- Cadillac CTS-V insurance costs an average of $2,810 per year, or around $234 per month, depending on policy limits.
- The Cadillac CTS-V is one of the cheaper large luxury cars to insure, costing $171 less per year on average when compared to other large luxury cars.
How much does Cadillac CTS-V car insurance cost?
Cadillac CTS-V insurance costs an average of $2,810 a year for full coverage, or $234 each month. On average, expect to pay approximately $171 less each year to insure a Cadillac CTS-V when compared to the average rate for all large luxury cars, and $589 more per year than the $2,221 average for all vehicles.
The rate chart below demonstrates how average Cadillac CTS-V car insurance rates can vary with changes in the rated driver age and policy deductibles.
The next table illustrates average full coverage insurance rates for a Cadillac CTS-V for the 2013-2019 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2019 Cadillac CTS-V | $2,810 | $234 |
| 2018 Cadillac CTS-V | $2,654 | $221 |
| 2017 Cadillac CTS-V | $2,542 | $212 |
| 2016 Cadillac CTS-V | $2,440 | $203 |
| 2015 Cadillac CTS-V | $2,176 | $181 |
| 2014 Cadillac CTS-V | $2,034 | $170 |
| 2013 Cadillac CTS-V | $1,838 | $153 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Cadillac CTS-V trim levels for each model year. Updated June 26, 2025
How cheap is Cadillac CTS-V car insurance?
The Cadillac CTS-V ranks 16th out of 31 total comparison vehicles in the large luxury car category for most affordable car insurance cost. The CTS-V costs an average of $2,810 per year for a car insurance policy with full coverage and the class average cost is $2,981 annually, a difference of $171 per year.
When compared to other popular large luxury cars, car insurance rates for a Cadillac CTS-V cost $644 more per year than the Audi A5, $166 less than the BMW 740i, and $552 more than the Cadillac XTS.
The next chart shows how average Cadillac CTS-V car insurance rates compare to the top 10 most popular large luxury cars in the U.S. like the Cadillac CT6, Lincoln Continental, and the Porsche Panamera. A more complete table is added following the chart that displays insurance cost rankings for all 31 models in the large luxury car class.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Cadillac CTS | $2,124 | -$686 |
| 2 | Lincoln Continental | $2,156 | -$654 |
| 3 | Audi A5 | $2,166 | -$644 |
| 4 | Cadillac CT6 | $2,220 | -$590 |
| 5 | Cadillac XTS | $2,258 | -$552 |
| 6 | Volvo S90 | $2,358 | -$452 |
| 7 | Infiniti Q70 | $2,436 | -$374 |
| 8 | Acura RLX | $2,512 | -$298 |
| 9 | Infiniti Q60 | $2,614 | -$196 |
| 10 | Lexus LS 500 | $2,644 | -$166 |
| 11 | Lexus LS 500H | $2,654 | -$156 |
| 12 | Mercedes-Benz AMG E53 | $2,664 | -$146 |
| 13 | Genesis G90 | $2,744 | -$66 |
| 14 | Kia K900 | $2,784 | -$26 |
| 15 | Mercedes-Benz AMG CLS53 | $2,796 | -$14 |
| 16 | Cadillac CTS-V | $2,810 | -- |
| 17 | Mercedes-Benz S450 | $2,854 | $44 |
| 18 | Jaguar XJ | $2,870 | $60 |
| 19 | BMW 740e | $2,956 | $146 |
| 20 | BMW 740i | $2,976 | $166 |
| 21 | BMW 650i | $3,002 | $192 |
| 22 | BMW M850i | $3,010 | $200 |
| 23 | Mercedes-Benz E63 AMG | $3,210 | $400 |
| 24 | Audi A8 | $3,218 | $408 |
| 25 | Mercedes-Benz S560 | $3,228 | $418 |
| 26 | BMW 750i | $3,234 | $424 |
| 27 | Porsche Panamera | $3,394 | $584 |
| 28 | BMW M760i | $3,870 | $1,060 |
| 29 | Mercedes-Benz AMG S63 | $3,958 | $1,148 |
| 30 | Mercedes-Benz S65 AMG | $4,972 | $2,162 |
| 31 | Bentley Mulsanne | $5,734 | $2,924 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2019 model year. Updated June 26, 2025
Other CTS-V insurance rates and insights
Some other observations as they relate to insurance costs on a Cadillac CTS-V include:
- Raise your credit for better rates. Insureds with excellent credit scores of 800+ could save as much as $441 per year over a good credit rating of 670-739. Conversely, a weaker credit score could cost around $511 more per year.
- Drive safe and save. Too many at-fault accidents will increase rates, to the tune of $1,350 per year for a 30-year-old driver and even as much as $650 per year for a 60-year-old driver.
- Cadillac CTS-V car insurance rates for teenagers are high. Average rates for full coverage CTS-V insurance costs $9,880 per year for a 16-year-old driver, $9,658 per year for a 17-year-old driver, $8,822 per year for an 18-year-old driver, and $7,957 per year for a 19-year-old driver.
- Getting older means cheaper auto insurance rates. The difference in CTS-V insurance cost between a 60-year-old driver ($2,316 per year) and a 20-year-old driver ($5,704 per year) is $3,388, or a savings of 84.5%.
- Earn discounts to save money. Discounts may be available if the insureds are homeowners, take a defensive driving course, are military or federal employees, are senior citizens, or many other discounts which could save the average driver as much as $476 per year.
- High-risk car insurance can get expensive. For a 50-year-old driver, having enough accidents and violations to require a high-risk insurance policy can increase the cost by $3,288 or more per year.