- Lexus UX 250h insurance cost averages $1,818 per year or around $152 per month, but can vary significantly based on driver age.
- The UX 250h Hybrid FWD trim level is the cheapest to insure at around $1,752 per year. The most expensive trim is the F Sport Handling Hybrid AWD at $1,900 per year.
- The Lexus UX 250h ranks seventh out of 38 vehicles in the 2024 small luxury SUV class for auto insurance affordability.
How much does Lexus UX 250h car insurance cost?
Lexus UX 250h insurance costs an average of $1,818 annually, or $152 monthly. Expect to pay around $240 less per year to insure a Lexus UX 250h compared to the small luxury SUVs average rate, and $65 less per year than the $1,883 average for all vehicles.
The bar chart below details how Lexus UX 250h car insurance costs vary based on a variety of driver ages and the policy deductibles. Insurance cost averages vary from the lowest price of $1,288 per year for a driver age 60 with deductibles of $1,000 to the highest policy cost of $4,234 per year for a driver age 20 with a deductible of $250.
The rate table below breaks down average Lexus UX 250h car insurance rates for the 2019 to 2024 model years and different driver age groups.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Lexus UX 250h | $3,660 | $1,818 | $1,512 |
| 2023 Lexus UX 250h | $3,480 | $1,726 | $1,432 |
| 2022 Lexus UX 250h | $3,500 | $1,738 | $1,442 |
| 2021 Lexus UX 250h | $3,422 | $1,698 | $1,408 |
| 2020 Lexus UX 250h | $3,320 | $1,648 | $1,368 |
| 2019 Lexus UX 250h | $3,336 | $1,642 | $1,364 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Lexus UX 250h trim levels for each model year. Updated February 23, 2024
The next table details the estimated yearly and 6-month policy costs, including a monthly amount for budgeting, for each Lexus UX 250h package and trim.
| 2024 Lexus UX 250h Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Hybrid FWD | $1,752 | $146 |
| Hybrid AWD | $1,780 | $148 |
| Premium Hybrid FWD | $1,796 | $150 |
| F Sport Design Hybrid FWD | $1,796 | $150 |
| Premium Hybrid AWD | $1,824 | $152 |
| F Sport Design Hybrid AWD | $1,824 | $152 |
| F Sport Handling Hybrid FWD | $1,876 | $156 |
| F Sport Handling Hybrid AWD | $1,900 | $158 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024
Lexus UX 250h vs. other small luxury SUVs
The Lexus UX 250h ranks seventh out of 38 comparison vehicles in the small luxury SUV segment for most affordable car insurance rates. The UX 250h costs an estimated $1,818 per year for a car insurance policy with full coverage and the category average insurance cost is $2,058 annually, a difference of $240 per year.
When compared directly to other vehicles in the small luxury SUV segment, insurance rates for a Lexus UX 250h cost $102 less per year than the Volvo XC60, $216 less than the Mercedes-Benz GLC300, $232 more than the Acura RDX, and $292 less than the Audi Q5.
The next chart shows how car insurance rates for an UX 250h compare to the most popular small luxury SUVs like the Acura RDX, Audi Q5, and the Volvo XC60. A table is also added following the chart displaying insurance rankings for all 38 vehicles in the 2024 small luxury SUV segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura RDX | $1,586 | -$232 |
| 2 | Lexus NX 250 | $1,680 | -$138 |
| 3 | Cadillac XT4 | $1,712 | -$106 |
| 4 | Lexus NX 350h | $1,790 | -$28 |
| 5 | Lincoln Corsair | $1,814 | -$4 |
| 6 | Mercedes-Benz GLB 250 | $1,816 | -$2 |
| 7 | Lexus UX 250h | $1,818 | -- |
| 8 | Lexus NX 450h | $1,830 | $12 |
| 9 | Mercedes-Benz GLA250 | $1,844 | $26 |
| 10 | Mercedes-Benz GLA35 AMG | $1,856 | $38 |
| 11 | Land Rover Evoque | $1,894 | $76 |
| 12 | Lexus NX 350 | $1,904 | $86 |
| 13 | Volvo XC40 | $1,910 | $92 |
| 14 | Volvo XC60 | $1,920 | $102 |
| 15 | Alfa Romeo Tonale | $1,926 | $108 |
| 16 | Mercedes-Benz GLA45 AMG | $1,936 | $118 |
| 17 | BMW X1 | $1,958 | $140 |
| 18 | Infiniti QX55 | $1,964 | $146 |
| 19 | Volvo C40 | $1,978 | $160 |
| 20 | BMW X2 | $1,986 | $168 |
| 21 | Lexus RZ 450e | $2,008 | $190 |
| 22 | Mercedes-Benz EQB 300 | $2,018 | $200 |
| 23 | Mercedes-Benz GLC300 | $2,034 | $216 |
| 24 | Mercedes-Benz EQB 350 | $2,066 | $248 |
| 25 | Genesis GV70 | $2,092 | $274 |
| 26 | Audi Q3 | $2,102 | $284 |
| 27 | Audi Q5 | $2,110 | $292 |
| 28 | Alfa Romeo Stelvio | $2,130 | $312 |
| 29 | Land Rover Range Rover Velar | $2,156 | $338 |
| 30 | BMW X4 | $2,198 | $380 |
| 31 | Audi Q4 | $2,216 | $398 |
| 32 | BMW X3 | $2,238 | $420 |
| 33 | Genesis GV60 | $2,308 | $490 |
| 34 | Porsche Macan | $2,342 | $524 |
| 35 | Jaguar I-Pace | $2,370 | $552 |
| 36 | Land Rover Defender | $2,464 | $646 |
| 37 | Jaguar F-Pace | $2,536 | $718 |
| 38 | Aston Martin DBX | $3,696 | $1,878 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024
Additional rates and insights
Some other key data insights regarding UX 250h insurance cost include:
- Raise your credit score for cheaper rates. Maintaining a high credit score could save $285 per year versus a credit rating of 670-739. Conversely, a less-than-perfect credit history could cost around $331 more per year.
- Car insurance is cheaper with higher deductibles. Increasing deductibles from $500 to $1,000 could save around $280 per year for a 40-year-old driver and $542 per year for a 20-year-old driver.
- The lower deductible you choose, the higher the policy cost. Decreasing your deductibles from $500 to $250 could cost an additional $292 per year for a 40-year-old driver and $574 per year for a 20-year-old driver.
- High-risk insurance is expensive. For a 40-year-old driver, having a high frequency of accidents or violations could inflate rates by $2,214 or more per year.
- Find cheaper rates by qualifying for policy discounts. Discounts may be available if the insured drivers sign their policy early, are senior citizens, drive a vehicle with safety or anti-theft features, are military or federal employees, are loyal customers, or many other policy discounts which could save the average driver as much as $306 per year on Lexus UX 250h insurance.
- Young male drivers pay the highest rates. For a 2024 Lexus UX 250h, a 20-year-old male pays an average price of $3,660 per year, while a 20-year-old female driver will pay an average of $2,632, a difference of $1,028 per year. The females get much better rates. But by age 50, rates for male drivers are $1,616 and the rate for females is $1,574, a difference of only $42.
- Car insurance for teens is expensive. Average rates for full coverage UX 250h insurance costs $6,520 per year for a 16-year-old driver, $6,300 per year for a 17-year-old driver, $5,618 per year for an 18-year-old driver, and $5,126 per year for a 19-year-old driver.
- Tickets and violations can cost a lot. If you want to get the cheapest possible UX 250h insurance rates, it’s necessary to avoid traffic citations. Not surprisingly, just one or two traffic citations have the consequences of increasing policy cost by as much as $488 per year. Major infractions like DUI and hit-and-run could raise rates by an additional $1,696 or more.