BMW M760xi Insurance: What to Know for 2025

• BMW M760xi insurance costs an average of $3,490 per year or around $291 per month, depending on the driver’s age.
• Ranked 34^th out of 43 large luxury cars, insurance cost for the BMW M760xi costs $536 more per year than the average cost for the segment.

How much does BMW M760xi car insurance cost?

Ranked 34^th out of 43 vehicles in the 2017 large luxury car class, BMW M760xi car insurance costs on average $3,490 a year for full coverage, or $291 monthly. With the average large luxury car costing $2,954 a year to insure, the BMW M760xi could cost around $536 or more every 12 months.

The following chart illustrates the average cost to insure a 2017 BMW M760xi using a range of driver ages, deductible levels, and risk profiles.

Other insights and examples of car insurance rates include:

• Teenagers are the most expensive age group to insure. Average rates for full coverage BMW M760xi insurance costs $12,249 per year for a 16-year-old driver, $11,998 per year for a 17-year-old driver, $10,989 per year for an 18-year-old driver, and $9,900 per year for a 19-year-old driver.
• Car insurance is expensive for high-risk drivers. For a 30-year-old driver, the need to buy a high-risk policy could end up with a rate increase of $4,314 or more per year.
• Qualify for policy discounts to lower insurance costs. Discounts may be available if the insured drivers belong to certain professional organizations, insure multiple vehicles on the same policy, are senior citizens, choose electronic billing, or other policy discounts which could save the average driver as much as $596 per year on their insurance cost.
• As driver age increases, M760xi car insurance rates tend to go down. The difference in M760xi insurance rates between a 50-year-old driver ($3,056 per year) and a 20-year-old driver ($7,096 per year) is $4,040, or a savings of 79.6%.
• Bring up your credit score to save money. Having an excellent credit score over 800 could save $548 per year versus a lower credit score of 670-739. Conversely, a lower credit rating could cost up to $635 more per year.
• Young males pay a lot more for insurance. For a 2017 BMW M760xi, a 20-year-old male will have an average rate of $7,096 per year, while a 20-year-old woman will pay an average of $5,038, a difference of $2,058 per year. The females get much better rates. But by age 50, male rates are $3,056 and female driver rates are $2,992, a difference of only $64.

Where does M760xi insurance cost rank?

The BMW M760xi ranks 34^th out of 43 comparison vehicles in the large luxury car category for insurance affordability. The M760xi costs an estimated $3,490 per year for full coverage auto insurance, while the class average price is $2,954 annually, a difference of $536 per year.

When average insurance rates are compared to other vehicles in the large luxury car class, the BMW M760xi costs $1,636 more per year than the Audi A5, $306 more than the Mercedes-Benz S550, and $822 more than the BMW 740i.

The following table shows how well BMW M760xi car insurance cost compares to the entire 2017 large luxury sedan segment, including models like the Cadillac XTS, Infiniti Q70, and Lexus LS 460.