- Mazda CX-9 car insurance costs an average of $1,720 per year, or around $143 per month.
- The cost of full-coverage insurance on a Mazda CX-9 ranges from $1,638 to $1,786 per year for the average driver, depending on the trim level.
- Out of 31 vehicles in the midsize SUV segment, the CX-9 ranks 18th for insurance affordability.
How much does Mazda CX-9 insurance cost?
Mazda CX-9 car insurance costs an average of $1,720 a year for full coverage. Monthly insurance cost on a CX-9 ranges from $137 to $149, depending on the trim level.
Overall, expect to pay about $4 less annually for Mazda CX-9 insurance compared to the average rate for midsize SUVs, and $35 more per year than the all-vehicle national average of $1,685.
The chart below displays average car insurance rates for a 2023 Mazda CX-9 using a variety of different risk scenarios.
To help you comprehend the incredibly large range of insurance rates, keep in mind that a CX-9 insurance policy with only liability coverage in some parts of Ohio or North Carolina can cost as little as $218 a year.
For an identical Mazda CX-9, a 16-year-old driver with a tendency to speed in some neighborhoods in Philadelphia, PA, may have to pay as much as $12,972 a year for a policy that provides full coverage.
The following table shows average Mazda CX-9 car insurance rates for the 2013-2023 model years and for various driver ages.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2023 Mazda CX-9 | $3,422 | $1,720 | $1,538 |
| 2022 Mazda CX-9 | $3,306 | $1,660 | $1,484 |
| 2021 Mazda CX-9 | $3,354 | $1,688 | $1,506 |
| 2020 Mazda CX-9 | $3,312 | $1,664 | $1,488 |
| 2019 Mazda CX-9 | $2,950 | $1,486 | $1,330 |
| 2018 Mazda CX-9 | $2,870 | $1,442 | $1,292 |
| 2017 Mazda CX-9 | $2,750 | $1,384 | $1,242 |
| 2016 Mazda CX-9 | $2,720 | $1,368 | $1,228 |
| 2015 Mazda CX-9 | $2,504 | $1,266 | $1,130 |
| 2014 Mazda CX-9 | $2,580 | $1,308 | $1,170 |
| 2013 Mazda CX-9 | $2,386 | $1,204 | $1,076 |
Which Mazda CX-9 is cheapest to insure?
The cheapest model of Mazda CX-9 to insure is the Touring model at an estimated $1,638 per year. The most expensive model to insure is the Signature trim at around $1,786 per year.
The rate table below displays average annual and 6-month car insurance policy prices, in addition to a monthly budget figure, for each Mazda CX-9 model package and trim level.
| Mazda CX-9 Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| Touring | $1,638 | $819 | $137 |
| Touring Plus | $1,684 | $842 | $140 |
| Carbon Edition | $1,740 | $870 | $145 |
| Grand Touring | $1,748 | $874 | $146 |
| Signature | $1,786 | $893 | $149 |
CX-9 insurance vs. the competition: How does it rank?
The Mazda CX-9 ranks 18th out of 31 total vehicles in the 2023 midsize SUV segment for car insurance affordability. The CX-9 costs an average of $1,720 per year for insurance and the segment average cost is $1,724 per year, a difference of $4 per year.
When rates are compared to the most popular models in the midsize SUV segment, car insurance for a Mazda CX-9 costs $156 less per year than the Jeep Grand Cherokee, $42 less than the Toyota Highlander, $216 more than the Ford Explorer, and $194 less than the Jeep Cherokee.
The table below shows how average Mazda CX-9 car insurance rates compare to the entire midsize SUV segment.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Honda Passport | $1,368 | -$352 |
| 2 | Subaru Ascent | $1,434 | -$286 |
| 3 | Ford Edge | $1,494 | -$226 |
| 4 | Ford Explorer | $1,504 | -$216 |
| 5 | Volkswagen Atlas | $1,506 | -$214 |
| 6 | Nissan Murano | $1,516 | -$204 |
| 7 | Subaru Outback | $1,518 | -$202 |
| 8 | Volkswagen Atlas Cross Sport | $1,576 | -$144 |
| 9 | Toyota Venza | $1,608 | -$112 |
| 10 | Kia Sorento | $1,618 | -$102 |
| 11 | Hyundai Palisade | $1,638 | -$82 |
| 12 | Toyota 4Runner | $1,654 | -$66 |
| 13 | GMC Acadia | $1,682 | -$38 |
| 14 | Chevrolet Traverse | $1,684 | -$36 |
| 15 | Honda Pilot | $1,696 | -$24 |
| 16 | Buick Enclave | $1,702 | -$18 |
| 17 | Nissan Pathfinder | $1,712 | -$8 |
| 18 | Mazda CX-9 | $1,720 | -- |
| 19 | Mitsubishi Outlander Sport | $1,744 | $24 |
| 20 | Kia Telluride | $1,754 | $34 |
| 21 | Toyota Highlander | $1,762 | $42 |
| 22 | Chevrolet Blazer | $1,786 | $66 |
| 23 | Hyundai Santa Fe | $1,810 | $90 |
| 24 | Jeep Grand Cherokee | $1,876 | $156 |
| 25 | Jeep Cherokee | $1,914 | $194 |
| 26 | Jeep Wrangler | $1,952 | $232 |
| 27 | Ford Bronco | $1,962 | $242 |
| 28 | Tesla Model Y | $1,970 | $250 |
| 29 | Mitsubishi Outlander PHEV | $2,018 | $298 |
| 30 | Dodge Durango | $2,102 | $382 |
| 31 | Rivian R1S | $2,160 | $440 |
Some additional important insights about CX-9 insurance rates include:
- Avoid accidents and save. Too frequent at-fault accidents can raise rates, potentially by an extra $796 per year for a 30-year-old driver and as much as $514 per year for a 60-year-old driver.
- Qualify for policy discounts to lower insurance cost. Discounts may be available if the policyholders are accident-free, are senior citizens, insure multiple vehicles on the same policy, are claim-free, or many other policy discounts which could save the average driver as much as $292 per year.
- As you get older, car insurance rates go down. The difference in CX-9 insurance rates between a 50-year-old driver ($1,568 per year) and a 20-year-old driver ($3,422 per year) is $1,854, or a savings of 74.3%.
- Improve your credit for cheaper car insurance. In states that do not prevent a policyholder’s credit score to be used as a rate factor, having a credit score above 800 could see savings as high as $270 per year versus a lower credit score of 670-739. Conversely, a lower credit rating could cost as much as $313 more per year.
- Policyholder gender affects insurance cost. For a 2023 Mazda CX-9, a 20-year-old man pays an average price of $3,422 per year, while a 20-year-old female will pay an average of $2,528, a difference of $894 per year. The females get the cheaper rate by far. But by age 50, male rates are $1,568 and rates for female drivers are $1,534, a difference of only $34.
- Auto insurance is cheaper with higher deductibles. Increasing your deductibles from $500 to $1,000 could save around $282 per year for a 40-year-old driver and $550 per year for a 20-year-old driver.
- Low deductibles will increase rates. Decreasing your deductibles from $500 to $250 could cost an additional $292 per year for a 40-year-old driver and $580 per year for a 20-year-old driver.
- Mazda CX-9 insurance rates for teenagers are high. Average rates for full coverage CX-9 insurance costs $6,088 per year for a 16-year-old driver, $5,714 per year for a 17-year-old driver, and $5,346 per year for an 18-year-old driver.
