- Lexus UX 250h insurance cost averages $1,516 per year or around $126 per month, but can vary significantly based on driver age.
- The UX 250h Hybrid AWD trim level is the cheapest to insure at around $1,474 per year. The most expensive trim is the Luxury Hybrid AWD at $1,554 per year.
- The Lexus UX 250h ranks #7 out of 34 vehicles in the 2022 small luxury SUV class for auto insurance affordability.
How much does Lexus UX 250h car insurance cost?
Lexus UX 250h insurance costs an average of $1,516 annually, or $126 monthly. Expect to pay around $185 less per year to insure a Lexus UX 250h compared to the small luxury SUVs average rate, and $35 less per year than the $1,551 average for all vehicles.
The bar chart below details how Lexus UX 250h car insurance costs vary based on a variety of driver ages and the policy deductibles. Insurance cost averages vary from the lowest price of $1,140 per year for a driver age 60 with deductibles of $1,000 to the highest policy cost of $3,516 per year for a driver age 20 with a deductible of $250.
The rate table below breaks down average Lexus UX 250h car insurance rates for the 2019 to 2021 model years and different driver age groups.
| Model Year | Driver Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| 2022 | $3,010 | $1,606 | $1,516 | $1,380 | $1,356 |
| 2021 | $2,930 | $1,558 | $1,474 | $1,344 | $1,320 |
| 2020 | $2,876 | $1,526 | $1,446 | $1,318 | $1,294 |
| 2019 | $2,936 | $1,540 | $1,468 | $1,340 | $1,314 |
The next table details the estimated yearly and 6-month policy costs, including a monthly amount for budgeting, for each Lexus UX 250h package and trim.
| Lexus UX 250h Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Hybrid AWD | $1,474 | $737 | $123 |
| F Sport Hybrid AWD | $1,518 | $759 | $127 |
| Luxury Hybrid AWD | $1,554 | $777 | $130 |
Lexus UX 250h vs. other small luxury SUVs
The Lexus UX 250h ranks #7 out of 34 comparison vehicles in the small luxury SUV segment for most affordable car insurance rates. The UX 250h costs an estimated $1,516 per year for a car insurance policy with full coverage and the category average insurance cost is $1,701 annually, a difference of $185 per year.
When compared directly to other vehicles in the small luxury SUV segment, insurance rates for a Lexus UX 250h cost $110 less per year than the Volvo XC60, $88 less than the Mercedes-Benz GLC300, $218 more than the Acura RDX, and $240 less than the Audi Q5.
The next chart shows how car insurance rates for an UX 250h compare to the most popular small luxury SUVs like the Acura RDX, Audi Q5, and the Volvo XC60. A table is also added following the chart displaying insurance rankings for all 34 vehicles in the 2022 small luxury SUV segment.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Acura RDX | $1,298 | -$218 |
| 2 | Cadillac XT4 | $1,330 | -$186 |
| 3 | Volvo XC40 | $1,456 | -$60 |
| 4 | Lexus NX 250 | $1,504 | -$12 |
| 5 | BMW X1 | $1,506 | -$10 |
| 6 | Lexus NX 350h | $1,514 | -$2 |
| 7 | Lexus UX 250h | $1,516 | -- |
| 8 | Lexus NX 350 | $1,542 | $26 |
| 9 | Lexus UX 200 | $1,548 | $32 |
| 10 | Lexus NX 450h | $1,584 | $68 |
| 11 | Mercedes-Benz GLB 250 | $1,590 | $74 |
| 12 | Land Rover Evoque | $1,600 | $84 |
| 13 | Lincoln Corsair | $1,602 | $86 |
| 14 | Mercedes-Benz GLC300 | $1,604 | $88 |
| 15 | Volvo C40 | $1,618 | $102 |
| 16 | Mercedes-Benz GLA250 | $1,620 | $104 |
| 17 | Volvo XC60 | $1,626 | $110 |
| 18 | BMW X2 | $1,678 | $162 |
| 19 | Audi Q3 | $1,700 | $184 |
| 20 | Mercedes-Benz GLA35 AMG | $1,704 | $188 |
| 21 | Infiniti QX55 | $1,714 | $198 |
| 22 | Genesis GV70 | $1,734 | $218 |
| 23 | Mercedes-Benz GLA45 AMG | $1,754 | $238 |
| 24 | Audi Q5 | $1,756 | $240 |
| 25 | Audi Q4 | $1,776 | $260 |
| 26 | Land Rover Defender | $1,786 | $270 |
| 27 | Land Rover Range Rover Velar | $1,792 | $276 |
| 28 | Alfa Romeo Stelvio | $1,828 | $312 |
| 29 | BMW X3 | $1,854 | $338 |
| 30 | Porsche Macan | $1,918 | $402 |
| 31 | Jaguar I-Pace | $1,958 | $442 |
| 32 | Jaguar F-Pace | $2,012 | $496 |
| 33 | BMW X4 | $2,066 | $550 |
| 34 | Aston Martin DBX | $2,750 | $1,234 |
Additional rates and insights
Some other key data insights regarding UX 250h insurance cost include:
- Raise your credit score for cheaper rates. Maintaining a high credit score could save $238 per year versus a credit rating of 670-739. Conversely, a less-than-perfect credit history could cost around $276 more per year.
- Car insurance is cheaper with higher deductibles. Increasing deductibles from $500 to $1,000 could save around $246 per year for a 40-year-old driver and $480 per year for a 20-year-old driver.
- The lower deductible you choose, the higher the policy cost. Decreasing your deductibles from $500 to $250 could cost an additional $256 per year for a 40-year-old driver and $506 per year for a 20-year-old driver.
- High-risk insurance is expensive. For a 40-year-old driver, having a high frequency of accidents or violations could inflate rates by $1,808 or more per year.
- Find cheaper rates by qualifying for policy discounts. Discounts may be available if the insured drivers sign their policy early, are senior citizens, drive a vehicle with safety or anti-theft features, are military or federal employees, are loyal customers, or many other policy discounts which could save the average driver as much as $254 per year on Lexus UX 250h insurance.
- Young male drivers pay the highest rates. For a 2022 Lexus UX 250h, a 20-year-old male pays an average price of $3,010 per year, while a 20-year-old female driver will pay an average of $2,228, a difference of $782 per year. The females get much better rates. But by age 50, rates for male drivers are $1,380 and the rate for females is $1,354, a difference of only $26.
- Car insurance for teens is expensive. Average rates for full coverage UX 250h insurance costs $5,354 per year for a 16-year-old driver, $5,024 per year for a 17-year-old driver, $4,700 per year for a 18-year-old driver, and $4,264 per year for a 19-year-old driver.
- Tickets and violations can cost a lot. If you want to get the cheapest possible UX 250h insurance rates, it’s necessary to avoid traffic citations. Not surprisingly, just one or two traffic citations have the consequences of increasing policy cost by as much as $394 per year. Major infractions like DUI and hit-and-run could raise rates by an additional $1,384 or more.
