Lexus IS 500 Insurance Cost [Rates + Rankings]

• Lexus IS 500 insurance costs an average of $2,028 per year for a full coverage policy, but can vary significantly based on driver age.
• The cheapest IS 500 to insure is the F Sport Performance trim level at $1,954 per year. The most expensive is the F Sport Performance Launch Edition at $2,106 annually.
• The IS 500 ranks #24 out of 38 vehicles in the 2022 midsize luxury car class for car insurance affordability.

How much does Lexus IS 500 insurance cost?

Lexus IS 500 insurance rates average $2,028 a year for full coverage, or $169 monthly. With the average midsize luxury car costing $2,018 a year to insure, the Lexus IS 500 averages $10 more per year.

With MSRP on the IS 500 ranging from $56,500 to $67,400 for the 2022 model year, the monthly cost of car insurance ranges from $163 to $176.

The next chart illustrates how IS 500 insurance rates vary with differences in driver age and policy deductibles. Rates in the example start at $1,510 per year for a 60-year-old with $1,000 physical damage deductibles and go as high as $4,778 annually for a 20-year-old with lower $250 physical damage deductibles.

As mentioned above, average monthly car insurance cost on the IS 500 ranges from $163 to $176, depending on the trim level being insured. The table below shows average annual and monthly rates for all the packages available for the 2022 Lexus IS 500.

Lexus IS 500 car insurance rates vs. the competition

When compared directly to other popular midsize luxury cars, auto insurance rates for a Lexus IS 500 cost $234 more per year than the Lexus ES 350, $138 more than the BMW 530i, and $196 less than the Infiniti Q50.

The Lexus IS 500 ranks #24 out of 38 comparison vehicles in the 2022 midsize luxury car segment for most affordable car insurance rates.

The chart displayed below shows how IS 500 insurance rates compare to the top 10 selling midsize luxury cars in America like the Audi A6, Acura ILX, and the Mercedes-Benz CLA250. A full ranking table is also included following the chart that shows average insurance rates for all midsize luxury competitors, with the IS 500 highlighted at #24.