Mercedes-Benz CLS450 Insurance Cost for 2023

How much does car insurance for a Mercedes CLS450 cost? We compared rates for the CLS450 coupe with and without the 4Matic option to see how insurance prices compare to the rest of the midsize luxury car market.

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  • Mercedes CLS450 insurance costs an average of $2,296 per year or around $191 per month, but can vary based on the vehicle trim level.
  • The cheapest CLS450 to insure is the non-4Matic model at an average of $2,278 per year, while the 4Matic Premium costs $2,314 annually.
  • The CLS450 is one of the more expensive midsize luxury cars to insure, costing $54 more per year on average as compared to the rest of the vehicles in the segment.

How much does Mercedes CLS450 insurance cost?

Mercedes-Benz CLS450 insurance costs on average $2,296 annually for full coverage, or $191 on a monthly basis. Plan on paying approximately $54 more annually for Mercedes-Benz CLS450 insurance compared to the midsize luxury cars average rate, and $611 more per year than the all-vehicle national average of $1,685.

The rate summary chart below illustrates how CLS450 insurance rates can vary with changes in driver age and $250, $500, and $1,000 deductibles.

Cost ranges from $1,706 per year for a driver age 60 with a deductible of $1,000 to the highest policy cost of $5,410 each year for a 20-year-old driver with $250 deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2023 Mercedes-Benz CLS450 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mercedes-Benz CLS450 trim levels.Data last updated on December 30, 2022
Mercedes-Benz CLS450 Car Insurance Rates
2023 Mercedes-Benz CLS450 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,820$318
$500$4,594$383
$250$5,410$451
30$1,000$2,010$168
$500$2,436$203
$250$2,884$240
40$1,000$1,904$159
$500$2,296$191
$250$2,704$225
50$1,000$1,736$145
$500$2,088$174
$250$2,458$205
60$1,000$1,706$142
$500$2,052$171
$250$2,416$201

The rate table below displays average annual and 6-month policy costs, plus a monthly budget estimate, for each 2023 Mercedes-Benz CLS450 package and trim level.

2023 Mercedes-Benz CLS450 Insurance Cost by Trim Level
Mercedes-Benz CLS450 Trim Level Annual Policy Six-Month Policy Per Month
4Matic Coupe$2,278$1,139$190
4Matic Premium$2,314$1,157$193

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Table Data Details: Average rates are for a 2023 Mercedes-Benz CLS450, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Mercedes-Benz CLS450 Insurance Cost by Trim Level

The following table shows average CLS450 full coverage insurance policy costs for the 2019 to 2023 model years.

Mercedes-Benz CLS450 Insurance Cost for 2019-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Mercedes-Benz CLS450$2,296$1,148$191
2022 Mercedes-Benz CLS450$2,236$1,118$186
2021 Mercedes-Benz CLS450$2,150$1,075$179
2020 Mercedes-Benz CLS450$2,116$1,058$176
2019 Mercedes-Benz CLS450$1,894$947$158

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Mercedes-Benz CLS450 Insurance Cost by Model Year

How do Mercedes CLS450 car insurance prices compare?

When compared directly to other popular midsize luxury cars, insurance rates for a Mercedes-Benz CLS450 cost $394 more per year than the Lexus ES 350, $174 more than the BMW 530i, and $162 less than the Infiniti Q50.

The Mercedes CLS450 ranks 23rd out of 38 total vehicles in the 2023 midsize luxury car segment for auto insurance affordability. The CLS450 costs an average of $2,296 per year to insure while the category median price is $2,242 annually, a difference of $54 per year.

The following chart shows how insurance cost for a Mercedes-Benz CLS450 compares to the most popular midsize luxury cars in the United States like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A comprehensive table is included after the chart displaying car insurance rates for the entire 2023 model year midsize luxury car class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mercedes-Benz CLS450, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mercedes-Benz CLS450 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Mercedes-Benz CLS450 vs Top 10 Midsize Luxury Cars Insurance Rate Comparison
Mercedes-Benz CLS450 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Cadillac CT5$1,898-$398
2Lexus ES 350$1,902-$394
3Lexus ES 250$1,914-$382
4Lexus RC 300$1,920-$376
5Mercedes-Benz AMG CLA35$1,924-$372
6Audi A3$1,928-$368
7Mercedes-Benz AMG CLA45$1,968-$328
8Mercedes-Benz CLA250$1,978-$318
9Lexus IS 300$1,986-$310
10Jaguar XF$1,988-$308
11Audi S4$2,030-$266
12BMW i4$2,040-$256
13Mercedes-Benz E350$2,054-$242
14Lexus ES 300h$2,082-$214
15BMW 530i$2,122-$174
16Audi A6$2,164-$132
17Audi S5$2,166-$130
18BMW 540i$2,170-$126
19BMW 430i$2,206-$90
20Lexus IS 500$2,212-$84
21Mercedes-Benz E450$2,232-$64
22Genesis G80$2,238-$58
23Mercedes-Benz CLS450$2,296--
24Mercedes-Benz EQE 350$2,312$16
25Audi RS 5$2,318$22
26BMW 530e$2,330$34
27Audi S6$2,354$58
28Mercedes-Benz AMG C43$2,358$62
29BMW M440i$2,362$66
30Mercedes-Benz EQE 500$2,364$68
31Audi A7$2,456$160
32Infiniti Q50$2,458$162
33Lexus LC 500h$2,640$344
34BMW M550i$2,644$348
35Tesla Model S$2,704$408
36Audi S7$2,720$424
37BMW M5$2,800$504
38BMW M8$2,954$658