Mercedes-Benz AMG CLS53 Insurance Rates: 2024 Cost and Comparisons

How much does car insurance for a Mercedes-Benz AMG CLS53 cost? We look at average rates over the last few years to see how they compare to the full-size luxury sedan competition.

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  • The average Mercedes-Benz AMG CLS53 insurance cost is $2,524 per year, or $210 per month for full coverage.
  • The Mercedes AMG CLS53 ranks ninth out of 21 total comparison vehicles in the large luxury car segment for cheapest car insurance rates.
  • The AMG CLS53 is one of the cheaper large luxury cars to insure, costing $165 less per year on average as compared to the rest of the vehicles in the segment.

How much does Mercedes AMG CLS53 insurance cost?

Average Mercedes-Benz AMG CLS53 insurance costs $2,524 annually for full coverage, or $210 per month. With the average large luxury car costing $2,689 a year to insure, the AMG CLS53 is $165 cheaper per year on average.

The next chart details average 2021 Mercedes AMG CLS53 car insurance rates and shows how prices can vary based on variables like driver age and policy deductible.

Figure 1: Average 2021 Mercedes-Benz AMG CLS53 car insurance premiums for different driver ages and policy deductibles. Rates updated on February 23, 2024.

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Data Methodology: Average premiums are based on a 2021 model year Mercedes-Benz AMG CLS53. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

Mercedes-Benz AMG CLS53 Car Insurance Rates
2021 Mercedes-Benz AMG CLS53 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,236$353
$500$5,110$426
$250$6,040$503
30-Year-Old$1,000$2,226$186
$500$2,706$226
$250$3,206$267
40-Year-Old$1,000$2,082$174
$500$2,524$210
$250$2,986$249
50-Year-Old$1,000$1,840$153
$500$2,222$185
$250$2,620$218
60-Year-Old$1,000$1,726$144
$500$2,084$174
$250$2,456$205

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2021 Mercedes-Benz AMG CLS53. Updated February 23, 2024

Older models generally cost less to insure, and the data table shows average Mercedes-Benz AMG CLS53 insurance policy costs from the 2019 to the 2021 model years and for different driver ages.

Mercedes-Benz AMG CLS53 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2021 Mercedes-Benz AMG CLS53$5,110$2,524$2,084
2020 Mercedes-Benz AMG CLS53$4,944$2,444$2,016
2019 Mercedes-Benz AMG CLS53$4,592$2,264$1,870

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz AMG CLS53 trim levels for each model year. Updated February 23, 2024

Mercedes-Benz AMG CLS53 Insurance Cost by Model Year

Is Mercedes AMG CLS53 insurance expensive?

When compared to the competition, car insurance for a Mercedes-Benz AMG CLS53 costs $614 more per year than the Audi A5, $274 less than the BMW 740i, and $430 less than the Porsche Panamera.

The Mercedes-Benz AMG CLS53 ranks ninth out of 21 total comparison vehicles in the 2021 large luxury car segment for most affordable car insurance rates. The AMG CLS53 costs an average of $2,524 per year for insurance, while the segment average auto insurance cost is $2,689 annually, a difference of $165 per year.

The table displayed ranks all 2021 model year large luxury cars by average car insurance cost, from cheapest to most expensive.

Mercedes-Benz AMG CLS53 vs Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Audi A5$1,910-$614
2Volvo S90$2,042-$482
3Lexus LS 500H$2,298-$226
4Kia K900$2,338-$186
5Lexus LS 500$2,414-$110
6Mercedes-Benz AMG E53$2,450-$74
7Infiniti Q60$2,464-$60
8Genesis G90$2,470-$54
9Mercedes-Benz AMG CLS53$2,524--
10BMW 840i$2,578$54
11Mercedes-Benz S450$2,692$168
12BMW M850i$2,706$182
13BMW 740i$2,798$274
14BMW 850i$2,822$298
15Mercedes-Benz E63 AMG$2,834$310
16Porsche Panamera$2,954$430
17Audi A8$3,000$476
18Mercedes-Benz S560$3,028$504
19BMW 750i$3,042$518
20BMW M760i$3,432$908
21Mercedes-Benz AMG S63$3,670$1,146

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2021 model year. Updated February 23, 2024

Mercedes-Benz AMG CLS53 vs Large Luxury Cars

Additional car insurance information

Average car insurance rates are great for comparison sakes, but there are a lot of factors that can either increase or decrease rates. The list below details some of these factors and how they can impact car insurance cost for a Mercedes AMG CLS53.

  • Clean up your credit for better rates. Having a good credit rating over 800 may save $396 per year over a lower credit score of 670-739. Conversely, a weaker credit score below 579 could cost around $459 more per year.
  • Car insurance for teens is expensive. Average rates for full coverage insurance on a Mercedes AMG CLS53 costs $8,885 per year for a 16-year-old driver, $8,672 per year for a 17-year-old driver, $7,890 per year for an 18-year-old driver, and $7,132 per year for a 19-year-old driver.
  • Your occupation could lower your rates. Many auto insurance providers offer discounts for working in occupations like police officers and law enforcement, architects, lawyers, doctors, the military, and others. Qualifying for an occupational discount could save between $76 and $176 on your annual insurance cost, depending on the level of coverage purchased.
  • Careless drivers have higher insurance rates. At-fault accidents will increase rates, as much as $1,216 per year for a 30-year-old driver and even as much as $588 per year for a 60-year-old driver.
  • As age goes up, auto insurance cost tends to go down. The difference in AMG CLS53 insurance cost between a 40-year-old driver ($2,524 per year) and a 20-year-old driver ($5,110 per year) is $2,586, or a savings of 67.7%.
  • Increase physical damage deductibles to save money. Raising deductibles from $500 to $1,000 could save around $442 per year for a 40-year-old driver and $874 per year for a 20-year-old driver.