Lexus UX 250h Car Insurance Rates [2022 Updated Data]

How much does car insurance for a Lexus UX 250h cost? We analyze rates from the base UX 250h AWD up to the loaded Premium AWD trim to find out how average prices measure up to the rest of the small luxury SUV segment.

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  • Lexus UX 250h insurance cost averages $1,530 per year or around $128 per month, but can vary significantly based on driver age.
  • The UX 250h Hybrid AWD trim level is the cheapest to insure at around $1,488 per year. The most expensive trim is the Luxury Hybrid AWD at $1,566 per year.
  • The Lexus UX 250h ranks #7 out of 34 vehicles in the 2022 small luxury SUV class for auto insurance affordability.

How much does Lexus UX 250h car insurance cost?

Lexus UX 250h insurance costs an average of $1,530 annually, or $128 monthly. Expect to pay around $184 less per year to insure a Lexus UX 250h compared to the small luxury SUVs average rate, and $37 less per year than the $1,567 average for all vehicles.

The bar chart below details how Lexus UX 250h car insurance costs vary based on a variety of driver ages and the policy deductibles. Insurance cost averages vary from the lowest price of $1,150 per year for a driver age 60 with deductibles of $1,000 to the highest policy cost of $3,548 per year for a driver age 20 with a deductible of $250.

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Chart Data Details: Chart shows average insurance cost for a 2022 Lexus UX 250h with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Lexus UX 250h trim levels.Data last updated on August 19, 2022
Lexus UX 250h Car Insurance Rates
Lexus UX 250h Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,550$213
$500$3,038$253
$250$3,548$296
30$1,000$1,348$112
$500$1,616$135
$250$1,900$158
40$1,000$1,282$107
$500$1,530$128
$250$1,788$149
50$1,000$1,170$98
$500$1,394$116
$250$1,626$136
60$1,000$1,150$96
$500$1,368$114
$250$1,596$133

The rate table below breaks down average Lexus UX 250h car insurance rates for the 2019 to 2021 model years and different driver age groups.

Lexus UX 250h Insurance Cost for 2019-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$3,038$1,616$1,530$1,394$1,368
2021$2,954$1,570$1,486$1,354$1,330
2020$2,896$1,538$1,458$1,328$1,304
2019$2,960$1,554$1,478$1,350$1,326

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 19, 2022
Lexus UX 250h Insurance Cost by Model Year

The next table details the estimated yearly and 6-month policy costs, including a monthly amount for budgeting, for each Lexus UX 250h package and trim.

2022 Lexus UX 250h Insurance Cost by Trim Level
Lexus UX 250h Trim Level Annual Policy 6-month Policy Per Month
Hybrid AWD$1,488$744$124
F Sport Hybrid AWD$1,530$765$128
Luxury Hybrid AWD$1,566$783$131

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Table Data Details: Average rates are for a 2022 Lexus UX 250h, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 19, 2022
Lexus UX 250h Insurance Cost by Trim Level

Lexus UX 250h vs. other small luxury SUVs

The Lexus UX 250h ranks #7 out of 34 comparison vehicles in the small luxury SUV segment for most affordable car insurance rates. The UX 250h costs an estimated $1,530 per year for a car insurance policy with full coverage and the category average insurance cost is $1,714 annually, a difference of $184 per year.

When compared directly to other vehicles in the small luxury SUV segment, insurance rates for a Lexus UX 250h cost $110 less per year than the Volvo XC60, $88 less than the Mercedes-Benz GLC300, $222 more than the Acura RDX, and $238 less than the Audi Q5.

The next chart shows how car insurance rates for an UX 250h compare to the most popular small luxury SUVs like the Acura RDX, Audi Q5, and the Volvo XC60. A table is also added following the chart displaying insurance rankings for all 34 vehicles in the 2022 small luxury SUV segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Lexus UX 250h, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Lexus UX 250h trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 19, 2022
Insurance Cost Comparison: Lexus UX 250h vs Top 10 Small Luxury SUVs
Lexus UX 250h Insurance Cost Compared to All Small Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Acura RDX$1,308-$222
2Cadillac XT4$1,340-$190
3Volvo XC40$1,466-$64
4Lexus NX 250$1,516-$14
5BMW X1$1,520-$10
6Lexus NX 350h$1,528-$2
7Lexus UX 250h$1,530--
8Lexus NX 350$1,554$24
9Lexus UX 200$1,558$28
10Lexus NX 450h$1,598$68
11Mercedes-Benz GLB 250$1,602$72
12Land Rover Evoque$1,612$82
13Lincoln Corsair$1,616$86
14Mercedes-Benz GLC300$1,618$88
15Mercedes-Benz GLA250$1,630$100
16Volvo C40$1,632$102
17Volvo XC60$1,640$110
18BMW X2$1,690$160
19Audi Q3$1,712$182
20Mercedes-Benz GLA35 AMG$1,714$184
21Infiniti QX55$1,726$196
22Genesis GV70$1,746$216
23Mercedes-Benz GLA45 AMG$1,766$236
24Audi Q5$1,768$238
25Audi Q4$1,790$260
26Land Rover Defender$1,798$268
27Land Rover Range Rover Velar$1,806$276
28Alfa Romeo Stelvio$1,844$314
29BMW X3$1,868$338
30Porsche Macan$1,932$402
31Jaguar I-Pace$1,974$444
32Jaguar F-Pace$2,026$496
33BMW X4$2,082$552
34Aston Martin DBX$2,772$1,242

Additional rates and insights

Some other key data insights regarding UX 250h insurance cost include:

  • Raise your credit score for cheaper rates. Maintaining a high credit score could save $240 per year versus a credit rating of 670-739. Conversely, a less-than-perfect credit history could cost around $278 more per year.
  • Car insurance is cheaper with higher deductibles. Increasing deductibles from $500 to $1,000 could save around $248 per year for a 40-year-old driver and $488 per year for a 20-year-old driver.
  • The lower deductible you choose, the higher the policy cost. Decreasing your deductibles from $500 to $250 could cost an additional $258 per year for a 40-year-old driver and $510 per year for a 20-year-old driver.
  • High-risk insurance is expensive. For a 40-year-old driver, having a high frequency of accidents or violations could inflate rates by $1,824 or more per year.
  • Find cheaper rates by qualifying for policy discounts. Discounts may be available if the insured drivers sign their policy early, are senior citizens, drive a vehicle with safety or anti-theft features, are military or federal employees, are loyal customers, or many other policy discounts which could save the average driver as much as $260 per year on Lexus UX 250h insurance.
  • Young male drivers pay the highest rates. For a 2022 Lexus UX 250h, a 20-year-old male pays an average price of $3,038 per year, while a 20-year-old female driver will pay an average of $2,250, a difference of $788 per year. The females get much better rates. But by age 50, rates for male drivers are $1,394 and the rate for females is $1,366, a difference of only $28.
  • Car insurance for teens is expensive. Average rates for full coverage UX 250h insurance costs $5,400 per year for a 16-year-old driver, $5,068 per year for a 17-year-old driver, $4,740 per year for a 18-year-old driver, and $4,304 per year for a 19-year-old driver.
  • Tickets and violations can cost a lot. If you want to get the cheapest possible UX 250h insurance rates, it’s necessary to avoid traffic citations. Not surprisingly, just one or two traffic citations have the consequences of increasing policy cost by as much as $396 per year. Major infractions like DUI and hit-and-run could raise rates by an additional $1,396 or more.