- Mercedes-Benz CLA250 insurance costs an average of $1,954 per year, or around $163 per month for full coverage.
- Out of 34 vehicles in the midsize luxury car segment, the CLA250 ranks first for insurance affordability.
- Location-specific rates include Seattle, WA, costing $1,992 per year, Atlanta, GA, averaging $2,250, and San Diego, CA, at an estimated $2,102 per year.
How much does Mercedes CLA250 car insurance cost?
Mercedes-Benz CLA250 insurance costs on average $1,954 a year for full coverage, or around $163 monthly. Plan on paying about $374 less per year to insure a Mercedes CLA250 compared to the average rate for midsize luxury cars, and $71 more per year than the all-vehicle national average of $1,883.
The following chart shows how average 2024 Mercedes CLA250 car insurance rates vary with differences in driver age using $250, $500, and $1,000 deductibles. Rates shown are averaged per year, and range from the cheapest price of $1,348 per year for a 60-year-old driver with a deductible of $1,000 to a high policy cost of $4,562 each year for a 20-year-old driver with $250 physical damage deductibles.
The following table shows average car insurance rates for the 2014 to 2024 CLA250 models for various driver ages.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Mercedes-Benz CLA250 | $3,888 | $1,954 | $1,614 |
| 2023 Mercedes-Benz CLA250 | $4,150 | $2,068 | $1,716 |
| 2022 Mercedes-Benz CLA250 | $4,062 | $2,022 | $1,678 |
| 2021 Mercedes-Benz CLA250 | $4,376 | $2,172 | $1,800 |
| 2020 Mercedes-Benz CLA250 | $4,246 | $2,106 | $1,748 |
| 2019 Mercedes-Benz CLA250 | $3,712 | $1,832 | $1,520 |
| 2018 Mercedes-Benz CLA250 | $3,500 | $1,730 | $1,436 |
| 2017 Mercedes-Benz CLA250 | $3,358 | $1,660 | $1,382 |
| 2016 Mercedes-Benz CLA250 | $3,230 | $1,606 | $1,336 |
| 2015 Mercedes-Benz CLA250 | $2,946 | $1,468 | $1,220 |
| 2014 Mercedes-Benz CLA250 | $2,874 | $1,432 | $1,194 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz CLA250 trim levels for each model year. Updated February 22, 2024
How does CLA250 insurance rank for affordability?
The Mercedes CLA250 ranks first out of 34 total comparison vehicles in the 2024 midsize luxury car segment. The CLA250 costs an estimated $1,954 per year to insure and the class median rate is $2,328 per year, a difference of $374 per year.
When compared to other vehicles in the midsize luxury car category, car insurance for a Mercedes-Benz CLA250 costs $352 less per year than the BMW 530i, $504 less than the Audi A6, $194 less than the Infiniti Q50, and $534 less than the Tesla Model S.
The chart below shows how average insurance cost for a Mercedes-Benz CLA250 compares to the top-selling midsize luxury cars in the U.S. In addition to the chart, you will find an expanded table after the chart that breaks down insurance cost for all 34 models in the midsize luxury car class.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Mercedes-Benz CLA250 | $1,954 | -- |
| 2 | Lexus IS 300 | $1,956 | $2 |
| 3 | Lexus ES 350 | $1,980 | $26 |
| 4 | Mercedes-Benz AMG CLA35 | $1,988 | $34 |
| 5 | Lexus RC 300 | $1,994 | $40 |
| 6 | Jaguar XF | $2,008 | $54 |
| 7 | Cadillac CT5 | $2,044 | $90 |
| 8 | Lexus ES 250 | $2,054 | $100 |
| 9 | Lexus ES 300h | $2,082 | $128 |
| 10 | Audi A3 | $2,132 | $178 |
| 11 | Infiniti Q50 | $2,148 | $194 |
| 12 | Mercedes-Benz AMG CLA45 | $2,174 | $220 |
| 13 | Audi S4 | $2,184 | $230 |
| 14 | Mercedes-Benz EQE 350 | $2,206 | $252 |
| 15 | BMW i4 | $2,214 | $260 |
| 16 | Lexus IS 500 | $2,242 | $288 |
| 17 | BMW 530i | $2,306 | $352 |
| 18 | Audi S5 | $2,330 | $376 |
| 19 | BMW 540i | $2,336 | $382 |
| 20 | BMW 430i | $2,386 | $432 |
| 21 | BMW i5 | $2,396 | $442 |
| 22 | Genesis G80 | $2,408 | $454 |
| 23 | Mercedes-Benz EQE 500 | $2,436 | $482 |
| 24 | Mercedes-Benz AMG C43 | $2,452 | $498 |
| 25 | Audi A6 | $2,458 | $504 |
| 26 | Tesla Model S | $2,488 | $534 |
| 27 | BMW 530e | $2,510 | $556 |
| 28 | Audi RS 5 | $2,516 | $562 |
| 29 | Audi S6 | $2,534 | $580 |
| 30 | BMW M440i | $2,600 | $646 |
| 31 | Audi A7 | $2,646 | $692 |
| 32 | Lexus LC 500h | $2,842 | $888 |
| 33 | Audi S7 | $2,934 | $980 |
| 34 | BMW M8 | $3,198 | $1,244 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 22, 2024
Average insurance cost by U.S. state
From an overall state perspective, states like Iowa ($1,370), Virginia ($1,362), and North Carolina ($1,294) have lower rates, while states like Louisiana ($2,270), Michigan ($2,562), and Florida ($2,372) tend to have more expensive insurance rates on a CLA250.
The table below shows annual, 6-month, and monthly full coverage insurance rates for the Mercedes-Benz CLA250 for all 50 U.S. states.
| U.S. State | Annual Premium | Cost Per Month |
|---|---|---|
| Alabama | $1,784 | $149 |
| Alaska | $1,526 | $127 |
| Arizona | $1,816 | $151 |
| Arkansas | $2,048 | $171 |
| California | $2,340 | $195 |
| Colorado | $2,096 | $175 |
| Connecticut | $2,168 | $181 |
| Delaware | $2,210 | $184 |
| Florida | $2,372 | $198 |
| Georgia | $2,002 | $167 |
| Hawaii | $1,394 | $116 |
| Idaho | $1,450 | $121 |
| Illinois | $1,744 | $145 |
| Indiana | $1,512 | $126 |
| Iowa | $1,370 | $114 |
| Kansas | $1,938 | $162 |
| Kentucky | $2,094 | $175 |
| Louisiana | $2,270 | $189 |
| Maine | $1,248 | $104 |
| Maryland | $1,836 | $153 |
| Massachusetts | $2,126 | $177 |
| Michigan | $2,562 | $214 |
| Minnesota | $1,706 | $142 |
| Mississippi | $1,920 | $160 |
| Missouri | $2,196 | $183 |
| Montana | $1,816 | $151 |
| Nebraska | $1,670 | $139 |
| Nevada | $2,314 | $193 |
| New Hampshire | $1,370 | $114 |
| New Jersey | $2,344 | $195 |
| New Mexico | $1,644 | $137 |
| New York | $2,250 | $188 |
| North Carolina | $1,294 | $108 |
| North Dakota | $1,656 | $138 |
| Ohio | $1,422 | $119 |
| Oklahoma | $2,146 | $179 |
| Oregon | $1,846 | $154 |
| Pennsylvania | $1,892 | $158 |
| Rhode Island | $2,394 | $200 |
| South Carolina | $1,672 | $139 |
| South Dakota | $2,014 | $168 |
| Tennessee | $1,876 | $156 |
| Texas | $1,834 | $153 |
| Utah | $1,742 | $145 |
| Vermont | $1,474 | $123 |
| Virginia | $1,362 | $114 |
| Washington | $1,790 | $149 |
| West Virginia | $1,768 | $147 |
| Wisconsin | $1,452 | $121 |
| Wyoming | $1,764 | $147 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated February 23, 2024
