Exploring BMW 530e Car Insurance Costs: Ultimate Rate Breakdown

• BMW 530e car insurance rates average $2,510 per year (about $209 per month) for full coverage, but can range considerably based on policy limits.
• The base 530e Sedan trim level is the cheapest to insure at around $2,490 per year. The most expensive trim is the xDrive Sedan at $2,534 per year.
• Ranked 27^th out of 34 other models in the midsize luxury car class, car insurance rates for the BMW 530e cost $182 more per year than the average cost for the segment.

How much does BMW 530e car insurance cost?

BMW 530e insurance averages $2,510 for an annual policy. Comprehensive (or other-than-collision) coverage costs about $604 a year, liability/medical is about $676, and the remaining collision insurance is around $1,230.

The following rate chart breaks down average yearly car insurance rates on a 2024 BMW 530e using a variation of different driver ages and risk scenarios.

The next table displays the estimated yearly and semi-annual policy costs, plus a monthly amount for budgeting, for each BMW 530e package and trim.

The rate table below illustrates average car insurance policy premiums on a BMW 530e from the 2018 to the 2024 model years and for different driver ages.

How do 530e car insurance rates rank?

The BMW 530e ranks 27^th out of 34 total comparison vehicles in the midsize luxury car category for auto insurance affordability. The 530e costs an average of $2,510 per year for insurance, while the category average cost is $2,328 annually, a difference of $182 per year.

When compared to other 2024 model year midsize luxury cars, BMW 530e car insurance costs $530 more per year than the Lexus ES 350, $204 more than the BMW 530i, and $362 more than the Infiniti Q50.

The following table shows how well the 530e fares against the top 10 selling midsize luxury cars in the United States like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S.