- Mercedes-Benz CLA250 insurance costs an average of $1,978 per year, or around $165 per month for full coverage.
- Out of 38 vehicles in the midsize luxury car segment, the CLA250 ranks eighth for insurance affordability.
- Location-specific rates include Seattle, WA, costing $2,014 per year, Atlanta, GA, averaging $2,298, and San Diego, CA, at an estimated $2,132 per year.
How much does Mercedes CLA250 car insurance cost?
Mercedes-Benz CLA250 insurance costs on average $1,978 a year for full coverage, or around $165 monthly. Plan on paying about $264 less per year to insure a Mercedes CLA250 compared to the average rate for midsize luxury cars, and $293 more per year than the all-vehicle national average of $1,685.
The following chart shows how average 2023 Mercedes CLA250 car insurance rates vary with differences in driver age using $250, $500, and $1,000 deductibles. Rates shown are averaged per year, and range from the cheapest price of $1,502 per year for a 60-year-old driver with a deductible of $1,000 to a high policy cost of $4,540 each year for a 20-year-old driver with $250 physical damage deductibles.
The following table shows average car insurance rates for the 2014 to 2023 CLA250 models for various driver ages.
Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
---|---|---|---|
2023 Mercedes-Benz CLA250 | $3,924 | $1,978 | $1,768 |
2022 Mercedes-Benz CLA250 | $3,838 | $1,932 | $1,726 |
2021 Mercedes-Benz CLA250 | $4,126 | $2,072 | $1,854 |
2020 Mercedes-Benz CLA250 | $4,072 | $2,042 | $1,828 |
2019 Mercedes-Benz CLA250 | $3,570 | $1,786 | $1,598 |
2018 Mercedes-Benz CLA250 | $3,440 | $1,720 | $1,538 |
2017 Mercedes-Benz CLA250 | $3,296 | $1,650 | $1,476 |
2016 Mercedes-Benz CLA250 | $3,266 | $1,634 | $1,462 |
2015 Mercedes-Benz CLA250 | $2,962 | $1,490 | $1,336 |
2014 Mercedes-Benz CLA250 | $2,886 | $1,452 | $1,298 |
How does CLA250 insurance rank for affordability?
The Mercedes CLA250 ranks eighth out of 38 total comparison vehicles in the 2023 midsize luxury car segment. The CLA250 costs an estimated $1,978 per year to insure and the class median rate is $2,242 per year, a difference of $264 per year.
When compared to other vehicles in the midsize luxury car category, car insurance for a Mercedes-Benz CLA250 costs $144 less per year than the BMW 530i, $186 less than the Audi A6, $480 less than the Infiniti Q50, and $726 less than the Tesla Model S.
The chart below shows how average insurance cost for a Mercedes-Benz CLA250 compares to the top-selling midsize luxury cars in the U.S. In addition to the chart, you will find an expanded table after the chart that breaks down insurance cost for all 38 models in the midsize luxury car class.
Rank | Make/Model | Insurance Cost | Difference |
---|---|---|---|
1 | Cadillac CT5 | $1,898 | -$80 |
2 | Lexus ES 350 | $1,902 | -$76 |
3 | Lexus ES 250 | $1,914 | -$64 |
4 | Lexus RC 300 | $1,920 | -$58 |
5 | Mercedes-Benz AMG CLA35 | $1,924 | -$54 |
6 | Audi A3 | $1,928 | -$50 |
7 | Mercedes-Benz AMG CLA45 | $1,968 | -$10 |
8 | Mercedes-Benz CLA250 | $1,978 | -- |
9 | Lexus IS 300 | $1,986 | $8 |
10 | Jaguar XF | $1,988 | $10 |
11 | Audi S4 | $2,030 | $52 |
12 | BMW i4 | $2,040 | $62 |
13 | Mercedes-Benz E350 | $2,054 | $76 |
14 | Lexus ES 300h | $2,082 | $104 |
15 | BMW 530i | $2,122 | $144 |
16 | Audi A6 | $2,164 | $186 |
17 | Audi S5 | $2,166 | $188 |
18 | BMW 540i | $2,170 | $192 |
19 | BMW 430i | $2,206 | $228 |
20 | Lexus IS 500 | $2,212 | $234 |
21 | Mercedes-Benz E450 | $2,232 | $254 |
22 | Genesis G80 | $2,238 | $260 |
23 | Mercedes-Benz CLS450 | $2,296 | $318 |
24 | Mercedes-Benz EQE 350 | $2,312 | $334 |
25 | Audi RS 5 | $2,318 | $340 |
26 | BMW 530e | $2,330 | $352 |
27 | Audi S6 | $2,354 | $376 |
28 | Mercedes-Benz AMG C43 | $2,358 | $380 |
29 | BMW M440i | $2,362 | $384 |
30 | Mercedes-Benz EQE 500 | $2,364 | $386 |
31 | Audi A7 | $2,456 | $478 |
32 | Infiniti Q50 | $2,458 | $480 |
33 | Lexus LC 500h | $2,640 | $662 |
34 | BMW M550i | $2,644 | $666 |
35 | Tesla Model S | $2,704 | $726 |
36 | Audi S7 | $2,720 | $742 |
37 | BMW M5 | $2,800 | $822 |
38 | BMW M8 | $2,954 | $976 |
Average insurance cost by U.S. state
From an overall state perspective, states like Iowa ($1,322), Virginia ($1,314), and North Carolina ($1,236) have lower rates, while states like Louisiana ($2,356), Michigan ($2,706), and Florida ($2,464) tend to have more expensive insurance rates on a CLA250.
The table below shows annual, 6-month, and monthly full coverage insurance rates for the Mercedes-Benz CLA250 for all 50 U.S. states.
U.S. State | Annual Cost | Six-month Cost | Monthly Cost |
---|---|---|---|
Alabama | $1,782 | $891 | $149 |
Alaska | $1,498 | $749 | $125 |
Arizona | $1,816 | $908 | $151 |
Arkansas | $2,070 | $1,035 | $173 |
California | $2,396 | $1,198 | $200 |
Colorado | $2,122 | $1,061 | $177 |
Connecticut | $2,206 | $1,103 | $184 |
Delaware | $2,252 | $1,126 | $188 |
Florida | $2,464 | $1,232 | $205 |
Georgia | $2,022 | $1,011 | $169 |
Hawaii | $1,348 | $674 | $112 |
Idaho | $1,410 | $705 | $118 |
Illinois | $1,734 | $867 | $145 |
Indiana | $1,478 | $739 | $123 |
Iowa | $1,322 | $661 | $110 |
Kansas | $1,950 | $975 | $163 |
Kentucky | $2,118 | $1,059 | $177 |
Louisiana | $2,356 | $1,178 | $196 |
Maine | $1,192 | $596 | $99 |
Maryland | $1,840 | $920 | $153 |
Massachusetts | $2,160 | $1,080 | $180 |
Michigan | $2,706 | $1,353 | $226 |
Minnesota | $1,698 | $849 | $142 |
Mississippi | $1,930 | $965 | $161 |
Missouri | $2,232 | $1,116 | $186 |
Montana | $1,816 | $908 | $151 |
Nebraska | $1,654 | $827 | $138 |
Nevada | $2,368 | $1,184 | $197 |
New Hampshire | $1,324 | $662 | $110 |
New Jersey | $2,398 | $1,199 | $200 |
New Mexico | $1,628 | $814 | $136 |
New York | $2,290 | $1,145 | $191 |
North Carolina | $1,236 | $618 | $103 |
North Dakota | $1,640 | $820 | $137 |
Ohio | $1,380 | $690 | $115 |
Oklahoma | $2,184 | $1,092 | $182 |
Oregon | $1,848 | $924 | $154 |
Pennsylvania | $1,900 | $950 | $158 |
Rhode Island | $2,454 | $1,227 | $205 |
South Carolina | $1,660 | $830 | $138 |
South Dakota | $2,034 | $1,017 | $170 |
Tennessee | $1,882 | $941 | $157 |
Texas | $1,838 | $919 | $153 |
Utah | $1,734 | $867 | $145 |
Vermont | $1,440 | $720 | $120 |
Virginia | $1,314 | $657 | $110 |
Washington | $1,786 | $893 | $149 |
West Virginia | $1,764 | $882 | $147 |
Wisconsin | $1,416 | $708 | $118 |
Wyoming | $1,758 | $879 | $147 |