Guide to Mercedes-Benz GLC350E Insurance for 2025: Rates & Comparisons

How much does car insurance for a Mercedes-Benz GLC350E cost? We analyze average insurance rates to discover how GLC350E insurance measures up to all other compact luxury SUVs.

Start a Free QuoteCompare Mercedes GLC350E car insurance quotes and save on your next policy.

  • Mercedes-Benz GLC350E insurance costs an average of $2,372 per year, or around $198 per month.
  • The Mercedes-Benz GLC350E is one of the more expensive small luxury SUVs to insure, costing $121 more per year on average as compared to the rest of the vehicles in the segment.

How much does Mercedes GLC350E insurance cost?

Mercedes-Benz GLC350E insurance costs an average of $2,372 annually, or about $198 if paid each month. On average, expect to pay about $121 more each year to insure a Mercedes-Benz GLC350E compared to the average rate for other compact luxury SUVs, and $96 more per year than the overall national average of $2,276.

The chart below illustrates average yearly insurance rates on a 2020 Mercedes GLC350E using a range of driver ages, deductible levels, and risk profiles.

Average 2020 Mercedes-Benz GLC350E insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2020 Mercedes-Benz GLC350E insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2020 model year Mercedes-Benz GLC350E with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz GLC350E trim levels.

2020 Mercedes-Benz GLC350E Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,484$457
Safe Driver Age 20$4,810$401
At-fault Accidents Age 40$3,374$281
Low Deductibles Age 40$3,104$259
Safe Driver Age 30$2,532$211
Safe Driver Age 40$2,372$198
Safe Driver Age 50$2,098$175
High Deductibles Age 40$1,998$167
Discount Rate Age 40$1,968$164
Safe Driver Age 60$1,966$164

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2020 Mercedes-Benz GLC350E trim levels. Updated October 24, 2025

The data table below details the average insurance policy premiums for a Mercedes-Benz GLC350E from 2018 to 2020 and for different driver ages.

Mercedes-Benz GLC350E Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2020 Mercedes-Benz GLC350E$4,810$2,372$1,966
2019 Mercedes-Benz GLC350E$4,668$2,298$1,908
2018 Mercedes-Benz GLC350E$4,334$2,138$1,776

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz GLC350E trim levels for each model year. Updated October 24, 2025

Average insurance rates for 2018 to 2020 Mercedes-Benz GLC350E models for drivers age 20, 40 and 60
Average insurance rates for 2018 to 2020 Mercedes-Benz GLC350E models for drivers age 20, 40 and 60

Some other noteworthy observations as they relate to Mercedes-Benz GLC350E insurance cost include:

  • Car insurance for high-risk drivers is expensive. For a 30-year-old driver, the requirement to buy a high-risk policy could increase the cost by $2,952 or more per year.
  • As you get older, rates tend to drop. The difference in insurance rates for a Mercedes-Benz GLC350E between a 60-year-old driver ($1,966 per year) and a 20-year-old driver ($4,810 per year) is $2,844, or a savings of 83.9%.
  • Avoid driving violations to reduce rates. If you want to pay the cheapest possible GLC350E insurance rates, it pays to follow traffic laws. Not surprisingly, just a couple of minor driving infractions have the ramification of spiking insurance policy rates by as much as $640 per year. Major convictions like driving under the influence of drugs or alcohol could raise rates by an additional $2,230 or more.
  • Clean up your credit to lower your rates. Having excellent credit of 800+ may save up to $372 per year over a decent credit rating of 670-739. Conversely, a poor credit score could cost up to $432 more per year.
  • Your choice of occupation could reduce your rates. Many auto insurance companies offer policy discounts for being employed in occupations like emergency medical technicians, scientists, dentists, college professors, doctors, members of the military, and others. By qualifying for this discount, you could potentially save between $71 and $216 on your annual car insurance bill, subject to policy limits.
  • The cost to insure teen drivers is expensive. Average rates for full coverage GLC350E insurance costs $8,545 per year for a 16-year-old driver, $8,279 per year for a 17-year-old driver, $7,417 per year for an 18-year-old driver, and $6,745 per year for a 19-year-old driver.

How does Mercedes GLC350E insurance rank?

The Mercedes-Benz GLC350E ranks 17th out of 25 total vehicles in the small luxury SUV category for most affordable car insurance cost. The GLC350E costs an average of $2,372 per year to insure, while the class average policy cost is $2,251 annually, a difference of $121 per year.

When compared to other 2020 model year small luxury SUVs, car insurance rates for a Mercedes-Benz GLC350E cost $224 more per year than the Lexus NX 300, $218 more than the Mercedes-Benz GLC300, and $30 less than the BMW X3.

The chart displayed below shows how average GLC350E car insurance rates compare to the top 10 most popular small luxury SUVs like the Acura RDX, Audi Q5, and the Volvo XC60. We also added a more comprehensive rate table after the chart displaying average rates for every vehicle in the small luxury SUV segment.

Average 2020 Mercedes-Benz GLC350E car insurance premium compared to other small luxury SUV models.
Figure 2: Average 2020 Mercedes-Benz GLC350E car insurance premium compared to other small luxury SUV models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2020 model year Mercedes-Benz GLC350E. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz GLC350E trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz GLC350E Insurance Cost Compared to All Small Luxury SUVs
Rank Make and Model Annual Premium Difference
1Acura RDX$1,774-$598
2Cadillac XT4$1,832-$540
3Volvo XC40$1,872-$500
4Lincoln Corsair$2,066-$306
5Lexus UX 250h$2,082-$290
6Volvo XC60$2,104-$268
7Mercedes-Benz GLB 250$2,132-$240
8Lexus UX 200$2,136-$236
9BMW X1$2,144-$228
10Lexus NX 300$2,148-$224
11Mercedes-Benz GLC300$2,154-$218
12Mercedes-Benz GLA250$2,234-$138
13Land Rover Evoque$2,236-$136
14BMW X2$2,296-$76
15Audi Q3$2,320-$52
16Audi Q5$2,342-$30
17Mercedes-Benz GLC350E$2,372--
18BMW X3$2,402$30
19Lexus NX 300H$2,416$44
20Mercedes-Benz GLA45 AMG$2,444$72
21Alfa Romeo Stelvio$2,464$92
22BMW X4$2,502$130
23Jaguar F-Pace$2,534$162
24Jaguar I-Pace$2,606$234
25Porsche Macan$2,666$294

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2020 model year. Updated October 24, 2025