- Audi RS 7 car insurance costs an average of $3,012 per year for a full coverage policy, but rates can vary considerably based on policy limits.
- The cheapest Audi RS 7 insurance is on the 4.0T Quattro Sedan trim level at an estimated $2,896 per year. The most expensive is the 4.0T Quattro Performance Sedan at $3,124 annually.
- Ranked 23rd out of 36 other models in the large luxury car class, car insurance rates for the Audi RS 7 cost $161 more per year than the average cost for the segment.
How much does Audi RS 7 car insurance cost?
Audi RS 7 insurance rates cost an average of $3,012 a year, or around $251 on a monthly basis. Overall, expect to pay around $161 more annually to insure an Audi RS 7 when compared to the average rate for all large luxury cars, and $736 more per year than the $2,276 national average.
The cost summary chart below details how RS 7 car insurance cost for the 2018 model year can be different depending on the age of the driver and physical damage deductibles. The annual policy rates shown range from as low as $2,060 per year for a driver age 60 with $1,000 comprehensive and collision deductibles to the highest cost of $7,184 per year for a driver age 20 with a deductible of $250.
The overall average insurance cost in the chart above is the $500 deductible policy for a 40-year-old driver which costs $3,012 per year, or $251 per month. For the same $500 deductible level, insurance cost on an Audi RS 7 ranges from $2,482 for a 60-year-old driver to $6,090 for a 20-year-old driver.
The table below displays the estimated annual and semi-annual policy costs, in addition to a monthly budget amount, for each Audi RS 7 model package and trim level.
| 2018 Audi RS 7 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| 4.0T Quattro Sedan | $2,896 | $241 |
| 4.0T Quattro Performance Sedan | $3,124 | $260 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
The following table breaks down average Audi RS 7 insurance policy costs from the 2014 to the 2018 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Audi RS 7 | $3,608 | $301 |
| 2023 Audi RS 7 | $3,518 | $293 |
| 2022 Audi RS 7 | $3,362 | $280 |
| 2018 Audi RS 7 | $3,012 | $251 |
| 2017 Audi RS 7 | $3,182 | $265 |
| 2016 Audi RS 7 | $2,896 | $241 |
| 2015 Audi RS 7 | $2,722 | $227 |
| 2014 Audi RS 7 | $2,566 | $214 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi RS 7 trim levels for each model year. Updated October 24, 2025
How does RS 7 insurance compare to similar vehicles?
When compared to the other large luxury cars, car insurance prices for an Audi RS 7 cost $872 more per year than the Audi A5, $120 more than the BMW 740i, and $830 more than the Cadillac XTS.
The Audi RS 7 ranks 23rd out of 36 comparison vehicles in the 2018 large luxury car class for most affordable car insurance prices. The RS 7 costs an estimated $3,012 per year for insurance, while the class average auto insurance cost is $2,851 per year, a difference of $161 per year.
The chart displayed below shows how Audi RS 7 car insurance rates fare against the top 10 best-selling large luxury cars like the Cadillac CT6, Lincoln Continental, and the Porsche Panamera. A table with more comprehensive data is also included following the chart that details insurance rates for the entire 36 vehicle large luxury car segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Lincoln Continental | $1,996 | -$1,016 |
| 2 | Cadillac CTS | $2,060 | -$952 |
| 3 | Audi A5 | $2,140 | -$872 |
| 4 | Cadillac XTS | $2,182 | -$830 |
| 5 | Cadillac CT6 | $2,206 | -$806 |
| 6 | Volvo S90 | $2,288 | -$724 |
| 7 | Lexus LS 500 | $2,374 | -$638 |
| 8 | Infiniti Q70 | $2,382 | -$630 |
| 9 | Acura RLX | $2,420 | -$592 |
| 10 | Lexus LS 500H | $2,466 | -$546 |
| 11 | Mercedes-Benz CLS550 | $2,524 | -$488 |
| 12 | Lexus GS 450 | $2,548 | -$464 |
| 13 | Infiniti Q60 | $2,596 | -$416 |
| 14 | Mercedes-Benz C63 AMG | $2,644 | -$368 |
| 15 | Cadillac CTS-V | $2,718 | -$294 |
| 16 | Mercedes-Benz S450 | $2,748 | -$264 |
| 17 | Jaguar XJ | $2,758 | -$254 |
| 18 | Genesis G90 | $2,766 | -$246 |
| 19 | BMW 740e | $2,872 | -$140 |
| 20 | BMW 740i | $2,892 | -$120 |
| 21 | Mercedes-Benz S560 | $2,902 | -$110 |
| 22 | BMW 650i | $2,908 | -$104 |
| 23 | Audi RS 7 | $3,012 | -- |
| 24 | Mercedes-Benz E63 AMG | $3,092 | $80 |
| 25 | Mercedes-Benz CLS63 AMG | $3,120 | $108 |
| 26 | BMW 750i | $3,128 | $116 |
| 27 | Maserati Ghibli | $3,134 | $122 |
| 28 | Porsche Panamera | $3,196 | $184 |
| 29 | Audi A8 | $3,224 | $212 |
| 30 | BMW Alpina B6 | $3,312 | $300 |
| 31 | Maserati Quattroporte | $3,328 | $316 |
| 32 | Audi S8 | $3,426 | $414 |
| 33 | Mercedes-Benz AMG | $3,452 | $440 |
| 34 | Mercedes-Benz AMG S63 | $3,522 | $510 |
| 35 | BMW M760i | $3,758 | $746 |
| 36 | Mercedes-Benz S65 AMG | $4,538 | $1,526 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2018 model year. Updated October 24, 2025