Insurance and Your Volkswagen Touareg: What You Need to Know

How much does VW Touareg insurance cost? We compare average car insurance rates for different Touareg trims to see how it ranks against the competition.

Start a Free QuoteCompare Volkswagen Touareg car insurance quotes and save on your next policy.

How much does Volkwagen Touareg car insurance cost?

The average policyholder can plan on paying around $1,704 a year for a full coverage policy to insure a Volkswagen Touareg, or about $142 a month.

If analyzed by type of coverage, comprehensive is an estimated $396 a year, liability and medical (or PIP) coverage costs approximately $474, and the remaining collision coverage will cost around $834.

The chart below shows average car insurance cost per year for a 2017 VW Touareg using an assortment of different driver ages and risk profiles.

Figure 1: Average 2017 Volkswagen Touareg insurance premiums for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2017 model year Volkswagen Touareg with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Volkswagen Touareg trim levels.

Volkswagen Touareg Insurance Cost Summary
2017 Volkswagen Touareg Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,940$328
Safe Driver Age 20$3,464$289
At-fault Accidents Age 40$2,414$201
Low Deductibles Age 40$2,254$188
Safe Driver Age 30$1,822$152
Safe Driver Age 40$1,704$142
Safe Driver Age 50$1,508$126
High Deductibles Age 40$1,426$119
Discount Rate Age 40$1,416$118
Safe Driver Age 60$1,412$118

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2017 Volkswagen Touareg trim levels. Updated February 26, 2024

In order to help you understand how much variability there is when insuring a Touareg, keep in mind that buying a liability-only insurance policy in the cheapest areas of Ohio or Vermont may be as low as $214 a year.

For the same VW Touareg, a newly-licensed teenage driver with an at-fault accident in some zip codes in Los Angeles may have to pay as much as $12,780 a year for full coverage.

How does VW Touareg insurance compare?

When compared to the most popular models in the midsize SUV segment, car insurance for a Touareg costs $192 more per year than the Jeep Grand Cherokee, $220 more than the Toyota Highlander, $314 more than the Ford Explorer, and $158 more than the Jeep Cherokee.

The VW Touareg ranks 21st out of 21 comparison vehicles in the midsize SUV segment. The Touareg costs an average of $1,704 per year for insurance, while the class average cost is $1,447 per year, a difference of $257 per year.

The chart below shows how well average Volkswagen Touareg car insurance rates compare to the most popular midsize SUVs. A larger table is included after the chart showing average auto insurance cost for all 21 models in the midsize SUV category.

Figure 2: Average 2017 Volkswagen Touareg car insurance premium compared to other midsize SUV models. Rates updated on February 23, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2017 model year Volkswagen Touareg. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Volkswagen Touareg trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Insurance Cost Comparison: Volkswagen Touareg vs Top 10 Midsize SUVs
Volkswagen Touareg Insurance Cost Compared to All Midsize SUVs
Rank Make and Model Annual Premium Difference
1Subaru Outback$1,276-$428
2Chevrolet Traverse$1,300-$404
3Ford Edge$1,304-$400
4Toyota 4Runner$1,328-$376
5Honda Pilot$1,346-$358
6Nissan Murano$1,352-$352
7Ford Explorer$1,390-$314
8Mazda CX-9$1,394-$310
9Ford Flex$1,424-$280
10GMC Acadia$1,446-$258
11Dodge Journey$1,454-$250
12Kia Sorento$1,466-$238
13Toyota Highlander$1,484-$220
14Dodge Durango$1,486-$218
15Buick Enclave$1,500-$204
16Jeep Grand Cherokee$1,512-$192
17Nissan Pathfinder$1,530-$174
18Jeep Cherokee$1,546-$158
19Hyundai Santa Fe$1,554-$150
20Jeep Wrangler$1,600-$104
21Volkswagen Touareg$1,704--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2017 model year. Updated February 23, 2024

Is Touareg insurance expensive?

With Volkswagen Touareg insurance rates ranging from $1,648 to $1,776 per year on average, Touareg insurance cost is definitely on the higher side when compared to similar vehicles.

The most economical trim level to insure is the 3.6 4Motion Sport AWD. The second cheapest model to insure is the 3.6 4Motion Wolfsburg AWD at $1,690 per year. The most expensive Touareg model to insure is the 3.6 4Motion Executive AWD at $1,776 per year.

The rate table below details average car insurance rates for each Volkswagen Touareg package and trim.

2017 Volkswagen Touareg Insurance Rates by Trim Level
2017 Volkswagen Touareg Trim Level Annual Premium Cost Per Month
3.6 4Motion Sport AWD$1,648$137
3.6 4Motion Wolfsburg AWD$1,690$141
3.6 4Motion Executive AWD$1,776$148

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024

Volkswagen Touareg Insurance Cost by Trim Level