Insurance and Your Volkswagen Touareg: What You Need to Know

How much does VW Touareg insurance cost? We compare average car insurance rates for different Touareg trims to see how it ranks against the competition.

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How much does Volkwagen Touareg car insurance cost?

The average policyholder can plan on paying around $2,106 a year for a full coverage policy to insure a Volkswagen Touareg, or about $176 a month.

If analyzed by type of coverage, comprehensive is an estimated $490 a year, liability and medical (or PIP) coverage costs approximately $586, and the remaining collision coverage will cost around $1,030.

The chart below shows average car insurance cost per year for a 2017 VW Touareg using an assortment of different driver ages and risk profiles.

Average 2017 Volkswagen Touareg insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2017 Volkswagen Touareg insurance premiums for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2017 model year Volkswagen Touareg with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Volkswagen Touareg trim levels.

2017 Volkswagen Touareg Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,862$405
Safe Driver Age 20$4,272$356
At-fault Accidents Age 40$2,980$248
Low Deductibles Age 40$2,780$232
Safe Driver Age 30$2,248$187
Safe Driver Age 40$2,106$176
Safe Driver Age 50$1,858$155
High Deductibles Age 40$1,762$147
Discount Rate Age 40$1,748$146
Safe Driver Age 60$1,744$145

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2017 Volkswagen Touareg trim levels. Updated June 26, 2025

In order to help you understand how much variability there is when insuring a Touareg, keep in mind that buying a liability-only insurance policy in the cheapest areas of Ohio or Vermont may be as low as $214 a year.

For the same VW Touareg, a newly-licensed teenage driver with an at-fault accident in some zip codes in Los Angeles may have to pay as much as $15,299 a year for full coverage.

How does VW Touareg insurance compare?

When compared to the most popular models in the midsize SUV segment, car insurance for a Touareg costs $238 more per year than the Jeep Grand Cherokee, $272 more than the Toyota Highlander, $392 more than the Ford Explorer, and $198 more than the Jeep Cherokee.

The VW Touareg ranks 21st out of 21 comparison vehicles in the midsize SUV segment. The Touareg costs an average of $2,106 per year for insurance, while the class average cost is $1,787 per year, a difference of $319 per year.

The chart below shows how well average Volkswagen Touareg car insurance rates compare to the most popular midsize SUVs. A larger table is included after the chart showing average auto insurance cost for all 21 models in the midsize SUV category.

Average 2017 Volkswagen Touareg car insurance premium compared to other midsize SUV models.
Figure 2: Average 2017 Volkswagen Touareg car insurance premium compared to other midsize SUV models. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2017 model year Volkswagen Touareg. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Volkswagen Touareg trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Volkswagen Touareg Insurance Cost Compared to All Midsize SUVs
Rank Make and Model Annual Premium Difference
1Subaru Outback$1,574-$532
2Ford Edge$1,606-$500
3Chevrolet Traverse$1,614-$492
4Toyota 4Runner$1,640-$466
5Honda Pilot$1,660-$446
6Nissan Murano$1,668-$438
7Ford Explorer$1,714-$392
8Mazda CX-9$1,724-$382
9Ford Flex$1,758-$348
10GMC Acadia$1,786-$320
11Dodge Journey$1,794-$312
12Kia Sorento$1,812-$294
13Dodge Durango$1,826-$280
14Toyota Highlander$1,834-$272
15Buick Enclave$1,852-$254
16Jeep Grand Cherokee$1,868-$238
17Nissan Pathfinder$1,888-$218
18Jeep Cherokee$1,908-$198
19Hyundai Santa Fe$1,916-$190
20Jeep Wrangler$1,974-$132
21Volkswagen Touareg$2,106--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2017 model year. Updated June 26, 2025

Is Touareg insurance expensive?

With Volkswagen Touareg insurance rates ranging from $2,034 to $2,192 per year on average, Touareg insurance cost is definitely on the higher side when compared to similar vehicles.

The most economical trim level to insure is the 3.6 4Motion Sport AWD. The second cheapest model to insure is the 3.6 4Motion Wolfsburg AWD at $2,088 per year. The most expensive Touareg model to insure is the 3.6 4Motion Executive AWD at $2,192 per year.

The rate table below details average car insurance rates for each Volkswagen Touareg package and trim.

2017 Volkswagen Touareg Insurance Rates by Trim Level
2017 Volkswagen Touareg Trim Level Annual Premium Cost Per Month
3.6 4Motion Sport AWD$2,034$170
3.6 4Motion Wolfsburg AWD$2,088$174
3.6 4Motion Executive AWD$2,192$183

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2017 Volkswagen Touareg ranging from the 3.6 4Motion Sport AWD model at $2,034 per year to the 3.6 4Motion Executive AWD model at $2,192
Insurance cost by trim level for a 2017 Volkswagen Touareg ranging from the 3.6 4Motion Sport AWD model at $2,034 per year to the 3.6 4Motion Executive AWD model at $2,192