BMW M760xi Insurance: What to Know for 2025

• BMW M760xi insurance costs an average of $3,572 per year or around $298 per month, depending on the driver’s age.
• Ranked 34^th out of 43 large luxury cars, insurance cost for the BMW M760xi costs $547 more per year than the average cost for the segment.

How much does BMW M760xi car insurance cost?

Ranked 34^th out of 43 vehicles in the 2017 large luxury car class, BMW M760xi car insurance costs on average $3,572 a year for full coverage, or $298 monthly. With the average large luxury car costing $3,025 a year to insure, the BMW M760xi could cost around $547 or more every 12 months.

The following chart illustrates the average cost to insure a 2017 BMW M760xi using a range of driver ages, deductible levels, and risk profiles.

Other insights and examples of car insurance rates include:

• Teenagers are the most expensive age group to insure. Average rates for full coverage BMW M760xi insurance costs $12,552 per year for a 16-year-old driver, $12,292 per year for a 17-year-old driver, $11,259 per year for an 18-year-old driver, and $10,143 per year for a 19-year-old driver.
• Car insurance is expensive for high-risk drivers. For a 30-year-old driver, the need to buy a high-risk policy could end up with a rate increase of $4,418 or more per year.
• Qualify for policy discounts to lower insurance costs. Discounts may be available if the insured drivers belong to certain professional organizations, insure multiple vehicles on the same policy, are senior citizens, choose electronic billing, or other policy discounts which could save the average driver as much as $608 per year on their insurance cost.
• As driver age increases, M760xi car insurance rates tend to go down. The difference in M760xi insurance rates between a 50-year-old driver ($3,134 per year) and a 20-year-old driver ($7,270 per year) is $4,136, or a savings of 79.5%.
• Bring up your credit score to save money. Having an excellent credit score over 800 could save $561 per year versus a lower credit score of 670-739. Conversely, a lower credit rating could cost up to $650 more per year.
• Young males pay a lot more for insurance. For a 2017 BMW M760xi, a 20-year-old male will have an average rate of $7,270 per year, while a 20-year-old woman will pay an average of $5,164, a difference of $2,106 per year. The females get much better rates. But by age 50, male rates are $3,134 and female driver rates are $3,068, a difference of only $66.

Where does M760xi insurance cost rank?

The BMW M760xi ranks 34^th out of 43 comparison vehicles in the large luxury car category for insurance affordability. The M760xi costs an estimated $3,572 per year for full coverage auto insurance, while the class average price is $3,025 annually, a difference of $547 per year.

When average insurance rates are compared to other vehicles in the large luxury car class, the BMW M760xi costs $1,674 more per year than the Audi A5, $310 more than the Mercedes-Benz S550, and $840 more than the BMW 740i.

The following table shows how well BMW M760xi car insurance cost compares to the entire 2017 large luxury sedan segment, including models like the Cadillac XTS, Infiniti Q70, and Lexus LS 460.