Insurance Cost for a Mitsubishi Lancer: Rates, Insights, Savings

How much are Mitsubishi Lancer car insurance rates? We compare average rates from the base Lancer ES Sedan to the SEL AWC Sedan model to discover how insurance costs stack up against all other small cars.

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  • Mitsubishi Lancer car insurance rates cost $2,268 per year on average, or about $189 per month, for a policy with full coverage.
  • Drivers can find the cheapest Lancer insurance on the ES Sedan trim level at $2,174 per year.
  • The Lancer SEL AWC Sedan has the highest rates at $2,336 per year.
  • Ranked 35th out of 36 vehicles in the small car segment, average car insurance rates for the Mitsubishi Lancer cost $450 more per year than the segment average.

How much does Mitsubishi Lancer insurance cost?

The average policyholder can plan on paying about $2,268 a year for a full coverage policy to insure a Mitsubishi Lancer, which is the equivalent of $189 a month. When priced by coverage type, liability/medical (or PIP) coverage will cost around $1,018 a year, collision coverage is an estimated $808, and the remaining comprehensive coverage costs approximately $442.

The rate summary chart below breaks down average car insurance cost for a 2017 Lancer for some common policy risk profiles.

Average 2017 Mitsubishi Lancer insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2017 Mitsubishi Lancer insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2017 model year Mitsubishi Lancer with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mitsubishi Lancer trim levels.

2017 Mitsubishi Lancer Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,272$439
Safe Driver Age 20$4,610$384
At-fault Accidents Age 40$3,272$273
Low Deductibles Age 40$2,820$235
Safe Driver Age 30$2,398$200
Safe Driver Age 40$2,268$189
Safe Driver Age 50$2,034$170
High Deductibles Age 40$1,984$165
Safe Driver Age 60$1,904$159
Discount Rate Age 40$1,880$157

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2017 Mitsubishi Lancer trim levels. Updated October 24, 2025

The rate table below shows average annual and semi-annual policy costs, plus a monthly budget figure, for each Mitsubishi Lancer model package and trim level.

2017 Mitsubishi Lancer Insurance Rates by Trim Level
2017 Mitsubishi Lancer Trim Level Annual Premium Cost Per Month
ES Sedan$2,174$181
ES AWC Sedan$2,282$190
SE AWC Sedan$2,282$190
SEL AWC Sedan$2,336$195

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2017 Mitsubishi Lancer ranging from the ES Sedan model at $2,174 per year to the SEL AWC Sedan model at $2,336
Insurance cost by trim level for a 2017 Mitsubishi Lancer ranging from the ES Sedan model at $2,174 per year to the SEL AWC Sedan model at $2,336

The following data table shows average Mitsubishi Lancer car insurance policy premiums from the 2013 to the 2017 model years and different driver age groups.

Mitsubishi Lancer Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2017 Mitsubishi Lancer$4,610$2,268$1,904
2016 Mitsubishi Lancer$3,798$1,882$1,578
2015 Mitsubishi Lancer$3,896$1,930$1,620
2014 Mitsubishi Lancer$3,518$1,750$1,468
2013 Mitsubishi Lancer$3,598$1,784$1,500

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mitsubishi Lancer trim levels for each model year. Updated October 24, 2025

Average insurance rates for 2013 to 2017 Mitsubishi Lancer models for drivers age 20, 40 and 60
Average insurance rates for 2013 to 2017 Mitsubishi Lancer models for drivers age 20, 40 and 60

Mitsubishi Lancer car insurance rates vs. the competition

When compared to the other small cars, car insurance rates for a Mitsubishi Lancer cost $522 more per year than the Honda Civic, $400 more than the Toyota Corolla, and $586 more than the Nissan Sentra.

The Mitsubishi Lancer ranks 35th out of 36 total comparison vehicles in the small car category for most affordable car insurance cost. The Lancer costs an estimated $2,268 per year for full coverage insurance and the segment average car insurance cost is $1,818 annually, a difference of $450 per year.

The next table shows how car insurance rates for a Lancer compare to the best-selling small cars in the U.S. like the Hyundai Elantra, Volkswagen Jetta, and the Kia Forte.

Insurance Cost Comparison: Mitsubishi Lancer vs Small Cars
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,388-$880
2Chrysler Fiat 500$1,450-$818
3Honda Fit$1,482-$786
4Ford Fiesta$1,486-$782
5Fiat 124 Spider$1,526-$742
6Mazda 3$1,534-$734
7Volkswagen Golf$1,542-$726
8Toyota Yaris IA$1,564-$704
9Subaru Impreza$1,570-$698
10Chevrolet Spark$1,584-$684
11Toyota Yaris$1,588-$680
12Hyundai Accent$1,594-$674
13Kia Rio5$1,640-$628
14Nissan Sentra$1,682-$586
15Honda Civic$1,746-$522
16Nissan Versa$1,774-$494
17Volkswagen Beetle$1,818-$450
18Toyota Prius$1,852-$416
19Volkswagen GTI$1,860-$408
20Toyota Corolla$1,868-$400
21Hyundai Ioniq$1,896-$372
22Chevrolet Sonic$1,906-$362
23Nissan Leaf$1,910-$358
24Chevrolet Cruze$1,918-$350
25Chevrolet Volt$1,952-$316
26Volkswagen E-Golf$1,962-$306
27Kia Rio$1,986-$282
28Hyundai Veloster$2,010-$258
29Ford Focus$2,012-$256
30Volkswagen Jetta$2,022-$246
31Kia Forte$2,060-$208
32Hyundai Elantra$2,124-$144
33Toyota Mirai$2,224-$44
34Toyota 86$2,242-$26
35Mitsubishi Lancer$2,268--
36Honda Clarity$2,394$126

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2017 model year. Updated October 24, 2025

At $2,268 per year, insurance cost for a 2017 Mitsubishi Lancer ranks 35th out of 36 models in the small car segment
At $2,268 per year, insurance cost for a 2017 Mitsubishi Lancer ranks 35th out of 36 models in the small car segment