BMW Alpina B8 Insurance Cost – [2023 Rates + Rankings]

How much does BMW Alpina B8 insurance cost? We break down rates for the xDrive Gran Coupe to see how they rank against other luxury models.

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  • BMW Alpina B8 insurance rates cost $3,234 per year on average, or about $270 per month, for a policy with full coverage.
  • As one of the more expensive large luxury cars to insure, the BMW Alpina B8 costs $510 more per year on average to insure when compared to the other large luxury cars.

How much does BMW Alpina B8 insurance cost?

The average cost to insure a 2023 BMW Alpina B8 is $3,234 per year. Expect to pay $510 more per year than the average cost for the full-size luxury sedan segment, and $1,549 more per year than the all-vehicle national average of $1,685.

The cost of car insurance depends on a lot of different factors like driver age, policy limits, driving record, and prior claims. The chart below takes those factors into consideration and illustrates how much insurance prices on an Alpina B8 can change based on different scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year BMW Alpina B8 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all BMW Alpina B8 trim levels.Data last updated on February 13, 2023
BMW Alpina B8 Insurance Cost Summary
2023 BMW Alpina B8 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$7,382$615
Safe Driver Age 20$6,466$539
At-fault Accidents Age 40$4,516$376
Low Deductibles Age 40$4,418$368
Safe Driver Age 30$3,458$288
Safe Driver Age 40$3,234$270
Safe Driver Age 50$2,934$245
Safe Driver Age 60$2,884$240
Discount Rate Age 40$2,684$224
High Deductibles Age 40$2,630$219

Where does Alpina B8 insurance cost rank?

The BMW Alpina B8 ranks 23rd out of 26 total comparison vehicles in the 2022 model year full-size luxury segment for most affordable car insurance rates. The Alpina B8 costs around $3,234 per year to insure for full coverage while the class average rate is $2,724 annually, a difference of $510 per year.

When compared to some of the best-selling models in the segment, insurance rates for a BMW Alpina B8 cost $1,254 more per year than the Audi A5, $438 more than the BMW 740i, and $288 more than the Porsche Panamera.

The next chart shows how the average Alpina B8 car insurance cost compares to the top-selling large luxury cars in America like the Infiniti Q60, Audi A8, and Genesis G90. A complete table is shown following the chart detailing average car insurance policy pricing for all 26 models in the 2023 large luxury car class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year BMW Alpina B8, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all BMW Alpina B8 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 13, 2023
BMW Alpina B8 Insurance Cost vs Top 10 Large Luxury Cars
BMW Alpina B8 Insurance Cost Compared to All Large Luxury Cars
Rank Make/Model Insurance Cost Difference
1Audi A5$1,980-$1,254
2Volvo S90$2,230-$1,004
3Lexus LS 500$2,304-$930
4Mercedes-Benz AMG E53$2,318-$916
5Genesis G90$2,330-$904
6BMW i7$2,346-$888
7Mercedes-Benz AMG GT43$2,368-$866
8Lexus LS 500h$2,446-$788
9BMW 840i$2,514-$720
10Mercedes-Benz EQS 450$2,570-$664
11Infiniti Q60$2,584-$650
12Mercedes-Benz S500$2,598-$636
13Audi RS 7$2,654-$580
14Mercedes-Benz EQS 580$2,666-$568
15BMW 740i$2,796-$438
16BMW M850i$2,832-$402
17Mercedes-Benz AMG EQS$2,852-$382
18Audi A8$2,886-$348
19Audi S8$2,902-$332
20Porsche Panamera$2,946-$288
21BMW 760i$2,978-$256
22Mercedes-Benz S580$3,046-$188
23BMW Alpina B8$3,234--
24BMW M760i$3,336$102
25Mercedes-Benz Maybach S580$3,436$202
26Mercedes-Benz Maybach S680$3,666$432

Additional rates and insights

Some additional observations about Alpina B8 insurance rates include:

  • Drive safe and save. Too many at-fault accidents will increase rates, potentially by an additional $1,508 per year for a 30-year-old driver and even $936 per year for a 60-year-old driver.
  • Policy discounts mean cheaper Alpina B8 insurance. Discounts may be available if the insured drivers are homeowners, drive low annual mileage, choose electronic billing, insure their home and car with the same company, or other policy discounts which could save the average driver as much as $550 per year.
  • Rates tend to decrease as driver age increases. The difference in insurance rates for a BMW Alpina B8 between a 60-year-old driver ($2,884 per year) and a 30-year-old driver ($3,458 per year) is $574, or a savings of 18.1%.
  • The gender of the driver affects insurance cost. For a 2023 BMW Alpina B8, a 20-year-old man receives an average rate of $6,466 per year, while a 20-year-old woman will get a rate of $4,742, a difference of $1,724 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $2,934 and rates for female drivers are $2,874, a difference of only $60.
  • BMW Alpina B8 insurance rates for teens are expensive. Average rates for full coverage Alpina B8 insurance costs $11,028 per year for a 16-year-old driver, $10,496 per year for a 17-year-old driver, $9,876 per year for an 18-year-old driver, and $9,062 per year for a 19-year-old driver.
  • Good credit equals better rates. Having a good credit rating over 800 may save $508 per year compared to a slightly lower credit score between 670-739. Conversely, a less-than-good credit score could cost around $589 more per year.