- BMW Alpina B8 insurance rates cost $3,234 per year on average, or about $270 per month, for a policy with full coverage.
- As one of the more expensive large luxury cars to insure, the BMW Alpina B8 costs $510 more per year on average to insure when compared to the other large luxury cars.
How much does BMW Alpina B8 insurance cost?
The average cost to insure a 2023 BMW Alpina B8 is $3,234 per year. Expect to pay $510 more per year than the average cost for the full-size luxury sedan segment, and $1,549 more per year than the all-vehicle national average of $1,685.
The cost of car insurance depends on a lot of different factors like driver age, policy limits, driving record, and prior claims. The chart below takes those factors into consideration and illustrates how much insurance prices on an Alpina B8 can change based on different scenarios.
|Driver Risk Profile||Annual Rate||Monthly Rate|
|High Risk Driver Age 30||$7,382||$615|
|Safe Driver Age 20||$6,466||$539|
|At-fault Accidents Age 40||$4,516||$376|
|Low Deductibles Age 40||$4,418||$368|
|Safe Driver Age 30||$3,458||$288|
|Safe Driver Age 40||$3,234||$270|
|Safe Driver Age 50||$2,934||$245|
|Safe Driver Age 60||$2,884||$240|
|Discount Rate Age 40||$2,684||$224|
|High Deductibles Age 40||$2,630||$219|
Where does Alpina B8 insurance cost rank?
The BMW Alpina B8 ranks 23rd out of 26 total comparison vehicles in the 2022 model year full-size luxury segment for most affordable car insurance rates. The Alpina B8 costs around $3,234 per year to insure for full coverage while the class average rate is $2,724 annually, a difference of $510 per year.
When compared to some of the best-selling models in the segment, insurance rates for a BMW Alpina B8 cost $1,254 more per year than the Audi A5, $438 more than the BMW 740i, and $288 more than the Porsche Panamera.
The next chart shows how the average Alpina B8 car insurance cost compares to the top-selling large luxury cars in America like the Infiniti Q60, Audi A8, and Genesis G90. A complete table is shown following the chart detailing average car insurance policy pricing for all 26 models in the 2023 large luxury car class.
|3||Lexus LS 500||$2,304||-$930|
|4||Mercedes-Benz AMG E53||$2,318||-$916|
|7||Mercedes-Benz AMG GT43||$2,368||-$866|
|8||Lexus LS 500h||$2,446||-$788|
|10||Mercedes-Benz EQS 450||$2,570||-$664|
|13||Audi RS 7||$2,654||-$580|
|14||Mercedes-Benz EQS 580||$2,666||-$568|
|17||Mercedes-Benz AMG EQS||$2,852||-$382|
|23||BMW Alpina B8||$3,234||--|
|25||Mercedes-Benz Maybach S580||$3,436||$202|
|26||Mercedes-Benz Maybach S680||$3,666||$432|
Additional rates and insights
Some additional observations about Alpina B8 insurance rates include:
- Drive safe and save. Too many at-fault accidents will increase rates, potentially by an additional $1,508 per year for a 30-year-old driver and even $936 per year for a 60-year-old driver.
- Policy discounts mean cheaper Alpina B8 insurance. Discounts may be available if the insured drivers are homeowners, drive low annual mileage, choose electronic billing, insure their home and car with the same company, or other policy discounts which could save the average driver as much as $550 per year.
- Rates tend to decrease as driver age increases. The difference in insurance rates for a BMW Alpina B8 between a 60-year-old driver ($2,884 per year) and a 30-year-old driver ($3,458 per year) is $574, or a savings of 18.1%.
- The gender of the driver affects insurance cost. For a 2023 BMW Alpina B8, a 20-year-old man receives an average rate of $6,466 per year, while a 20-year-old woman will get a rate of $4,742, a difference of $1,724 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $2,934 and rates for female drivers are $2,874, a difference of only $60.
- BMW Alpina B8 insurance rates for teens are expensive. Average rates for full coverage Alpina B8 insurance costs $11,028 per year for a 16-year-old driver, $10,496 per year for a 17-year-old driver, $9,876 per year for an 18-year-old driver, and $9,062 per year for a 19-year-old driver.
- Good credit equals better rates. Having a good credit rating over 800 may save $508 per year compared to a slightly lower credit score between 670-739. Conversely, a less-than-good credit score could cost around $589 more per year.