Acura NSX Insurance: 2025 Rates, Insights, Comparisons

How much does Acura NSX insurance cost? We compared average rates since the 2017 model year to see how prices stack up against other performance sports cars.

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  • Acura NSX insurance costs $4,236 per year on average, or around $353 per month for full coverage.
  • The Acura NSX is one of the more expensive performance sports cars to insure, costing $1,116 more per year on average as compared to the rest of the vehicles in the segment.
  • Insuring a 2017 NSX instead of the newest 2023 model could save $1,098 or more per year.

How much does Acura NSX insurance cost?

Acura NSX insurance costs an average of $4,236 per year for a policy with full coverage. The average monthly insurance cost for the NSX is about $353 a month.

Liability and medical payments insurance is approximately $616 a year, comprehensive coverage will cost an estimated $1,220, and the remaining collision coverage is about $2,400.

The chart below details how Acura NSX insurance cost varies based on the age of the rated driver and the chosen policy deductibles for the 2023 model year. The rate values range from the cheapest policy cost of $2,806 per year for a driver age 60 with $1,000 comprehensive and collision deductibles to the highest policy cost of $10,196 annually for a driver age 20 with $250 deductibles.

Average 2023 Acura NSX car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2023 Acura NSX car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2023 model year Acura NSX. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2023 Acura NSX Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$6,872$573
$500$8,486$707
$250$10,196$850
30-Year-Old$1,000$3,668$306
$500$4,560$380
$250$5,492$458
40-Year-Old$1,000$3,416$285
$500$4,236$353
$250$5,092$424
50-Year-Old$1,000$2,992$249
$500$3,702$309
$250$4,440$370
60-Year-Old$1,000$2,806$234
$500$3,468$289
$250$4,162$347

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2023 Acura NSX. Updated June 26, 2025

Is Acura NSX car insurance expensive?

When compared to other 2023 model year sports cars, insurance for an Acura NSX costs $1,722 more per year than the Ford Mustang, $804 more than the Dodge Challenger, $1,260 more than the Chevrolet Camaro, and $1,728 more than the Subaru WRX.

The Acura NSX ranks 23rd out of 26 comparison vehicles in the sports car category. The NSX costs an average of $4,236 per year to insure for full coverage and the class average cost is $3,120 annually, a difference of $1,116 per year.

The table below shows how Acura NSX car insurance rates compare to the rest of the performance car segment.

Insurance Cost Comparison: Acura NSX vs Sports Cars
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$2,104-$2,132
2Audi TT$2,364-$1,872
3BMW Z4$2,488-$1,748
4Subaru WRX$2,508-$1,728
5Ford Mustang$2,514-$1,722
6Nissan Z$2,554-$1,682
7Toyota GR Supra$2,596-$1,640
8Toyota GR86$2,628-$1,608
9BMW M2$2,646-$1,590
10Subaru BRZ$2,740-$1,496
11Chevrolet Corvette$2,818-$1,418
12BMW M3$2,876-$1,360
13Lexus RC F$2,930-$1,306
14Porsche 718$2,938-$1,298
15Chevrolet Camaro$2,976-$1,260
16Mercedes-Benz AMG GT53$3,170-$1,066
17Jaguar F-Type$3,274-$962
18Porsche Taycan$3,352-$884
19BMW M4$3,390-$846
20Dodge Challenger$3,432-$804
21Lexus LC 500$3,438-$798
22Porsche 911$3,740-$496
23Acura NSX$4,236--
24Audi R8$4,374$138
25Mercedes-Benz SL 55$4,382$146
26Mercedes-Benz SL 63$4,664$428

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2023 model year. Updated June 26, 2025

At $4,236 per year, insurance cost for a 2023 Acura NSX ranks 23rd out of 26 models in the sports car segment
At $4,236 per year, insurance cost for a 2023 Acura NSX ranks 23rd out of 26 models in the sports car segment

How much is insurance on a used Acura NSX?

Insuring a 2017 NSX instead of the newest 2023 model could save $1,098 per year or more on insurance cost, depending on policy limits. Even opting for an “almost new” 2019 model could save $760 or more each year.

The following table details estimated insurance rates for an Acura NSX for a range of driver age groups from 2017 to 2023. Insurance cost ranges from the cheapest rate of $2,572 for a 60-year-old driver rated on a 2017 Acura NSX to the most expensive rate of $8,486 for a 20-year-old driving a 2023 NSX.

Acura NSX Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Acura NSX$8,486$4,236$3,468
2022 Acura NSX$8,298$4,134$3,384
2021 Acura NSX$7,988$3,972$3,254
2020 Acura NSX$7,706$3,834$3,142
2019 Acura NSX$6,980$3,476$2,846
2018 Acura NSX$6,582$3,288$2,694
2017 Acura NSX$6,272$3,138$2,572

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Acura NSX trim levels for each model year. Updated June 27, 2025

Average insurance rates for 2017 to 2023 Acura NSX models for drivers age 20, 40 and 60
Average insurance rates for 2017 to 2023 Acura NSX models for drivers age 20, 40 and 60

Frequently asked questions

Car insurance rates have a lot of moving pieces that make up the actual price you pay. Here are some additional FAQs with some extra rate estimates.

What are average Acura NSX car insurance rates?

Acura NSX insurance costs an average of $4,236 per year. When compared to a “normal” car, NSX insurance costs $2,015 more than the all-vehicle national average rate of $2,221.

What is the average monthly cost to insure an NSX?

The average monthly cost to insure an Acura NSX is $353 for full coverage. Rates range from around $289 per month for a 60-year-old driver to $707 for a 20-year-old driver. Teen drivers pay significantly higher rates.

How much is Acura NSX insurance for a 17-year-old driver?

The cost to insure a 17-year-old male driver on an Acura NSX averages $14,127 per year or around $1,177 per month for full coverage.

How much is NSX insurance for an 18-year-old driver?

The cost to insure an 18-year-old male on an Acura NSX averages $13,083 per year or around $1,090 per month for full coverage.

How much is Acura NSX car insurance for a 19-year-old?

Full coverage insurance on an Acura NSX for a 19-year-old driver ranges from $10,070 for females to $11,768 for males, assuming $500 physical damage deductibles.

Is Acura NSX or Audi R8 insurance cheaper?

The Acura NSX has an average insurance cost of $4,236 and the Audi R8 is $4,374, making the Acura NSX cheaper by $138 per year for the 2023 model year.