- Lexus UX 250h insurance cost averages $1,650 per year or around $138 per month, but can vary significantly based on driver age.
- The UX 250h Hybrid 2WD trim level is the cheapest to insure at around $1,584 per year. The most expensive trim is the F Sport Handling Hybrid AWD at $1,726 per year.
- The Lexus UX 250h ranks fourth out of 37 vehicles in the 2023 small luxury SUV class for auto insurance affordability.
How much does Lexus UX 250h car insurance cost?
Lexus UX 250h insurance costs an average of $1,650 annually, or $138 monthly. Expect to pay around $259 less per year to insure a Lexus UX 250h compared to the small luxury SUVs average rate, and $35 less per year than the $1,685 average for all vehicles.
The bar chart below details how Lexus UX 250h car insurance costs vary based on a variety of driver ages and the policy deductibles. Insurance cost averages vary from the lowest price of $1,242 per year for a driver age 60 with deductibles of $1,000 to the highest policy cost of $3,830 per year for a driver age 20 with a deductible of $250.
The rate table below breaks down average Lexus UX 250h car insurance rates for the 2019 to 2023 model years and different driver age groups.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2023 Lexus UX 250h | $3,284 | $1,650 | $1,478 |
| 2022 Lexus UX 250h | $3,300 | $1,660 | $1,486 |
| 2021 Lexus UX 250h | $3,222 | $1,620 | $1,450 |
| 2020 Lexus UX 250h | $3,178 | $1,596 | $1,430 |
| 2019 Lexus UX 250h | $3,210 | $1,604 | $1,436 |
The next table details the estimated yearly and 6-month policy costs, including a monthly amount for budgeting, for each Lexus UX 250h package and trim.
| Lexus UX 250h Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| Hybrid 2WD | $1,584 | $792 | $132 |
| Hybrid AWD | $1,610 | $805 | $134 |
| Premium Hybrid 2WD | $1,632 | $816 | $136 |
| F Sport Design Hybrid 2WD | $1,632 | $816 | $136 |
| Premium Hybrid AWD | $1,656 | $828 | $138 |
| F Sport Design Hybrid AWD | $1,656 | $828 | $138 |
| F Sport Handling Hybrid 2WD | $1,708 | $854 | $142 |
| F Sport Handling Hybrid AWD | $1,726 | $863 | $144 |
Lexus UX 250h vs. other small luxury SUVs
The Lexus UX 250h ranks fourth out of 37 comparison vehicles in the small luxury SUV segment for most affordable car insurance rates. The UX 250h costs an estimated $1,650 per year for a car insurance policy with full coverage and the category average insurance cost is $1,909 annually, a difference of $259 per year.
When compared directly to other vehicles in the small luxury SUV segment, insurance rates for a Lexus UX 250h cost $156 less per year than the Volvo XC60, $148 less than the Mercedes-Benz GLC300, $178 more than the Acura RDX, and $340 less than the Audi Q5.
The next chart shows how car insurance rates for an UX 250h compare to the most popular small luxury SUVs like the Acura RDX, Audi Q5, and the Volvo XC60. A table is also added following the chart displaying insurance rankings for all 37 vehicles in the 2023 small luxury SUV segment.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Acura RDX | $1,472 | -$178 |
| 2 | Cadillac XT4 | $1,592 | -$58 |
| 3 | Volvo XC40 | $1,622 | -$28 |
| 4 | Lexus UX 250h | $1,650 | -- |
| 5 | Mercedes-Benz GLA250 | $1,712 | $62 |
| 6 | Mercedes-Benz GLB 250 | $1,718 | $68 |
| 7 | Lexus NX 250 | $1,740 | $90 |
| 8 | Lexus NX 350h | $1,760 | $110 |
| 9 | Lexus NX 350 | $1,770 | $120 |
| 10 | Lincoln Corsair | $1,772 | $122 |
| 11 | Lexus NX 450h | $1,776 | $126 |
| 12 | BMW X1 | $1,788 | $138 |
| 13 | Alfa Romeo Tonale | $1,790 | $140 |
| 14 | Mercedes-Benz GLC300 | $1,798 | $148 |
| 15 | Lexus RZ 450e | $1,802 | $152 |
| 16 | Volvo XC60 | $1,806 | $156 |
| 17 | Audi Q3 | $1,820 | $170 |
| 18 | Land Rover Evoque | $1,828 | $178 |
| 19 | Volvo C40 | $1,846 | $196 |
| 20 | Infiniti QX55 | $1,908 | $258 |
| 21 | Mercedes-Benz GLA35 AMG | $1,914 | $264 |
| 22 | Genesis GV70 | $1,944 | $294 |
| 23 | Mercedes-Benz EQB 300 | $1,954 | $304 |
| 24 | Genesis GV60 | $1,958 | $308 |
| 25 | Mercedes-Benz GLA45 AMG | $1,968 | $318 |
| 26 | Alfa Romeo Stelvio | $1,978 | $328 |
| 27 | Audi Q5 | $1,990 | $340 |
| 28 | Land Rover Range Rover Velar | $1,996 | $346 |
| 29 | Mercedes-Benz EQB 350 | $2,000 | $350 |
| 30 | BMW X4 | $2,038 | $388 |
| 31 | Land Rover Defender | $2,044 | $394 |
| 32 | Jaguar F-Pace | $2,054 | $404 |
| 33 | Audi Q4 | $2,066 | $416 |
| 34 | Porsche Macan | $2,070 | $420 |
| 35 | BMW X3 | $2,076 | $426 |
| 36 | Jaguar I-Pace | $2,194 | $544 |
| 37 | Aston Martin DBX | $3,424 | $1,774 |
Additional rates and insights
Some other key data insights regarding UX 250h insurance cost include:
- Raise your credit score for cheaper rates. Maintaining a high credit score could save $259 per year versus a credit rating of 670-739. Conversely, a less-than-perfect credit history could cost around $300 more per year.
- Car insurance is cheaper with higher deductibles. Increasing deductibles from $500 to $1,000 could save around $264 per year for a 40-year-old driver and $518 per year for a 20-year-old driver.
- The lower deductible you choose, the higher the policy cost. Decreasing your deductibles from $500 to $250 could cost an additional $276 per year for a 40-year-old driver and $546 per year for a 20-year-old driver.
- High-risk insurance is expensive. For a 40-year-old driver, having a high frequency of accidents or violations could inflate rates by $1,978 or more per year.
- Find cheaper rates by qualifying for policy discounts. Discounts may be available if the insured drivers sign their policy early, are senior citizens, drive a vehicle with safety or anti-theft features, are military or federal employees, are loyal customers, or many other policy discounts which could save the average driver as much as $278 per year on Lexus UX 250h insurance.
- Young male drivers pay the highest rates. For a 2023 Lexus UX 250h, a 20-year-old male pays an average price of $3,284 per year, while a 20-year-old female driver will pay an average of $2,430, a difference of $854 per year. The females get much better rates. But by age 50, rates for male drivers are $1,506 and the rate for females is $1,472, a difference of only $34.
- Car insurance for teens is expensive. Average rates for full coverage UX 250h insurance costs $5,870 per year for a 16-year-old driver, $5,502 per year for a 17-year-old driver, $5,144 per year for an 18-year-old driver, and $4,664 per year for a 19-year-old driver.
- Tickets and violations can cost a lot. If you want to get the cheapest possible UX 250h insurance rates, it’s necessary to avoid traffic citations. Not surprisingly, just one or two traffic citations have the consequences of increasing policy cost by as much as $432 per year. Major infractions like DUI and hit-and-run could raise rates by an additional $1,516 or more.
