Insurance and Your Mercedes-Benz S63 AMG: What You Need to Know

How much are Mercedes S63 AMG car insurance rates? We compared average rates for the S63 AMG Sedan and the 4Matic Coupe trim levels to see how insurance prices rank when compared to other large luxury cars.

Start a Free QuoteCompare Mercedes S63 AMG car insurance quotes and save on your next policy.

  • The average Mercedes S63 AMG insurance cost is $3,612 per year, or $301 per month for full coverage.
  • The cheapest Mercedes S63 AMG to insure is the Sedan at around $3,598 per year, and the most expensive trim is the 4Matic Coupe at $3,628 annually.
  • The S63 AMG ranks 35th out of 43 vehicles in the 2017 large luxury car class for auto insurance affordability.

How much does Mercedes S63 AMG insurance cost?

Mercedes S63 AMG car insurance costs $3,612 a year for full coverage, or about $301 a month. Comprehensive costs around $902 a year, collision insurance costs an estimated $2,024, and the remaining liability and medical coverage is an estimated $686.

The bar chart below shows average S63 AMG car insurance rates based on various driver age groups and physical damage deductibles.

Average 2017 Mercedes-Benz S63 AMG car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2017 Mercedes-Benz S63 AMG car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on a 2017 model year Mercedes-Benz S63 AMG. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2017 Mercedes-Benz S63 AMG Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$6,030$503
$500$7,352$613
$250$8,758$730
30-Year-Old$1,000$3,158$263
$500$3,878$323
$250$4,632$386
40-Year-Old$1,000$2,952$246
$500$3,612$301
$250$4,306$359
50-Year-Old$1,000$2,592$216
$500$3,162$264
$250$3,760$313
60-Year-Old$1,000$2,434$203
$500$2,968$247
$250$3,530$294

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2017 Mercedes-Benz S63 AMG. Updated June 27, 2025

The annual policy rates shown vary from the cheapest policy cost of $2,434 per year for a 60-year-old driver with $1,000 deductibles to the highest policy cost of $8,758 each year for a driver age 20 with low deductibles.

The table below shows average Mercedes-Benz S63 AMG insurance rates for the 2013 to 2017 model years and a range of rated drivers.

Mercedes-Benz S63 AMG Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2017 Mercedes-Benz S63 AMG$7,352$3,612$2,968
2016 Mercedes-Benz S63 AMG$6,744$3,330$2,736
2015 Mercedes-Benz S63 AMG$6,248$3,088$2,542
2014 Mercedes-Benz S63 AMG$5,904$2,890$2,382
2013 Mercedes-Benz S63 AMG$5,212$2,590$2,142

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz S63 AMG trim levels for each model year. Updated June 27, 2025

Average insurance rates for 2013 to 2017 Mercedes-Benz S63 AMG models for drivers age 20, 40 and 60
Average insurance rates for 2013 to 2017 Mercedes-Benz S63 AMG models for drivers age 20, 40 and 60

The table below displays average yearly and 6-month policy costs, in addition to a monthly amount for budgeting, for 2017 S63 AMG Sedan and 4Matic Coupe trim levels.

2017 Mercedes-Benz S63 AMG Insurance Rates by Trim Level
2017 Mercedes-Benz S63 AMG Trim Level Annual Premium Cost Per Month
Sedan$3,598$300
4Matic Coupe$3,628$302

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2017 Mercedes-Benz S63 AMG ranging from the Sedan model at $3,598 per year to the 4Matic Coupe model at $3,628
Insurance cost by trim level for a 2017 Mercedes-Benz S63 AMG ranging from the Sedan model at $3,598 per year to the 4Matic Coupe model at $3,628

How do S63 AMG car insurance prices rank?

The Mercedes S63 AMG ranks 35th out of 43 comparison vehicles in the 2017 full-size luxury sedan category for most affordable auto insurance rates.

The S63 AMG costs an average of $3,612 per year for a car insurance policy with full coverage, and the segment average policy cost is $2,954 per year, a difference of $658 per year.

When compared side-by-side to other large luxury car models, insurance rates for a Mercedes-Benz S63 AMG cost $1,758 more per year than the Audi A5, $428 more than the Mercedes-Benz S550, and $944 more than the BMW 740i.

The chart below shows how the average car insurance rate for a S63 AMG compares to the top 10 best-selling large luxury cars in the U.S. like the Cadillac XTS, Cadillac CT6, and the Lexus LS 460.

In addition to the chart, a larger table is included following the chart showing rate comparisons for all 43 vehicles in the 2017 large luxury car segment.

Average 2017 Mercedes-Benz S63 AMG car insurance premium compared to other large luxury car models.
Figure 2: Average 2017 Mercedes-Benz S63 AMG car insurance premium compared to other large luxury car models. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2017 model year Mercedes-Benz S63 AMG. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz S63 AMG trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz S63 AMG Insurance Cost Compared to All Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,848-$1,764
2Audi A5$1,854-$1,758
3Cadillac XTS$1,896-$1,716
4Cadillac CTS$1,920-$1,692
5Cadillac CT6$2,054-$1,558
6Volvo S90$2,152-$1,460
7Infiniti Q70$2,228-$1,384
8Acura RLX$2,294-$1,318
9Mercedes-Benz CLS550$2,336-$1,276
10Lexus GS 450$2,388-$1,224
11Mercedes-Benz C63 AMG$2,434-$1,178
12Jaguar XJ$2,456-$1,156
13Infiniti Q60$2,478-$1,134
14Kia K900$2,490-$1,122
15Mercedes-Benz E63 AMG$2,520-$1,092
16Cadillac CTS-V$2,542-$1,070
17Genesis G90$2,566-$1,046
18Lexus LS 460$2,606-$1,006
19BMW 740e$2,616-$996
20BMW 740i$2,668-$944
21BMW 650i$2,742-$870
22Maserati Ghibli$2,856-$756
23Porsche Panamera$2,896-$716
24Jaguar XJ Super$2,908-$704
25Mercedes-Benz CLS63 AMG$2,916-$696
26Audi A8$3,014-$598
27BMW 750i$3,084-$528
28BMW Alpina B6$3,096-$516
29Maserati Quattroporte$3,104-$508
30Audi RS 7$3,108-$504
31Mercedes-Benz S550$3,184-$428
32Audi S8$3,200-$412
33Mercedes-Benz AMG$3,204-$408
34BMW M760xi$3,490-$122
35Mercedes-Benz S63 AMG$3,612--
36Mercedes-Benz S600$3,628$16
37Mercedes-Benz AMG S63$3,748$136
38Bentley Flying Spur$4,100$488
39Mercedes-Benz S65 AMG$4,228$616
40Mercedes-Benz S65$4,312$700
41Mercedes-Benz AMG S65$4,412$800
42Bentley Continental$4,416$804
43Bentley Mulsanne$5,426$1,814

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2017 model year. Updated June 27, 2025

Additional S63 AMG insurance rates and insights

The list below includes some additional rates like insuring teenagers on a S63 AMG, how driver age affects cost, and how difference deductible levels affect policy cost.

  • Earn policy discounts to save money. Discounts may be available if the insureds drive low annual mileage, take a defensive driving course, work in certain occupations, are good students, are homeowners, or many other policy discounts which could save the average driver as much as $618 per year on the cost of insuring a S63 AMG.
  • Teenage drivers are expensive to insure. Average rates for full coverage S63 AMG insurance costs $12,668 per year for a 16-year-old driver, $12,417 per year for a 17-year-old driver, $11,388 per year for an 18-year-old driver, and $10,252 per year for a 19-year-old driver.
  • Earn a discount from your employment. Just about all car insurance companies offer policy discounts for specific professions like architects, police officers and law enforcement, accountants, lawyers, firefighters, and others. Qualifying for an occupational discount could save between $108 and $183 on your insurance premium, depending on the coverage levels.
  • Driver gender influences rates. For a 2017 Mercedes-Benz S63 AMG, a 20-year-old male driver will pay an average rate of $7,352 per year, while a 20-year-old female driver will get a rate of $5,218, a difference of $2,134 per year in favor of the women by a long shot. But by age 50, the male rate is $3,162 and the rate for females is $3,096, a difference of only $66.
  • Lower the cost of your policy by increasing deductibles. Boosting your deductibles from $500 to $1,000 could save around $660 per year for a 40-year-old driver and $1,322 per year for a 20-year-old driver.
  • The lower deductible you choose, the higher the policy cost. Lowering your policy deductibles from $500 to $250 could cost an additional $694 per year for a 40-year-old driver and $1,406 per year for a 20-year-old driver.
  • Rates trend downward as age increases. The difference in insurance rates for a 2017 S63 AMG between a 60-year-old driver ($2,968 per year) and a 30-year-old driver ($3,878 per year) is $910, or a savings of 26.6%.