Is Your Infiniti Q70L Insurance Expensive? Top Reasons Why

How much does Infiniti Q70L car insurance cost? We compared insurance rates for the Q70L 3.7 AWD Sedan up to the 5.6 AWD trim level to find out how prices rank when compared to all other large luxury cars.

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  • Infiniti Q70L car insurance rates cost $2,214 per year on average, or about $185 per month, for a policy with full coverage.
  • The cheapest Infiniti Q70L insurance is usually on the 3.7 AWD Sedan at around $2,152 per year, or about $179 per month.
  • The Infiniti Q70L is one of the cheaper large luxury cars to insure, costing $564 less per year on average when compared to other large luxury cars.

How much does Infiniti Q70L car insurance cost?

Infiniti Q70L car insurance rates average $2,214 annually for a full coverage policy, which is the equivalent of $185 a month. Collision coverage costs about $1,078 a year, liability and medical payments insurance will cost around $594, and the remaining comprehensive (or other-than-collision) coverage will cost around $542.

The following chart displays average car insurance cost for a 2016 Infiniti Q70L for some common policy risk profiles.

Average 2016 Infiniti Q70L insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2016 Infiniti Q70L insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2016 model year Infiniti Q70L with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Infiniti Q70L trim levels.

2016 Infiniti Q70L Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,094$425
Safe Driver Age 20$4,472$373
At-fault Accidents Age 40$3,124$260
Low Deductibles Age 40$2,934$245
Safe Driver Age 30$2,366$197
Safe Driver Age 40$2,214$185
Safe Driver Age 50$1,958$163
High Deductibles Age 40$1,846$154
Discount Rate Age 40$1,840$153
Safe Driver Age 60$1,832$153

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2016 Infiniti Q70L trim levels. Updated October 24, 2025

The data below details average insurance rate data for an Infiniti Q70L for the 2015-2016 model years for five different age groups.

Infiniti Q70L Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2016 Infiniti Q70L$4,472$2,214$1,832
2015 Infiniti Q70L$4,374$2,164$1,792

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Infiniti Q70L trim levels for each model year. Updated October 24, 2025

Average insurance rates for 2015 to 2016 Infiniti Q70L models for drivers age 20, 40 and 60
Average insurance rates for 2015 to 2016 Infiniti Q70L models for drivers age 20, 40 and 60

The rate table below shows the estimated annual and 6-month policy costs, plus a monthly insurance rate, for each Infiniti Q70L package and trim level.

2016 Infiniti Q70L Insurance Rates by Trim Level
2016 Infiniti Q70L Trim Level Annual Premium Cost Per Month
3.7 AWD Sedan$2,152$179
3.7 Sedan$2,152$179
5.6 Sedan$2,252$188
5.6 AWD Sedan$2,300$192

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2016 Infiniti Q70L ranging from the 3.7 AWD Sedan model at $2,152 per year to the 5.6 AWD Sedan model at $2,300
Insurance cost by trim level for a 2016 Infiniti Q70L ranging from the 3.7 AWD Sedan model at $2,152 per year to the 5.6 AWD Sedan model at $2,300

Is Infiniti Q70L insurance expensive?

The Infiniti Q70L ranks eighth out of 38 total comparison vehicles in the large luxury car segment for most affordable car insurance rates. The Q70L costs an estimated $2,214 per year for an auto insurance policy with full coverage and the class median cost is $2,778 per year, a difference of $564 per year.

When compared directly to other large luxury car models, insurance prices for an Infiniti Q70L cost $292 more per year than the Audi A5, $778 less than the Mercedes-Benz S550, and $330 less than the BMW 740i.

The chart below shows how Infiniti Q70L car insurance rates compare to the top 10 most popular large luxury cars like the Cadillac XTS, Cadillac CT6, and the Lexus LS 460. A table with more comprehensive data is also included after the chart that displays insurance rate rankings for the entire large luxury car class.

Average 2016 Infiniti Q70L car insurance premium compared to other large luxury car models.
Figure 2: Average 2016 Infiniti Q70L car insurance premium compared to other large luxury car models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2016 model year Infiniti Q70L. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Infiniti Q70L trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Infiniti Q70L Insurance Cost Compared to All Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,828-$386
2Cadillac CTS$1,854-$360
3Audi A5$1,922-$292
4Lincoln MKS$1,952-$262
5Cadillac CT6$1,972-$242
6Kia K900$2,202-$12
7Acura RLX$2,208-$6
8Infiniti Q70L$2,214--
9Mercedes-Benz CLS550$2,256$42
10Lexus GS 450$2,268$54
11Infiniti Q70$2,278$64
12Hyundai Equus$2,308$94
13Lexus LS 460$2,416$202
14Mercedes-Benz C63 AMG$2,492$278
15Cadillac CTS-V$2,496$282
16BMW 740i$2,544$330
17Jaguar XJ$2,558$344
18Mercedes-Benz E63 AMG$2,572$358
19BMW 650i$2,746$532
20Maserati Ghibli$2,752$538
21Jaguar XJ Super$2,816$602
22BMW 750i$2,840$626
23Audi RS 7$2,896$682
24Audi S8$2,926$712
25Lexus LS 600H$2,946$732
26Mercedes-Benz CLS63 AMG$2,950$736
27Mercedes-Benz S550$2,992$778
28Maserati Quattroporte$3,000$786
29Mercedes-Benz AMG$3,038$824
30Audi A8$3,086$872
31BMW Alpina B6$3,102$888
32Porsche Panamera$3,174$960
33Mercedes-Benz S63 AMG$3,408$1,194
34Mercedes-Benz S600$3,472$1,258
35Mercedes-Benz S65 AMG$4,002$1,788
36Mercedes-Benz S65$4,050$1,836
37Bentley Continental$4,120$1,906
38Bentley Mulsanne$4,912$2,698

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2016 model year. Updated October 24, 2025

Other rates and insights

Other relevant data observations concerning Q70L insurance cost include:

  • Tickets and violations can cost a lot. If you want to pay the most reasonable price on Q70L insurance rates, it pays to drive conservatively. Just a couple of minor infractions have the consequences of increasing Q70L insurance rates by at least $586 per year.
  • Teenage drivers are expensive to insure. Average rates for full coverage Q70L insurance costs $7,854 per year for a 16-year-old driver, $7,635 per year for a 17-year-old driver, $6,889 per year for an 18-year-old driver, and $6,250 per year for a 19-year-old driver.
  • Increase physical damage deductibles to save money. Increasing deductibles from $500 to $1,000 could save around $368 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
  • The lower deductible you choose, the higher the policy cost. Lowering the comprehensive and collision deductibles from $500 to $250 could cost an additional $384 per year for a 40-year-old driver and $766 per year for a 20-year-old driver.
  • Improve your credit for cheaper car insurance. Having an over-800 credit score could save as much as $348 per year versus a lower credit score of 670-739. Conversely, a credit score below 579 could cost up to $403 more per year.
  • As you get older, Infiniti Q70L car insurance rates tend to be cheaper. The difference in insurance rates for an Infiniti Q70L between a 60-year-old driver ($1,832 per year) and a 20-year-old driver ($4,472 per year) is $2,640, or a savings of 83.8%.
  • High-risk drivers pay a lot more for insurance. For a 30-year-old driver, having too many driving record violations or accidents can cause a rate increase of $2,728 or more per year.