BMW Alpina B8 Insurance Cost – [2022 Rates + Rankings]

How much does BMW Alpina B8 insurance cost? We break down rates for the xDrive Gran Coupe to see how they rank against other luxury models.

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  • BMW Alpina B8 insurance rates cost $2,906 per year on average, or about $242 per month, for a policy with full coverage.
  • As one of the more expensive large luxury cars to insure, the BMW Alpina B8 costs $496 more per year on average to insure when compared to the other large luxury cars.

How much does BMW Alpina B8 insurance cost?

The average cost to insure a 2022 BMW Alpina B8 is $2,906 per year. Expect to pay $496 more per year than the average cost for the full-size luxury sedan segment, and $1,339 more per year than the all-vehicle national average of $1,567.

The cost of car insurance depends on a lot of different factors like driver age, policy limits, driving record, and prior claims. The chart below takes those factors into consideration and illustrates how much insurance prices on an Alpina B8 can change based on different scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year BMW Alpina B8 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all BMW Alpina B8 trim levels.Data last updated on September 13, 2022
BMW Alpina B8 Insurance Cost Summary
BMW Alpina B8 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$6,640$553
Safe Driver Age 20$5,814$485
At-fault Accidents Age 40$4,062$339
Low Deductibles Age 40$3,974$331
Safe Driver Age 30$3,114$260
Safe Driver Age 40$2,906$242
Safe Driver Age 50$2,640$220
Safe Driver Age 60$2,596$216
Discount Rate Age 40$2,412$201
High Deductibles Age 40$2,364$197

Where does Alpina B8 insurance cost rank?

The BMW Alpina B8 ranks #23 out of 25 total comparison vehicles in the 2022 model year full-size luxury segment for most affordable car insurance rates. The Alpina B8 costs around $2,906 per year to insure for full coverage while the class average rate is $2,410 annually, a difference of $496 per year.

When compared to some of the best-selling models in the segment, insurance rates for a BMW Alpina B8 cost $1,116 more per year than the Audi A5, $366 more than the BMW 740i, and $250 more than the Porsche Panamera.

The next chart shows how average Alpina B8 car insurance cost compares to the top-selling large luxury cars in America like the Infiniti Q60, Audi A8, and the Genesis G90. A complete table is shown following the chart detailing average car insurance policy pricing for all 25 models in the 2022 large luxury car class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year BMW Alpina B8, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all BMW Alpina B8 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
BMW Alpina B8 Insurance Cost vs Top 10 Large Luxury Cars
BMW Alpina B8 Insurance Cost Compared to All Large Luxury Cars
Rank Make/Model Insurance Cost Difference
1Audi A5$1,790-$1,116
2Volvo S90$1,974-$932
3Lexus LS 500$2,048-$858
4Mercedes-Benz AMG E53$2,082-$824
5Genesis G90$2,088-$818
6Mercedes-Benz AMG GT43$2,130-$776
7Lexus LS 500h$2,192-$714
8BMW 840i$2,206-$700
9BMW 745e$2,246-$660
10Mercedes-Benz EQS 450$2,298-$608
11Infiniti Q60$2,308-$598
12Mercedes-Benz S500$2,336-$570
13Audi RS 7$2,340-$566
14Mercedes-Benz EQS 580$2,356-$550
15BMW M850i$2,514-$392
16Mercedes-Benz S580$2,518-$388
17BMW 740i$2,540-$366
18Audi S8$2,574-$332
19BMW 750i$2,602-$304
20Audi A8$2,606-$300
21Porsche Panamera$2,656-$250
22Mercedes-Benz S560$2,772-$134
23BMW Alpina B8$2,906--
24BMW M760i$3,002$96
25Mercedes-Benz Maybach S580$3,154$248

Additional rates and insights

Some additional observations about Alpina B8 insurance rates include:

  • Drive safe and save. Too many at-fault accidents will increase rates, potentially by an additional $1,362 per year for a 30-year-old driver and even $842 per year for a 60-year-old driver.
  • Policy discounts mean cheaper Alpina B8 insurance. Discounts may be available if the insured drivers are homeowners, drive low annual mileage, choose electronic billing, insure their home and car with the same company, or many other policy discounts which could save the average driver as much as $494 per year.
  • Rates tend to decrease as driver age increases. The difference in insurance rates for a BMW Alpina B8 between a 60-year-old driver ($2,596 per year) and a 30-year-old driver ($3,114 per year) is $518, or a savings of 16.6%.
  • The gender of the driver affects insurance cost. For a 2022 BMW Alpina B8, a 20-year-old man receives an average rate of $5,814 per year, while a 20-year-old woman will get a rate of $4,264, a difference of $1,550 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $2,640 and rates for female drivers are $2,586, a difference of only $54.
  • BMW Alpina B8 insurance rates for teens are expensive. Average rates for full coverage Alpina B8 insurance costs $9,920 per year for a 16-year-old driver, $9,440 per year for a 17-year-old driver, $8,882 per year for a 18-year-old driver, and $8,150 per year for a 19-year-old driver.
  • Good credit equals better rates. Having a good credit rating over 800 may save $456 per year compared to a slightly lower credit score between 670-739. Conversely, a less-than-good credit score could cost around $529 more per year.