Mazda CX-9 Insurance Cost for 2022

How much are Mazda CX-9 car insurance rates? We compared average rates from the base CX-9 Sport model up to the CX-9 Signature trim level to find out how prices ranked against all other midsize SUVs.

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How much does Mazda CX-9 insurance cost?

Mazda CX-9 car insurance costs an average of $1,530 a year for full coverage. Monthly insurance cost on a CX-9 ranges from $123 to $135, depending on the trim level.

Overall, expect to pay about $14 less annually for Mazda CX-9 insurance compared to the average rate for midsize SUVs, and $37 less per year than the all-vehicle national average of $1,567.

The chart below displays average car insurance rates for a 2022 Mazda CX-9 using a variety of different risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Mazda CX-9 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mazda CX-9 trim levels.Data last updated on August 11, 2022
Mazda CX-9 Insurance Cost Summary
Mazda CX-9 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,478$290
Safe Driver Age 20$3,046$254
At-fault Accidents Age 40$2,152$179
Low Deductibles Age 40$2,014$168
Safe Driver Age 30$1,618$135
Safe Driver Age 40$1,530$128
Safe Driver Age 50$1,396$116
Safe Driver Age 60$1,370$114
High Deductibles Age 40$1,282$107
Discount Rate Age 40$1,272$106

To help you comprehend the incredibly large range of insurance rates, keep in mind that a CX-9 insurance policy with only liability coverage in some parts of Ohio or North Carolina can cost as little as $218 a year.

For an identical Mazda CX-9, a 16-year-old driver with a tendency to speed in some neighborhoods in Philadelphia, PA, may have to pay as much as $12,312 a year for a policy that provides full coverage.

The following table shows average Mazda CX-9 car insurance rates for the 2013-2022 model years and for various driver ages.

Mazda CX-9 Insurance Cost for 2013-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$3,046$1,618$1,530$1,396$1,370
2021$3,070$1,626$1,544$1,406$1,380
2020$3,016$1,596$1,516$1,382$1,356
2019$2,722$1,442$1,372$1,248$1,226
2018$2,640$1,398$1,330$1,214$1,192
2017$2,576$1,358$1,296$1,180$1,160
2016$2,530$1,334$1,274$1,160$1,140
2015$2,358$1,236$1,190$1,086$1,064
2014$2,394$1,254$1,216$1,110$1,088
2013$2,216$1,156$1,118$1,020$1,000

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2022
Mazda CX-9 Car Insurance Rates by Model Year

Which Mazda CX-9 is cheapest to insure?

The cheapest model of Mazda CX-9 to insure is the Sport model at an estimated $1,474 per year. The most expensive model to insure is the Signature trim at around $1,614 per year.

The rate table below displays average annual and 6-month car insurance policy prices, in addition to a monthly budget figure, for each Mazda CX-9 model package and trim level.

2022 Mazda CX-9 Insurance Cost by Trim Level
Mazda CX-9 Trim Level Annual Policy 6-month Policy Per Month
Sport$1,474$737$123
Touring$1,474$737$123
Touring Plus$1,520$760$127
Carbon Edition$1,542$771$129
Grand Touring$1,566$783$131
Signature$1,614$807$135

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Mazda CX-9, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2022
Mazda CX-9 Insurance Cost by Trim Level

CX-9 insurance vs. the competition: How does it rank?

The Mazda CX-9 ranks #13 out of 29 total vehicles in the 2022 midsize SUV segment for car insurance affordability. The CX-9 costs an average of $1,530 per year for insurance and the segment average cost is $1,544 per year, a difference of $14 per year.

When rates are compared to the most popular models in the midsize SUV segment, car insurance for a Mazda CX-9 costs $150 less per year than the Jeep Grand Cherokee, $4 less than the Toyota Highlander, $96 more than the Ford Explorer, and $162 less than the Jeep Cherokee.

The table below shows how average Mazda CX-9 car insurance rates compare to the entire midsize SUV segment.

Insurance Cost Comparison: Mazda CX-9 vs Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,224-$306
2Subaru Ascent$1,310-$220
3Ford Edge$1,374-$156
4Subaru Outback$1,398-$132
5Nissan Murano$1,416-$114
6Toyota Venza$1,424-$106
7Ford Explorer$1,434-$96
8Kia Sorento$1,444-$86
9Hyundai Palisade$1,462-$68
10Volkswagen Atlas$1,472-$58
11Toyota 4Runner$1,488-$42
12Volkswagen Atlas Cross Sport$1,528-$2
13Mazda CX-9$1,530--
14GMC Acadia$1,532$2
15Toyota Highlander$1,534$4
16Nissan Pathfinder$1,540$10
17Honda Pilot$1,546$16
18Mitsubishi Outlander Sport$1,548$18
19Buick Enclave$1,562$32
20Chevrolet Traverse$1,568$38
21Hyundai Santa Fe$1,590$60
22Kia Telluride$1,596$66
23Chevrolet Blazer$1,610$80
24Jeep Grand Cherokee$1,680$150
25Jeep Cherokee$1,692$162
26Mitsubishi Outlander PHEV$1,768$238
27Dodge Durango$1,788$258
28Tesla Model Y$1,804$274
29Rivian R1S$1,902$372

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2022
Insurance Cost Comparison: Mazda CX-9 vs Midsize SUVs

Some additional important insights about CX-9 insurance rates include:

  • Avoid accidents and save. Too frequent at-fault accidents can raise rates, potentially by an extra $710 per year for a 30-year-old driver and as much as $460 per year for a 60-year-old driver.
  • Qualify for policy discounts to lower insurance cost. Discounts may be available if the policyholders are accident-free, are senior citizens, insure multiple vehicles on the same policy, are claim-free, or many other policy discounts which could save the average driver as much as $258 per year.
  • As you get older, car insurance rates go down. The difference in CX-9 insurance rates between a 50-year-old driver ($1,396 per year) and a 20-year-old driver ($3,046 per year) is $1,650, or a savings of 54.2%.
  • Improve your credit for cheaper car insurance. In states that do not prevent a policyholder’s credit score to be used as a rate factor, having a credit score above 800 could see savings as high as $240 per year versus a lower credit score of 670-739. Conversely, a lower credit rating could cost as much as $278 more per year.
  • Policyholder gender affects insurance cost. For a 2022 Mazda CX-9, a 20-year-old man pays an average price of $3,046 per year, while a 20-year-old female will pay an average of $2,254, a difference of $792 per year. The females get the cheaper rate by far. But by age 50, male rates are $1,396 and rates for female drivers are $1,366, a difference of only $30.
  • Auto insurance is cheaper with higher deductibles. Increasing your deductibles from $500 to $1,000 could save around $248 per year for a 40-year-old driver and $488 per year for a 20-year-old driver.
  • Low deductibles will increase rates. Decreasing your deductibles from $500 to $250 could cost an additional $260 per year for a 40-year-old driver and $514 per year for a 20-year-old driver.
  • Mazda CX-9 insurance rates for teenagers are high. Average rates for full coverage CX-9 insurance costs $5,426 per year for a 16-year-old driver, $5,092 per year for a 17-year-old driver, and $4,762 per year for a 18-year-old driver.