BMW 750xi Insurance Cost for 2025: Why are Rates so High?

• BMW 750xi car insurance costs an average of $2,664 per year, $1,332 for a 6-month policy, or around $222 per month.
• The 750xi ranks 24^th out of 39 vehicles in the 2015 large luxury car class for auto insurance affordability.
• Insurance rates for the 750xi cost 1.9% more than the average rate for similar luxury models.

How much does BMW 750xi insurance cost?

Ranked 24^th out of 39 vehicles in the 2015 large luxury car class, BMW 750xi insurance rates are approximately $2,664 annually, or about $222 each month.

The chart below demonstrates how 750xi insurance rates can differ based on the age of the driver and the physical damage deductibles chosen for the policy.

The annual policy cost values shown vary from the cheapest rate of $1,840 per year for a 60-year-old driver with deductibles of $1,000 to the more expensive rate of $6,332 annually for a 20-year-old driver with $250 deductibles.

The next table breaks down average insurance rates for a BMW 750xi from the 2013 to 2015 model years.

More insights about BMW 750xi insurance rates include:

• As you get older, car insurance rates go down. The difference in BMW 750xi insurance cost between a 50-year-old driver ($2,348 per year) and a 20-year-old driver ($5,394 per year) is $3,046, or a savings of 78.7%.
• BMW 750xi insurance rates for teens are expensive. Average rates for full coverage 750xi insurance costs $9,461 per year for a 16-year-old driver, $9,206 per year for a 17-year-old driver, $8,324 per year for an 18-year-old driver, and $7,545 per year for a 19-year-old driver.
• Your employer could earn you policy discounts. The vast majority of insurance companies offer policy discounts for having a job in professions like college professors, accountants, members of the military, engineers, police officers and law enforcement, high school and elementary teachers, and others. If your occupation qualifies you for this discount, you may save between $80 and $158 on your BMW 750xi insurance bill.
• Good credit can save money. Drivers with high 800+ credit scores could save as much as $418 per year over a credit score ranging from 670-739. Conversely, a diminished credit rating could cost as much as $485 more per year.
• The higher the deductibles, the lower the cost. Increasing your deductibles from $500 to $1,000 could save around $448 per year for a 40-year-old driver and $882 per year for a 20-year-old driver.
• Lower deductibles raise insurance costs. Cutting your deductibles from $500 to $250 could cost an additional $468 per year for a 40-year-old driver and $938 per year for a 20-year-old driver.

750xi vs other luxury models: Which is cheaper to insure?

When average rates are compared to some other models in the large luxury car category, insurance rates for a BMW 750xi cost $752 more per year than the Audi A5, $22 more than the Mercedes-Benz S550, and $284 more than the BMW 740i.

The BMW 750xi ranks 24^th out of 39 comparison vehicles in the large luxury car category for auto insurance affordability. The 2015 BMW 750xi costs an average of $2,664 per year for full coverage car insurance, while the segment average policy cost is $2,614 per year, a difference of $50 per year.

The chart displayed below shows how average 750xi car insurance rates compare to the best-selling large luxury cars like the Cadillac XTS, Lexus LS 460, and the Porsche Panamera. A table is also added following the chart that shows average car insurance rates for the entire 2015 large luxury car class.