Mercedes-Benz AMG GT53 Insurance Costs: New vs. Pre-Owned

How much does car insurance for a Mercedes AMG GT53 cost? We analyzed average rates for the 4Matic AWD model to see how prices compared to other luxury cars.

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  • Average Mercedes AMG GT53 insurance cost is $3,972 per year, or $331 per month, for a full coverage policy.
  • Ranked 19th out of 23 vehicles in the 2024 performance segment, average car insurance rates for the Mercedes-Benz AMG GT53 cost $672 more per year than the segment average.

How much does Mercedes-Benz AMG GT53 insurance cost?

Car insurance rates for the AMG GT53 cost an average of $3,972 annually for full coverage, or about $331 a month. Comprehensive (or other-than-collision) coverage will cost approximately $1,076 a year, liability/medical (or PIP) coverage costs about $636, and the remaining collision coverage is around $2,260.

The chart below shows average car insurance prices for a 2024 Mercedes AMG GT53 with a variety of different policy risk scenarios.

Average 2024 Mercedes-Benz AMG GT53 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Mercedes-Benz AMG GT53 insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2024 model year Mercedes-Benz AMG GT53 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz AMG GT53 trim levels.

2024 Mercedes-Benz AMG GT53 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$9,118$760
Safe Driver Age 20$8,018$668
At-fault Accidents Age 40$5,552$463
Low Deductibles Age 40$5,456$455
Safe Driver Age 30$4,272$356
Safe Driver Age 40$3,972$331
Safe Driver Age 50$3,474$290
Discount Rate Age 40$3,298$275
Safe Driver Age 60$3,258$272
High Deductibles Age 40$3,216$268

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Mercedes-Benz AMG GT53 trim levels. Updated October 24, 2025

The data below details average full coverage insurance rates for an AMG GT53 for the 2019-2024 model years.

Mercedes-Benz AMG GT53 Insurance Cost for 2019-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Mercedes-Benz AMG GT53$3,972$331
2023 Mercedes-Benz AMG GT53$3,246$271
2022 Mercedes-Benz AMG GT53$3,162$264
2021 Mercedes-Benz AMG GT53$3,052$254
2020 Mercedes-Benz AMG GT53$2,950$246
2019 Mercedes-Benz AMG GT53$3,032$253

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz AMG GT53 trim levels for each model year. Updated October 24, 2025

Average annual premium and cost per month to insure 2019 to 2024 Mercedes-Benz AMG GT53 models
Average annual premium and cost per month to insure 2019 to 2024 Mercedes-Benz AMG GT53 models

Is car insurance for an AMG GT53 expensive?

When compared to other performance vehicles, insurance rates for a Mercedes-Benz AMG GT53 cost $1,134 more than the Lexus RC F, $854 more than the Chevrolet Camaro, $1,752 more than the Mazda MX-5 Miata, and $650 more than the Chevrolet Corvette.

The Mercedes-Benz AMG GT53 ranks 19th out of 23 total vehicles in the 2024 sports car category for the most affordable insurance cost. The AMG GT53 costs an estimated $3,972 per year to insure, while the segment average auto insurance cost is $3,300 annually, a difference of $672 per year.

The chart below shows how average 2024 Mercedes AMG GT53 car insurance rates compare to the rest of the performance sports car segment. In addition to the chart, a larger table is included following the chart that illustrates rates for all 23 vehicles in the sports car segment.

Average 2024 Mercedes-Benz AMG GT53 car insurance premium compared to other sports car models.
Figure 2: Average 2024 Mercedes-Benz AMG GT53 car insurance premium compared to other sports car models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Mercedes-Benz AMG GT53. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz AMG GT53 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz AMG GT53 Insurance Cost Compared to All Sports Cars
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$2,220-$1,752
2Toyota GR86$2,530-$1,442
3Ford Mustang$2,634-$1,338
4BMW Z4$2,650-$1,322
5Subaru WRX$2,690-$1,282
6Toyota GR Supra$2,694-$1,278
7BMW M2$2,772-$1,200
8Nissan Z$2,778-$1,194
9Lexus RC F$2,838-$1,134
10Subaru BRZ$2,868-$1,104
11BMW M3$3,030-$942
12Porsche 718$3,090-$882
13Chevrolet Camaro$3,118-$854
14Chevrolet Corvette$3,322-$650
15Porsche 911$3,438-$534
16BMW M4$3,580-$392
17Lexus LC 500$3,600-$372
18Jaguar F-Type$3,786-$186
19Mercedes-Benz AMG GT53$3,972--
20Porsche Taycan$4,062$90
21Mercedes-Benz SL 55$4,632$660
22Nissan GT-R$4,670$698
23Mercedes-Benz SL 63$4,930$958

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025