Audi RS 7 Insurance for 2025: Why Does it Cost so Much?

How much does Audi RS 7 insurance cost? We compared rates by model year for the RS 7 4.0T Quattro and Quattro Performance sedans to discover how prices stack up against the rest of the large luxury car segment.

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  • Audi RS 7 car insurance costs an average of $3,012 per year for a full coverage policy, but rates can vary considerably based on policy limits.
  • The cheapest Audi RS 7 insurance is on the 4.0T Quattro Sedan trim level at an estimated $2,896 per year. The most expensive is the 4.0T Quattro Performance Sedan at $3,124 annually.
  • Ranked 23rd out of 36 other models in the large luxury car class, car insurance rates for the Audi RS 7 cost $161 more per year than the average cost for the segment.

How much does Audi RS 7 car insurance cost?

Audi RS 7 insurance rates cost an average of $3,012 a year, or around $251 on a monthly basis. Overall, expect to pay around $161 more annually to insure an Audi RS 7 when compared to the average rate for all large luxury cars, and $736 more per year than the $2,276 national average.

The cost summary chart below details how RS 7 car insurance cost for the 2018 model year can be different depending on the age of the driver and physical damage deductibles. The annual policy rates shown range from as low as $2,060 per year for a driver age 60 with $1,000 comprehensive and collision deductibles to the highest cost of $7,184 per year for a driver age 20 with a deductible of $250.

Average 2018 Audi RS 7 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2018 Audi RS 7 car insurance premiums for different driver ages and policy deductibles. Rates updated on October 24, 2025.

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Data Methodology: Average premiums are based on a 2018 model year Audi RS 7. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2018 Audi RS 7 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$5,060$422
$500$6,090$508
$250$7,184$599
30-Year-Old$1,000$2,658$222
$500$3,226$269
$250$3,816$318
40-Year-Old$1,000$2,490$208
$500$3,012$251
$250$3,556$296
50-Year-Old$1,000$2,200$183
$500$2,650$221
$250$3,118$260
60-Year-Old$1,000$2,060$172
$500$2,482$207
$250$2,924$244

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2018 Audi RS 7. Updated October 24, 2025

The overall average insurance cost in the chart above is the $500 deductible policy for a 40-year-old driver which costs $3,012 per year, or $251 per month. For the same $500 deductible level, insurance cost on an Audi RS 7 ranges from $2,482 for a 60-year-old driver to $6,090 for a 20-year-old driver.

The table below displays the estimated annual and semi-annual policy costs, in addition to a monthly budget amount, for each Audi RS 7 model package and trim level.

2018 Audi RS 7 Insurance Rates by Trim Level
2018 Audi RS 7 Trim Level Annual Premium Cost Per Month
4.0T Quattro Sedan$2,896$241
4.0T Quattro Performance Sedan$3,124$260

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2018 Audi RS 7 ranging from the 4.0T Quattro Sedan model at $2,896 per year to the 4.0T Quattro Performance Sedan model at $3,124
Insurance cost by trim level for a 2018 Audi RS 7 ranging from the 4.0T Quattro Sedan model at $2,896 per year to the 4.0T Quattro Performance Sedan model at $3,124

The following table breaks down average Audi RS 7 insurance policy costs from the 2014 to the 2018 model years.

Audi RS 7 Insurance Cost for 2014-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Audi RS 7$3,608$301
2023 Audi RS 7$3,518$293
2022 Audi RS 7$3,362$280
2018 Audi RS 7$3,012$251
2017 Audi RS 7$3,182$265
2016 Audi RS 7$2,896$241
2015 Audi RS 7$2,722$227
2014 Audi RS 7$2,566$214

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi RS 7 trim levels for each model year. Updated October 24, 2025

Average annual premium and cost per month to insure 2014 to 2018 Audi RS 7 models
Average annual premium and cost per month to insure 2014 to 2018 Audi RS 7 models

How does RS 7 insurance compare to similar vehicles?

When compared to the other large luxury cars, car insurance prices for an Audi RS 7 cost $872 more per year than the Audi A5, $120 more than the BMW 740i, and $830 more than the Cadillac XTS.

The Audi RS 7 ranks 23rd out of 36 comparison vehicles in the 2018 large luxury car class for most affordable car insurance prices. The RS 7 costs an estimated $3,012 per year for insurance, while the class average auto insurance cost is $2,851 per year, a difference of $161 per year.

The chart displayed below shows how Audi RS 7 car insurance rates fare against the top 10 best-selling large luxury cars like the Cadillac CT6, Lincoln Continental, and the Porsche Panamera. A table with more comprehensive data is also included following the chart that details insurance rates for the entire 36 vehicle large luxury car segment.

Average 2018 Audi RS 7 car insurance premium compared to other large luxury car models.
Figure 2: Average 2018 Audi RS 7 car insurance premium compared to other large luxury car models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2018 model year Audi RS 7. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Audi RS 7 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Audi RS 7 Insurance Cost Compared to All Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,996-$1,016
2Cadillac CTS$2,060-$952
3Audi A5$2,140-$872
4Cadillac XTS$2,182-$830
5Cadillac CT6$2,206-$806
6Volvo S90$2,288-$724
7Lexus LS 500$2,374-$638
8Infiniti Q70$2,382-$630
9Acura RLX$2,420-$592
10Lexus LS 500H$2,466-$546
11Mercedes-Benz CLS550$2,524-$488
12Lexus GS 450$2,548-$464
13Infiniti Q60$2,596-$416
14Mercedes-Benz C63 AMG$2,644-$368
15Cadillac CTS-V$2,718-$294
16Mercedes-Benz S450$2,748-$264
17Jaguar XJ$2,758-$254
18Genesis G90$2,766-$246
19BMW 740e$2,872-$140
20BMW 740i$2,892-$120
21Mercedes-Benz S560$2,902-$110
22BMW 650i$2,908-$104
23Audi RS 7$3,012--
24Mercedes-Benz E63 AMG$3,092$80
25Mercedes-Benz CLS63 AMG$3,120$108
26BMW 750i$3,128$116
27Maserati Ghibli$3,134$122
28Porsche Panamera$3,196$184
29Audi A8$3,224$212
30BMW Alpina B6$3,312$300
31Maserati Quattroporte$3,328$316
32Audi S8$3,426$414
33Mercedes-Benz AMG$3,452$440
34Mercedes-Benz AMG S63$3,522$510
35BMW M760i$3,758$746
36Mercedes-Benz S65 AMG$4,538$1,526

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2018 model year. Updated October 24, 2025