Navigating Insurance for a Mercedes-Benz SL 55: Rates Compared for 2025

We looked at the average insurance cost from the cheapest Touring model to the Performance trim level to look at how SL 55 insurance ranks when compared to competing sports cars.

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  • Mercedes-Benz SL 55 insurance rates average $4,520 per year or $2,260 for a semi-annual policy, but can vary significantly based on driver age.
  • When compared to other sports cars, the Mercedes-Benz SL 55 is one of the more expensive sports cars to insure, costing $1,298 more per year on average.
  • The SL 55 Touring trim level is the cheapest to insure at around $4,474 per year. The most expensive trim is the Performance at $4,566 per year.

How much does Mercedes-Benz SL 55 insurance cost?

Ranked 21st out of 23 vehicles in the sports car class, Mercedes-Benz SL 55 insurance costs around $4,520 annually for full coverage, or around $377 on a monthly basis. With the average sports car costing $3,222 a year to insure, the Mercedes-Benz SL 55 costs $1,298 more than comparable models.

The bar chart below illustrates how SL 55 car insurance costs vary depending on the age of the driver and physical damage deductibles. The values vary from the lowest rate of $3,036 per year for a driver age 60 with deductibles of $1,000 to the highest policy cost of $10,834 per year for a driver age 20 with $250 deductibles.

Average 2024 Mercedes-Benz SL 55 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Mercedes-Benz SL 55 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Mercedes-Benz SL 55. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Mercedes-Benz SL 55 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$7,448$621
$500$9,092$758
$250$10,834$903
30-Year-Old$1,000$3,950$329
$500$4,858$405
$250$5,806$484
40-Year-Old$1,000$3,684$307
$500$4,520$377
$250$5,390$449
50-Year-Old$1,000$3,240$270
$500$3,960$330
$250$4,712$393
60-Year-Old$1,000$3,036$253
$500$3,710$309
$250$4,416$368

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Mercedes-Benz SL 55. Updated June 27, 2025

The next table displays the average annual and 6-month policy costs, in addition to a monthly budget amount, for each 2024 Mercedes-Benz SL 55 package and trim.

2024 Mercedes-Benz SL 55 Insurance Rates by Trim Level
2024 Mercedes-Benz SL 55 Trim Level Annual Premium Cost Per Month
Touring$4,474$373
Performance$4,566$381

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Mercedes-Benz SL 55 ranging from the Touring model at $4,474 per year to the Performance model at $4,566
Insurance cost by trim level for a 2024 Mercedes-Benz SL 55 ranging from the Touring model at $4,474 per year to the Performance model at $4,566

Is a Mercedes-Benz SL 55 expensive to insure?

When compared side-by-side to other sports cars, car insurance rates for a Mercedes-Benz SL 55 cost $1,276 more per year than the Chevrolet Corvette, $2,354 more per year than the Mazda MX-5 Miata, and $1,504 more per year than the Porsche 718.

The Mercedes-Benz SL 55 ranks 21st out of 23 total vehicles in the sports car class for auto insurance affordability. The SL 55 costs an average of $4,520 per year to insure for full coverage, while the class average auto insurance cost is $3,222 per year, a difference of $1,298 per year.

The chart displayed below shows how the SL 55 compares to the top-selling sports cars in the U.S. like the Chevrolet Camaro, Subaru WRX, and the Toyota GR86. In addition to the chart, a larger table is included following the chart that illustrates car insurance rates for the entire sports car class.

Average 2024 Mercedes-Benz SL 55 car insurance premium compared to other sports car models.
Figure 2: Average 2024 Mercedes-Benz SL 55 car insurance premium compared to other sports car models. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Mercedes-Benz SL 55. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz SL 55 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz SL 55 Insurance Cost Compared to All Sports Cars
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$2,166-$2,354
2Toyota GR86$2,468-$2,052
3Ford Mustang$2,572-$1,948
4BMW Z4$2,590-$1,930
5Subaru WRX$2,624-$1,896
6Toyota GR Supra$2,632-$1,888
7BMW M2$2,708-$1,812
8Nissan Z$2,716-$1,804
9Lexus RC F$2,766-$1,754
10Subaru BRZ$2,802-$1,718
11BMW M3$2,960-$1,560
12Porsche 718$3,016-$1,504
13Chevrolet Camaro$3,044-$1,476
14Chevrolet Corvette$3,244-$1,276
15Porsche 911$3,356-$1,164
16BMW M4$3,494-$1,026
17Lexus LC 500$3,514-$1,006
18Jaguar F-Type$3,694-$826
19Mercedes-Benz AMG GT53$3,876-$644
20Porsche Taycan$3,968-$552
21Mercedes-Benz SL 55$4,520--
22Nissan GT-R$4,562$42
23Mercedes-Benz SL 63$4,812$292

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025