- Volkswagen Touareg insurance costs an average of $2,154 per year or around $180 per month, depending on the trim level.
- The Touareg ranks 21st out of 21 vehicles in the midsize SUV class for insurance affordability.
- The cheapest Volkswagen Touareg insurance is found on the 3.6 4Motion Sport AWD at $2,082 per year.
How much does Volkwagen Touareg car insurance cost?
The average policyholder can plan on paying around $2,154 a year for a full coverage policy to insure a Volkswagen Touareg, or about $180 a month.
If analyzed by type of coverage, comprehensive is an estimated $502 a year, liability and medical (or PIP) coverage costs approximately $598, and the remaining collision coverage will cost around $1,054.
The chart below shows average car insurance cost per year for a 2017 VW Touareg using an assortment of different driver ages and risk profiles.
In order to help you understand how much variability there is when insuring a Touareg, keep in mind that buying a liability-only insurance policy in the cheapest areas of Ohio or Vermont may be as low as $214 a year.
For the same VW Touareg, a newly-licensed teenage driver with an at-fault accident in some zip codes in Los Angeles may have to pay as much as $15,492 a year for full coverage.
How does VW Touareg insurance compare?
When compared to the most popular models in the midsize SUV segment, car insurance for a Touareg costs $242 more per year than the Jeep Grand Cherokee, $276 more than the Toyota Highlander, $400 more than the Ford Explorer, and $200 more than the Jeep Cherokee.
The VW Touareg ranks 21st out of 21 comparison vehicles in the midsize SUV segment. The Touareg costs an average of $2,154 per year for insurance, while the class average cost is $1,829 per year, a difference of $325 per year.
The chart below shows how well average Volkswagen Touareg car insurance rates compare to the most popular midsize SUVs. A larger table is included after the chart showing average auto insurance cost for all 21 models in the midsize SUV category.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Subaru Outback | $1,614 | -$540 |
| 2 | Ford Edge | $1,648 | -$506 |
| 3 | Chevrolet Traverse | $1,652 | -$502 |
| 4 | Toyota 4Runner | $1,680 | -$474 |
| 5 | Honda Pilot | $1,702 | -$452 |
| 6 | Nissan Murano | $1,708 | -$446 |
| 7 | Ford Explorer | $1,754 | -$400 |
| 8 | Mazda CX-9 | $1,762 | -$392 |
| 9 | Ford Flex | $1,800 | -$354 |
| 10 | GMC Acadia | $1,828 | -$326 |
| 11 | Dodge Journey | $1,836 | -$318 |
| 12 | Kia Sorento | $1,854 | -$300 |
| 13 | Dodge Durango | $1,868 | -$286 |
| 14 | Toyota Highlander | $1,878 | -$276 |
| 15 | Buick Enclave | $1,894 | -$260 |
| 16 | Jeep Grand Cherokee | $1,912 | -$242 |
| 17 | Nissan Pathfinder | $1,934 | -$220 |
| 18 | Jeep Cherokee | $1,954 | -$200 |
| 19 | Hyundai Santa Fe | $1,962 | -$192 |
| 20 | Jeep Wrangler | $2,022 | -$132 |
| 21 | Volkswagen Touareg | $2,154 | -- |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2017 model year. Updated October 24, 2025
Is Touareg insurance expensive?
With Volkswagen Touareg insurance rates ranging from $2,082 to $2,246 per year on average, Touareg insurance cost is definitely on the higher side when compared to similar vehicles.
The most economical trim level to insure is the 3.6 4Motion Sport AWD. The second cheapest model to insure is the 3.6 4Motion Wolfsburg AWD at $2,136 per year. The most expensive Touareg model to insure is the 3.6 4Motion Executive AWD at $2,246 per year.
The rate table below details average car insurance rates for each Volkswagen Touareg package and trim.
| 2017 Volkswagen Touareg Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| 3.6 4Motion Sport AWD | $2,082 | $174 |
| 3.6 4Motion Wolfsburg AWD | $2,136 | $178 |
| 3.6 4Motion Executive AWD | $2,246 | $187 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
