- Audi S5 car insurance costs an average of $2,330 per year, or around $194 per month.
- The cheapest S5 trim level to insure is the Coupe Premium trim level at an estimated $2,226 per year.
- The S5 Cabriolet Prestige is the most expensive to insure at $2,472 per year.
- When compared to other midsize luxury cars, the Audi S5 is one of the more expensive midsize luxury cars to insure, costing $2 more per year on average.
How much does Audi S5 car insurance cost?
Drivers can plan on paying an average of $2,330 a year for full coverage to insure an Audi S5, or about $194 a month. For individual coverages, comprehensive coverage costs an estimated $612 a year, collision insurance costs approximately $1,130, and the remaining liability and medical payments insurance will cost around $588.
The rate chart below displays average 2024 Audi S5 insurance cost using different risk profiles and driver ages.
The next table shows the estimated annual and 6-month policy costs, plus a monthly insurance rate, for each Audi S5 package and trim.
2024 Audi S5 Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Coupe Premium | $2,226 | $186 |
Sportback Premium | $2,226 | $186 |
Coupe Premium Plus | $2,278 | $190 |
Sportback Premium Plus | $2,278 | $190 |
Coupe Prestige | $2,344 | $195 |
Sportback Prestige | $2,350 | $196 |
Cabriolet Premium | $2,372 | $198 |
Cabriolet Premium Plus | $2,414 | $201 |
Cabriolet Prestige | $2,472 | $206 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024
The following data table illustrates average insurance rates for an Audi S5 for the 2013 to 2024 model years.
Model Year and Vehicle | Annual Premium | Cost Per Month |
---|---|---|
2024 Audi S5 | $2,330 | $194 |
2023 Audi S5 | $2,268 | $189 |
2022 Audi S5 | $2,104 | $175 |
2021 Audi S5 | $2,022 | $169 |
2020 Audi S5 | $1,956 | $163 |
2019 Audi S5 | $1,834 | $153 |
2018 Audi S5 | $1,712 | $143 |
2017 Audi S5 | $1,602 | $134 |
2016 Audi S5 | $1,714 | $143 |
2015 Audi S5 | $1,602 | $134 |
2014 Audi S5 | $1,466 | $122 |
2013 Audi S5 | $1,450 | $121 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi S5 trim levels for each model year. Updated February 23, 2024
Where do Audi S5 insurance prices rank?
The Audi S5 ranks 18th out of 34 total comparison vehicles in the midsize luxury car class for insurance affordability. The S5 costs an average of $2,330 per year for full coverage car insurance, while the class average rate is $2,328 per year, a difference of $2 per year.
When rates are compared to some other models in the midsize luxury car category, insurance rates for an Audi S5 cost $350 more per year than the Lexus ES 350, $24 more than the BMW 530i, and $182 more than the Infiniti Q50.
The chart displayed below shows how Audi S5 car insurance cost compares to the top-selling midsize luxury cars like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. An expanded table is also displayed following the chart that ranks average car insurance policy pricing for all 34 models in the midsize luxury car class.
Rank | Make and Model | Annual Premium | Difference |
---|---|---|---|
1 | Mercedes-Benz CLA250 | $1,954 | -$376 |
2 | Lexus IS 300 | $1,956 | -$374 |
3 | Lexus ES 350 | $1,980 | -$350 |
4 | Mercedes-Benz AMG CLA35 | $1,988 | -$342 |
5 | Lexus RC 300 | $1,994 | -$336 |
6 | Jaguar XF | $2,008 | -$322 |
7 | Cadillac CT5 | $2,044 | -$286 |
8 | Lexus ES 250 | $2,054 | -$276 |
9 | Lexus ES 300h | $2,082 | -$248 |
10 | Audi A3 | $2,132 | -$198 |
11 | Infiniti Q50 | $2,148 | -$182 |
12 | Mercedes-Benz AMG CLA45 | $2,174 | -$156 |
13 | Audi S4 | $2,184 | -$146 |
14 | Mercedes-Benz EQE 350 | $2,206 | -$124 |
15 | BMW i4 | $2,214 | -$116 |
16 | Lexus IS 500 | $2,242 | -$88 |
17 | BMW 530i | $2,306 | -$24 |
18 | Audi S5 | $2,330 | -- |
19 | BMW 540i | $2,336 | $6 |
20 | BMW 430i | $2,386 | $56 |
21 | BMW i5 | $2,396 | $66 |
22 | Genesis G80 | $2,408 | $78 |
23 | Mercedes-Benz EQE 500 | $2,436 | $106 |
24 | Mercedes-Benz AMG C43 | $2,452 | $122 |
25 | Audi A6 | $2,458 | $128 |
26 | Tesla Model S | $2,488 | $158 |
27 | BMW 530e | $2,510 | $180 |
28 | Audi RS 5 | $2,516 | $186 |
29 | Audi S6 | $2,534 | $204 |
30 | BMW M440i | $2,600 | $270 |
31 | Audi A7 | $2,646 | $316 |
32 | Lexus LC 500h | $2,842 | $512 |
33 | Audi S7 | $2,934 | $604 |
34 | BMW M8 | $3,198 | $868 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024
Additional rates and insights
Additional notable insights about Audi S5 insurance cost include:
- Don’t be a negligent driver. Too many at-fault accidents will increase rates, possibly as much as $1,114 per year for a 30-year-old driver and even as much as $674 per year for a 50-year-old driver.
- Good credit can save money. Drivers who have credit scores over 800 could save up to $366 per year over a lower credit score of 670-739. Conversely, a less-than-perfect credit score could cost around $424 more per year.
- Earn discounts to save money. Discounts may be available if the insured drivers are claim-free, choose electronic billing, are senior citizens, are good students, or many other discounts which could save the average driver as much as $396 per year on the cost of insuring a S5.
- It’s expensive to buy high-risk insurance. For a 30-year-old driver, having too many driving record violations or accidents increases the cost by $2,844 or more per year.
- Get cheaper rates because of your employer. The large majority of auto insurance companies offer discounts for working in professions like high school and elementary teachers, accountants, scientists, nurses, doctors, lawyers, and others. If your profession qualifies you for this discount, you may save between $70 and $185 on your yearly insurance cost, subject to policy limits.
- The cost to insure teen drivers is expensive. For teenagers, Audi S5 car insurance costs $8,163 per year for a 16-year-old driver, $7,944 per year for a 17-year-old driver, $7,188 per year for an 18-year-old driver, and $6,523 per year for a 19-year-old driver.