What to Expect When Insuring a Mercedes-Benz E63 AMG in 2025

How much does E63 AMG car insurance cost? We analyze average rates for the E63 AMG 4Matic S Station Wagon and Sedan models to see how insurance prices rank when compared to the rest of the large luxury car market.

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  • Mercedes E63 AMG insurance costs an average of $3,586 per year, or around $299 per month for full coverage.
  • The 4Matic S Station Wagon trim is cheapest to insure at $3,358 per year, while insurance for the 4Matic S Sedan costs $3,816 annually.
  • Out of 21 models in the large luxury car segment, the E63 AMG ranks 15th for auto insurance cost.

How much does Mercedes E63 AMG insurance cost?

Ranked 15th out of 21 vehicles in the large luxury car class, Mercedes-Benz E63 AMG insurance rates average $3,586 per year for full coverage, or about $299 a month. With the average large luxury car costing $3,400 a year to insure, the Mercedes-Benz E63 AMG could cost around $186 more each year.

The next price chart breaks down a summary of average car insurance rates on an E63 AMG using different deductibles and driver age groups.

Average 2021 Mercedes-Benz E63 AMG insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2021 Mercedes-Benz E63 AMG insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2021 model year Mercedes-Benz E63 AMG with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz E63 AMG trim levels.

2021 Mercedes-Benz E63 AMG Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$8,310$693
Safe Driver Age 20$7,310$609
At-fault Accidents Age 40$5,064$422
Low Deductibles Age 40$4,862$405
Safe Driver Age 30$3,850$321
Safe Driver Age 40$3,586$299
Safe Driver Age 50$3,142$262
Discount Rate Age 40$2,972$248
Safe Driver Age 60$2,948$246
High Deductibles Age 40$2,940$245

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2021 Mercedes-Benz E63 AMG trim levels. Updated October 24, 2025

The following data table details average full coverage auto insurance rates for a Mercedes E63 AMG for the 2013-2021 model years and for five different age groups.

Mercedes-Benz E63 AMG Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2021 Mercedes-Benz E63 AMG$7,310$3,586$2,948
2020 Mercedes-Benz E63 AMG$7,066$3,466$2,852
2019 Mercedes-Benz E63 AMG$6,714$3,286$2,708
2018 Mercedes-Benz E63 AMG$6,302$3,092$2,550
2017 Mercedes-Benz E63 AMG$5,238$2,580$2,136
2016 Mercedes-Benz E63 AMG$5,162$2,572$2,124
2015 Mercedes-Benz E63 AMG$5,234$2,600$2,152
2014 Mercedes-Benz E63 AMG$4,594$2,294$1,898
2013 Mercedes-Benz E63 AMG$4,318$2,148$1,782

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz E63 AMG trim levels for each model year. Updated October 24, 2025

Average insurance rates for 2013 to 2021 Mercedes-Benz E63 AMG models for drivers age 20, 40 and 60
Average insurance rates for 2013 to 2021 Mercedes-Benz E63 AMG models for drivers age 20, 40 and 60

The table below details average annual and semi-annual car insurance prices, in addition to a monthly budget figure, for each 2021 Mercedes-Benz E63 AMG model and trim level.

2021 Mercedes-Benz E63 AMG Insurance Rates by Trim Level
2021 Mercedes-Benz E63 AMG Trim Level Annual Premium Cost Per Month
4Matic S Station Wagon$3,358$280
4Matic S Sedan$3,816$318

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2021 Mercedes-Benz E63 AMG ranging from the 4Matic S Station Wagon model at $3,358 per year to the 4Matic S Sedan model at $3,816
Insurance cost by trim level for a 2021 Mercedes-Benz E63 AMG ranging from the 4Matic S Station Wagon model at $3,358 per year to the 4Matic S Sedan model at $3,816

Is E63 AMG car insurance expensive?

When compared to other large luxury cars, car insurance rates for a Mercedes-Benz E63 AMG cost $1,172 more per year than the Audi A5, $464 more than the Genesis G90, and $148 less than the Porsche Panamera.

The Mercedes E63 AMG ranks 15th out of 21 comparison vehicles in the large luxury car segment for most affordable car insurance rates. The E63 AMG costs an average of $3,586 per year to insure for full coverage and the class average rate is $3,400 per year, a difference of $186 per year.

The chart below shows how average E63 AMG insurance rates compare to the top 10 best-selling large luxury cars in the United States like the Infiniti Q60, Audi A8, and the Genesis G90. An additional table is included following the chart that compares average car insurance rates for all 21 vehicles in the large luxury car segment.

Average 2021 Mercedes-Benz E63 AMG car insurance premium compared to other large luxury car models.
Figure 2: Average 2021 Mercedes-Benz E63 AMG car insurance premium compared to other large luxury car models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2021 model year Mercedes-Benz E63 AMG. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz E63 AMG trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz E63 AMG Insurance Cost Compared to All Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Audi A5$2,414-$1,172
2Volvo S90$2,582-$1,004
3Lexus LS 500H$2,904-$682
4Kia K900$2,958-$628
5Lexus LS 500$3,054-$532
6Mercedes-Benz AMG E53$3,102-$484
7Infiniti Q60$3,114-$472
8Genesis G90$3,122-$464
9Mercedes-Benz AMG CLS53$3,190-$396
10BMW 840i$3,262-$324
11Mercedes-Benz S450$3,404-$182
12BMW M850i$3,424-$162
13BMW 740i$3,540-$46
14BMW 850i$3,568-$18
15Mercedes-Benz E63 AMG$3,586--
16Porsche Panamera$3,734$148
17Audi A8$3,794$208
18Mercedes-Benz S560$3,830$244
19BMW 750i$3,846$260
20BMW M760i$4,340$754
21Mercedes-Benz AMG S63$4,640$1,054

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2021 model year. Updated October 24, 2025