Audi RS 7 Insurance for 2025: Why Does it Cost so Much?

• Audi RS 7 car insurance costs an average of $2,940 per year for a full coverage policy, but rates can vary considerably based on policy limits.
• The cheapest Audi RS 7 insurance is on the 4.0T Quattro Sedan trim level at an estimated $2,828 per year. The most expensive is the 4.0T Quattro Performance Sedan at $3,050 annually.
• Ranked 23^rd out of 36 other models in the large luxury car class, car insurance rates for the Audi RS 7 cost $157 more per year than the average cost for the segment.

How much does Audi RS 7 car insurance cost?

Audi RS 7 insurance rates cost an average of $2,940 a year, or around $245 on a monthly basis. Overall, expect to pay around $157 more annually to insure an Audi RS 7 when compared to the average rate for all large luxury cars, and $719 more per year than the $2,221 national average.

The cost summary chart below details how RS 7 car insurance cost for the 2018 model year can be different depending on the age of the driver and physical damage deductibles. The annual policy rates shown range from as low as $2,014 per year for a driver age 60 with $1,000 comprehensive and collision deductibles to the highest cost of $7,010 per year for a driver age 20 with a deductible of $250.

The overall average insurance cost in the chart above is the $500 deductible policy for a 40-year-old driver which costs $2,940 per year, or $245 per month. For the same $500 deductible level, insurance cost on an Audi RS 7 ranges from $2,424 for a 60-year-old driver to $5,946 for a 20-year-old driver.

The table below displays the estimated annual and semi-annual policy costs, in addition to a monthly budget amount, for each Audi RS 7 model package and trim level.

The following table breaks down average Audi RS 7 insurance policy costs from the 2014 to the 2018 model years.

How does RS 7 insurance compare to similar vehicles?

When compared to the other large luxury cars, car insurance prices for an Audi RS 7 cost $850 more per year than the Audi A5, $116 more than the BMW 740i, and $810 more than the Cadillac XTS.

The Audi RS 7 ranks 23^rd out of 36 comparison vehicles in the 2018 large luxury car class for most affordable car insurance prices. The RS 7 costs an estimated $2,940 per year for insurance, while the class average auto insurance cost is $2,783 per year, a difference of $157 per year.

The chart displayed below shows how Audi RS 7 car insurance rates fare against the top 10 best-selling large luxury cars like the Cadillac CT6, Lincoln Continental, and the Porsche Panamera. A table with more comprehensive data is also included following the chart that details insurance rates for the entire 36 vehicle large luxury car segment.