- Mitsubishi Lancer car insurance rates cost $2,214 per year on average, or about $185 per month, for a policy with full coverage.
- Drivers can find the cheapest Lancer insurance on the ES Sedan trim level at $2,122 per year.
- The Lancer SEL AWC Sedan has the highest rates at $2,280 per year.
- Ranked 35th out of 36 vehicles in the small car segment, average car insurance rates for the Mitsubishi Lancer cost $439 more per year than the segment average.
How much does Mitsubishi Lancer insurance cost?
The average policyholder can plan on paying about $2,214 a year for a full coverage policy to insure a Mitsubishi Lancer, which is the equivalent of $185 a month. When priced by coverage type, liability/medical (or PIP) coverage will cost around $994 a year, collision coverage is an estimated $788, and the remaining comprehensive coverage costs approximately $432.
The rate summary chart below breaks down average car insurance cost for a 2017 Lancer for some common policy risk profiles.
The rate table below shows average annual and semi-annual policy costs, plus a monthly budget figure, for each Mitsubishi Lancer model package and trim level.
| 2017 Mitsubishi Lancer Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| ES Sedan | $2,122 | $177 |
| ES AWC Sedan | $2,228 | $186 |
| SE AWC Sedan | $2,228 | $186 |
| SEL AWC Sedan | $2,280 | $190 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
The following data table shows average Mitsubishi Lancer car insurance policy premiums from the 2013 to the 2017 model years and different driver age groups.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2017 Mitsubishi Lancer | $4,502 | $2,214 | $1,858 |
| 2016 Mitsubishi Lancer | $3,706 | $1,838 | $1,540 |
| 2015 Mitsubishi Lancer | $3,804 | $1,886 | $1,582 |
| 2014 Mitsubishi Lancer | $3,434 | $1,710 | $1,434 |
| 2013 Mitsubishi Lancer | $3,510 | $1,742 | $1,466 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mitsubishi Lancer trim levels for each model year. Updated June 27, 2025
Mitsubishi Lancer car insurance rates vs. the competition
When compared to the other small cars, car insurance rates for a Mitsubishi Lancer cost $508 more per year than the Honda Civic, $390 more than the Toyota Corolla, and $572 more than the Nissan Sentra.
The Mitsubishi Lancer ranks 35th out of 36 total comparison vehicles in the small car category for most affordable car insurance cost. The Lancer costs an estimated $2,214 per year for full coverage insurance and the segment average car insurance cost is $1,775 annually, a difference of $439 per year.
The next table shows how car insurance rates for a Lancer compare to the best-selling small cars in the U.S. like the Hyundai Elantra, Volkswagen Jetta, and the Kia Forte.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Smart Fortwo | $1,354 | -$860 |
| 2 | Chrysler Fiat 500 | $1,418 | -$796 |
| 3 | Honda Fit | $1,450 | -$764 |
| 4 | Ford Fiesta | $1,452 | -$762 |
| 5 | Fiat 124 Spider | $1,488 | -$726 |
| 6 | Mazda 3 | $1,502 | -$712 |
| 7 | Volkswagen Golf | $1,506 | -$708 |
| 8 | Toyota Yaris IA | $1,528 | -$686 |
| 9 | Subaru Impreza | $1,536 | -$678 |
| 10 | Chevrolet Spark | $1,548 | -$666 |
| 11 | Toyota Yaris | $1,552 | -$662 |
| 12 | Hyundai Accent | $1,558 | -$656 |
| 13 | Kia Rio5 | $1,602 | -$612 |
| 14 | Nissan Sentra | $1,642 | -$572 |
| 15 | Honda Civic | $1,706 | -$508 |
| 16 | Nissan Versa | $1,734 | -$480 |
| 17 | Volkswagen Beetle | $1,774 | -$440 |
| 18 | Toyota Prius | $1,810 | -$404 |
| 19 | Volkswagen GTI | $1,818 | -$396 |
| 20 | Toyota Corolla | $1,824 | -$390 |
| 21 | Hyundai Ioniq | $1,852 | -$362 |
| 22 | Chevrolet Sonic | $1,860 | -$354 |
| 23 | Nissan Leaf | $1,866 | -$348 |
| 24 | Chevrolet Cruze | $1,872 | -$342 |
| 25 | Chevrolet Volt | $1,906 | -$308 |
| 26 | Volkswagen E-Golf | $1,916 | -$298 |
| 27 | Kia Rio | $1,938 | -$276 |
| 28 | Hyundai Veloster | $1,962 | -$252 |
| 29 | Ford Focus | $1,964 | -$250 |
| 30 | Volkswagen Jetta | $1,974 | -$240 |
| 31 | Kia Forte | $2,008 | -$206 |
| 32 | Hyundai Elantra | $2,074 | -$140 |
| 33 | Toyota Mirai | $2,172 | -$42 |
| 34 | Toyota 86 | $2,188 | -$26 |
| 35 | Mitsubishi Lancer | $2,214 | -- |
| 36 | Honda Clarity | $2,338 | $124 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2017 model year. Updated June 27, 2025
