- Nissan GT-R insurance cost averages $4,534 per year or $2,267 for a semi-annual policy, depending on the trim level.
- The cheapest 2022 GT-R to insure is the Premium AWD trim level at an estimated $3,848 per year. The most expensive is the Nismo AWD at $5,216 annually.
- Out of 23 vehicles in the 2022 sports car segment, the GT-R ranks 23rd for insurance affordability.
How much does Nissan GT-R car insurance cost?
Car insurance for a 2022 Nissan GT-R averages $4,534 per year for full coverage, which is $378 a month. Insuring a GT-R costs 66.3% more than the national average car insurance rate of $2,276 per year.
When split out by coverage type, collision coverage is an estimated $2,492 a year, liability and medical (or PIP) coverage is approximately $732, and the remaining comprehensive (or other-than-collision) coverage costs an estimated $1,310.
The following chart shows how 2022 Nissan GTR car insurance changes depending on driver age and policy deductibles. The annual policy rates shown vary from $3,018 per year for a driver age 60 with $1,000 comprehensive and collision deductibles to a high policy cost of $10,858 each year for a 20-year-old driver with $250 physical damage deductibles.
Which GT-R trim costs the least to insure?
The cheapest model of Nissan GT-R to insure is the Premium AWD at an estimated $3,848 per year, with the Nismo AWD model costing an average of $5,216 per year.
The next table shows average car insurance rates for the trim levels available for the 2022 Nissan GT-R. Rates are displayed for both annual and 6-month policy terms as well as a monthly amount for budgeting purposes.
| 2022 Nissan GT-R Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Premium AWD | $3,848 | $321 |
| Nismo AWD | $5,216 | $435 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
Is GT-R insurance expensive compared to other cars?
The Nissan GT-R ranks 23rd out of 23 comparison vehicles in the sports car category for the 2022 model year. The GT-R costs an average of $4,534 per year for full coverage insurance, while the segment median average cost is $3,079 per year, a difference of $1,455 per year.
When compared to the all-vehicle national average rate of $2,276, the GT-R costs a whopping $2,258 more. The GT-R is definitely not the vehicle to drive if you’re worried about monthly budgeting to cover your auto insurance bill.
When rates are compared to popular vehicles in the sports car segment, insurance for a Nissan GT-R costs $2,226 more per year than the Ford Mustang, $1,420 more than the Dodge Challenger, $1,504 more than the Chevrolet Camaro, and $2,048 more than the Subaru WRX.
The table below shows how average 2022 Nissan GT-R car insurance rates compare to competitor models in the sports car segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Mazda MX-5 Miata | $1,896 | -$2,638 |
| 2 | Ford Mustang | $2,308 | -$2,226 |
| 3 | BMW Z4 | $2,356 | -$2,178 |
| 4 | Subaru WRX | $2,486 | -$2,048 |
| 5 | Toyota GR86 | $2,550 | -$1,984 |
| 6 | Audi TT | $2,560 | -$1,974 |
| 7 | Toyota GR Supra | $2,608 | -$1,926 |
| 8 | Subaru BRZ | $2,744 | -$1,790 |
| 9 | Chevrolet Corvette | $2,760 | -$1,774 |
| 10 | BMW M3 | $2,834 | -$1,700 |
| 11 | Porsche 718 | $2,960 | -$1,574 |
| 12 | Lexus RC F | $2,982 | -$1,552 |
| 13 | Chevrolet Camaro | $3,030 | -$1,504 |
| 14 | Dodge Challenger | $3,114 | -$1,420 |
| 15 | Mercedes-Benz AMG GT53 | $3,162 | -$1,372 |
| 16 | Jaguar F-Type | $3,310 | -$1,224 |
| 17 | Porsche Taycan | $3,398 | -$1,136 |
| 18 | Porsche 911 | $3,482 | -$1,052 |
| 19 | BMW M4 | $3,486 | -$1,048 |
| 20 | Lexus LC 500 | $3,498 | -$1,036 |
| 21 | Acura NSX | $4,234 | -$300 |
| 22 | Audi R8 | $4,526 | -$8 |
| 23 | Nissan GT-R | $4,534 | -- |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2022 model year. Updated October 24, 2025
A different way to analyze rates is to see how insurance cost for a Nissan GT-R compares to sports car models that have the closest average purchase price.
A 2022 Nissan GT-R has an average MSRP of $162,140, ranging from the Premium AWD trim at $113,540 to the Nismo AWD trim at $210,740.
The sports cars most similar in average price to the GT-R are the Acura NSX, Porsche 911, Audi R8, and Porsche Taycan.
The list below shows how the average MSRP and insurance cost for a Nissan GT-R compares to those four models.
- Nissan GT-R vs. Acura NSX – New off the lot, the sticker price on the Acura NSX averages $13,860 more than the average MSRP for the GT-R ($176,000 compared to $162,140). Car insurance on the Acura NSX costs an average of $300 less each year than the Nissan GT-R.
- Nissan GT-R vs. Porsche 911 – The 2022 Nissan GT-R has an average MSRP that is $16,126 more expensive than the Porsche 911 ($162,140 versus $146,014). Car insurance on the Porsche 911 costs an average of $1,052 less per year than the Nissan GT-R.
- Nissan GT-R vs. Audi R8 – The 2022 Nissan GT-R has an average MSRP that is $18,585 cheaper than the Audi R8 ($162,140 versus $180,725). Insurance on a Nissan GT-R costs an average of $8 more per year than the Audi R8.
- Nissan GT-R vs. Porsche Taycan – With an average price of $133,220 and ranging from $82,700 to $187,600, the Porsche Taycan costs $28,920 less than the average sticker price for the GT-R. Insurance on the Nissan GT-R costs an average of $1,136 more every 12 months than the Porsche Taycan.
How much is insurance on a used GT-R?
Insurance for a new 2022 Nissan GT-R will set you back an average of $4,534 per year, but insuring and older model could save money. For example, insurance rates for a 2015 GT-R cost an average of $2,954 per year, a savings of $1,580 per year.
The table below shows average full coverage GT-R car insurance rates for the 2013 to 2022 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Nissan GT-R | $4,670 | $389 |
| 2022 Nissan GT-R | $4,534 | $378 |
| 2021 Nissan GT-R | $4,378 | $365 |
| 2020 Nissan GT-R | $4,228 | $352 |
| 2019 Nissan GT-R | $3,650 | $304 |
| 2018 Nissan GT-R | $3,474 | $290 |
| 2017 Nissan GT-R | $3,082 | $257 |
| 2016 Nissan GT-R | $2,856 | $238 |
| 2015 Nissan GT-R | $2,954 | $246 |
| 2014 Nissan GT-R | $2,588 | $216 |
| 2013 Nissan GT-R | $2,456 | $205 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan GT-R trim levels for each model year. Updated October 24, 2025
How much is Nissan GT-R insurance for teenage drivers?
Average car insurance rates for teen drivers on a Nissan GT-R range from a low of $10,756 for a 19-year-old female driver to a high of $15,401 for a 16-year-old male driver.
The chart below details Nissan GTR insurance cost for 16 to 19-year-old male and female drivers. For 17-year-old drivers, GTR insurance costs an average of $15,130 for males and $14,362 for females. Nissan GTR insurance for 18-year-old drivers costs $13,962 for males and $12,749 for females.
Average rates for teen drivers vary considerably by location, so it’s a good idea to get a GT-R car insurance quote to determine specific rates where you live.
Frequently asked questions
The following are some of the most common questions pertaining to insuring a GT-R.
Is Nissan GT-R or Nissan 370Z insurance cheaper?
The Nissan GT-R has an average insurance cost of $4,710 and the Nissan 370Z is $2,674, making the Nissan 370Z cheaper by $2,036 per year for the 2021 model year.
Is Nissan GT-R or Acura NSX insurance cheaper?
For the 2021 model year, the Nissan GT-R has an average insurance cost of $4,710 and the Acura NSX is $4,378, making the Acura NSX cheaper by $332 per year.