- The average Mercedes S63 AMG insurance cost is $3,700 per year, or $308 per month for full coverage.
- The cheapest Mercedes S63 AMG to insure is the Sedan at around $3,686 per year, and the most expensive trim is the 4Matic Coupe at $3,714 annually.
- The S63 AMG ranks 35th out of 43 vehicles in the 2017 large luxury car class for auto insurance affordability.
How much does Mercedes S63 AMG insurance cost?
Mercedes S63 AMG car insurance costs $3,700 a year for full coverage, or about $308 a month. Comprehensive costs around $926 a year, collision insurance costs an estimated $2,074, and the remaining liability and medical coverage is an estimated $700.
The bar chart below shows average S63 AMG car insurance rates based on various driver age groups and physical damage deductibles.
The annual policy rates shown vary from the cheapest policy cost of $2,494 per year for a 60-year-old driver with $1,000 deductibles to the highest policy cost of $8,976 each year for a driver age 20 with low deductibles.
The table below shows average Mercedes-Benz S63 AMG insurance rates for the 2013 to 2017 model years and a range of rated drivers.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2017 Mercedes-Benz S63 AMG | $7,534 | $3,700 | $3,042 |
| 2016 Mercedes-Benz S63 AMG | $6,910 | $3,408 | $2,804 |
| 2015 Mercedes-Benz S63 AMG | $6,400 | $3,162 | $2,602 |
| 2014 Mercedes-Benz S63 AMG | $6,050 | $2,958 | $2,440 |
| 2013 Mercedes-Benz S63 AMG | $5,340 | $2,654 | $2,190 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz S63 AMG trim levels for each model year. Updated October 24, 2025
The table below displays average yearly and 6-month policy costs, in addition to a monthly amount for budgeting, for 2017 S63 AMG Sedan and 4Matic Coupe trim levels.
| 2017 Mercedes-Benz S63 AMG Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Sedan | $3,686 | $307 |
| 4Matic Coupe | $3,714 | $310 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
How do S63 AMG car insurance prices rank?
The Mercedes S63 AMG ranks 35th out of 43 comparison vehicles in the 2017 full-size luxury sedan category for most affordable auto insurance rates.
The S63 AMG costs an average of $3,700 per year for a car insurance policy with full coverage, and the segment average policy cost is $3,025 per year, a difference of $675 per year.
When compared side-by-side to other large luxury car models, insurance rates for a Mercedes-Benz S63 AMG cost $1,802 more per year than the Audi A5, $438 more than the Mercedes-Benz S550, and $968 more than the BMW 740i.
The chart below shows how the average car insurance rate for a S63 AMG compares to the top 10 best-selling large luxury cars in the U.S. like the Cadillac XTS, Cadillac CT6, and the Lexus LS 460.
In addition to the chart, a larger table is included following the chart showing rate comparisons for all 43 vehicles in the 2017 large luxury car segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Lincoln Continental | $1,894 | -$1,806 |
| 2 | Audi A5 | $1,898 | -$1,802 |
| 3 | Cadillac XTS | $1,940 | -$1,760 |
| 4 | Cadillac CTS | $1,968 | -$1,732 |
| 5 | Cadillac CT6 | $2,104 | -$1,596 |
| 6 | Volvo S90 | $2,202 | -$1,498 |
| 7 | Infiniti Q70 | $2,284 | -$1,416 |
| 8 | Acura RLX | $2,350 | -$1,350 |
| 9 | Mercedes-Benz CLS550 | $2,392 | -$1,308 |
| 10 | Lexus GS 450 | $2,444 | -$1,256 |
| 11 | Mercedes-Benz C63 AMG | $2,492 | -$1,208 |
| 12 | Jaguar XJ | $2,512 | -$1,188 |
| 13 | Infiniti Q60 | $2,542 | -$1,158 |
| 14 | Kia K900 | $2,552 | -$1,148 |
| 15 | Mercedes-Benz E63 AMG | $2,580 | -$1,120 |
| 16 | Cadillac CTS-V | $2,602 | -$1,098 |
| 17 | Genesis G90 | $2,628 | -$1,072 |
| 18 | Lexus LS 460 | $2,668 | -$1,032 |
| 19 | BMW 740e | $2,678 | -$1,022 |
| 20 | BMW 740i | $2,732 | -$968 |
| 21 | BMW 650i | $2,810 | -$890 |
| 22 | Maserati Ghibli | $2,922 | -$778 |
| 23 | Porsche Panamera | $2,966 | -$734 |
| 24 | Jaguar XJ Super | $2,978 | -$722 |
| 25 | Mercedes-Benz CLS63 AMG | $2,986 | -$714 |
| 26 | Audi A8 | $3,084 | -$616 |
| 27 | BMW 750i | $3,154 | -$546 |
| 28 | BMW Alpina B6 | $3,168 | -$532 |
| 29 | Maserati Quattroporte | $3,178 | -$522 |
| 30 | Audi RS 7 | $3,182 | -$518 |
| 31 | Mercedes-Benz S550 | $3,262 | -$438 |
| 32 | Audi S8 | $3,278 | -$422 |
| 33 | Mercedes-Benz AMG | $3,282 | -$418 |
| 34 | BMW M760xi | $3,572 | -$128 |
| 35 | Mercedes-Benz S63 AMG | $3,700 | -- |
| 36 | Mercedes-Benz S600 | $3,714 | $14 |
| 37 | Mercedes-Benz AMG S63 | $3,836 | $136 |
| 38 | Bentley Flying Spur | $4,196 | $496 |
| 39 | Mercedes-Benz S65 AMG | $4,330 | $630 |
| 40 | Mercedes-Benz S65 | $4,416 | $716 |
| 41 | Mercedes-Benz AMG S65 | $4,520 | $820 |
| 42 | Bentley Continental | $4,522 | $822 |
| 43 | Bentley Mulsanne | $5,556 | $1,856 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2017 model year. Updated October 24, 2025
Additional S63 AMG insurance rates and insights
The list below includes some additional rates like insuring teenagers on a S63 AMG, how driver age affects cost, and how difference deductible levels affect policy cost.
- Earn policy discounts to save money. Discounts may be available if the insureds drive low annual mileage, take a defensive driving course, work in certain occupations, are good students, are homeowners, or many other policy discounts which could save the average driver as much as $632 per year on the cost of insuring a S63 AMG.
- Teenage drivers are expensive to insure. Average rates for full coverage S63 AMG insurance costs $12,984 per year for a 16-year-old driver, $12,724 per year for a 17-year-old driver, $11,670 per year for an 18-year-old driver, and $10,506 per year for a 19-year-old driver.
- Earn a discount from your employment. Just about all car insurance companies offer policy discounts for specific professions like architects, police officers and law enforcement, accountants, lawyers, firefighters, and others. Qualifying for an occupational discount could save between $111 and $188 on your insurance premium, depending on the coverage levels.
- Driver gender influences rates. For a 2017 Mercedes-Benz S63 AMG, a 20-year-old male driver will pay an average rate of $7,534 per year, while a 20-year-old female driver will get a rate of $5,348, a difference of $2,186 per year in favor of the women by a long shot. But by age 50, the male rate is $3,240 and the rate for females is $3,174, a difference of only $66.
- Lower the cost of your policy by increasing deductibles. Boosting your deductibles from $500 to $1,000 could save around $678 per year for a 40-year-old driver and $1,356 per year for a 20-year-old driver.
- The lower deductible you choose, the higher the policy cost. Lowering your policy deductibles from $500 to $250 could cost an additional $710 per year for a 40-year-old driver and $1,442 per year for a 20-year-old driver.
- Rates trend downward as age increases. The difference in insurance rates for a 2017 S63 AMG between a 60-year-old driver ($3,042 per year) and a 30-year-old driver ($3,976 per year) is $934, or a savings of 26.6%.