Lexus UX 250h Car Insurance Rates [2023 Updated Data]

How much does car insurance for a Lexus UX 250h cost? We analyze rates from the base UX 250h AWD up to the loaded Premium AWD trim to find out how average prices measure up to the rest of the small luxury SUV segment.

Start a Free QuoteCompare Lexus UX 250h car insurance quotes and save on your next policy.

  • Lexus UX 250h insurance cost averages $1,650 per year or around $138 per month, but can vary significantly based on driver age.
  • The UX 250h Hybrid 2WD trim level is the cheapest to insure at around $1,584 per year. The most expensive trim is the F Sport Handling Hybrid AWD at $1,726 per year.
  • The Lexus UX 250h ranks fourth out of 37 vehicles in the 2023 small luxury SUV class for auto insurance affordability.

How much does Lexus UX 250h car insurance cost?

Lexus UX 250h insurance costs an average of $1,650 annually, or $138 monthly. Expect to pay around $259 less per year to insure a Lexus UX 250h compared to the small luxury SUVs average rate, and $35 less per year than the $1,685 average for all vehicles.

The bar chart below details how Lexus UX 250h car insurance costs vary based on a variety of driver ages and the policy deductibles. Insurance cost averages vary from the lowest price of $1,242 per year for a driver age 60 with deductibles of $1,000 to the highest policy cost of $3,830 per year for a driver age 20 with a deductible of $250.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Lexus UX 250h with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Lexus UX 250h trim levels.Data last updated on December 29, 2022
Lexus UX 250h Car Insurance Rates
2023 Lexus UX 250h Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,766$231
$500$3,284$274
$250$3,830$319
30$1,000$1,454$121
$500$1,742$145
$250$2,044$170
40$1,000$1,386$116
$500$1,650$138
$250$1,926$161
50$1,000$1,266$106
$500$1,506$126
$250$1,752$146
60$1,000$1,242$104
$500$1,478$123
$250$1,720$143

The rate table below breaks down average Lexus UX 250h car insurance rates for the 2019 to 2023 model years and different driver age groups.

Lexus UX 250h Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Lexus UX 250h$3,284$1,650$1,478
2022 Lexus UX 250h$3,300$1,660$1,486
2021 Lexus UX 250h$3,222$1,620$1,450
2020 Lexus UX 250h$3,178$1,596$1,430
2019 Lexus UX 250h$3,210$1,604$1,436

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Lexus UX 250h Insurance Cost by Model Year

The next table details the estimated yearly and 6-month policy costs, including a monthly amount for budgeting, for each Lexus UX 250h package and trim.

2023 Lexus UX 250h Insurance Cost by Trim Level
Lexus UX 250h Trim Level Annual Policy Six-Month Policy Per Month
Hybrid 2WD$1,584$792$132
Hybrid AWD$1,610$805$134
Premium Hybrid 2WD$1,632$816$136
F Sport Design Hybrid 2WD$1,632$816$136
Premium Hybrid AWD$1,656$828$138
F Sport Design Hybrid AWD$1,656$828$138
F Sport Handling Hybrid 2WD$1,708$854$142
F Sport Handling Hybrid AWD$1,726$863$144

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Lexus UX 250h, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Lexus UX 250h Insurance Cost by Trim Level

Lexus UX 250h vs. other small luxury SUVs

The Lexus UX 250h ranks fourth out of 37 comparison vehicles in the small luxury SUV segment for most affordable car insurance rates. The UX 250h costs an estimated $1,650 per year for a car insurance policy with full coverage and the category average insurance cost is $1,909 annually, a difference of $259 per year.

When compared directly to other vehicles in the small luxury SUV segment, insurance rates for a Lexus UX 250h cost $156 less per year than the Volvo XC60, $148 less than the Mercedes-Benz GLC300, $178 more than the Acura RDX, and $340 less than the Audi Q5.

The next chart shows how car insurance rates for an UX 250h compare to the most popular small luxury SUVs like the Acura RDX, Audi Q5, and the Volvo XC60. A table is also added following the chart displaying insurance rankings for all 37 vehicles in the 2023 small luxury SUV segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Lexus UX 250h, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Lexus UX 250h trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Insurance Cost Comparison: Lexus UX 250h vs Top 10 Small Luxury SUVs
Lexus UX 250h Insurance Cost Compared to All Small Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Acura RDX$1,472-$178
2Cadillac XT4$1,592-$58
3Volvo XC40$1,622-$28
4Lexus UX 250h$1,650--
5Mercedes-Benz GLA250$1,712$62
6Mercedes-Benz GLB 250$1,718$68
7Lexus NX 250$1,740$90
8Lexus NX 350h$1,760$110
9Lexus NX 350$1,770$120
10Lincoln Corsair$1,772$122
11Lexus NX 450h$1,776$126
12BMW X1$1,788$138
13Alfa Romeo Tonale$1,790$140
14Mercedes-Benz GLC300$1,798$148
15Lexus RZ 450e$1,802$152
16Volvo XC60$1,806$156
17Audi Q3$1,820$170
18Land Rover Evoque$1,828$178
19Volvo C40$1,846$196
20Infiniti QX55$1,908$258
21Mercedes-Benz GLA35 AMG$1,914$264
22Genesis GV70$1,944$294
23Mercedes-Benz EQB 300$1,954$304
24Genesis GV60$1,958$308
25Mercedes-Benz GLA45 AMG$1,968$318
26Alfa Romeo Stelvio$1,978$328
27Audi Q5$1,990$340
28Land Rover Range Rover Velar$1,996$346
29Mercedes-Benz EQB 350$2,000$350
30BMW X4$2,038$388
31Land Rover Defender$2,044$394
32Jaguar F-Pace$2,054$404
33Audi Q4$2,066$416
34Porsche Macan$2,070$420
35BMW X3$2,076$426
36Jaguar I-Pace$2,194$544
37Aston Martin DBX$3,424$1,774

Additional rates and insights

Some other key data insights regarding UX 250h insurance cost include:

  • Raise your credit score for cheaper rates. Maintaining a high credit score could save $259 per year versus a credit rating of 670-739. Conversely, a less-than-perfect credit history could cost around $300 more per year.
  • Car insurance is cheaper with higher deductibles. Increasing deductibles from $500 to $1,000 could save around $264 per year for a 40-year-old driver and $518 per year for a 20-year-old driver.
  • The lower deductible you choose, the higher the policy cost. Decreasing your deductibles from $500 to $250 could cost an additional $276 per year for a 40-year-old driver and $546 per year for a 20-year-old driver.
  • High-risk insurance is expensive. For a 40-year-old driver, having a high frequency of accidents or violations could inflate rates by $1,978 or more per year.
  • Find cheaper rates by qualifying for policy discounts. Discounts may be available if the insured drivers sign their policy early, are senior citizens, drive a vehicle with safety or anti-theft features, are military or federal employees, are loyal customers, or many other policy discounts which could save the average driver as much as $278 per year on Lexus UX 250h insurance.
  • Young male drivers pay the highest rates. For a 2023 Lexus UX 250h, a 20-year-old male pays an average price of $3,284 per year, while a 20-year-old female driver will pay an average of $2,430, a difference of $854 per year. The females get much better rates. But by age 50, rates for male drivers are $1,506 and the rate for females is $1,472, a difference of only $34.
  • Car insurance for teens is expensive. Average rates for full coverage UX 250h insurance costs $5,870 per year for a 16-year-old driver, $5,502 per year for a 17-year-old driver, $5,144 per year for an 18-year-old driver, and $4,664 per year for a 19-year-old driver.
  • Tickets and violations can cost a lot. If you want to get the cheapest possible UX 250h insurance rates, it’s necessary to avoid traffic citations. Not surprisingly, just one or two traffic citations have the consequences of increasing policy cost by as much as $432 per year. Major infractions like DUI and hit-and-run could raise rates by an additional $1,516 or more.