Navigating 2025 Car Insurance Costs: Nissan GT-R Edition

How much does Nissan GT-R insurance cost? We compared average car insurance rates for the Premium and Nismo trim levels to see how prices rank against other performance sports cars.

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How much does Nissan GT-R car insurance cost?

Car insurance for a 2022 Nissan GT-R averages $4,426 per year for full coverage, which is $369 a month. Insuring a GT-R costs 66.3% more than the national average car insurance rate of $2,221 per year.

When split out by coverage type, collision coverage is an estimated $2,432 a year, liability and medical (or PIP) coverage is approximately $716, and the remaining comprehensive (or other-than-collision) coverage costs an estimated $1,278.

The following chart shows how 2022 Nissan GTR car insurance changes depending on driver age and policy deductibles. The annual policy rates shown vary from $2,944 per year for a driver age 60 with $1,000 comprehensive and collision deductibles to a high policy cost of $10,596 each year for a 20-year-old driver with $250 physical damage deductibles.

Average 2022 Nissan GT-R car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2022 Nissan GT-R car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2022 model year Nissan GT-R. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2022 Nissan GT-R Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$7,202$600
$500$8,850$738
$250$10,596$883
30-Year-Old$1,000$3,846$321
$500$4,760$397
$250$5,712$476
40-Year-Old$1,000$3,584$299
$500$4,426$369
$250$5,302$442
50-Year-Old$1,000$3,144$262
$500$3,872$323
$250$4,628$386
60-Year-Old$1,000$2,944$245
$500$3,624$302
$250$4,334$361

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2022 Nissan GT-R. Updated June 26, 2025

Which GT-R trim costs the least to insure?

The cheapest model of Nissan GT-R to insure is the Premium AWD at an estimated $3,756 per year, with the Nismo AWD model costing an average of $5,094 per year.

The next table shows average car insurance rates for the trim levels available for the 2022 Nissan GT-R. Rates are displayed for both annual and 6-month policy terms as well as a monthly amount for budgeting purposes.

2022 Nissan GT-R Insurance Rates by Trim Level
2022 Nissan GT-R Trim Level Annual Premium Cost Per Month
Premium AWD$3,756$313
Nismo AWD$5,094$425

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2022 Nissan GT-R ranging from the Premium AWD model at $3,756 per year to the Nismo AWD model at $5,094
Insurance cost by trim level for a 2022 Nissan GT-R ranging from the Premium AWD model at $3,756 per year to the Nismo AWD model at $5,094

Is GT-R insurance expensive compared to other cars?

The Nissan GT-R ranks 23rd out of 23 comparison vehicles in the sports car category for the 2022 model year. The GT-R costs an average of $4,426 per year for full coverage insurance, while the segment median average cost is $3,006 per year, a difference of $1,420 per year.

When compared to the all-vehicle national average rate of $2,221, the GT-R costs a whopping $2,205 more. The GT-R is definitely not the vehicle to drive if you’re worried about monthly budgeting to cover your auto insurance bill.

When rates are compared to popular vehicles in the sports car segment, insurance for a Nissan GT-R costs $2,174 more per year than the Ford Mustang, $1,388 more than the Dodge Challenger, $1,468 more than the Chevrolet Camaro, and $2,000 more than the Subaru WRX.

The table below shows how average 2022 Nissan GT-R car insurance rates compare to competitor models in the sports car segment.

Nissan GT-R Insurance Cost vs Other Sports Cars
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,852-$2,574
2Ford Mustang$2,252-$2,174
3BMW Z4$2,300-$2,126
4Subaru WRX$2,426-$2,000
5Toyota GR86$2,490-$1,936
6Audi TT$2,500-$1,926
7Toyota GR Supra$2,548-$1,878
8Subaru BRZ$2,680-$1,746
9Chevrolet Corvette$2,694-$1,732
10BMW M3$2,768-$1,658
11Porsche 718$2,890-$1,536
12Lexus RC F$2,912-$1,514
13Chevrolet Camaro$2,958-$1,468
14Dodge Challenger$3,038-$1,388
15Mercedes-Benz AMG GT53$3,086-$1,340
16Jaguar F-Type$3,232-$1,194
17Porsche Taycan$3,318-$1,108
18Porsche 911$3,398-$1,028
19BMW M4$3,404-$1,022
20Lexus LC 500$3,416-$1,010
21Acura NSX$4,134-$292
22Audi R8$4,418-$8
23Nissan GT-R$4,426--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2022 model year. Updated June 26, 2025

At $4,426 per year, insurance cost for a 2022 Nissan GT-R ranks 23rd out of 23 models in the sports car segment
At $4,426 per year, insurance cost for a 2022 Nissan GT-R ranks 23rd out of 23 models in the sports car segment

A different way to analyze rates is to see how insurance cost for a Nissan GT-R compares to sports car models that have the closest average purchase price.

A 2022 Nissan GT-R has an average MSRP of $162,140, ranging from the Premium AWD trim at $113,540 to the Nismo AWD trim at $210,740.

The sports cars most similar in average price to the GT-R are the Acura NSX, Porsche 911, Audi R8, and Porsche Taycan.

The list below shows how the average MSRP and insurance cost for a Nissan GT-R compares to those four models.

  • Nissan GT-R vs. Acura NSX – New off the lot, the sticker price on the Acura NSX averages $13,860 more than the average MSRP for the GT-R ($176,000 compared to $162,140). Car insurance on the Acura NSX costs an average of $292 less each year than the Nissan GT-R.
  • Nissan GT-R vs. Porsche 911 – The 2022 Nissan GT-R has an average MSRP that is $16,126 more expensive than the Porsche 911 ($162,140 versus $146,014). Car insurance on the Porsche 911 costs an average of $1,028 less per year than the Nissan GT-R.
  • Nissan GT-R vs. Audi R8 – The 2022 Nissan GT-R has an average MSRP that is $18,585 cheaper than the Audi R8 ($162,140 versus $180,725). Insurance on a Nissan GT-R costs an average of $8 more per year than the Audi R8.
  • Nissan GT-R vs. Porsche Taycan – With an average price of $133,220 and ranging from $82,700 to $187,600, the Porsche Taycan costs $28,920 less than the average sticker price for the GT-R. Insurance on the Nissan GT-R costs an average of $1,108 more every 12 months than the Porsche Taycan.

How much is insurance on a used GT-R?

Insurance for a new 2022 Nissan GT-R will set you back an average of $4,426 per year, but insuring and older model could save money. For example, insurance rates for a 2015 GT-R cost an average of $2,884 per year, a savings of $1,542 per year.

The table below shows average full coverage GT-R car insurance rates for the 2013 to 2022 model years.

Nissan GT-R Insurance Cost for 2013-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Nissan GT-R$4,562$380
2022 Nissan GT-R$4,426$369
2021 Nissan GT-R$4,274$356
2020 Nissan GT-R$4,128$344
2019 Nissan GT-R$3,564$297
2018 Nissan GT-R$3,390$283
2017 Nissan GT-R$3,012$251
2016 Nissan GT-R$2,788$232
2015 Nissan GT-R$2,884$240
2014 Nissan GT-R$2,528$211
2013 Nissan GT-R$2,398$200

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan GT-R trim levels for each model year. Updated June 26, 2025

Average annual premium and cost per month to insure 2013 to 2022 Nissan GT-R models
Average annual premium and cost per month to insure 2013 to 2022 Nissan GT-R models

How much is Nissan GT-R insurance for teenage drivers?

Average car insurance rates for teen drivers on a Nissan GT-R range from a low of $10,498 for a 19-year-old female driver to a high of $15,031 for a 16-year-old male driver.

The chart below details Nissan GTR insurance cost for 16 to 19-year-old male and female drivers. For 17-year-old drivers, GTR insurance costs an average of $14,767 for males and $14,018 for females. Nissan GTR insurance for 18-year-old drivers costs $13,626 for males and $12,445 for females.

Average rates for teen drivers vary considerably by location, so it’s a good idea to get a GT-R car insurance quote to determine specific rates where you live.

Average cost to insure teenage drivers on a 2022 Nissan GT-R with full coverage.
Figure 2: Average cost to insure teenage drivers on a 2022 Nissan GT-R with full coverage. Rates updated on June 26, 2025.

Data Methodology: Teenage driver rates are for a 2022 model year Nissan GT-R with $500 comprehensive and collision deductibles. Rates are averaged across all U.S. states and all Nissan GT-R trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

Nissan GT-R Insurance Cost for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$15,031$14,068
17-Year-Old$14,767$14,018
18-Year-Old$13,626$12,445
19-Year-Old$12,278$10,498

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2022 Nissan GT-R. Updated June 26, 2025

Frequently asked questions

The following are some of the most common questions pertaining to insuring a GT-R.

Is Nissan GT-R or Nissan 370Z insurance cheaper?

The Nissan GT-R has an average insurance cost of $4,598 and the Nissan 370Z is $2,611, making the Nissan 370Z cheaper by $1,987 per year for the 2021 model year.

Is Nissan GT-R or Acura NSX insurance cheaper?

For the 2021 model year, the Nissan GT-R has an average insurance cost of $4,598 and the Acura NSX is $4,275, making the Acura NSX cheaper by $323 per year.