 29 | Audi S6 | $2,534 | $18 |
| 30 | BMW M440i | $2,600 | $84 |
| 31 | Audi A7 | $2,646 | $130 |
| 32 | Lexus LC 500h | $2,842 | $326 |
| 33 | Audi S7 | $2,934 | $418 |
| 34 | BMW M8 | $3,198 | $682 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024