How Much Does BMW 530e Insurance Cost?

• BMW 530e car insurance rates average $2,330 per year (about $194 per month) for full coverage, but can range considerably based on policy limits.
• The base 530e Sedan trim level is the cheapest to insure at around $2,310 per year. The most expensive trim is the xDrive Sedan at $2,352 per year.
• Ranked 26^th out of 38 other models in the midsize luxury car class, car insurance rates for the BMW 530e cost $88 more per year than the average cost for the segment.

How much does BMW 530e car insurance cost?

BMW 530e insurance averages $2,330 for an annual policy. Comprehensive (or other-than-collision) coverage costs about $548 a year, liability/medical is about $652, and the remaining collision insurance is around $1,130.

The following rate chart breaks down average yearly car insurance rates on a 2023 BMW 530e using a variation of different driver ages and risk scenarios.

The next table displays the estimated yearly and semi-annual policy costs, plus a monthly amount for budgeting, for each BMW 530e package and trim.

The rate table below illustrates average car insurance policy premiums on a BMW 530e from the 2018 to the 2023 model years and for different driver ages.

How do 530e car insurance rates rank?

The BMW 530e ranks 26^th out of 38 total comparison vehicles in the midsize luxury car category for auto insurance affordability. The 530e costs an average of $2,330 per year for insurance, while the category average cost is $2,242 annually, a difference of $88 per year.

When compared to other 2023 model year midsize luxury cars, BMW 530e car insurance costs $428 more per year than the Lexus ES 350, $208 more than the BMW 530i, and $128 less than the Infiniti Q50.

The following table shows how well the 530e fares against the top 10 selling midsize luxury cars in the United States like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S.