BMW 750xi Insurance Cost for 2025: Why are Rates so High?

How much does BMW 750xi car insurance cost? We compared average rates for the 750xi to the rest of the full-size luxury car market to see how prices ranked.

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  • BMW 750xi car insurance costs an average of $2,602 per year, $1,301 for a 6-month policy, or around $217 per month.
  • The 750xi ranks 24th out of 39 vehicles in the 2015 large luxury car class for auto insurance affordability.
  • Insurance rates for the 750xi cost 1.9% more than the average rate for similar luxury models.

How much does BMW 750xi insurance cost?

Ranked 24th out of 39 vehicles in the 2015 large luxury car class, BMW 750xi insurance rates are approximately $2,602 annually, or about $217 each month.

The chart below demonstrates how 750xi insurance rates can differ based on the age of the driver and the physical damage deductibles chosen for the policy.

Average 2015 BMW 750xi car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2015 BMW 750xi car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2015 model year BMW 750xi. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2015 BMW 750xi Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,404$367
$500$5,268$439
$250$6,182$515
30-Year-Old$1,000$2,306$192
$500$2,778$232
$250$3,276$273
40-Year-Old$1,000$2,166$181
$500$2,602$217
$250$3,058$255
50-Year-Old$1,000$1,916$160
$500$2,294$191
$250$2,686$224
60-Year-Old$1,000$1,798$150
$500$2,150$179
$250$2,518$210

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2015 BMW 750xi. Updated June 27, 2025

The annual policy cost values shown vary from the cheapest rate of $1,798 per year for a 60-year-old driver with deductibles of $1,000 to the more expensive rate of $6,182 annually for a 20-year-old driver with $250 deductibles.

The next table breaks down average insurance rates for a BMW 750xi from the 2013 to 2015 model years.

BMW 750xi Insurance Cost for 2013-2015 Models
Model Year and Vehicle Annual Premium Cost Per Month
2015 BMW 750xi$2,602$217
2014 BMW 750xi$2,394$200
2013 BMW 750xi$2,126$177

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all BMW 750xi trim levels for each model year. Updated June 26, 2025

Average annual premium and cost per month to insure 2013 to 2015 BMW 750xi models
Average annual premium and cost per month to insure 2013 to 2015 BMW 750xi models

More insights about BMW 750xi insurance rates include:

  • As you get older, car insurance rates go down. The difference in BMW 750xi insurance cost between a 50-year-old driver ($2,294 per year) and a 20-year-old driver ($5,268 per year) is $2,974, or a savings of 78.7%.
  • BMW 750xi insurance rates for teens are expensive. Average rates for full coverage 750xi insurance costs $9,232 per year for a 16-year-old driver, $8,983 per year for a 17-year-old driver, $8,122 per year for an 18-year-old driver, and $7,362 per year for a 19-year-old driver.
  • Your employer could earn you policy discounts. The vast majority of insurance companies offer policy discounts for having a job in professions like college professors, accountants, members of the military, engineers, police officers and law enforcement, high school and elementary teachers, and others. If your occupation qualifies you for this discount, you may save between $78 and $154 on your BMW 750xi insurance bill.
  • Good credit can save money. Drivers with high 800+ credit scores could save as much as $409 per year over a credit score ranging from 670-739. Conversely, a diminished credit rating could cost as much as $474 more per year.
  • The higher the deductibles, the lower the cost. Increasing your deductibles from $500 to $1,000 could save around $436 per year for a 40-year-old driver and $864 per year for a 20-year-old driver.
  • Lower deductibles raise insurance costs. Cutting your deductibles from $500 to $250 could cost an additional $456 per year for a 40-year-old driver and $914 per year for a 20-year-old driver.

750xi vs other luxury models: Which is cheaper to insure?

When average rates are compared to some other models in the large luxury car category, insurance rates for a BMW 750xi cost $734 more per year than the Audi A5, $22 more than the Mercedes-Benz S550, and $278 more than the BMW 740i.

The BMW 750xi ranks 24th out of 39 comparison vehicles in the large luxury car category for auto insurance affordability. The 2015 BMW 750xi costs an average of $2,602 per year for full coverage car insurance, while the segment average policy cost is $2,553 per year, a difference of $49 per year.

The chart displayed below shows how average 750xi car insurance rates compare to the best-selling large luxury cars like the Cadillac XTS, Lexus LS 460, and the Porsche Panamera. A table is also added following the chart that shows average car insurance rates for the entire 2015 large luxury car class.

Average 2015 BMW 750xi car insurance premium compared to other large luxury car models.
Figure 2: Average 2015 BMW 750xi car insurance premium compared to other large luxury car models. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2015 model year BMW 750xi. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all BMW 750xi trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

BMW 750xi Insurance Cost Compared to All Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Cadillac CTS$1,650-$952
2Cadillac XTS$1,830-$772
3Audi A5$1,868-$734
4Lincoln MKS$1,872-$730
5Infiniti Q60$1,928-$674
6Acura RLX$2,078-$524
7Lexus GS 450$2,096-$506
8Infiniti Q70L$2,112-$490
9Infiniti Q70$2,124-$478
10Kia K900$2,148-$454
11Lexus LS 460$2,150-$452
12Cadillac CTS-V$2,176-$426
13Mercedes-Benz CLS550$2,236-$366
14Mercedes-Benz C63 AMG$2,256-$346
15Hyundai Equus$2,268-$334
16BMW 740i$2,324-$278
17BMW 650i$2,380-$222
18Maserati Ghibli$2,406-$196
19Jaguar XJ$2,454-$148
20BMW 750i$2,480-$122
21Jaguar XJ Super$2,486-$116
22Mercedes-Benz E63 AMG$2,538-$64
23Mercedes-Benz S550$2,580-$22
24BMW 750xi$2,602--
25Mercedes-Benz CLS63 AMG$2,632$30
26Audi RS 7$2,660$58
27Lexus LS 600H$2,706$104
28BMW Alpina B6$2,720$118
29Audi A8$2,740$138
30Audi S8$2,750$148
31Porsche Panamera$2,800$198
32Maserati Quattroporte$2,946$344
33BMW 760i$2,960$358
34Mercedes-Benz S63 AMG$3,088$486
35Mercedes-Benz S600$3,196$594
36Bentley Continental$3,596$994
37Mercedes-Benz S65 AMG$3,660$1,058
38Mercedes-Benz S65$3,748$1,146
39Bentley Mulsanne$4,342$1,740

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2015 model year. Updated June 27, 2025